Zachary Gerlack
RE/MAX SUNSET REALTY
(352) 770-1360
48 Total Sales
2 in Hernando
$220,000 Price Range
3682 E Lake Todd Dr Hernando, FL 34442
Hernando Area
3
Beds
2
Baths
1,623
Sq Ft
7,200
Sq Ft Lot
Highlights
- Fitness Center
- Gated Community
- Open Floorplan
- Active Adult
- Waterfront
- Clubhouse
About This Home
As of January 2026Welcome HOME to Arbor Lakes Estates – A Private Gated 55+ Lakeside Community! Discover the perfect blend of comfort, community, and natural beauty in this sought-after lakefront community. The living space is just the right size at the right price... a TRUE VALUE in today's market. The core living area of the home provides a Living Room, Kitchen plus both Casual & Formal Dining Areas. These areas all open to an oversized Screened Lanai that welcome the outside into the home... providing great place to entertain family and friends. The spacious private Owner's Ensuite is a great spot to relax after a day full of activity. A Guest Bedroom plus a 3rd Bedroom/Study, Guest Bath, Laundry Room and 2 Car Garage complete the home. The sense of volume & open space is provided by the Cathedral Ceiling in the main living area. Arbor Lakes Estates offers you a relaxed friendly Florida lifestyle at its finest. Enjoy serene lakeside walking trails, picnic areas, a fishing pier, boat launch all just minutes from your door. You can relax by the community pool that overlooks the lake or connect with friends and neighbors at the vibrant clubhouse that hosts a variety of activities. This well-cared-for home is ready for you... providing the ideal setting for you to enjoy all the amenities that Arbor Lakes has to offer. All this at an affordable price. Don’t miss your chance to live in this friendly lakeside neighborhood. The tranquil location is only a short drive from both the core of Citrus County & Ocala markets for all both areas have to offer. This is Florida Living at it's finest... Don't MISS OUT!
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Home Details
Home Type
- Single Family
Est. Annual Taxes
- $1,292
Year Built
- Built in 1998
Lot Details
- 7,200 Sq Ft Lot
- Waterfront
- Property fronts a private road
- Landscaped
- Rectangular Lot
- Sprinkler System
- Property is zoned PDR
HOA Fees
- $172 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- Garage Door Opener
- Driveway
Home Design
- Block Foundation
- Shingle Roof
- Ridge Vents on the Roof
- Asphalt Roof
- Stucco
Interior Spaces
- 1,623 Sq Ft Home
- 1-Story Property
- Open Floorplan
- Tray Ceiling
- Cathedral Ceiling
- Blinds
- Fire and Smoke Detector
Kitchen
- Breakfast Bar
- Electric Oven
- Electric Range
- Built-In Microwave
- Dishwasher
- Disposal
Flooring
- Carpet
- Luxury Vinyl Plank Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- Split Bedroom Floorplan
- Walk-In Closet
- 2 Full Bathrooms
Laundry
- Laundry Room
- Dryer
- Washer
- Laundry Tub
Outdoor Features
- Water Access
- Gazebo
- Rain Gutters
Schools
- Hernando Elementary School
- Citrus Springs Middle School
- Citrus High School
Utilities
- Central Air
- Heat Pump System
- Underground Utilities
Community Details
Overview
- Active Adult
- Association fees include cable TV, high speed internet, legal/accounting, pool(s), recreation facilities, reserve fund, road maintenance, tennis courts, trash
- Arbor Lakes HOA, Phone Number (352) 812-8086
- Arbor Lakes Subdivision
Recreation
- Tennis Courts
- Shuffleboard Court
- Fitness Center
- Community Pool
Additional Features
- Clubhouse
- Gated Community
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Dec 1, 2025
Closed on
Jan 23, 2026
Sold by
Bought by
Seller's Agent
Carl Manucci
REALTRUST REALTY
Buyer's Agent
Deanna Hance
RE/MAX Champions
List Price
$269,000
Sold Price
$265,000
Premium/Discount to List
-$4,000
-1.49%
Views
26
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$4,136
Avg. Annual Appreciation
3.02%
Purchase Details
Closed on
Apr 4, 2006
Sold by
Bought by
Purchase Details
Closed on
Apr 30, 2003
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$127,500
Interest Rate
5.76%
Mortgage Type
VA
Purchase Details
Closed on
May 1, 1998
Bought by
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Hernando, FL
-
Zachary Gerlack
-
Matthew Griffin
Matthew Griffin
OPTIMA ONE REALTY
(689) 220-6796
125 Total Sales
1 in Hernando
$20,000 Price
-
Aaron Zmek
Aaron Zmek
Responds QuicklyFLORIDA ADVANTAGE REALTY GROUP
(844) 723-6160
121 Total Sales
1 in Hernando
$120,000 Price
-
Alexa Monasterio Flores
Alexa Monasterio Flores
Keller Williams Advantage II
(786) 946-5222
68 Total Sales
1 in Hernando
$150,000 Price
-
Amy Messer
Amy Messer
MEEK REAL ESTATE SALES, LLC
(352) 770-1693
101 Total Sales
24 in Hernando
$18K - $575K Price Range
-
Geri Gaugler
Geri Gaugler
ERA American Suncoast Realty
(609) 804-5965
176 Total Sales
2 in Hernando
$150,000 Price Range
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $265,000 | Citrus Title | |
| Warranty Deed | $227,700 | First American Title Ins Co | |
| Warranty Deed | $127,500 | American Title Svcs Of Citru | |
| Deed | $16,900 | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $127,500 | VA |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 01/23/2026 01/23/26 | Sold | $265,000 | -1.5% | $163 / Sq Ft |
| 12/31/2025 12/31/25 | Pending | -- | -- | -- |
| 12/01/2025 12/01/25 | For Sale | $269,000 | -- | $166 / Sq Ft |
Source: REALTORS® Association of Citrus County
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $1,204 | $115,515 | ||
| 2024 | $1,167 | $112,259 | ||
| 2023 | $1,167 | $108,989 | $0 | $0 |
| 2022 | $1,090 | $105,815 | $0 | $0 |
| 2021 | $1,045 | $102,733 | $0 | $0 |
| 2020 | $998 | $145,264 | $9,830 | $135,434 |
| 2019 | $980 | $132,788 | $9,830 | $122,958 |
| 2018 | $949 | $117,059 | $6,620 | $110,439 |
| 2017 | $941 | $95,191 | $6,430 | $88,761 |
| 2016 | $945 | $93,233 | $7,490 | $85,743 |
| 2015 | $954 | $92,585 | $7,490 | $85,095 |
| 2014 | $969 | $91,850 | $11,428 | $80,422 |
Source: Public Records
Agents Affiliated with this Home
-
Carl Manucci
Seller's Agent in 2026
Carl Manucci
REALTRUST REALTY
(352) 770-7002
82 Total Sales
-
Deanna Hance
D
Buyer's Agent in 2026
Deanna Hance
RE/MAX
(727) 807-7887
140 Total Sales
Map
Source: REALTORS® Association of Citrus County
MLS Number: 849964
APN: 19E-18S-14-0140-000C0-0100
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Information is deemed reliable but not guaranteed.
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