3783 Payne Lake Rd Chipley, FL 32428
Chipley AreaEstimated payment $2,317/month
Highlights
- Lake Front
- Deck
- Beamed Ceilings
- Craftsman Architecture
- Vaulted Ceiling
- Garage
About This Home
Lakefront living on beautiful Payne Lake. Situated on 1.45 private acres just outside Chipley, this waterfront property offers privacy and peaceful country living with Panama City, the Gulf Coast, and Tyndall Air Force Base all within an easy drive. The open floor plan is filled with natural light and features expansive windows overlooking the lake. The spacious kitchen connects to the living and dining areas, making it ideal for everyday living and entertaining. Outside, a large deck shaded by mature oak trees provides the perfect place to enjoy the view, whether you're having morning coffee or watching the sunset. Spend your days fishing, kayaking, paddleboarding, or enjoying the wildlife right from your backyard. A separate efficiency mother-in-law suite with its own private entrance, kitchenette, and full bath offers flexibility for guests, multi-generational living, or rental income. Also, could be perfect for a shop and man cave or she shed. With no HOA and plenty of room for boats, RVs, hobbies, gardens, or future expansion, this property offers the space and freedom to enjoy lakefront living.
Home Details
Home Type
- Single Family
Year Built
- Built in 1986
Lot Details
- Lot Dimensions are 165 x 460 x 412
- Lake Front
- Chain Link Fence
Parking
- Garage
Home Design
- Craftsman Architecture
Interior Spaces
- 3,100 Sq Ft Home
- 3-Story Property
- Beamed Ceilings
- Vaulted Ceiling
- Fireplace
- Window Treatments
- Living Room
- Dining Area
Kitchen
- Microwave
- Dishwasher
Flooring
- Tile
- Vinyl
Bedrooms and Bathrooms
- 5 Bedrooms
- 4 Full Bathrooms
Outdoor Features
- Deck
- Enclosed Patio or Porch
Utilities
- Central Heating and Cooling System
- Septic Tank
Community Details
- Payne Lakes Subdivision
Listing and Financial Details
- Assessor Parcel Number 00000000-00-3322-0003
Map
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $880 | $104,336 | ||
| 2024 | $816 | $101,396 | ||
| 2023 | $789 | $98,443 | $0 | $0 |
| 2022 | $758 | $95,576 | $0 | $0 |
| 2021 | $744 | $92,792 | $0 | $0 |
| 2020 | $733 | $91,511 | $0 | $0 |
| 2019 | $732 | $89,454 | $0 | $0 |
| 2018 | $735 | $87,786 | $10,000 | $77,786 |
| 2017 | $760 | $87,297 | $10,000 | $77,297 |
| 2016 | $752 | $85,622 | $0 | $0 |
| 2015 | $762 | $85,027 | $0 | $0 |
| 2014 | -- | $86,027 | $0 | $0 |
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 08/17/2026 08/17/26 | Price Changed | $409,000 | -4.7% | $132 / Sq Ft |
| 08/05/2026 08/05/26 | For Sale | $429,000 | -- | $138 / Sq Ft |
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $100 | None Listed On Document |
Source: Emerald Coast Association of REALTORS®
MLS Number: 1009273
APN: 00000000-00-3322-0003
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