$3,200,000

374 Ridgeway St St. Joseph, MI 49085

Estimated payment $18,622/month

Total Views 389
5 Beds
4 Baths
4,054 Sq Ft
$789 Price per Sq Ft

Highlights

  • Very Popular Property
  • Deeded Waterfront Access Rights
  • In Ground Pool
  • Upton Middle School Rated A
  • Water Views
  • Waterfall on Lot

About This Home

Experience the pinnacle of Lake Michigan living at 374 Ridgeway Street—a residence that blends timeless craftsmanship with resort-style amenities. Nestled on the region's most celebrated brick-lined street, this home offers deeded 'no bluff' access to a Lake Michigan, breathtaking lake views, and a setting that captures the essence of coastal elegance.
Designed for both entertaining and everyday luxury, the open main floor showcases reclaimed barn beams, wide plank white oak floors, and a striking brick fireplace. The chef's kitchen boasts a 9-foot island, Vicostone quartz, and professional-grade appliances. Outdoors, a heated saltwater pool with waterfall, firepit, and entertainment veranda create a private retreat. With 5 bedrooms, 4.5 baths, dedicated office space, multiple laundry rooms, and a screened porch overlooking Lake Michigan, every detail speaks to refined living. Just blocks from the Jack Nicklaus Golf Course, Yacht Club, and vibrant downtown St. Joseph

Listing Agent

Ryan Green

Green Towne Coastal Realty License #6501325481 Listed on: 09/30/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $19,064

Year Built

  • Built in 2019

Lot Details

  • 0.37 Acre Lot
  • Lot Dimensions are 171x97

Parking

  • 2 Car Attached Garage
  • Side Facing Garage
  • Garage Door Opener

Home Design

  • Traditional Architecture
  • Composition Roof
  • HardiePlank Siding

Interior Spaces

  • 4,054 Sq Ft Home
  • 3-Story Property
  • Bar Fridge
  • Vaulted Ceiling
  • Ceiling Fan
  • Gas Log Fireplace
  • Low Emissivity Windows
  • Window Screens
  • Mud Room
  • Family Room with Fireplace
  • Sun or Florida Room
  • Screened Porch
  • Water Views
  • Basement Fills Entire Space Under The House

Kitchen

  • Eat-In Kitchen
  • Range
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Snack Bar or Counter
  • Disposal

Flooring

  • Wood
  • Ceramic Tile

Bedrooms and Bathrooms

  • 5 Bedrooms
  • En-Suite Bathroom
  • 4 Full Bathrooms

Laundry

  • Laundry Room
  • Laundry on main level
  • Dryer
  • Washer

Pool

  • In Ground Pool
  • Above Ground Pool

Outdoor Features

  • Deeded Waterfront Access Rights
  • Deck
  • Patio
  • Waterfall on Lot

Utilities

  • Ductless Heating Or Cooling System
  • Mini Split Air Conditioners
  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Natural Gas Water Heater
  • High Speed Internet
  • Phone Available
  • Cable TV Available

Community Details

  • No Home Owners Association

Home Details

Home Type

Single Family

Est. Annual Taxes

$19,064

Year Built

Built in 2019

Lot Details

0

Parking

2

Listing Details

  • Property Sub-Type: Single Family Residence
  • Property Type: Residential
  • New Construction: No
  • ArchitecturalStyle: Traditional
  • Stories: 3
  • Year Built: 2019
  • Location Property Info:Property Sub-Type: Single Family Residence
  • General Property Info:New Construction2: No
  • General Property Info:Lot Dimensions: 171x97
  • General Property Info:Waterfront3: No
  • General Property Info:Basement: Yes
  • General Property Info:Total Fin SqFt All Levels: 4054.0
  • General Property Info:Main Level Primary: No
  • Tax Info:Annual Property Tax: 19064.0
  • Waterfront Options:Water Access YN: Yes
  • Roofing:Composition: Yes
  • Heat Type:Forced Air: Yes
  • Air Conditioning:Central Air: Yes
  • Substructure:Full: Yes
  • Appliances Dryer: Yes
  • Appliances Refrigerators: Yes
  • Washers: Yes
  • Heat Source:Natural Gas3: Yes
  • General Property Info:Total Fireplaces: 1.0
  • Util Avail at Street:Electric: Yes
  • Util Avail at Street:Natural Gas2: Yes
  • Utilities Attached:Natural Gas: Yes
  • Sewer:Public: Yes
  • Water:Public2: Yes
  • Util Avail at Street:Broadband: Yes
  • Util Avail at Street:Cable2: Yes
  • Util Avail at Street:Telephone Line2: Yes
  • Windows:Low Emissivity Windows: Yes
  • Windows:Screens: Yes
  • General Property Info:Fireplace: Yes
  • Additional Items:Ceiling Fans: Yes
  • Appliances Microwave: Yes
  • Water Heater:Natural Gas4: Yes
  • Utilities Attached:High-Speed Internet: Yes
  • Pool:OutdoorAbove: Yes
  • Landscape:Waterfall: Yes
  • Additional Items:Ensuite: Yes
  • General Property Info:SqFt Above Grade: 4054.0
  • Additional Items:Vaulted Ceilings: Yes
  • Laundry Features Main Level: Yes
  • Laundry Features Upper Level: Yes
  • General Property Info Garage YN: Yes
  • Heat Type Ductless2: Yes
  • Architectural Style:Traditional: Yes
  • Flooring:Wood Floor: Yes
  • Flooring:Ceramic Floor: Yes
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Appliances: Bar Fridge, Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
  • Flooring: Ceramic Tile, Wood
  • Interior Amenities: Ceiling Fan(s), Broadband, Garage Door Opener, Center Island, Eat-in Kitchen, Pantry
  • Fireplace Features: Family Room, Gas Log
  • Fireplace: Yes
  • Fireplaces: 1
  • Total Bedrooms: 5
  • Full Bathrooms: 4
  • Total Bathrooms: 4
  • Basement: Full
  • LivingArea: 4054.0
  • Window Features: Low-Emissivity Windows, Screens
  • General Property Info:Stories2: 3.0
  • Basement Rooms:Total Basement SQFT: 1389.0
  • Kitchen Features:Eating Area: Yes
  • Appliances Range: Yes
  • Kitchen Features:Center Island: Yes
  • Kitchen Features:Mud Room Access: Yes
  • Kitchen Features Pantry: Yes
  • Fireplace:Gas Log: Yes
  • Appliances Dishwasher: Yes
  • Kitchen Features:Snack Bar: Yes
  • Fireplace:Family: Yes
  • Appliances:Bar Fridge: Yes

Exterior Features

  • Construction Materials: HardiPlank Type
  • Exterior Features: Scrn Porch
  • List Price: 3200000.0
  • Patio and Porch Features: 3 Season Room, Covered, Deck, Other, Patio, Porch(es)
  • Pool Features: In Ground, Outdoor/Above
  • Road Surface Type: Paved
  • Roof: Composition
  • Waterfront Features: Lake
  • Waterfront: No
  • Access Feat:Accessibility Features2: No
  • Exterior Features:Scrn Porch: Yes
  • Exterior Material:HardPlankCement Board: Yes
  • Exterior Features 3 Season Room: Yes
  • Patio and Porch Features:Porch(es): Yes
  • Patio and Porch Features:Deck(s): Yes
  • Patio And Porch Features:Patio: Yes
  • Pool:In Ground: Yes
  • Patio And Porch Features:Covered: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Garage: Yes
  • Parking Features: Garage Faces Side, Garage Door Opener, Attached
  • Additional Items:Garage Door Opener: Yes
  • Parking Features Garage Door Opener2: Yes
  • Parking Features Attached2: Yes
  • Parking Features:Garage Faces Side: Yes
  • General Property Info:Garage Spaces: 2.0

Utilities

  • Cooling: Central Air
  • Cooling: Yes
  • Heating: Ductless, Forced Air
  • Heating: Yes
  • Laundry Features: Main Level, Upper Level
  • Sewer: Public
  • Utilities: Phone Available, Natural Gas Available, Electricity Available, Cable Available, Natural Gas Connected, Storm Sewer, High-Speed Internet
  • Water Source: Public

Association/Amenities

  • Water Fea Amenities:Deeded Access: Yes
  • Water Fea Amenities:Public Access 1 Mile or Less: Yes
  • Water Fea Amenities:View: Yes

Lot Info

  • Lot Size Acres: 0.37
  • Lot Size Area: 0.37
  • Lot Dimensions: 171x97
  • Lot Size Sq Ft: 16117.0

Tax Info

  • Tax Annual Amount: 19064.0
  • Tax Year: 2024

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $19,064 $548,500 $0 $0
2024 $17,093 $521,700 $0 $0
2023 $16,394 $458,100 $0 $0
2022 $15,648 $395,600 $0 $0
2021 $17,285 $397,100 $155,800 $241,300
2020 $16,322 $392,900 $0 $0
2019 $13,844 $153,700 $153,700 $0
2018 $9,086 $153,700 $0 $0
2017 $5,547 $150,200 $0 $0
2016 $5,547 $151,700 $0 $0
2015 $5,496 $98,100 $0 $0
2014 $5,378 $98,100 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
09/30/2025 09/30/25 For Sale $3,200,000 +1388.4% $789 / Sq Ft
10/05/2017 10/05/17 Sold $215,000 -1.8% -- View Prior Sale
06/30/2017 06/30/17 Pending -- -- --
06/14/2017 06/14/17 For Sale $219,000 -- --
Source: Southwestern Michigan Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed $215,000 First American Title
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $634,500 New Conventional
Source: Public Records

Source: Southwestern Michigan Association of REALTORS®

MLS Number: 25050073

Southwestern Michigan Association of REALTORS®

APN: 11-76-1900-0077-05-0

Michigan Berrien County Saint Joseph 49085

374 Ridgeway St, Saint Joseph, MI

This home is located at 374 Ridgeway St, St. Joseph, MI 49085 and is currently priced at $3,200,000, approximately $789 per square foot. This property was built in 2019. 374 Ridgeway St is a home located in Berrien County with nearby schools including Upton Middle School, St. Joseph High School, and Benton Harbor Charter School Academy.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Southwestern Michigan Association of REALTORS® Information is deemed reliable but not guaranteed.
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Ryan Green
Listing Agent
Ryan Green
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Green Towne Coastal Realty
(269) 208-4139