3712 Bay Ct Saint Cloud, FL 34769
Saint Cloud AreaEstimated payment $1,984/month
Highlights
- Open Floorplan
- Great Room
- Balcony
- Main Floor Primary Bedroom
- Community Pool
- Ceramic Tile Flooring
About This Home
Move-in ready and thoughtfully maintained, this 2-bedroom, 2-bath villa in Pine Lake Villas puts single-story, low-maintenance living just minutes from downtown St. Cloud. Inside, 1,136 square feet are laid out for easy living, with tile flooring throughout, a kitchen finished with a tile backsplash and stainless steel appliances, and major systems already handled for you: windows replaced in 2020, the roof in 2015, and the HVAC system in 2014. A private front patio welcomes you home, while the large screened back lanai extends the living space outdoors — ideal for morning coffee or unwinding at the end of the day. Pine Lake Villas offers the kind of quiet, established neighborhood feel that's increasingly hard to find, with easy access to US-192 and Florida's Turnpike putting Orlando's job centers, Lake Nona's Medical City, and Orlando International Airport within convenient reach. Everyday life stays simple here, with nearby supermarkets, dining, and Orlando Health St. Cloud Hospital all close by, and downtown St. Cloud's lakefront district — with its shops, restaurants, and waterfront park on East Lake Toho — just a short drive away. The area continues to see meaningful investment, from planned improvements to the Turnpike and Canoe Creek Road to a revitalized downtown lakefront district, adding long-term value to this already convenient location. Low-maintenance, updated, and centrally located — this is an opportunity to settle into St. Cloud living with the big-ticket items already done.
Listing Agent
PREFERRED REAL ESTATE BROKERS Brokerage Phone: 407-440-4900 License #3307018 Listed on: 08/03/2026
Co-Listing Agent
PREFERRED REAL ESTATE BROKERS Brokerage Phone: 407-440-4900 License #3343351
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,567
Year Built
- Built in 1984
Lot Details
- 1,437 Sq Ft Lot
- Northeast Facing Home
- Property is zoned SPUD
HOA Fees
- $310 Monthly HOA Fees
Home Design
- Slab Foundation
- Shingle Roof
- Block Exterior
Interior Spaces
- 1,136 Sq Ft Home
- Open Floorplan
- Shelving
- Ceiling Fan
- Blinds
- Great Room
- Dining Room
Kitchen
- Range Hood
- Dishwasher
- Disposal
Flooring
- Carpet
- Ceramic Tile
Bedrooms and Bathrooms
- 2 Bedrooms
- Primary Bedroom on Main
- En-Suite Bathroom
- 2 Full Bathrooms
Laundry
- Laundry in Kitchen
- Dryer
- Washer
Outdoor Features
- Balcony
- Outdoor Storage
- Private Mailbox
Utilities
- Central Heating and Cooling System
- Electric Water Heater
- High Speed Internet
- Cable TV Available
Listing and Financial Details
- Visit Down Payment Resource Website
- Legal Lot and Block 19 / A
- Assessor Parcel Number 09-26-30-0610-000A-0190
Community Details
Overview
- Association fees include pool, maintenance structure, ground maintenance, trash
- Barbara Freeman Association, Phone Number (407) 892-3764
- Pine Lake Villas Subdivision
Recreation
- Community Pool
Map
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $2,567 | $186,300 | $25,000 | $161,300 |
| 2024 | $2,602 | $190,400 | $25,000 | $165,400 |
| 2023 | $2,602 | $186,600 | $14,900 | $171,700 |
| 2022 | $522 | $62,283 | $0 | $0 |
| 2021 | $526 | $60,469 | $0 | $0 |
| 2020 | $526 | $59,635 | $0 | $0 |
| 2019 | $526 | $58,295 | $0 | $0 |
| 2018 | $525 | $57,209 | $0 | $0 |
| 2017 | $529 | $56,033 | $0 | $0 |
| 2016 | $526 | $54,881 | $0 | $0 |
| 2015 | $535 | $54,500 | $0 | $0 |
| 2014 | $1,039 | $51,600 | $14,200 | $37,400 |
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 08/03/2026 08/03/26 | For Sale | $265,000 | +14.2% | $233 / Sq Ft | |
| 05/26/2022 05/26/22 | Sold | $232,000 | +3.1% | $204 / Sq Ft | View Prior Sale |
| 04/12/2022 04/12/22 | Pending | -- | -- | -- | |
| 04/09/2022 04/09/22 | For Sale | $225,000 | +177.8% | $198 / Sq Ft | |
| 08/17/2018 08/17/18 | Off Market | $81,000 | -- | -- | |
| 07/28/2014 07/28/14 | Sold | $81,000 | -9.9% | $71 / Sq Ft | View Prior Sale |
| 07/03/2014 07/03/14 | Pending | -- | -- | -- | |
| 06/19/2014 06/19/14 | Price Changed | $89,900 | -14.3% | $79 / Sq Ft | |
| 05/19/2014 05/19/14 | Price Changed | $104,900 | -8.7% | $92 / Sq Ft | |
| 04/16/2014 04/16/14 | For Sale | $114,900 | -- | $101 / Sq Ft |
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $232,000 | New Title Company Name | |
| Special Warranty Deed | $81,000 | Attorney | |
| Warranty Deed | -- | Attorney | |
| Trustee Deed | -- | None Available | |
| Warranty Deed | $71,500 | -- | |
| Warranty Deed | -- | -- | |
| Warranty Deed | -- | -- | |
| Warranty Deed | -- | -- | |
| Warranty Deed | -- | -- | |
| Warranty Deed | $60,000 | -- | |
| Warranty Deed | -- | -- |
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $208,550 | New Conventional |
Source: Stellar MLS
MLS Number: S5154904
APN: 09-26-30-0610-000A-0190
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Listings courtesy of Stellar MLS as distributed by MLS GRID.
Based on information submitted to the MLS GRID
Listing Information presented by local MLS brokerage: Ten-X - (888)-952-6393
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Ask me questions while you tour the home.