Seller's Agent in 2026
Moriah Carson
Keller Williams ONEChicago
(630) 363-3299
1 in this area
6 Total Sales
371 S Madison St Oswego, IL 60543
Downtown Oswego NeighborhoodEstimated Value: $440,375
4
Beds
3
Baths
2,242
Sq Ft
$196/Sq Ft
Est. Value
Highlights
- Open Floorplan
- Wood Flooring
- 2 Car Detached Garage
- Deck
- Main Floor Bedroom
- Living Room
About This Home
As of May 2026This darling piece of Oswego architectural history has been lovingly restored with exceptional care and timeless style. Ideally located just blocks from everything downtown Oswego has to offer, this home is a true community staple. Originally built in 1900, the residence now features a completely renovated interior paired with a spacious family room addition, blending historic charm with modern living. The open and airy main level showcases rich hardwood floors, formal living and dining rooms, and a beautifully updated kitchen with stainless steel appliances, granite countertops, and a new dishwasher (2025). A main-level bedroom with a built-in Murphy bed provides flexible space for guests, a home office, or everyday convenience. Upstairs, the newly added primary suite offers a private retreat complete with a spa-inspired en-suite bath featuring heated floors for year-round comfort. Major updates include a new roof and siding (2024) and a new hot water heater (2024). An unfinished basement provides excellent storage or future finishing potential. Outside, enjoy an updated backyard oasis perfect for hosting, featuring an enormous yard ideal for entertaining, along with a detached two-car garage and a charming she-shed for hobbies or relaxation. This one-of-a-kind home delivers historic character, thoughtful updates, and an unbeatable location in the heart of Oswego.
Last Agent to Sell the Property
Keller Williams ONEChicago License #475213775 Listed on: 02/26/2026
Last Buyer's Agent
Anthony Ponta
Century 21 Coleman-Hornsby License #475214835
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $7,054
Year Built
- Built in 1900
Lot Details
- 11,888 Sq Ft Lot
- Lot Dimensions are 75x160
- Paved or Partially Paved Lot
Parking
- 2 Car Detached Garage
- Parking Available
Home Design
- Block Foundation
- Asphalt Roof
- Aluminum Siding
- Cedar
Interior Spaces
- 2,242 Sq Ft Home
- 2-Story Property
- Open Floorplan
- Family Room
- Living Room
- Dining Room
- Unfinished Basement
- Basement Fills Entire Space Under The House
- Laundry Room
Kitchen
- Microwave
- Dishwasher
- Disposal
Flooring
- Wood
- Carpet
Bedrooms and Bathrooms
- 4 Bedrooms
- 4 Potential Bedrooms
- Main Floor Bedroom
- Bathroom on Main Level
- 3 Full Bathrooms
- Dual Sinks
Outdoor Features
- Deck
- Shed
Schools
- Southbury Elementary School
- Traughber Junior High School
- Oswego High School
Utilities
- Central Air
- Heating System Uses Natural Gas
- Heating System Uses Steam
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Feb 26, 2026
Closed on
Apr 23, 2026
Sold by
Bought by
Seller's Agent
Moriah Carson
Keller Williams ONEChicago
Buyer's Agent
Anthony Ponta
Century 21 Coleman-Hornsby
List Price
$450,000
Sold Price
$445,000
Premium/Discount to List
-$5,000
-1.11%
Views
45
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$4,625
Avg. Annual Appreciation
-4.09%
Original Mortgage
$380,000
Outstanding Balance
$379,205
Interest Rate
5.75%
Mortgage Type
VA
Estimated Equity
$61,170
Purchase Details
Listed on
Sep 25, 2022
Closed on
Nov 16, 2022
Sold by
Bought by
Seller's Agent
Michelle Sather
Michelle Sather Realtor
Buyer's Agent
Leigh Anne Scoughton
HomeSmart Realty Group
List Price
$339,000
Sold Price
$350,000
Premium/Discount to List
$11,000
3.24%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.36%
Original Mortgage
$343,660
Interest Rate
6.5%
Mortgage Type
FHA
Purchase Details
Closed on
Jun 26, 2014
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$120,000
Interest Rate
4.11%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Jun 1, 2014
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$120,000
Interest Rate
4.11%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Nov 13, 2013
Sold by
Bought by
Purchase Details
Closed on
Jul 1, 1998
Sold by
Bought by
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Home Values in the Area
Average Home Value in this Area
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $445,000 | Fidelity National Title | ||
| $350,000 | -- | ||
| $49,000 | First American Title Ins Co | ||
| $48,600 | -- | ||
| $97,435 | None Available | ||
| $110,000 | Chicago Title Insurance Co |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $380,000 | ||
| Closed | $343,660 | ||
| Previous Owner | $180,000 | ||
| Previous Owner | $150,000 | ||
| Previous Owner | $119,000 | ||
| Previous Owner | $120,000 | ||
| Previous Owner | $36,875 | ||
| Previous Owner | $31,273 | ||
| Previous Owner | $130,000 | ||
| Previous Owner | $117,450 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 05/01/2026 05/01/26 | Sold | $445,000 | -1.1% | $198 / Sq Ft | |
| 03/01/2026 03/01/26 | Pending | -- | -- | -- | |
| 02/26/2026 02/26/26 | For Sale | $450,000 | +28.6% | $201 / Sq Ft | |
| 12/14/2022 12/14/22 | Sold | $350,000 | +3.2% | $176 / Sq Ft | View Prior Sale |
| 10/13/2022 10/13/22 | Pending | -- | -- | -- | |
| 09/25/2022 09/25/22 | For Sale | $339,000 | -- | $170 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $7,054 | $107,710 | $23,026 | $84,684 |
| 2024 | $7,054 | $93,661 | $20,023 | $73,638 |
| 2023 | $4,910 | $82,159 | $17,564 | $64,595 |
| 2022 | $4,910 | $74,690 | $15,967 | $58,723 |
| 2021 | $4,951 | $73,226 | $15,654 | $57,572 |
| 2020 | $4,864 | $71,790 | $15,347 | $56,443 |
| 2019 | $4,887 | $71,231 | $15,347 | $55,884 |
| 2018 | $4,277 | $50,246 | $13,910 | $36,336 |
| 2017 | $4,132 | $46,309 | $12,820 | $33,489 |
| 2016 | $2,291 | $28,026 | $12,156 | $15,870 |
| 2015 | $3,950 | $42,206 | $11,688 | $30,518 |
| 2014 | -- | $40,582 | $11,238 | $29,344 |
| 2013 | -- | $42,273 | $11,706 | $30,567 |
Source: Public Records
Agents Affiliated with this Home
-
Moriah Carson
-
A
Buyer's Agent in 2026
Anthony Ponta
Century 21 Coleman-Hornsby
-
Michelle Sather
Seller's Agent in 2022
Michelle Sather
Michelle Sather Realtor
(630) 247-8428
4 in this area
206 Total Sales
-
Leigh Anne Scoughton
Buyer's Agent in 2022
Leigh Anne Scoughton
HomeSmart Realty Group
(815) 342-3047
1 in this area
44 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 12560609
APN: 03-20-103-004
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Listings courtesy of Midwest Real Estate Data (MRED) as distributed by MLS GRID.
Based on information submitted to the MLS GRID
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