B
Seller's Agent in 2025
Bradley Zaruba
LPT Realty, LLC
(206) 913-7505
14 in this area
47 Total Sales
374 W Cobblestone Loop Hernando, FL 34442
3
Beds
2
Baths
2,076
Sq Ft
0.27
Acres
Highlights
- Senior Community
- Contemporary Architecture
- Marble Flooring
- Open Floorplan
- Vaulted Ceiling
- Breakfast Area or Nook
About This Home
As of February 2022Neat as a pin! Well maintained Sweetwater home in 55 plus Heritage community.
two additional bedrooms and a large closed in Florida room overlooking a no built area. The grounds very well looked after by HOA. There is room for a pool. Heritage is one of the newer communities with a mixture of larger homes and modest homes, all new.. and close to hospital, shops, schools and restaurants.
Last Agent to Sell the Property
REMAX Marketing Specialists License #SL3141078 Listed on: 07/25/2018
Last Buyer's Agent
PAID RECIPROCAL
Paid Reciprocal Office
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,165
Year Built
- Built in 2014
Lot Details
- 0.27 Acre Lot
- Property fronts a private road
- Property fronts a highway
- Vinyl Fence
HOA Fees
- $150 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- Garage Door Opener
Home Design
- Contemporary Architecture
- Fixer Upper
- Concrete Siding
- Block Exterior
- Stucco Exterior
Interior Spaces
- 2,076 Sq Ft Home
- 1-Story Property
- Open Floorplan
- Built-In Features
- Vaulted Ceiling
- Ceiling Fan
- Attic Fan
- Fire and Smoke Detector
Kitchen
- Breakfast Area or Nook
- Breakfast Bar
- Electric Oven
- Microwave
- Dishwasher
- Disposal
Flooring
- Carpet
- Marble
- Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- Split Bedroom Floorplan
- Walk-In Closet
- 2 Full Bathrooms
- Double Vanity
- No Tub in Bathroom
Laundry
- Dryer
- Washer
- Sink Near Laundry
Eco-Friendly Details
- Energy-Efficient Insulation
- Energy-Efficient Thermostat
Outdoor Features
- Patio
Utilities
- Central Heating and Cooling System
- Heat Pump System
- Cable TV Available
Community Details
- Senior Community
- Association fees include ground maintenance, security
- The community has rules related to deed restrictions
Listing and Financial Details
- Tax Lot 40
- Assessor Parcel Number 18E18S2400700400
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Dec 18, 2021
Closed on
Feb 10, 2022
Sold by
Ferguson Family Living Trust
Bought by
Downs Gary H and Downs Deborah K
Seller's Agent
Marcella Fresco
REMAX Marketing Specialists
Buyer's Agent
PAID RECIPROCAL
Paid Reciprocal Office
List Price
$347,900
Sold Price
$340,000
Premium/Discount to List
-$7,900
-2.27%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
1.36%
Original Mortgage
$255,000
Outstanding Balance
$237,714
Interest Rate
3.56%
Mortgage Type
New Conventional
Estimated Equity
$119,348
Purchase Details
Listed on
Jul 25, 2018
Closed on
Feb 20, 2019
Sold by
Sheaffer Charlotte and Sheaffer Richard
Bought by
Ferguson Charles and Ferguson Margaret E
Seller's Agent
Marcella Fresco
REMAX Marketing Specialists
Buyer's Agent
PAID RECIPROCAL
Paid Reciprocal Office
List Price
$239,900
Sold Price
$220,000
Premium/Discount to List
-$19,900
-8.3%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
16.20%
Purchase Details
Closed on
Jun 12, 2013
Sold by
Buckhorn Property Holdings Llc
Bought by
Sheaffer Richard and Sheaffer Charlotte
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$164,293
Interest Rate
3.96%
Mortgage Type
Construction
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $340,000 | Southern Security Title | |
| Warranty Deed | $220,000 | Southern Security Ttl Svcs | |
| Warranty Deed | $34,900 | Attorney |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $255,000 | New Conventional | |
| Closed | $255,000 | New Conventional | |
| Previous Owner | $153,000 | Commercial | |
| Previous Owner | $164,293 | Construction |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 09/17/2025 09/17/25 | Price Changed | $352,500 | -0.7% | $170 / Sq Ft |
| 05/22/2025 05/22/25 | Price Changed | $354,900 | -1.4% | $171 / Sq Ft |
| 05/12/2025 05/12/25 | For Sale | $359,900 | 0.0% | $173 / Sq Ft |
| 05/05/2025 05/05/25 | Pending | -- | -- | -- |
| 04/24/2025 04/24/25 | Price Changed | $359,900 | -2.7% | $173 / Sq Ft |
| 03/18/2025 03/18/25 | For Sale | $369,900 | +8.8% | $178 / Sq Ft |
| 11/16/2024 11/16/24 | Off Market | $340,000 | -- | -- |
| 02/10/2022 02/10/22 | Sold | $340,000 | -2.3% | $164 / Sq Ft |
| 01/06/2022 01/06/22 | Pending | -- | -- | -- |
| 12/17/2021 12/17/21 | For Sale | $347,900 | +58.1% | $168 / Sq Ft |
| 03/19/2019 03/19/19 | Sold | $220,000 | -8.3% | $106 / Sq Ft |
| 01/17/2019 01/17/19 | Pending | -- | -- | -- |
| 07/25/2018 07/25/18 | For Sale | $239,900 | -- | $116 / Sq Ft |
Source: Hernando County Association of REALTORS®
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $3,428 | $266,569 | -- | -- |
| 2023 | $3,428 | $258,805 | $27,670 | $231,135 |
| 2022 | $1,780 | $152,375 | $0 | $0 |
| 2021 | $1,707 | $147,937 | $0 | $0 |
| 2020 | $1,646 | $189,930 | $31,570 | $158,360 |
| 2019 | $2,191 | $220,900 | $25,290 | $195,610 |
| 2018 | $2,164 | $219,490 | $25,290 | $194,200 |
| 2017 | $2,165 | $174,600 | $25,290 | $149,310 |
| 2016 | $2,192 | $171,009 | $30,920 | $140,089 |
| 2015 | $2,225 | $169,820 | $30,920 | $138,900 |
| 2014 | $530 | $30,940 | $30,940 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Bradley Zaruba
-
Marcella Fresco
Seller's Agent in 2022
Marcella Fresco
RE/MAX
5 in this area
49 Total Sales
-
P
Buyer's Agent in 2022
PAID RECIPROCAL
Paid Reciprocal Office
-
Richard Kovalski
R
Seller Co-Listing Agent in 2019
Richard Kovalski
RE/MAX
(352) 397-8205
1 in this area
10 Total Sales
Map
Source: Hernando County Association of REALTORS®
MLS Number: 2194223
APN: 18E-18S-24-0070-00000-0400
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This information is provided exclusively for consumers’ personal, non-commercial use, and it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. This data is deemed reliable but is not guaranteed accurate by the MLS.
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