$239,000
$6K PRICE DROP

4589 N Grass Island Terrace Hernando, FL 34442

Hernando Area

Estimated payment $1,701/month

Total Views 4,852
3 Beds
2 Baths
1,557 Sq Ft
$154 Price per Sq Ft

Highlights

  • Lake Front
  • Community Boat Facilities
  • Boat Ramp
  • Parking available for a boat
  • Water Access
  • Fitness Center

About This Home

Discover Arbor Lakes, a private, gated 55+ lakeside community nestled along the beautiful Tsala Apopka Chain of Lakes, where peaceful surroundings, comfortable living, and an active Florida lifestyle come together. This inviting 3-bedroom, 2-bath home offers a desirable split-bedroom floor plan and a comfortable layout with plenty of space for its new owners. The bright and airy kitchen features an abundance of cabinet space and a large pantry, making it both functional and inviting. An indoor laundry room adds everyday convenience, while the two-car garage provides plenty of room for parking and storage. Step outside and enjoy the nice screened-in back patio, the perfect spot to relax, unwind, and enjoy the peaceful surroundings. Beyond the home, Arbor Lakes offers an array of amenities designed to make the most of the Florida lifestyle. Enjoy lakeside living with access to the lake for boating, along with a vibrant community center featuring an exercise room, billiards room, and pool. Tennis and pickleball courts provide even more opportunities to stay active, enjoy the outdoors, and connect with neighbors. Residents enjoy a welcoming community atmosphere with opportunities to stay active and social, while being conveniently located near shopping, dining, medical facilities, entertainment, and more. The community also offers easy access to Ocala and is just a short drive from the Shoppes at Black Diamond in Beverly Hills, making everyday conveniences and local attractions easily accessible. Come see why Arbor Lakes is a wonderful place to call home!

Listing Agent

Lindsey Cummins

Century 21 J.W.Morton R.E. License #3336257 Listed on: 08/13/2026

Century 21 J.W.Morton R.E.

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,120

Year Built

  • Built in 2003

Lot Details

  • 8,819 Sq Ft Lot
  • Lake Front
  • Property fronts a private road
  • Level Lot
  • Property is zoned PDR

HOA Fees

  • $172 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener
  • Driveway
  • Parking available for a boat
  • RV Access or Parking

Home Design

  • Block Foundation
  • Slab Foundation
  • Shingle Roof
  • Asphalt Roof
  • Stucco

Interior Spaces

  • 1,557 Sq Ft Home
  • 1-Story Property
  • Cathedral Ceiling
  • Skylights
  • Laundry Room

Kitchen

  • Eat-In Kitchen
  • Breakfast Bar
  • Electric Oven
  • Electric Cooktop
  • Dishwasher
  • Laminate Countertops

Flooring

  • Carpet
  • Laminate

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms
  • Bathtub with Shower
  • Separate Shower

Outdoor Features

  • Water Access
  • Boat Ramp
  • Lake Privileges

Schools

  • Hernando Elementary School
  • Inverness Middle School
  • Citrus High School

Utilities

  • Central Air
  • Heat Pump System
  • Underground Utilities
  • Water Heater

Community Details

Overview

  • Active Adult
  • Association fees include cable TV, high speed internet, legal/accounting, pool(s), recreation facilities, reserve fund, road maintenance, street lights, security, trash
  • Vine Management Association, Phone Number (352) 812-8086
  • Arbor Lakes Subdivision

Amenities

  • Community Barbecue Grill
  • Shops
  • Clubhouse
  • Community Kitchen
  • Billiard Room

Recreation

  • Community Boat Facilities
  • Shuffleboard Court
  • Fitness Center
  • Community Pool
  • Park

Security

  • Security Service
  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,120

Year Built

Built in 2003

Lot Details

8,819 Sq Ft Lot

HOA Fees

$172 per month

Parking

2

Listing Details

  • Architectural Style: Ranch, One Story
  • Carport Y N: No
  • Water Frontage Type: Lakefront, Waterfront
  • Garage Yn: Yes
  • Unit Levels: One
  • Lot Size Acres: 0.2
  • New Construction: No
  • Property Sub Type: Single Family Residence
  • Property Sub Type Additional: Single Family Residence
  • Prop. Type: Residential
  • Road Frontage Type: Private Road
  • Building Stories: 1
  • Subdivision Name: Arbor Lakes
  • Year Built: 2003
  • Special Features: None
  • Stories: 1

Interior Features

  • Appliances: Dishwasher, Electric Cooktop, Electric Oven, Refrigerator, Water Heater
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Flooring: Carpet, Laminate, Tile
  • Interior Amenities: Breakfast Bar, Bathtub, Cathedral Ceiling(s), Eat-in Kitchen, Laminate Counters, Primary Suite, Pantry, Skylights, Separate Shower, Tub Shower
  • Living Area: 1557.0
  • Window Features: Skylight(s)

Exterior Features

  • Construction Type: Stucco
  • Exterior Features: Concrete Driveway
  • Foundation Details: Block, Slab
  • Lot Features: Flat
  • Pool Features: None, Community
  • Roof: Asphalt, Shingle
  • Waterfront Features: Boat Ramp/Lift Access, Lake Privileges, Lake Front, Water Access
  • Waterfront: No

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Attached, Concrete, Driveway, Garage, Boat, Garage Door Opener, RV Access/Parking
  • Total Parking Spaces: 2.0

Utilities

  • Cooling: Central Air, Electric
  • Cooling Y N: Yes
  • Heating: Heat Pump
  • Heating Yn: Yes
  • Laundry Features: Laundry - Living Area
  • Security: Gated Community, Security Service
  • Sewer: Public Sewer
  • Utilities: Underground Utilities
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 515.0
  • Association Fee Frequency: Quarterly
  • Association Name: Vine Management
  • Phone: 352.812.8086
  • Association: Yes
  • Community Features: Barbecue, Boat Facilities, Billiard Room, Clubhouse, Fitness, Kitchen Facilities, Park, Pickleball, Pool, Shuffleboard, Shopping, Street Lights, Sidewalks, Gated
  • Pets Allowed: Pet Restrictions
  • Senior Community: Yes

Fee Information

  • Association Fee Includes: Cable TV, High Speed Internet, Legal/Accounting, Pool(s), Recreation Facilities, Reserve Fund, Road Maintenance, Street Lights, Security, Trash

Schools

  • Elementary School: Hernando Elementary
  • High School: Citrus High
  • Middle Or Junior School: Inverness Middle

Lot Info

  • Lot Size Sq Ft: 8819.0
  • Zoning: PDR

Tax Info

  • Tax Annual Amount: 3120.44
  • Tax Year: 2025

Map

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,074 $197,390 $12,530 $184,860
2024 $2,944 $203,429 $11,660 $191,769
2023 $2,944 $205,102 $11,660 $193,442
2022 $2,595 $184,728 $11,660 $173,068
2021 $2,226 $145,733 $11,660 $134,073
2020 $2,184 $143,122 $11,660 $131,462
2019 $2,033 $130,840 $11,660 $119,180
2018 $1,878 $119,301 $8,360 $110,941
2017 $1,822 $113,512 $8,130 $105,382
2016 $1,775 $110,274 $9,470 $100,804
2015 $1,605 $93,051 $9,470 $83,581
2014 $1,658 $93,020 $14,464 $78,556
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
09/10/2026 09/10/26 Price Changed $239,000 -2.4% $154 / Sq Ft
08/13/2026 08/13/26 For Sale $245,000 -- $157 / Sq Ft
Source: REALTORS® Association of Citrus County

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Deed -- None Listed On Document
Warranty Deed $32,900 Crystal River Title
Deed $100 --
Deed $32,900 --
Source: Public Records

Source: REALTORS® Association of Citrus County

MLS Number: 857078

REALTORS® Association of Citrus County

APN: 19E-18S-14-0150-000L0-0060

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