$264,900

3968 E Arbor Lakes Dr Hernando, FL 34442

Hernando Area

Estimated payment $1,916/month

Total Views 790
3 Beds
2 Baths
1,598 Sq Ft
$166 Price per Sq Ft

Highlights

  • Hot Property
  • Parking available for a boat
  • Water Access
  • Lake Front
  • Community Boat Facilities
  • Boat Ramp

About This Home

LOCATION, LOCATION, LOCATION ON THE TSALA APOPKA CHAIN OF LAKES!!!
Lifestyle and versatility come together beautifully in this inviting 3-bedroom, 2-bath home--ideally situated just THREE HOMES FROM THE LAKE in the sought-after gated 55+ community of Arbor Lakes! Enjoy the beauty and convenience of being so close to the water while embracing the relaxed, neighborly lifestyle that makes this community so special. Step inside to an open and welcoming living space featuring a vaulted ceiling that creates an airy sense of volume and provides a wonderful canvas for your personal style. The flexible floor plan includes an additional room with a large closet that can easily become a den, home office, hobby space, or third bedroom--whatever best fits your lifestyle. The bright kitchen opens to a cheerful breakfast nook and offers a convenient desk area, perfect for keeping a favorite recipe handy, planning the day's activities, or catching up on household details. A nearby laundry room adds to the home's everyday convenience. But perhaps the most delightful spaces are waiting just outside. The oversized front patio is the perfect place to unwind and enjoy beautiful evening sunsets while saying hello to neighbors as they cruise by in their golf carts. It's more than a front porch--it's a place to connect and enjoy the Arbor Lakes way of life. Beyond the home, a private backyard creates a peaceful retreat, while the lanai offers covered dining and comfortable seating areas for morning coffee, afternoon relaxation, or entertaining friends and family. With both privacy and outdoor living at your fingertips, you'll find plenty of reasons to spend your days enjoying the Florida sunshine. With the premium location within this active community, there is no end to how to spend your time. Pickleball, shuffleboard, heated community swimming pool, clubhouse with a full calendar of events to partake in, walking trails along the lake, picnic/barbecue areas, fishing pier along with a boat launch just to name a few. For those looking to take advantage of the RV/boat storage within the Arbor Lake gates there are a couple spaces remaining. This is an annual fee currently under $550 annually and not owned by Arbor Lakes. Come see why this home deserves to be at the TOP OF YOUR LIST!!

Listing Agent

Grace Rinaldi

Century 21 J.W.Morton R.E. License #3630491 Listed on: 09/16/2026

Century 21 J.W.Morton R.E.

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,844

Year Built

  • Built in 1993

Lot Details

  • 6,841 Sq Ft Lot
  • Lake Front
  • Property fronts a private road
  • Level Lot
  • Sprinkler System
  • Property is zoned PDR

HOA Fees

  • $172 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Driveway
  • Parking available for a boat
  • RV Access or Parking

Property Views

  • Views of a pier
  • Lake

Home Design

  • Block Foundation
  • Slab Foundation
  • Shingle Roof
  • Asphalt Roof
  • Stucco

Interior Spaces

  • 1,598 Sq Ft Home
  • 1-Story Property
  • Cathedral Ceiling
  • Sliding Doors
  • Carpet

Kitchen

  • Breakfast Area or Nook
  • Electric Oven
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-In Closet
  • 2 Full Bathrooms
  • Shower
  • Separate Shower

Laundry

  • Laundry Room
  • Dryer
  • Washer
  • Laundry Tub

Outdoor Features

  • Water Access
  • Boat Ramp
  • Lake Privileges
  • Rain Gutters

Schools

  • Hernando Elementary School
  • Citrus Springs Middle School
  • Citrus High School

Utilities

  • Central Air
  • Heat Pump System
  • Underground Utilities
  • High Speed Internet

Community Details

Overview

  • Active Adult
  • Association fees include cable TV, high speed internet, legal/accounting, ground maintenance, maintenance structure, pool(s), recreation facilities, road maintenance, street lights, trash
  • Vine Management Association, Phone Number (352) 812-8086
  • Arbor Lakes Subdivision

Amenities

  • Community Barbecue Grill
  • Clubhouse
  • Community Kitchen

Recreation

  • Community Boat Facilities
  • Shuffleboard Court
  • Fitness Center
  • Community Pool

Security

  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,844

Year Built

Built in 1993

Lot Details

6,841 Sq Ft Lot

HOA Fees

$172 per month

Parking

2

Listing Details

  • Architectural Style: One Story
  • Carport Y N: No
  • Water Frontage Type: Lakefront, Waterfront
  • Garage Yn: Yes
  • Unit Levels: One
  • Lot Size Acres: 0.16
  • New Construction: No
  • Property Sub Type: Single Family Residence
  • Property Sub Type Additional: Single Family Residence
  • Prop. Type: Residential
  • Road Frontage Type: Private Road
  • Road Surface Type: Paved
  • Building Stories: 1
  • Subdivision Name: Arbor Lakes
  • Year Built: 1993
  • Special Features: None
  • Stories: 1

Interior Features

  • Appliances: Dryer, Dishwasher, Electric Oven, Microwave, Refrigerator, Washer
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Door Features: Sliding Doors
  • Flooring: Carpet, Tile
  • Interior Amenities: Cathedral Ceiling(s), Primary Suite, Shower Only, Separate Shower, Walk-In Closet(s), First Floor Entry, Sliding Glass Door(s)
  • Living Area: 1598.0

Exterior Features

  • Construction Type: Stucco
  • Exterior Features: Sprinkler/Irrigation, Rain Gutters, Concrete Driveway, Paved Driveway
  • Foundation Details: Block, Slab
  • Lot Features: Flat
  • Pool Features: None, Community
  • Roof: Asphalt, Shingle
  • View: Lake
  • View: Yes
  • Waterfront Features: Boat Ramp/Lift Access, Lake Privileges, Pier, Lake Front, Water Access
  • Waterfront: No

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Attached, Concrete, Driveway, Garage, Paved, Boat, RV Access/Parking
  • Total Parking Spaces: 2.0

Utilities

  • Cooling: Central Air, Electric
  • Cooling Y N: Yes
  • Heating: Heat Pump
  • Heating Yn: Yes
  • Laundry Features: Laundry Tub
  • Security: Gated Community
  • Sewer: Public Sewer
  • Utilities: High Speed Internet Available, Underground Utilities
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 515.0
  • Association Fee Frequency: Quarterly
  • Association Name: Vine Management
  • Phone: 352-812-8086
  • Association: Yes
  • Community Features: Barbecue, Boat Facilities, Clubhouse, Community Pool, Fitness, Kitchen Facilities, Pickleball, Pool, Shuffleboard, Street Lights, Sidewalks, Gated
  • Senior Community: Yes

Fee Information

  • Association Fee Includes: Cable TV, High Speed Internet, Legal/Accounting, Maintenance Grounds, Maintenance Structure, Pool(s), Recreation Facilities, Road Maintenance, Street Lights, Trash

Schools

  • Elementary School: Hernando Elementary
  • High School: Citrus High
  • Middle Or Junior School: Citrus Springs Middle

Lot Info

  • Additional Parcels: No
  • Lot Size Sq Ft: 6841.0
  • Zoning: PDR

Tax Info

  • Tax Annual Amount: 2843.57
  • Tax Year: 2025

Map

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,839 $178,722 $10,350 $168,372
2024 $2,757 $186,869 $9,640 $177,229
2023 $2,757 $195,259 $9,640 $185,619
2022 $2,410 $171,916 $9,640 $162,276
2021 $2,078 $137,182 $9,640 $127,542
2020 $1,934 $131,782 $9,640 $122,142
2019 $1,779 $117,622 $9,640 $107,982
2018 $1,598 $100,752 $6,490 $94,262
2017 $1,562 $97,337 $6,300 $91,037
2016 $1,518 $93,839 $7,340 $86,499
2015 $1,369 $78,733 $7,340 $71,393
2014 $1,416 $78,820 $11,221 $67,599
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
09/16/2026 09/16/26 For Sale $264,900 -- $166 / Sq Ft
Source: REALTORS® Association of Citrus County

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $127,900 Dba Crystal River Title
Warranty Deed $122,000 Crystal River Title
Deed $109,000 --
Deed $115,000 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Closed $43,000 Purchase Money Mortgage
Previous Owner $122,000 Stand Alone First
Source: Public Records

Source: REALTORS® Association of Citrus County

MLS Number: 857680

REALTORS® Association of Citrus County

APN: 19E-18S-14-0140-000O0-0050

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