$250,000
SOLD FEB 21, 2025

3649 Pondside Ct Elsmere, KY 41018

3 Beds
2 Baths
998 Sq Ft
6,534 Sq Ft Lot

Recently Sold

$251 Per Sq Ft

5% Above List Price

3 Days on Market

Highlights

  • Pond View
  • Cathedral Ceiling
  • No HOA
  • Deck
  • Traditional Architecture
  • Formal Dining Room

About This Home

As of February 2025

Move right into this super cute 3 bedroom bi-level located on a cul-de-sac with a lot that overlooks a pond. HDWD floors on the upper and lower levels. Vaulted ceilings and large windows flood the living space with natural light. Kitchen has S/S appliances (gas cooktop) and butcher block counters. Sliding doors off the kitchen to a deck- and sliders off the family room to the patio. Both entertainment spaces overlook the fenced yard and pond. Three bedrooms all have newer carpet. Ceiling fans in all bedrooms. Full baths on both levels with ceramic tile floors. Spacious family room is awesome for entertaining. Oversized 2 car garage.

Last Agent to Sell the Property

Mike McKeown

Huff Realty - Florence License #186189 Listed on: 01/22/2025

Huff Realty - Florence

Last Buyer's Agent

Kelli Smith

Hand in Hand Realty License #197297

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1999

Lot Details

  • 6,534 Sq Ft Lot
  • Cul-De-Sac
  • Wood Fence

Parking

  • 2 Car Attached Garage
  • Driveway

Home Design

  • Traditional Architecture
  • Bi-Level Home
  • Poured Concrete
  • Shingle Roof
  • Composition Roof
  • Vinyl Siding

Interior Spaces

  • 998 Sq Ft Home
  • Cathedral Ceiling
  • Ceiling Fan
  • Fireplace
  • Vinyl Clad Windows
  • Panel Doors
  • Entrance Foyer
  • Family Room
  • Living Room
  • Formal Dining Room
  • Pond Views
  • Smart Thermostat
  • Electric Dryer Hookup

Kitchen

  • Eat-In Kitchen
  • Electric Oven
  • Gas Range
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Laminate
  • Vinyl Plank

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Finished Basement

  • Basement Fills Entire Space Under The House
  • Finished Basement Bathroom
  • Stubbed For A Bathroom

Outdoor Features

  • Deck
  • Patio

Schools

  • Arnett Elementary School
  • Tichenor Middle School
  • Lloyd High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Cable TV Available

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 016-10-00-005.66

Home Details

Home Type

Single Family

Year Built

Built in 1999

Lot Details

0

Parking

2

Listing Details

  • Cooling: Central Air
  • Property Condition: Existing Structure
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.15
  • Year Built: 1999
  • Lot Size: Irr
  • Road Frontage Type: City Street
  • Road Surface Type: Paved
  • Directions: Garvey Ave to Galvin St, to R on Capitol St, L on Pondside
  • Architectural Style: Traditional
  • Garage Yn: Yes
  • New Construction: No
  • Property Attached Yn: No
  • ResoPropertyType: Residential
  • Location Tax Legal Info:Property Attached YN: No
  • Location Tax Legal Info:New Construction: No
  • Location Tax Legal Info:Elementary School: Arnett Elementary
  • Location Tax Legal Info:Middle or Junior School: Tichenor Middle School
  • Location Tax Legal Info:High School: Lloyd High
  • Contract Info:Auction YN: No
  • General Property Description:Basement YN2: Yes
  • General Property Description:Fireplace YN: No
  • General Property Description:Lot Size Dimensions: Irr
  • Remarks Misc:Agent Only Remarks: Back on the market due to first time home buyer getting cold feet.
  • Appliances Microwave: Yes
  • Cooling:Central Air: Yes
  • Foundation:Poured Concrete: Yes
  • Roof:Shingle: Yes
  • Room Type:Entry: Yes
  • Room Type:Family Room4: Yes
  • Sewer:Public Sewer: Yes
  • Utilities:Cable Available: Yes
  • Utilities:Natural Gas Available: Yes
  • Utilities Electric Company: Duke
  • Utilities Gas Company: Duke
  • Water Company: NKY Water
  • Water Source:Public: Yes
  • Room Details:Family Room YN: Yes
  • Room Details:Formal Dining Rm YN: Yes
  • General Property Description:Lot Size Acres: 0.15
  • General Property Description:Living Area: 998.0
  • General Property Description:Lot Size Square Feet: 6534.0
  • Architecture:Traditional: Yes
  • Location Tax Legal Info:Tax ID: 016-10-00-005.66
  • Appliances Refrigerators: Yes
  • Laundry Features:Electric Dryer Hookup: Yes
  • Roof:Composition: Yes
  • Room Type:Living Room4: Yes
  • Fencing:Wood3: Yes
  • Levels:Bi-Level: Yes
  • Percent Basement Finished: Yes
  • View:Pond2: Yes
  • Fencing Fenced: Yes
  • Special Features: None

Interior Features

  • Interior Amenities: Smart Thermostat, Pantry, Entrance Foyer, Eat-in Kitchen, Cathedral Ceiling(s), Ceiling Fan(s), Multi Panel Doors, Vaulted Ceiling(s)
  • Basement: Full, Finished, Bath/Stubbed
  • Heating: Natural Gas, Forced Air
  • Levels: Bi-Level
  • Flooring: Laminate
  • Property Type: Residential
  • Appliances: Electric Oven, Gas Range, Dishwasher, Disposal, Microwave, Refrigerator
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplace: No
  • Living Area: 998.0
  • Window Features: Vinyl Clad Window(s)
  • Full Basement: Yes
  • Appliances Dishwasher: Yes
  • Appliances:Electric Oven: Yes
  • Interior Features:Ceiling Fan(s): Yes
  • Interior Features:Entrance Foyer2: Yes
  • Interior Features:Multi Panel Doors: Yes
  • Interior Features:Pantry2: Yes
  • Interior Features:Smart Thermostat: Yes
  • Appliances:Gas Range: Yes
  • Interior Features:Eat-in Kitchen2: Yes
  • Basement:Full Finished Bath: Yes
  • Interior Features:Cathedral Ceiling(s): Yes
  • Interior Features:Vaulted Ceiling(s): Yes
  • Basement:Plank Flooring2: Yes

Exterior Features

  • View: Pond
  • Fencing: Fenced, Wood
  • Roof: Composition, Shingle
  • Lot Features: Cul-De-Sac
  • View: Yes
  • Construction Type: Vinyl Siding
  • Foundation Details: Poured Concrete
  • Patio And Porch Features: Deck, Patio
  • Construction Materials:Vinyl Siding: Yes
  • Patio and Porch Features:Deck: Yes
  • Patio and Porch Features:Patio: Yes
  • Window Features:Vinyl Clad Window(s): Yes
  • Lot Features:Cul-De-Sac: Yes

Garage/Parking

  • Attached Garage: Yes
  • Parking Features: Attached, Driveway, Garage
  • General Property Description:Garage Spaces: 2.0
  • Parking Features:Attached: Yes
  • Parking Features:Driveway: Yes
  • Parking Features:Garage5: Yes

Utilities

  • Sewer: Public Sewer
  • Water Source: Public
  • Laundry Features: Electric Dryer Hookup
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Utilities: Cable Available, Natural Gas Available
  • Heating:Natural Gas2: Yes
  • Heating:Forced Air: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Association Information:Association YN: No

Schools

  • Elementary School: Arnett Elementary
  • Junior High Dist: Erlanger/Elsmere
  • High School: Lloyd High
  • Middle Or Junior School: Tichenor Middle School

Lot Info

  • Lot Size Sq Ft: 6534.0
  • Zoning Description: Residential
  • ResoLotSizeUnits: Acres

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 22, 2025
Closed on
Feb 21, 2025
Sold by
Fisher Jacob A
Bought by
Mcquerry Rylee Nicole and Darling Brandon J
Seller's Agent
Mike McKeown
Huff Realty - Florence
Buyer's Agent
Kelli Smith
Hand in Hand Realty
List Price
$239,000
Sold Price
$250,000
Premium/Discount to List
$11,000
4.6%
Views
71
Current Estimated Value
$261,562

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$11,562
Avg. Annual Appreciation
5.40%
Original Mortgage
$10,000
Outstanding Balance
$1,026
Interest Rate
6.93%
Mortgage Type
New Conventional
Estimated Equity
$260,536

Purchase Details

Listed on
Aug 31, 2020
Closed on
Aug 28, 2020
Sold by
Martinez Samantha K and Barton Clayton Joseph
Bought by
Fisher Jacob A
Seller's Agent
Patrina Hensley
Sibcy Cline, REALTORS-Florence
Buyer's Agent
Mike McKeown
Huff Realty - Florence
List Price
$165,000
Sold Price
$165,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.70%
Original Mortgage
$130,800
Interest Rate
2.9%
Mortgage Type
New Conventional

Purchase Details

Closed on
May 4, 2018
Sold by
Lay Jeffrey Allen and Lay Megan Nicole
Bought by
Martinez Samantha Kim

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$112,800
Interest Rate
4.44%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jun 23, 2016
Sold by
Guenther Nicholas D and Guenther Nicole
Bought by
Lay Jeffrey A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$134,838
Interest Rate
3.57%
Mortgage Type
VA

Purchase Details

Closed on
Jun 13, 2014
Sold by
Nguyen David
Bought by
Guenther Nicholas D

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$122,735
Interest Rate
4.28%
Mortgage Type
FHA

Purchase Details

Closed on
Jul 16, 2007
Sold by
Kah Matt and Kah Cynthia
Bought by
Nguyen David

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$128,250
Interest Rate
6.5%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jun 11, 2001
Sold by
Savage David
Bought by
Kah Matt and Kah Cynthia

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$113,124
Interest Rate
7.05%
Mortgage Type
FHA

Purchase Details

Closed on
Aug 3, 1999
Sold by
Calumet Homes Llc
Bought by
Savage David and Savage Sondra M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$102,100
Interest Rate
7.66%
Mortgage Type
FHA

Purchase Details

Closed on
Oct 22, 1997
Sold by
Mohr Siebert
Bought by
T C D Inc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$232,400
Interest Rate
7.55%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $250,000 360 American Title
Warranty Deed $250,000 360 American Title
Warranty Deed $163,500 None Available
Warranty Deed $141,000 Lawyers Title Of Cincinnati
Deed $132,000 Attorney
Warranty Deed $125,000 360 American Title Svcs Llc
Warranty Deed $135,000 Homestead Title Agency Ltd
Deed $114,900 --
Deed $102,170 --
Deed $265,600 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $10,000 New Conventional
Closed $10,000 New Conventional
Open $245,471 FHA
Closed $245,471 FHA
Previous Owner $130,800 New Conventional
Previous Owner $112,800 New Conventional
Previous Owner $134,838 VA
Previous Owner $122,735 FHA
Previous Owner $128,250 Purchase Money Mortgage
Previous Owner $113,124 FHA
Previous Owner $102,100 FHA
Previous Owner $232,400 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
02/21/2025 02/21/25 Sold $250,000 +4.6% $251 / Sq Ft
01/25/2025 01/25/25 Pending -- -- --
01/22/2025 01/22/25 For Sale $239,000 +44.8% $239 / Sq Ft
08/31/2020 08/31/20 For Sale $165,000 0.0% $165 / Sq Ft
08/28/2020 08/28/20 Sold $165,000 -- $165 / Sq Ft View Prior Sale
06/30/2020 06/30/20 Pending -- -- --
Source: Northern Kentucky Multiple Listing Service

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,105 $204,400 $25,000 $179,400
2024 $3,138 $204,400 $25,000 $179,400
2023 $3,064 $204,400 $25,000 $179,400
2022 $2,712 $163,500 $20,000 $143,500
2021 $2,747 $163,500 $20,000 $143,500
2020 $2,365 $141,000 $20,000 $121,000
2019 $2,333 $141,000 $20,000 $121,000
2018 $2,234 $132,000 $20,000 $112,000
2017 $2,108 $132,000 $20,000 $112,000
2015 $2,355 $125,000 $20,000 $105,000
2014 $2,489 $135,000 $20,000 $115,000
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Northern Kentucky Multiple Listing Service

MLS Number: 629377

Northern Kentucky Multiple Listing Service

APN: 016-10-00-005.66