3712 Bay Ct Saint Cloud, FL 34769
Saint Cloud AreaEstimated payment $2,003/month
Highlights
- Open Floorplan
- Great Room
- Balcony
- Main Floor Primary Bedroom
- Community Pool
- Ceramic Tile Flooring
About This Home
Move-in ready and thoughtfully maintained, this 2-bedroom, 2-bath villa in Pine Lake Villas puts single-story, low-maintenance living just minutes from downtown St. Cloud. Inside, 1,136 square feet are laid out for easy living, with tile flooring throughout, a kitchen finished with a tile backsplash and stainless steel appliances, and major systems already handled for you: windows replaced in 2020, the roof in 2015, and the HVAC system in 2014. A private front patio welcomes you home, while the large screened back lanai extends the living space outdoors — ideal for morning coffee or unwinding at the end of the day.
Pine Lake Villas offers the kind of quiet, established neighborhood feel that's increasingly hard to find, with easy access to US-192 and Florida's Turnpike putting Orlando's job centers, Lake Nona's Medical City, and Orlando International Airport within convenient reach. Everyday life stays simple here, with nearby supermarkets, dining, and Orlando Health St. Cloud Hospital all close by, and downtown St. Cloud's lakefront district — with its shops, restaurants, and waterfront park on East Lake Toho — just a short drive away. The area continues to see meaningful investment, from planned improvements to the Turnpike and Canoe Creek Road to a revitalized downtown lakefront district, adding long-term value to this already convenient location.
Low-maintenance, updated, and centrally located — this is an opportunity to settle into St. Cloud living with the big-ticket items already done.
Listing Agent
PREFERRED REAL ESTATE BROKERS Brokerage Phone: 407-440-4900 License #3307018 Listed on: 08/03/2026
Co-Listing Agent
PREFERRED REAL ESTATE BROKERS Brokerage Phone: 407-440-4900 License #3343351
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,567
Year Built
- Built in 1984
Lot Details
- 1,437 Sq Ft Lot
- Northeast Facing Home
- Property is zoned SPUD
HOA Fees
- $310 Monthly HOA Fees
Home Design
- Slab Foundation
- Shingle Roof
- Block Exterior
Interior Spaces
- 1,136 Sq Ft Home
- Open Floorplan
- Shelving
- Ceiling Fan
- Blinds
- Great Room
- Dining Room
Kitchen
- Range Hood
- Dishwasher
- Disposal
Flooring
- Carpet
- Ceramic Tile
Bedrooms and Bathrooms
- 2 Bedrooms
- Primary Bedroom on Main
- En-Suite Bathroom
- 2 Full Bathrooms
Laundry
- Laundry in Kitchen
- Dryer
- Washer
Outdoor Features
- Balcony
- Outdoor Storage
- Private Mailbox
Utilities
- Central Heating and Cooling System
- Electric Water Heater
- High Speed Internet
- Cable TV Available
Listing and Financial Details
- Visit Down Payment Resource Website
- Legal Lot and Block 19 / A
- Assessor Parcel Number 09-26-30-0610-000A-0190
Community Details
Overview
- Association fees include pool, maintenance structure, ground maintenance, trash
- Barbara Freeman Association, Phone Number (407) 892-3764
- Pine Lake Villas Subdivision
Recreation
- Community Pool
Map
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $2,567 | $186,300 | $25,000 | $161,300 |
| 2024 | $2,602 | $190,400 | $25,000 | $165,400 |
| 2023 | $2,602 | $186,600 | $14,900 | $171,700 |
| 2022 | $522 | $62,283 | $0 | $0 |
| 2021 | $526 | $60,469 | $0 | $0 |
| 2020 | $526 | $59,635 | $0 | $0 |
| 2019 | $526 | $58,295 | $0 | $0 |
| 2018 | $525 | $57,209 | $0 | $0 |
| 2017 | $529 | $56,033 | $0 | $0 |
| 2016 | $526 | $54,881 | $0 | $0 |
| 2015 | $535 | $54,500 | $0 | $0 |
| 2014 | $1,039 | $51,600 | $14,200 | $37,400 |
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 08/24/2026 08/24/26 | Price Changed | $260,000 | -1.9% | $229 / Sq Ft | |
| 08/03/2026 08/03/26 | For Sale | $265,000 | +14.2% | $233 / Sq Ft | |
| 05/26/2022 05/26/22 | Sold | $232,000 | +3.1% | $204 / Sq Ft | View Prior Sale |
| 04/12/2022 04/12/22 | Pending | -- | -- | -- | |
| 04/09/2022 04/09/22 | For Sale | $225,000 | +177.8% | $198 / Sq Ft | |
| 08/17/2018 08/17/18 | Off Market | $81,000 | -- | -- | |
| 07/28/2014 07/28/14 | Sold | $81,000 | -- | $71 / Sq Ft | View Prior Sale |
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $232,000 | New Title Company Name | |
| Special Warranty Deed | $81,000 | Attorney | |
| Warranty Deed | -- | Attorney | |
| Trustee Deed | -- | None Available | |
| Warranty Deed | $71,500 | -- | |
| Warranty Deed | -- | -- | |
| Warranty Deed | -- | -- | |
| Warranty Deed | -- | -- | |
| Warranty Deed | -- | -- | |
| Warranty Deed | $60,000 | -- | |
| Warranty Deed | -- | -- |
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $208,550 | New Conventional |
Source: Stellar MLS
MLS Number: S5154904
APN: 09-26-30-0610-000A-0190
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
Listings courtesy of Stellar MLS as distributed by MLS GRID.
Based on information submitted to the MLS GRID
Listing Information presented by local MLS brokerage: Ten-X - (888)-952-6393
- 1144 Monroe Ave
- 4324 Pine Lake Dr
- 3401 Celena Cir
- 3441 13th St
- 3441 13th St
- 3441 13th St
- 3397 Celena Cir
- 3393 Celena Cir
- 3391 Celena Cir
- 1727 Cypress Ct
- 3369 Celena Cir
- 3365 Celena Cir
- 3341 Celena Cir
- 512 Ponderosa Dr
- 1006 Pine Ave Unit 100
- 4725 Avon Ct
- 4722 Kilt Ct Unit X65
- 4745 Avon Ct Unit 4745
- 4740 Avon Ct Unit 4740
- 909 Walnut Ave Unit 122
- 1133 Monroe Ave
- 3363 Celena Cir
- 4612 Mesa Verde Dr
- 1901 Peach Tree Blvd
- 1870 Rufus King Dr
- 1851 Patriot Way
- 2051 Nations Way
- 1995 Banner Ln
- 900 Columbia Ave
- 292 Pinewood Gardens Blvd
- 4304 Natchez Trace Dr
- 4830 Revolutionary Way
- 4860 Nathan Hale Blvd
- 4641 Capital Blvd
- 2110 Justice Ln
- 2410 Bittle Way
- 4824 Poolside Dr
- 5080 Revolutionary Way
- 1885 Soldiers Pass
- 4840 Poolside Dr
Ask me questions while you tour the home.