$425,000
OPEN SAT 11AM - 1PM

3724 Cambridge Crossing Dr Saint Charles, MO 63304

Estimated payment $2,567/month

Total Views 490
3 Beds
2.5 Baths
2,176 Sq Ft
$195 Price per Sq Ft

Highlights

  • Popular Property
  • Fireplace in Kitchen
  • Corner Lot
  • Castlio Elementary School Rated A
  • Traditional Architecture
  • Cul-De-Sac

About This Home

Coming Thursday – Francis Howell Schools!
POSSIBLE ASSUMABLE LOAN @ 3.5%!
Welcome home to this beautifully maintained 1.5-story gem in the highly sought-after Francis Howell School District! Ideally located near Hwy 64 and all local amenities, this home offers the perfect blend of comfort, style, and convenience. Step inside to a stunning, light-filled 2-story great room featuring wall-to-wall windows and a cozy 2-sided gas fireplace—ideal for both relaxing and entertaining. Freshly painted walls and brand-new LVP flooring flow throughout the main living areas, giving the home a fresh, move-in ready feel. The main floor also includes a spacious formal dining room perfect for gatherings, a convenient half bath for guests, and main floor laundry room. The updated kitchen has granite countertops, a chic tile backsplash, stainless steel appliances, and ample cabinet/pantry space! Retreat to the main floor primary suite, complete with a generous walk-in closet and a spa-like bath featuring double sinks, a soaking tub, and a separate shower. Upstairs, you’ll find two additional bedrooms, a beautifully updated full bath, and a versatile loft area—ideal for a home office, playroom, or reading nook. Other highlights include a newer furnace and A/C (2024) and a dry, unfinished basement ready for your personal touch.

Don't miss this incredible opportunity—this is the one you've been waiting for!

Listing Agent

Rachael Kiehne

Elevate Realty, LLC License #2022008626 Listed on: 08/14/2025

Open House Schedule

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,636

Year Built

  • Built in 1996

Lot Details

  • 0.3 Acre Lot
  • Cul-De-Sac
  • Corner Lot
  • Back Yard

HOA Fees

  • $8 Monthly HOA Fees

Parking

  • 2 Car Attached Garage

Home Design

  • Traditional Architecture
  • Frame Construction
  • Architectural Shingle Roof
  • Vinyl Siding
  • Concrete Perimeter Foundation

Interior Spaces

  • 2,176 Sq Ft Home
  • 1.5-Story Property
  • Gas Fireplace
  • Living Room with Fireplace
  • Unfinished Basement
  • Basement Ceilings are 8 Feet High
  • Laundry on main level

Kitchen

  • Electric Range
  • Microwave
  • Dishwasher
  • Disposal
  • Fireplace in Kitchen

Flooring

  • Carpet
  • Luxury Vinyl Tile

Bedrooms and Bathrooms

  • 3 Bedrooms

Outdoor Features

  • Patio

Schools

  • Castlio Elem. Elementary School
  • Bryan Middle School
  • Francis Howell Central High School

Utilities

  • Forced Air Heating and Cooling System
  • Natural Gas Connected
  • Phone Available
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 3-0037-7398-00-0001.0000000

Community Details

Overview

  • Association fees include common area maintenance
  • Oak Grove Bluffs Association

Amenities

  • Common Area

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,636

Year Built

Built in 1996

Lot Details

0

HOA Fees

$8 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Year Built: 1996
  • Property Sub-Type: Single Family Residence
  • ResoLaundryFeatures: Main Level
  • ResoLotFeatures: Back Yard, Corner Lot, Cul-De-Sac
  • Lot Size Acres: 0.3
  • Reso Association Amenities: Common Ground, Outside Management
  • Co List Office Phone: 314-380-0581
  • MLS Status: Active
  • Subdivision Name: Oak Grove Bluffs #1
  • Above Grade Finished Sq Ft: 2176
  • Architectural Style: Ranch/2 story, Traditional
  • Carport Y N: No
  • Reso Fireplace Features: Gas, Kitchen, Living Room
  • Unit Levels: One and One Half
  • New Construction: No
  • Reso Structure Type: House
  • Financial Info Electric: Ameren
  • MIS_AboveGradeFinishedAreaSrchSqFt: 2176.00
  • MIS_SellerConsiderConcessionYN: 1
  • MIS_PoolYN: 0
  • MIS_AuctionYN: 0
  • Special Features: 4097
  • Property Sub Type: Detached

Interior Features

  • Basement: 8 ft + Pour, Unfinished
  • Appliances: Stainless Steel Appliance(s), Dishwasher, Disposal, Microwave, Electric Range, Refrigerator, Water Heater
  • Basement YN: Yes
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Fireplaces: 1
  • Fireplace: Yes
  • Flooring: Carpet, Luxury Vinyl
  • Main Level Bedrooms: 1
  • MIS_LowerLevelBathroomsFull: 0
  • MIS_LowerLevelBathroomsHalf: 0
  • MIS_LowerLevelBedrooms: 0
  • MIS_MainLevelBathroomsFull: 1
  • MIS_MainLevelBathroomsHalf: 1
  • MIS_UpperLevelBathroomsFull: 1
  • MIS_UpperLevelBathroomsHalf: 0
  • MIS_UpperLevelBedrooms: 2

Exterior Features

  • Roof: Architectural Shingle
  • Pool Private: No
  • Waterfront: No
  • Disclosures: Flood Plain No, Seller Property Disclosure
  • Home Warranty: No
  • Construction Type: Frame, Vinyl Siding
  • Foundation Details: Concrete Perimeter

Garage/Parking

  • Garage Spaces: 2
  • Attached Garage: Yes
  • Attached Garage: Yes

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Heating: Forced Air
  • Green Building Features: Basement, Patio
  • Utilities: Cable Available, Electricity Connected, Natural Gas Connected, Phone Available, Sewer Connected, Underground Utilities, Water Connected
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 100
  • Senior Community: No
  • Association Fee Frequency: Annually
  • Association: Yes

Association/Amenities

  • General Property Information:Association Name: Oak Grove Bluffs

Fee Information

  • Association Fee Includes: Common Area Maintenance

Schools

  • Elementary School: Castlio Elem.
  • Junior High Dist: Francis Howell R-III
  • High School: Francis Howell Central High
  • Middle Or Junior School: Bryan Middle

Lot Info

  • Lot Size Sq Ft: 13068
  • Parcel Number: 3-0037-7398-00-0001.0000000

Tax Info

  • Tax Year: 2024
  • Tax Annual Amount: 3636

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,636 $66,908 -- --
2023 $3,634 $60,856 $0 $0
2022 $3,263 $50,728 $0 $0
2021 $3,266 $50,728 $0 $0
2020 $3,069 $46,115 $0 $0
2019 $3,055 $46,115 $0 $0
2018 $2,870 $41,397 $0 $0
2017 $2,835 $41,233 $0 $0
2016 $2,957 $41,442 $0 $0
2015 $2,923 $41,442 $0 $0
2014 $2,705 $37,209 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/14/2025 08/14/25 For Sale $425,000 +37.1% $195 / Sq Ft
03/11/2021 03/11/21 Pending -- -- --
03/10/2021 03/10/21 Sold -- -- --
01/14/2021 01/14/21 For Sale $310,000 -- $142 / Sq Ft
Source: MARIS MLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed -- Ust
Interfamily Deed Transfer -- None Available
Warranty Deed $240,300 Investors Title
Warranty Deed -- Ust
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $299,653 FHA
Previous Owner $133,000 New Conventional
Previous Owner $192,850 FHA
Previous Owner $50,000 Unknown
Previous Owner $180,400 Fannie Mae Freddie Mac
Closed $0 FHA
Source: Public Records

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Source: MARIS MLS

MLS Number: MIS25054253

MARIS MLS

APN: 3-0037-7398-00-0001.0000000