Seller's Agent in 2025
Steve Merritt
eXp Realty
(630) 202-2700
1 in this area
183 Total Sales
36W897 Whispering Trail Ct Saint Charles, IL 60175
Whispering Trail Neighborhood
5
Beds
3.5
Baths
3,233
Sq Ft
1.3
Acres
Highlights
- In Ground Pool
- Open Floorplan
- Deck
- Corron Elementary School Rated A
- Community Lake
- Family Room with Fireplace
About This Home
As of April 2025Welcome to Whispering Trail Court. This masterpiece has been meticulously upgraded and has everything the savvy buyer is looking for. Enjoy the pristine grounds with 1.3 acres, a saltwater Lagoon style swimming pool, 5 bedrooms 3 1/2 bathrooms, finished walk out basement. Within the last 7 months a 100k 38-year life span, composite da Vinci roof with icebreakers and downspouts was installed. Other recent updates include exterior doors, new garage doors, carpeting, flooring, newly painted interior, wainscoting, new light fixtures, landscape lighting and more. The pool is six years old and has a brand-new salt cell. Additionally in the last 6 years... HVAC, appliances, outside Deck off the first floor, aluminum no-maintenance fence, granite countertops etc. Enjoy walk-in closets, first floor master bedroom, vaulted ceilings, first floor laundry, invisible fence, a fully finished basement with exercise room and an additional 5th bedroom that can be used as an office. St Charles schools, close to restaurants, shopping and walking paths.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $14,163
Year Built
- Built in 1995
Lot Details
- 1.3 Acre Lot
- Cul-De-Sac
- Property has an invisible fence for dogs
- Paved or Partially Paved Lot
HOA Fees
- $83 Monthly HOA Fees
Parking
- 3 Car Garage
- Driveway
Home Design
- Concrete Perimeter Foundation
Interior Spaces
- 3,233 Sq Ft Home
- 2-Story Property
- Open Floorplan
- Fireplace With Gas Starter
- Window Screens
- Family Room with Fireplace
- 2 Fireplaces
- Living Room
- Breakfast Room
- Formal Dining Room
- Recreation Room
- Game Room
- Home Gym
- Granite Countertops
- Laundry Room
Flooring
- Carpet
- Vinyl
Bedrooms and Bathrooms
- 5 Bedrooms
- 5 Potential Bedrooms
- Main Floor Bedroom
- Walk-In Closet
- Bathroom on Main Level
- Dual Sinks
- Separate Shower
Basement
- Basement Fills Entire Space Under The House
- Fireplace in Basement
- Finished Basement Bathroom
Outdoor Features
- In Ground Pool
- Deck
- Patio
- Fire Pit
Schools
- Ferson Creek Elementary School
- Haines Middle School
- St Charles North High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
- Shared Well
Community Details
- Association Phone (630) 659-5753
- Silver Glen Estates Subdivision
- Property managed by Silver Glen HOA
- Community Lake
Listing and Financial Details
- Homeowner Tax Exemptions
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Mar 5, 2025
Closed on
Apr 14, 2025
Sold by
Burgos Oscar and Burgos Sandra
Bought by
Johnson Christopher
Seller's Agent
Steve Merritt
eXp Realty
Buyer's Agent
Gretchen Weber
Baird & Warner Fox Valley - Geneva
List Price
$850,000
Sold Price
$840,000
Premium/Discount to List
-$10,000
-1.18%
Views
62
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$17,898
Avg. Annual Appreciation
4.31%
Purchase Details
Listed on
Jun 11, 2018
Closed on
Sep 28, 2018
Sold by
Jones Mae Hcks
Bought by
Burgos Oscar and Burgos Sandra
Seller's Agent
Debora McKay
Coldwell Banker Realty
Buyer's Agent
Sheryl Marsella
RE/MAX Suburban
List Price
$489,000
Sold Price
$460,000
Premium/Discount to List
-$29,000
-5.93%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.63%
Original Mortgage
$368,000
Interest Rate
4.5%
Mortgage Type
New Conventional
Purchase Details
Listed on
Jan 22, 2015
Closed on
Oct 7, 2016
Sold by
Nichols Jimmy C and Nichols Jill
Bought by
Jones Mac Hicks
Seller's Agent
Kelley Ann Kunkel
Baird & Warner
Buyer's Agent
Debora McKay
Coldwell Banker Realty
List Price
$479,900
Sold Price
$410,000
Premium/Discount to List
-$69,900
-14.57%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.42%
Original Mortgage
$328,000
Interest Rate
3.87%
Mortgage Type
Adjustable Rate Mortgage/ARM
Purchase Details
Closed on
Mar 7, 2007
Sold by
Nichols J C and Nichols Jill
Bought by
Nichols Jimmy C and Nichols Jill
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$350,000
Interest Rate
6.2%
Mortgage Type
Stand Alone Refi Refinance Of Original Loan
Purchase Details
Closed on
Sep 25, 2002
Sold by
Nichols J C and Nichols Jill
Bought by
Nichols J C and Nichols Jill
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$275,000
Interest Rate
6.39%
Mortgage Type
Balloon
Purchase Details
Closed on
Apr 1, 2001
Sold by
Nichols Jimmy C and Nichols Jill H
Bought by
Nichols J C and Nichols Jill
Purchase Details
Closed on
Oct 18, 1995
Sold by
Acorn Properties Corp
Bought by
Nichols Jimmy C and Nichols Jill H
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$300,000
Interest Rate
7.61%
Mortgage Type
Purchase Money Mortgage
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $840,000 | Carrington Title Partners | |
| Warranty Deed | $460,000 | First American Title | |
| Warranty Deed | $410,000 | Proper Title Llc | |
| Interfamily Deed Transfer | -- | Citywide Title Corporation | |
| Interfamily Deed Transfer | -- | -- | |
| Interfamily Deed Transfer | -- | Multiple | |
| Interfamily Deed Transfer | -- | -- | |
| Warranty Deed | $440,000 | Chicago Title Insurance Co |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $368,000 | New Conventional | |
| Previous Owner | $328,000 | Adjustable Rate Mortgage/ARM | |
| Previous Owner | $350,000 | Stand Alone Refi Refinance Of Original Loan | |
| Previous Owner | $275,000 | Balloon | |
| Previous Owner | $300,000 | Purchase Money Mortgage |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 04/16/2025 04/16/25 | Sold | $840,000 | -1.2% | $260 / Sq Ft | |
| 03/12/2025 03/12/25 | Pending | -- | -- | -- | |
| 03/06/2025 03/06/25 | For Sale | $850,000 | +84.8% | $263 / Sq Ft | |
| 09/28/2018 09/28/18 | Sold | $460,000 | -5.9% | $142 / Sq Ft | View Prior Sale |
| 07/15/2018 07/15/18 | Pending | -- | -- | -- | |
| 06/11/2018 06/11/18 | For Sale | $489,000 | +19.3% | $151 / Sq Ft | |
| 11/21/2016 11/21/16 | Sold | $410,000 | -6.8% | $127 / Sq Ft | View Prior Sale |
| 09/08/2016 09/08/16 | Pending | -- | -- | -- | |
| 05/09/2016 05/09/16 | Price Changed | $439,900 | -2.2% | $136 / Sq Ft | |
| 10/22/2015 10/22/15 | Price Changed | $449,900 | -4.3% | $139 / Sq Ft | |
| 06/16/2015 06/16/15 | Price Changed | $469,900 | -2.1% | $145 / Sq Ft | |
| 01/22/2015 01/22/15 | For Sale | $479,900 | -- | $148 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $16,058 | $234,828 | $52,135 | $182,693 |
| 2023 | $14,163 | $210,175 | $46,662 | $163,513 |
| 2022 | $13,386 | $196,296 | $49,067 | $147,229 |
| 2021 | $12,627 | $187,109 | $46,771 | $140,338 |
| 2020 | $12,543 | $183,620 | $45,899 | $137,721 |
| 2019 | $12,319 | $165,958 | $44,990 | $120,968 |
| 2018 | $12,814 | $172,010 | $45,556 | $126,454 |
| 2017 | $12,489 | $166,129 | $43,998 | $122,131 |
| 2016 | $15,114 | $183,328 | $45,486 | $137,842 |
| 2015 | -- | $188,344 | $44,996 | $143,348 |
| 2014 | -- | $190,352 | $44,996 | $145,356 |
| 2013 | -- | $197,933 | $45,446 | $152,487 |
Source: Public Records
Agents Affiliated with this Home
-
Steve Merritt
-
Gretchen Weber
Buyer's Agent in 2025
Gretchen Weber
Baird Warner
(815) 757-0617
1 in this area
148 Total Sales
-
Debora McKay
Seller's Agent in 2018
Debora McKay
Coldwell Banker Realty
(630) 542-3313
3 in this area
293 Total Sales
-
Ruta Baran
Seller Co-Listing Agent in 2018
Ruta Baran
@ Properties
(630) 862-7058
1 in this area
262 Total Sales
-
Sheryl Marsella
Buyer's Agent in 2018
Sheryl Marsella
RE/MAX Suburban
(847) 867-6400
123 Total Sales
-
Kelley Ann Kunkel
Seller's Agent in 2016
Kelley Ann Kunkel
Baird Warner
(630) 803-2571
46 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 12296288
APN: 09-09-101-003
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