$350,000
SOLD OCT 31, 2025

3724 Bay Dr Middle River, MD 21220

3 Beds
2 Baths
1,800 Sq Ft
0.34 Acres

Recently Sold

$194 Per Sq Ft

14 Days on Market

Highlights

  • Water Views
  • Public Water Access
  • Open Floorplan
  • Home fronts navigable water
  • Fishing Allowed
  • Cape Cod Architecture

About This Home

As of October 2025

Enjoy Water Views and comfortable lifestyle in this 2 story Cape Cod, boasting 3 beautiful bedrooms and 2 full bathrooms. The beautiful interior showcases contemporary finishes and a thoughtful layout that maximizes both style and functionality. The custom kitchen with quartz countertops, stainless-steel appliances and attractive cabinetry enhances your cooking and gathering experience. Complete with a traditional floor plan and modern finishes that will WOW you the moment you walk through the door. The bathrooms have been tastefully refreshed adding modern elegance to this classic home. Freshly painted, new carpet and laminate wood plank flooring throughout. The expansive fenced rear yard provides the perfect setting for outdoor activities, entertainment, and a place for pets to play. Purchasers to verify comm.septic/sewer and water. This location offers easy access conveniently located close to major routes. Bring your Boat, fishing rods, skiff, kayak, canoe or jet skis, and indulge in the pleasures of fishing or crabbing in the sparkling waters of local Creeks, Coves, Rivers opening into the Chesapeake Bay. This is not just a home, but a doorway to endless water privilege adventures. Don't miss the opportunity to claim this idyllic residence. Enjoy your gateway to a water Privileged lifestyle at a great price. Schedule to see this home before someone else places it under contract. Move in Ready!!

Last Agent to Sell the Property

Barry Hess

(410) 241-6815 BrokerBarry@gmail.com Keller Williams Flagship License #517943 Listed on: 09/20/2025

Keller Williams Flagship

Last Buyer's Agent

JoAnn O'Hara

(410) 322-3374 johara@kw.com EXP Realty, LLC License #RS-0037152

EXP Realty, LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,502

Year Built

  • Built in 1958

Lot Details

  • 0.34 Acre Lot
  • Home fronts navigable water
  • Privacy Fence
  • Vinyl Fence
  • Back Yard Fenced

Property Views

  • Water
  • Woods

Home Design

  • Cape Cod Architecture
  • Block Foundation
  • Asphalt Roof
  • Vinyl Siding

Interior Spaces

  • 1,800 Sq Ft Home
  • Property has 2 Levels
  • Open Floorplan
  • Family Room
  • Living Room
  • Dining Room

Kitchen

  • Country Kitchen
  • Stove
  • Built-In Microwave
  • Ice Maker
  • Dishwasher
  • Stainless Steel Appliances
  • Disposal

Flooring

  • Carpet
  • Laminate

Bedrooms and Bathrooms

Parking

  • Private Parking
  • Paved Parking
  • On-Street Parking

Outdoor Features

  • Public Water Access
  • Property near a bay
  • Personal Watercraft
  • Sail

Utilities

  • Forced Air Heating and Cooling System
  • Electric Water Heater
  • Private Sewer

Listing and Financial Details

  • Tax Lot 233A
  • Assessor Parcel Number 04151511671430

Community Details

Overview

  • No Home Owners Association
  • Deerfield Subdivision

Recreation

  • Fishing Allowed

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,502

Year Built

Built in 1958

Lot Details

0

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Cape Cod
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1
  • Year Built: 1958
  • Automatically Close On Close Date: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Built-In Microwave, Dishwasher, Disposal, Refrigerator, Stove, Stainless Steel Appliances, Icemaker
  • Flooring Type: Laminate Plank, Carpet
  • Interior Amenities: Kitchen - Country, Dining Area, Floor Plan - Open
  • Fireplace: No
  • Wall Ceiling Types: Dry Wall
  • Foundation Details: Block
  • Levels Count: 2
  • Room List: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Kitchen, Family Room
  • Basement: No
  • Total Sq Ft: 1800
  • Living Area Sq Ft: 1800
  • Price Per Sq Ft: 194.39
  • Above Grade Finished Sq Ft: 1800
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 2
  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 1
  • Upper Level Bathrooms: 1.00
  • Main Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Vinyl Siding
  • Roof: Asphalt
  • View: Water, Trees/Woods
  • Water Access Features: Public Access, Sail, Personal Watercraft (PWC), Fishing Allowed
  • Water Access: Yes
  • Water Body Name: CHESAPEAKE BAY
  • Water Body Type: Bay
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: No
  • Water View: Yes

Garage/Parking

  • Garage: No
  • Parking Features: Private, Paved Parking
  • Type Of Parking: On Street

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Natural Gas
  • Heating Type: Forced Air
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Private Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District Source: Listing Agent

Lot Info

  • Fencing: Rear, Privacy, Vinyl
  • Lot Size Acres: 0.34
  • Lot Dimensions: 1.00 x
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 14810.40
  • Zoning: Z
  • In City Limits: No

Rental Info

  • Pets Allowed: No
  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 1502.00
  • Assessor Parcel Number: 04151511671430
  • Tax Lot: 233A
  • Tax Year: 2005

MLS Schools

  • School District Name: BALTIMORE COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 20, 2025
Closed on
Oct 31, 2025
Sold by
Amb Llc
Bought by
Harrington Zachary Victor and Young Kali Anne
Seller's Agent
Barry Hess
Keller Williams Flagship
Buyer's Agent
JoAnn O'Hara
EXP Realty, LLC
List Price
$349,900
Sold Price
$350,000
Premium/Discount to List
$100
0.03%
Views
119

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
33.17%
Original Mortgage
$250,000
Outstanding Balance
$249,765
Interest Rate
6.3%
Mortgage Type
New Conventional
Estimated Equity
$118,757

Purchase Details

Closed on
Aug 15, 2025
Sold by
Dennison Sandra M
Bought by
Amb Llc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$214,100
Interest Rate
6.58%
Mortgage Type
Construction

Purchase Details

Closed on
Nov 6, 2006
Sold by
Kozycki Billie M
Bought by
Dennison Sandra M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$21,500
Interest Rate
6.31%
Mortgage Type
Stand Alone Second

Purchase Details

Closed on
Oct 30, 2006
Sold by
Kozycki Billie M
Bought by
Dennison Sandra M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$21,500
Interest Rate
6.31%
Mortgage Type
Stand Alone Second
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $350,000 Charter Title
Deed $130,000 Dulaney Title
Deed $215,000 --
Deed $215,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $250,000 New Conventional
Previous Owner $214,100 Construction
Previous Owner $21,500 Stand Alone Second
Previous Owner $172,000 Purchase Money Mortgage
Previous Owner $172,000 Purchase Money Mortgage
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
10/31/2025 10/31/25 Sold $350,000 0.0% $194 / Sq Ft
09/20/2025 09/20/25 For Sale $349,900 -- $194 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,345 $236,267 -- --
2024 $3,345 $222,133 $0 $0
2023 $1,613 $208,000 $122,700 $85,300
2022 $3,256 $206,600 $0 $0
2021 $3,268 $205,200 $0 $0
2020 $3,268 $203,800 $122,700 $81,100
2019 $3,266 $194,400 $0 $0
2018 $3,103 $185,000 $0 $0
2017 $2,896 $175,600 $0 $0
2016 $2,708 $175,600 $0 $0
2015 $2,708 $175,600 $0 $0
2014 $2,708 $177,200 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDBC2140578

Bright MLS

APN: 15-1511671430