$330,000

3640 E Hidden Cove Trail Hernando, FL 34442

Hernando Area

Estimated payment $2,067/month

Total Views 1,129
3 Beds
2 Baths
1,734 Sq Ft
$190 Price per Sq Ft

Highlights

  • Boat Ramp
  • Views of Pier
  • Waterfront
  • Active Adult
  • Gated Community
  • Lake Privileges

About This Home

Prized location on dead-end street backs up to over 3A buffer area for privacy and gorgeous rear views. Popular model 3 bedroom 2 bath + 2 car garage home plus 31' wide Florida room w/sliding glass windows and pavered floor in 2016 to enjoy the fenced rear yard and outside patio. Pavered driveway and entrance. LR leads to enclosed original porch with A/C and on to FL room. Kitchen sink has additional spigot for instant filtered piping hot water for tea, etc. 3 new Pella windows 6 mos ago. New 3.5T Trane hvac system 7/2025. New roof 2020. FL room has new rubber membrane roof sealant. HOA fees paid until Jan 2027. Storage site with 8'x8' shed paid until Jan 2027 in gated lot onsite. Enjoy all that Arbor Lakes has to offer, including a development actually owned by the homeowners! 20A lakeside park with boat ramp & pier, gazebo on the water, tennis/pickleball/shuffleboard courts and large solar heated pool. Large community center with fully stocked kitchen, billiards, fireplace, exercise room, library, TV and rocking chairs around the full porch to enjoy the lakes. Sidewalks throughout with street lights to ride golf carts and walk your dogs. This wonderful home is ready for a new family to bring their style and make it their own!

Listing Agent

Rita Johnson

Century 21 J.W.Morton R.E. License #3061449 Listed on: 07/05/2026

Century 21 J.W.Morton R.E.

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $920

Year Built

  • Built in 1997

Lot Details

  • 8,276 Sq Ft Lot
  • Waterfront
  • Property fronts a private road
  • Fenced Yard
  • Level Lot
  • Cleared Lot
  • Landscaped with Trees
  • Property is zoned PDR

HOA Fees

  • $172 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener
  • Driveway

Home Design

  • Contemporary Architecture
  • Block Foundation
  • Slab Foundation
  • Shingle Roof
  • Asphalt Roof
  • Stucco

Interior Spaces

  • 1,734 Sq Ft Home
  • 1-Story Property
  • Cathedral Ceiling
  • Fireplace
  • Double Pane Windows
  • Blinds
  • Sliding Doors
  • Luxury Vinyl Plank Tile Flooring
  • Views of a pier
  • Fire and Smoke Detector

Kitchen

  • Eat-In Kitchen
  • Breakfast Bar
  • Electric Oven
  • Electric Range
  • Range Hood
  • Microwave
  • Dishwasher
  • Solid Surface Countertops

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Split Bedroom Floorplan
  • Walk-In Closet
  • 2 Full Bathrooms
  • Dual Sinks
  • Garden Bath

Laundry

  • Laundry in unit
  • Dryer
  • Washer

Outdoor Features

  • Water Access
  • Boat Ramp
  • Lake Privileges

Schools

  • Hernando Elementary School
  • Citrus Springs Middle School
  • Citrus High School

Utilities

  • Central Heating and Cooling System
  • Water Heater
  • Water Purifier
  • High Speed Internet

Community Details

Overview

  • Active Adult
  • Association fees include cable TV, high speed internet, ground maintenance, pool(s), recreation facilities, reserve fund, road maintenance, street lights, security, tennis courts
  • Arbor Lakes Association, Phone Number (352) 812-8086
  • Arbor Lakes Subdivision

Amenities

  • Community Barbecue Grill
  • Billiard Room

Recreation

  • Community Pool
  • Trails

Security

  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$920

Year Built

Built in 1997

Lot Details

8,276 Sq Ft Lot

HOA Fees

$172 per month

Parking

2

Listing Details

  • Architectural Style: Contemporary, Ranch
  • Carport Y N: No
  • Directions: Take 41N to SR 200 N toward Ocala. Arbor Lakes on right at entrance. Through gate & turn right on Cove Park. First right on Hidden Cove Trail. Home on right with sign.
  • Water Frontage Type: Waterfront
  • Garage Yn: Yes
  • Lot Size Acres: 0.19
  • New Construction: No
  • Property Sub Type: Single Family Residence
  • Property Sub Type Additional: Single Family Residence
  • Prop. Type: Residential
  • Road Frontage Type: Private Road
  • Road Surface Type: Paved
  • Building Stories: 1
  • Subdivision Name: Arbor Lakes
  • Year Built: 1997
  • Special Features: VirtualTour
  • Stories: 1

Interior Features

  • Appliances: Dryer, Dishwasher, Electric Oven, Electric Range, Microwave, Refrigerator, Range Hood, Water Heater, Water Purifier, Washer
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Door Features: Sliding Doors
  • Flooring: Luxury Vinyl Plank, Tile
  • Interior Amenities: Breakfast Bar, Cathedral Ceiling(s), Dual Sinks, Eat-in Kitchen, Garden Tub/Roman Tub, Main Level Primary, Pantry, Split Bedrooms, Solid Surface Counters, Walk-In Closet(s), Window Treatments, Sliding Glass Door(s)
  • Living Area: 1734.0
  • Window Features: Blinds, Double Pane Windows

Exterior Features

  • Construction Type: Stucco
  • Exterior Features: Concrete Driveway
  • Fencing: Yard Fenced
  • Foundation Details: Block, Slab
  • Lot Features: Cleared, Flat, Trees
  • Pool Features: None, Community
  • Roof: Asphalt, Shingle
  • Waterfront Features: Boat Ramp/Lift Access, Lake Privileges, Pier, Water Access
  • Waterfront: No

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Attached, Concrete, Driveway, Garage, Garage Door Opener
  • Total Parking Spaces: 2.0

Utilities

  • Cooling: Central Air, Electric
  • Cooling Y N: Yes
  • Heating: Central, Electric
  • Heating Yn: Yes
  • Laundry Features: Laundry - Living Area
  • Security: Gated Community, Smoke Detector(s)
  • Sewer: Public Sewer
  • Utilities: High Speed Internet Available
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 515.0
  • Association Fee Frequency: Quarterly
  • Association Name: Arbor Lakes
  • Phone: 352/812-8086
  • Association: Yes
  • Community Features: Barbecue, Billiard Room, Community Pool, Trails/Paths, Gated
  • Pets Allowed: Pet Restrictions
  • Senior Community: Yes

Fee Information

  • Association Fee Includes: Cable TV, High Speed Internet, Maintenance Grounds, Pool(s), Recreation Facilities, Reserve Fund, Road Maintenance, Street Lights, Security, Tennis Courts

Schools

  • Elementary School: Hernando Elementary
  • High School: Citrus High
  • Middle Or Junior School: Citrus Springs Middle

Lot Info

  • Zoning: PDR

Tax Info

  • Tax Annual Amount: 920.39
  • Tax Year: 2025

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $920 $171,020
2024 $827 $166,200
2023 $827 $161,359 $0 $0
2022 $777 $156,659 $0 $0
2021 $748 $152,096 $0 $0
2020 $716 $149,996 $10,610 $139,386
2019 $2,096 $138,032 $10,610 $127,422
2018 $1,904 $121,000 $7,310 $113,690
2017 $1,855 $115,173 $7,100 $108,073
2016 $1,771 $109,391 $8,270 $101,121
2015 $1,609 $93,300 $8,270 $85,030
2014 $1,642 $92,050 $12,404 $79,646
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
07/05/2026 07/05/26 For Sale $330,000 -- $190 / Sq Ft
Source: REALTORS® Association of Citrus County

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Quit Claim Deed $100 None Listed On Document
Quit Claim Deed $100 None Listed On Document
Warranty Deed $121,000 First American Title Ins Co
Warranty Deed $119,300 First Title Company Inc
Deed $21,500 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Previous Owner $96,800 New Conventional
Previous Owner $30,000 No Value Available
Source: Public Records

Source: REALTORS® Association of Citrus County

MLS Number: 855140

REALTORS® Association of Citrus County

APN: 19E-18S-14-0140-000E0-0110

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