Seller's Agent in 2020
Debora McKay
Coldwell Banker Realty
(630) 542-3313
3 in this area
311 Total Sales
36W429 Lancaster Rd Saint Charles, IL 60175
Whispering Trail NeighborhoodEstimated Value: $1,264,000 - $1,653,000
5
Beds
8
Baths
7,276
Sq Ft
$198/Sq Ft
Est. Value
Highlights
- Water Views
- In Ground Pool
- Landscaped Professionally
- Corron Elementary School Rated A
- Heated Floors
- Deck
About This Home
As of August 2020Your own private retreat! Executive home nestled on a private 1.3 acre lot offers endless amenities! Park-like setting makes relaxing so enjoyable ~ towering mature trees, sprawling green space, perennial plants, terraced landscaping, pond views, and complete w/ a 30x40 POOL (NEW in Fall 2018). This all brick custom-crafted home flaunts 8,800+ sqft of living space and features 5 bedrooms, 7.1 baths, WALKOUT lower level, 4-car heated garage (w/ epoxy floors), and a stately circular drive. Incredible main level floorpan ~ grand foyer w/ imperial staircase, spacious living room, soaring two-story family room, and sunroom overlooking the pool and scenery. Gourmet kitchen has all the bells & whistles ~ Wolf cook top island, Wolf SS double ovens & warming drawer, Sub Zero fridge, separate ice maker, pantry cabinets w/ roll-out drawers, 12 ft butler's pantry, and separate walk-in pantry for an abundance of storage. Master suite is a DREAM ~ four-sided fireplace, balcony overlooking the manicured lawn, 2 WICs, and spa-like bath complete w/ jetted tub, separate shower with body sprayer, dual vanities, and a water closet. Second level also has guest/mini-master bedroom w/ striking stone fireplace and en-suite bath. Additionally, a "Jack and Jill" 3rd and 4th bedroom w/ adjoining bath, a laundry chute to the main level and a large 5th bedroom with en-suite bath complete the second level. Walk out basement lives large and is perfect for entertaining w/ an expansive bar, recreation room, game/pool areas, and exterior access to the paver patios. Attention to detail is evident w/ volume ceilings, glass transoms, skylights, 5 fireplaces, and extensive millwork throughout. The back of the home has Southern exposure and numerous windows, allowing for phenomenal sunlight and ambiance, too! Mechanicals include three furnaces, heated floor in lower level (just need to get the boiler) and a NEW (Fall 2019) $100K composite roof. All in close proximity to restaurants, shopping, and historic downtown St. Charles! Sensational!
Last Agent to Sell the Property
Coldwell Banker Realty License #475103636 Listed on: 06/19/2020
Last Buyer's Agent
Nicholas Damptz
Baird & Warner Fox Valley - Geneva License #475150713
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $28,163
Year Built
- 1994
Lot Details
- Southern Exposure
- Landscaped Professionally
- Irregular Lot
- Wooded Lot
HOA Fees
- $83 per month
Parking
- Attached Garage
- Garage ceiling height seven feet or more
- Heated Garage
- Garage Transmitter
- Garage Door Opener
- Driveway
- Parking Included in Price
- Garage Is Owned
Home Design
- Traditional Architecture
- Brick Exterior Construction
- Slab Foundation
- Wood Shingle Roof
Interior Spaces
- Wet Bar
- Bar Fridge
- Vaulted Ceiling
- Skylights
- Wood Burning Fireplace
- See Through Fireplace
- Gas Log Fireplace
- Entrance Foyer
- Breakfast Room
- Recreation Room
- Game Room
- Heated Sun or Florida Room
- Heated Floors
- Water Views
- Finished Basement
- Finished Basement Bathroom
- Storm Screens
- Laundry on main level
Kitchen
- Breakfast Bar
- Walk-In Pantry
- Butlers Pantry
- Double Oven
- Indoor Grill
- Microwave
- High End Refrigerator
- Bar Refrigerator
- Dishwasher
- Trash Compactor
- Disposal
Bedrooms and Bathrooms
- Walk-In Closet
- Primary Bathroom is a Full Bathroom
- Bathroom on Main Level
- Bidet
- Dual Sinks
- Whirlpool Bathtub
- Double Shower
- Shower Body Spray
- Separate Shower
Outdoor Features
- In Ground Pool
- Pond
- Balcony
- Deck
- Brick Porch or Patio
Utilities
- Forced Air Zoned Heating and Cooling System
- Hot Water Heating System
- Heating System Uses Gas
- Community Well
Listing and Financial Details
- Homeowner Tax Exemptions
- $2,000 Seller Concession
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jun 19, 2020
Closed on
Aug 12, 2020
Sold by
Riddiford Tammy L and The Tammy L Riddiford Trust
Bought by
Rack Christopher and Rack Melissa
Seller's Agent
Debora McKay
Coldwell Banker Realty
Buyer's Agent
Nicholas Damptz
Baird & Warner Fox Valley - Geneva
List Price
$1,050,000
Sold Price
$1,050,000
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$392,660
Avg. Annual Appreciation
6.52%
Original Mortgage
$840,000
Outstanding Balance
$755,025
Interest Rate
3.5%
Mortgage Type
New Conventional
Estimated Equity
$687,635
Purchase Details
Closed on
Feb 27, 2018
Sold by
Riddiford Christopher and Riddiford Tammy
Bought by
Riddiford Tammy L and Tammy L Riddiford Trust No 1
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$610,000
Interest Rate
3.75%
Mortgage Type
New Conventional
Purchase Details
Listed on
Dec 24, 2013
Closed on
May 21, 2014
Sold by
Junod Dennis R and Junod Joan E
Bought by
Riddiford Christopher and Riddiford Tammy
Seller's Agent
Matt Kombrink
One Source Realty
Buyer's Agent
Laura Kuzelka
NCK Realty
List Price
$899,900
Sold Price
$950,000
Premium/Discount to List
$50,100
5.57%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.78%
Original Mortgage
$110,000
Interest Rate
3.15%
Mortgage Type
Future Advance Clause Open End Mortgage
Purchase Details
Closed on
Sep 30, 2002
Sold by
Junod Dennis R and Dennis R Junod Trust #1
Bought by
Junod Dennis R and Junod Joan E
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$650,000
Interest Rate
6.18%
Purchase Details
Closed on
Aug 28, 2000
Sold by
Junod Joan E and Junod Dennis R
Bought by
Junod Joan E and Joan E Junod Trust #1
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Rack Christopher | $1,050,000 | Attorney | |
| Riddiford Tammy L | -- | Attorney | |
| Riddiford Christopher | $950,000 | Fnt | |
| Junod Dennis R | -- | Residential Title Services | |
| Junod Joan E | -- | -- | |
| Junod Dennis R | -- | -- |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Closed | Rack Christopher | $177,500 | |
| Open | Rack Christopher | $840,000 | |
| Previous Owner | Riddiford Tammy L | $285,500 | |
| Previous Owner | Riddiford Tammy L | $610,000 | |
| Previous Owner | Riddiford Christopher | $110,000 | |
| Previous Owner | Riddiford Christopher | $650,000 | |
| Previous Owner | Junod Dennis R | $350,000 | |
| Previous Owner | Junod Dennis R | $725,000 | |
| Previous Owner | Junod Dennis R | $650,000 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 08/17/2020 08/17/20 | Sold | $1,050,000 | 0.0% | $144 / Sq Ft |
| 06/24/2020 06/24/20 | Pending | -- | -- | -- |
| 06/19/2020 06/19/20 | For Sale | $1,050,000 | +10.5% | $144 / Sq Ft |
| 05/30/2014 05/30/14 | Sold | $950,000 | 0.0% | $106 / Sq Ft |
| 01/09/2014 01/09/14 | Pending | -- | -- | -- |
| 01/05/2014 01/05/14 | Price Changed | $950,000 | +5.6% | $106 / Sq Ft |
| 12/24/2013 12/24/13 | For Sale | $899,900 | -- | $100 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $28,163 | $405,820 | $55,859 | $349,961 |
| 2023 | $26,922 | $363,215 | $49,995 | $313,220 |
| 2022 | $26,072 | $346,846 | $52,571 | $294,275 |
| 2021 | $24,614 | $330,613 | $50,111 | $280,502 |
| 2020 | $23,700 | $314,578 | $49,177 | $265,401 |
| 2019 | $23,285 | $308,349 | $48,203 | $260,146 |
| 2018 | $23,887 | $315,479 | $48,811 | $266,668 |
| 2017 | $23,296 | $304,693 | $47,142 | $257,551 |
| 2016 | $26,793 | $320,346 | $45,486 | $274,860 |
| 2015 | -- | $316,636 | $44,996 | $271,640 |
| 2014 | -- | $316,635 | $44,996 | $271,639 |
| 2013 | -- | $343,523 | $45,446 | $298,077 |
Source: Public Records
Agents Affiliated with this Home
-
Debora McKay
-
N
Buyer's Agent in 2020
Nicholas Damptz
Baird Warner
-
Matt Kombrink
Seller's Agent in 2014
Matt Kombrink
One Source Realty
(630) 803-8444
3 in this area
927 Total Sales
-
Michelle Collingbourne
Seller Co-Listing Agent in 2014
Michelle Collingbourne
RE/MAX
(630) 688-8207
192 Total Sales
-
Laura Kuzelka
Buyer's Agent in 2014
Laura Kuzelka
NCK Realty
(847) 708-4696
23 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: MRD10753314
APN: 09-04-454-003
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