$2,050,000
SOLD JUL 11, 2025

3650 Scenic Highway 98 Unit 6 Destin, FL 32541

4 Beds
4 Baths
2,682 Sq Ft
1982 Built

Recently Sold

$764 Per Sq Ft

2% Below List Price

2 Days on Market

Highlights

  • Beach Front
  • Beach
  • Maid or Guest Quarters
  • Destin Elementary School Rated A-
  • Gulf View
  • Covered Deck

About This Home

As of July 2025

188K 2024 Rental Income & 102K already booked in 2025! Own your personal Beachfront paradise directly on the sand w/PRIVATE BEACH & SECURITY GUARD ( during season)! As opposed to 'beach access', this large end unit townhome includes 37 ft of exclusive, private beach for owners & their guests ONLY. YOU DO NOT SHARE YOUR BEACH WITH ANYONE! Its 22 ft extra wide interior (vs.15 ft for other non Green Reef units), end unit location W/15 EXTRA FT WIDE OF DECKING & BEACH, and REAL NUMBERS W/, set this townhome aside from others. 3 Decks, including a GIANT 1008 SF NEW TREX ocean front deck adjoining your private beach, provide stunning views & ocean breezes throughout the home. Renovated in 2022, 2 beautiful kitchens & living areas w/shiplapped walls & LVP flooring, 4BR's & 4 renovated full bathrooms accommodate large groups. Ideal as the perfect short-term rental (STR) investment property, the ultimate 2nd home vacation property, or full-time residence, this powerhouse rental is being sold fully furnished and turnkey. Forget about hauling your beach stuff across the street, down sidewalks, through buildings or down elevators. Step directly onto your private beach! ... and no need to walk aimlessly searching for the perfect spot on the beach, or rise early to secure the best spot on the beach AS THE BEACH IN FRONT OF YOUR HOME IS YOURS ONLY!!! 2-3 year old HVACs, 2-year old HWH & 2-3 year old appliances provide peace of mind. Complete Home automation w/Smart thermostats, door sensors & security cameras keep utility costs down & provide security. Located in the heart of Destin, this Gulf front home is in a premier location within walking distance to multiple restaurants and close to grocery stores, shopping & outlet malls, tennis, golf, movie theater, bowling, and much more!" Due to heavy rental schedule, this gorgeous Home is shown by appointment only. Act now & secure the private beachfront oasis you've always dreamed of.

Last Agent to Sell the Property

Karen Martineau

RE/MAX Coastal Properties License #3096846 Listed on: 06/13/2025

RE/MAX Coastal Properties

Last Buyer's Agent

Carey Latham

Better Homes and Gardens Real Estate Emerald Coast License #3590757

Better Homes and Gardens Real Estate Emerald Coast

Property Details

Home Type

  • Multi-Family

Est. Annual Taxes

  • $14,704

Year Built

  • Built in 1982

Lot Details

  • Lot Dimensions are 32 x 150
  • Beach Front
  • Property fronts gulf or ocean
  • Coastal Setback
  • Property fronts an easement
  • The community has rules related to exclusive easements

HOA Fees

  • $635 Monthly HOA Fees

Home Design

  • Property Attached
  • Slate Roof
  • Metal Roof
  • Wood Siding
  • Wood Trim
  • Piling Construction

Interior Spaces

  • 2,682 Sq Ft Home
  • 3-Story Property
  • Furnished
  • Woodwork
  • Vaulted Ceiling
  • Ceiling Fan
  • Window Treatments
  • Family Room
  • Living Room
  • Dining Room
  • Loft
  • Gulf Views

Kitchen

  • Breakfast Bar
  • Electric Oven or Range
  • Microwave
  • Dishwasher

Flooring

  • Painted or Stained Flooring
  • Laminate
  • Tile
  • Vinyl

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Split Bedroom Floorplan
  • En-Suite Primary Bedroom
  • Maid or Guest Quarters
  • In-Law or Guest Suite
  • 4 Full Bathrooms
  • Dual Vanity Sinks in Primary Bathroom
  • Shower Only
  • Primary Bathroom includes a Walk-In Shower

Laundry

  • Laundry Room
  • Dryer
  • Washer

Outdoor Features

  • Outdoor Shower
  • Balcony
  • Covered Deck
  • Covered Patio or Porch

Location

  • Flood Insurance May Be Required

Schools

  • Destin Elementary And Middle School
  • Destin High School

Utilities

  • Multiple cooling system units
  • Central Heating and Cooling System
  • Electric Water Heater
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 00-2S-22-1076-0000-0060

Community Details

Overview

  • Association fees include accounting, legal, management
  • Greenreef Ph Ii Subdivision

Recreation

  • Beach

Property Details

Home Type

Multi-Family

Est. Annual Taxes

$14,704

Year Built

Built in 1982

Lot Details

0

HOA Fees

$635 per month

Listing Details

  • Property Sub Type: Attached Single Unit
  • Prop. Type: Residential
  • Lot Size: 32 x 150
  • Road Frontage Type: City Street
  • Subdivision Name: Greenreef PH II
  • Directions: Hwy 98 to Crystal Beach Dr (across from Bass Pro Shop) turn South. Go to 2nd stop sign and turn left (east) onto Scenic Hwy 98 E. Go past Destiny By The Sea and Green Reef is on the right across from Terra Cotta.
  • Architectural Style: Split Level
  • Carport Y N: No
  • New Construction: No
  • Building Stories: 3
  • Year Built: 1982
  • Utilities Electric: Yes
  • Utilities:Public Sewer: Yes
  • Utilities:Public Water: Yes
  • Appliances Dryer: Yes
  • Appliances Refrigerators: Yes
  • Energy:AC - Central Elect: Yes
  • Energy:Heat Cntrl Electric: Yes
  • Energy:Water Heater - Elect: Yes
  • Rooms:Living Room: Yes
  • Waterview:Gulf2: Yes
  • Rooms:Dining Room: Yes
  • Waterfront:Gulf: Yes
  • Appliances Microwave: Yes
  • Washers: Yes
  • Energy:Ceiling Fans: Yes
  • Rooms:Laundry2: Yes
  • Rooms:Balcony2: Yes
  • Waterfront:Unit Waterfront: Yes
  • Energy:AC - 2 or More: Yes
  • Rooms:Loft: Yes
  • Rooms:Family Room: Yes
  • Waterfront:Shore - Beach: Yes
  • Special Features: VirtualTour
  • Stories: 3

Interior Features

  • Furnished: Furnished - All
  • Appliances: Dishwasher, Dryer, Microwave, Refrigerator, Stove/Oven Electric, Washer, Water Heater - Elect
  • Full Bathrooms: 4
  • Total Bedrooms: 4
  • Flooring: Floor Laminate, Floor Tile, Floor Vinyl
  • Interior Amenities: Breakfast Bar, Ceiling Raised, Guest Quarters, Owner's Closet, Split Bedroom, Washer/Dryer Hookup, Woodwork Painted
  • Window Features: Window Treatment All
  • Interior:WasherDryer Hookup: Yes
  • Appliances:StoveOven Electric: Yes
  • Mstr BdrmMstr Bath:MBath Shower Only: Yes
  • Appliances Dishwasher: Yes
  • Interior:Breakfast Bar: Yes
  • Interior:Floor Tile: Yes
  • Interior:Floor Vinyl: Yes
  • Interior:Split Bedroom: Yes
  • Mstr BdrmMstr Bath:MBath Double Vanity: Yes
  • Interior:Furnished - All: Yes
  • Interior:Window Treatment All: Yes
  • Interior:Woodwork Painted: Yes
  • Interior:Floor Laminate: Yes
  • Interior:Guest Quarters2: Yes

Exterior Features

  • Lot Features: Coastal Setback, Easements, Flood Insurance Req, Storm Sewer, Within 1/2 Mile to Water
  • View: Gulf
  • Waterfront Features: Unit Waterfront, Gulf, Shore - Beach
  • Waterfront: Yes
  • Construction Type: Siding Wood, Trim Wood
  • Exterior Features: Balcony, Shower
  • Foundation Details: Foundation On Piling
  • Patio And Porch Features: Deck Covered, Deck Open, Patio Covered
  • Property Condition: Renovated, Construction Complete
  • Lot Features:Within 12 Mile to Water: Yes
  • Construction Status:Construction Complete: Yes
  • Lot Features:Easements: Yes
  • ConstructionSiding:Roof Metal: Yes
  • Exterior:Balcony: Yes
  • Exterior:Deck Covered: Yes
  • Lot Features:Coastal Setback: Yes
  • Lot Features:Flood Insurance Req: Yes
  • ConstructionSiding:Foundation On Piling: Yes
  • Exterior:Patio Covered: Yes
  • Exterior:Deck Open: Yes
  • Exterior:Shower: Yes
  • ConstructionSiding:Trim Wood: Yes
  • ConstructionSiding:Siding Wood: Yes
  • ConstructionSiding:Roof TileSlate: Yes
  • Lot Features:Storm Sewer: Yes

Garage/Parking

  • General Property Info:Garage2: No

Utilities

  • Cooling: Ceiling Fans, Central Air
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Electric, Public Water, TV Cable
  • Utility: Yes

Condo/Co-op/Association

  • Community Features: Beach
  • Association #2 Fee: 3810.0
  • Association Fee Frequency: Semi-Annually
  • Association: Yes

Fee Information

  • Association Fee Includes: Accounting, Legal, Management

Schools

  • Elementary School: Destin
  • High School: Destin
  • Middle Or Junior School: Destin

Lot Info

  • Parcel #: 00-2S-22-1076-0000-0060
  • Zoning: Resid Multi-Family

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 13, 2025
Closed on
Jul 11, 2025
Sold by
Green Reef 6 Llc
Bought by
Willow Birch Properties Llc
Seller's Agent
Karen Martineau
RE/MAX Coastal Properties
Buyer's Agent
Carey Latham
Better Homes and Gardens Real Estate Emerald Coast
List Price
$2,099,250
Sold Price
$2,050,000
Premium/Discount to List
-$49,250
-2.35%
Views
4

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
2.08%
Original Mortgage
$1,742,000
Outstanding Balance
$1,742,000
Interest Rate
6.77%
Mortgage Type
New Conventional
Estimated Equity
$313,503

Purchase Details

Closed on
Nov 22, 2023
Sold by
Tanner James J and Tanner Emily F
Bought by
Green Reef 6 Llc

Purchase Details

Closed on
Apr 8, 2021
Sold by
Freeport Title & Gauranty Inc
Bought by
Tanner Emily and Tanner James

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$548,250
Interest Rate
3.1%
Mortgage Type
New Conventional

Purchase Details

Closed on
Sep 1, 2017
Sold by
Fearnley Alexander S and Fearnley Fmily
Bought by
Freeport Title Guranty Inc and The 3650 Hwy 98 Unit 6 Land Trust

Purchase Details

Listed on
Mar 15, 2019
Closed on
Oct 25, 2016
Sold by
Seman Robert and Fearnley Emily
Bought by
Fearnley Alexander S and Fearnley Emily
Seller's Agent
Karen Martineau
RE/MAX Coastal Properties
Buyer's Agent
Karen Martineau
RE/MAX Coastal Properties
List Price
$570,000
Sold Price
$570,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
15.61%

Purchase Details

Closed on
Jul 15, 2016
Sold by
Parker William J and Parker Mary R
Bought by
Wmp Llc

Purchase Details

Closed on
Mar 31, 2011
Sold by
Ward Joseph R and Ward Tyla J
Bought by
Parker William James and Parker Mary Riley

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$308,000
Interest Rate
4.95%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $2,050,000 Aquark Title Services
Quit Claim Deed $100 None Listed On Document
Warranty Deed -- Attorney
Warranty Deed -- Attorney
Interfamily Deed Transfer -- Attorney
Warranty Deed $100 --
Warranty Deed $385,000 Vintage Title & Escrow Inc
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $1,742,000 New Conventional
Previous Owner $548,250 New Conventional
Previous Owner $308,000 New Conventional
Previous Owner $151,111 Credit Line Revolving
Previous Owner $600,000 Unknown
Previous Owner $30,000 Credit Line Revolving
Previous Owner $315,000 Unknown
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/11/2025 07/11/25 Sold $2,050,000 -2.3% $764 / Sq Ft
06/15/2025 06/15/25 Pending -- -- --
06/13/2025 06/13/25 For Sale $2,099,250 0.0% $783 / Sq Ft
05/31/2025 05/31/25 Pending -- -- --
04/01/2025 04/01/25 Price Changed $2,099,250 -4.5% $783 / Sq Ft
03/05/2025 03/05/25 Off Market $2,199,250 -- --
03/01/2025 03/01/25 For Sale $2,199,250 0.0% $820 / Sq Ft
02/23/2025 02/23/25 For Sale $2,199,250 +285.8% $820 / Sq Ft
03/15/2019 03/15/19 For Sale $570,000 0.0% $328 / Sq Ft
10/25/2016 10/25/16 Sold $570,000 -- $328 / Sq Ft
10/24/2016 10/24/16 Pending -- -- --
Source: Emerald Coast Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $14,704 $1,287,774 $750,000 $537,774
2023 $14,704 $1,230,873 $750,000 $480,873
2022 $13,935 $1,156,381 $750,000 $406,381
2021 $7,453 $600,141 $300,000 $300,141
2020 $7,147 $571,234 $300,000 $271,234
2019 $6,246 $492,428 $300,000 $192,428
2018 $6,051 $471,267 $0 $0
2017 $6,083 $465,456 $0 $0
2016 $6,617 $517,568 $0 $0
2015 $6,398 $506,140 $0 $0
2014 $5,543 $413,307 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Emerald Coast Association of REALTORS®

MLS Number: 969301

Emerald Coast Association of REALTORS®

APN: 00-2S-22-1076-0000-0060