$689,900

372 Silver Springs Dr Unit 20 Banner Elk, NC 28604

Estimated payment $4,213/month

Total Views 2,702
4 Beds
3 Baths
2,966 Sq Ft
$233 Price per Sq Ft

Highlights

  • Mountain View
  • Deck
  • 1 Car Attached Garage
  • Banner Elk Elementary School Rated A-
  • Front Porch
  • Laundry Room

About This Home

Charming Mountain Retreat Near Downtown Banner Elk.
Welcome to this spacious and beautifully maintained single-family home, built in 2005, offering 2,966 heated square feet of comfortable living space. Featuring 4 generously sized bedrooms, 3 full bathrooms, and a versatile bonus room—perfect for a home office, playroom, or guest suite this home provides plenty of room for both relaxation and entertaining.

Enjoy breathtaking mountain views from not one, but two expansive decks, ideal for morning coffee, evening gatherings, or simply soaking in the serene surroundings. The attached 1-car garage adds convenience and storage space. Nestled just minutes from downtown Banner Elk, you'll have easy access to local dining, shopping, seasonal festivals, and outdoor recreation.

Whether you're looking for a full-time residence or a vacation escape in the High Country, this home offers the perfect blend of space, scenery, and location.

Listing Agent

Carrie Russ

Western Piedmont Real Estate, LLC Brokerage Email: chrussrealestate@gmail.com License #358825 Listed on: 07/01/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,242

Year Built

  • Built in 2005

Lot Details

  • Property is zoned Banner Elk, R-2

HOA Fees

  • $267 Monthly HOA Fees

Parking

  • 1 Car Attached Garage
  • Driveway

Home Design

  • Composition Roof
  • Wood Siding

Interior Spaces

  • 2-Story Property
  • Wired For Data
  • Ceiling Fan
  • Gas Fireplace
  • Living Room with Fireplace
  • Mountain Views
  • Laundry Room
  • Finished Basement

Kitchen

  • Electric Oven
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Full Bathrooms

Outdoor Features

  • Deck
  • Front Porch

Schools

  • Banner Elk Elementary School
  • Avery County Middle School
  • Avery County High School

Utilities

  • Heat Pump System
  • Electric Water Heater
  • Cable TV Available

Community Details

  • Property Management And Maintenance Services Association, Phone Number (828) 898-6421
  • Silver Springs Farm Subdivision
  • Mandatory home owners association

Listing and Financial Details

  • Assessor Parcel Number 184900800966

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,242

Year Built

Built in 2005

Lot Details

0

HOA Fees

$267 per month

Parking

1

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 2005
  • Restrictions: Subdivision
  • Road Surface Type: Asphalt, Paved
  • Unit Levels: Two
  • Ratio CurrentPrice/TotalPropertyHLA: 232.60
  • Bedroom Lower: 0
  • Geocode Confidence: High
  • Attribution Contact: chrussrealestate@gmail.com
  • Special Features: None

Interior Features

  • Foundation Details: Basement
  • Fireplace: Yes
  • Lower Level Sq Ft: 0
  • Main Level Sq Ft: 2966
  • Third Level Sq Ft: 0
  • Sq Ft Unheated Basement: 0
  • Sq Ft Unheated Lower: 0
  • Sq Ft Unheated Main: 480
  • Sq Ft Unheated Third: 0
  • Sq Ft Unheated Total: 480
  • Sq Ft Upper: 0
  • Appliances: Dishwasher, Electric Oven, Electric Water Heater, Microwave, Refrigerator, Washer/Dryer
  • Above Grade Finished Sq Ft: 2966
  • Has Basement: Finished
  • Basement YN: Yes
  • Full Bathrooms: 3
  • Total Bedrooms: 4
  • Fireplace Features: Gas Log, Gas Vented, Living Room
  • Living Area: 2966
  • Bedroom Main: 1
  • Room Count: 12
  • Bedroom Basement: 1
  • Bedroom Third: 0

Exterior Features

  • New Construction: No
  • Roof: Composition
  • Construction Type: Site Built
  • View: Mountain(s)
  • Waterfront Features: None
  • Construction Type: Wood
  • Patio And Porch Features: Deck, Front Porch

Garage/Parking

  • Main Level Garage YN: 1
  • Carport Y N: No
  • Garage Spaces: 1
  • Garage Yn: Yes
  • Open Parking: No
  • Parking Features: Driveway, Attached Garage

Utilities

  • Heating: Heat Pump
  • Sewer: Public Sewer
  • Laundry Features: In Basement
  • Cooling: Ceiling Fan(s), Heat Pump
  • Utilities: Cable Available, Natural Gas, Wired Internet Available
  • Water Source: City

Condo/Co-op/Association

  • Association Fee: 800
  • Association Fee Frequency: Quarterly
  • Hoa Subject To Dues: Mandatory
  • Senior Community: No
  • Association Name: Property Management and Maintenance Services
  • Phone: 828-898-6421
  • Association Email: PMMS.melinda@gmail.com

Association/Amenities

  • Association Annual Expense: 3200.00

Schools

  • Middle Or Junior School: Avery County
  • HOA Subject To: Required

Lot Info

  • Lot Size Area: 0.25
  • Lot Size Units: Acres
  • Parcel Number: 184900800966
  • Zoning: R-2
  • Plat Reference Section Pages: 38-332B
  • Additional Parcels: No
  • Zoning Specification: Banner Elk

Green Features

  • Green Verification Count: 0

MLS Schools

  • Elementary School: Banner Elk
  • High School: Avery County

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,242 $560,600 $50,000 $510,600
2022 $2,242 $560,600 $50,000 $510,600
2021 $1,647 $299,400 $33,000 $266,400
2020 $3,323 $299,400 $33,000 $266,400
2019 $3,323 $299,400 $33,000 $266,400
2018 $1,647 $299,400 $33,000 $266,400
2017 $3,133 $277,300 $0 $0
2016 $1,240 $277,300 $0 $0
2015 $1,240 $277,300 $30,000 $247,300
2012 -- $444,300 $75,000 $369,300
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/01/2025 07/01/25 For Sale $689,900 -- $233 / Sq Ft
Source: Canopy MLS (Canopy Realtor® Association)

Purchase History

Date Type Sale Price Title Company
Warranty Deed $400,000 None Available
Source: Public Records

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Source: Canopy MLS (Canopy Realtor® Association)

MLS Number: 4275590

Canopy MLS (Canopy Realtor® Association)

APN: 1849-00-80-0966-00000