$438,000
SOLD MAY 13, 2025

37995 Seneca Ct Charlotte Hall, MD 20622

4 Beds
3 Baths
2,576 Sq Ft
1.34 Acres

Recently Sold

$170 Per Sq Ft

3% Above List Price

2 Days on Market

Highlights

  • Deck
  • Traditional Floor Plan
  • Wood Flooring
  • White Marsh Elementary School Rated A-
  • Backs to Trees or Woods
  • Attic

About This Home

As of May 2025

Beautiful 4 Bedroom 3 Full Bath Home in Charlotte Hall now available!!! A MUST SEE!! This home sits on a beautiful & expansive 1.34 acre lot at the end of a cul-da-sac! This home features a screened-in covered back porch that leads to an additional deck off the back, a fully fenced-in area, and 2 sheds for storage! New roof in 2023 with architectural shingles! The heat pump was replaced in 2020. Hardwood floors on the main level. The basement features a huge rec room, a bedroom, a full bath, a separate area with a refrigerator, sink, counters & cabinets ideal for a potential in-law suite or someone who just wants their own space. Schedule your showing today!!!

Last Agent to Sell the Property

DJ Brady

(240) 925-7863 djbrady@platinumgroupmd.com EXP Realty, LLC License #655002 Listed on: 04/03/2025

EXP Realty, LLC

Last Buyer's Agent

Kalee Kelly

(240) 682-1719 kaleekellyre@gmail.com Infinitas Realty Group License #674138

Infinitas Realty Group

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,010

Year Built

  • Built in 1976

Lot Details

  • 1.34 Acre Lot
  • Cul-De-Sac
  • Backs to Trees or Woods
  • Property is in excellent condition
  • Property is zoned RNC

Home Design

  • Split Foyer
  • Brick Exterior Construction
  • Slab Foundation
  • Architectural Shingle Roof

Interior Spaces

  • Property has 1 Level
  • Traditional Floor Plan
  • Ceiling Fan
  • Fireplace Mantel
  • Entrance Foyer
  • Dining Area
  • Game Room
  • Wood Flooring
  • Attic

Kitchen

  • Eat-In Country Kitchen
  • Stove
  • Microwave
  • Ice Maker
  • Dishwasher

Bedrooms and Bathrooms

  • En-Suite Primary Bedroom

Laundry

  • Dryer
  • Washer

Finished Basement

  • Connecting Stairway
  • Exterior Basement Entry

Parking

  • 5 Parking Spaces
  • 4 Driveway Spaces
  • 1 Attached Carport Space

Outdoor Features

  • Deck
  • Screened Patio
  • Shed
  • Storage Shed
  • Porch

Schools

  • Chopticon High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Oil
  • Vented Exhaust Fan
  • Well
  • Electric Water Heater
  • Septic Tank

Community Details

  • No Home Owners Association
  • Indian Creek Subdivision

Listing and Financial Details

  • Tax Lot 76
  • Assessor Parcel Number 1905014832

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,010

Year Built

Built in 1976

Lot Details

0

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Split Foyer
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Lower 1, Main
  • Expected On Market: 2025-04-03
  • Year Built: 1976
  • Automatically Close On Close Date: No
  • Remarks Public: Beautiful 4 Bedroom 3 Full Bath Home in Charlotte Hall now available!!! A MUST SEE!! This home sits on a beautiful & expansive 1.34 acre lot at the end of a cul-da-sac! This home features a screened-in covered back porch that leads to an additional deck off the back, a fully fenced-in area, and 2 sheds for storage! New roof in 2023 with architectural shingles! The heat pump was replaced in 2020. Hardwood floors on the main level. The basement features a huge rec room, a bedroom, a full bath, a separate area with a refrigerator, sink, counters & cabinets ideal for a potential in-law suite or someone who just wants their own space. Schedule your showing today!!!
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Dryer, Exhaust Fan, Icemaker, Microwave, Refrigerator, Stove, Washer, Water Heater
  • Interior Amenities: Attic, Kitchen - Table Space, Dining Area, Wood Floors, Ceiling Fan(s), Floor Plan - Traditional, Kitchen - Country
  • Fireplace Features: Mantel(s)
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Foundation Details: Slab
  • Levels Count: 1
  • Room List: Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Game Room, Foyer
  • Basement: Yes
  • Basement Type: Connecting Stairway, Outside Entrance, Fully Finished
  • Total Sq Ft: 2576
  • Living Area Sq Ft: 2576
  • Price Per Sq Ft: 329.97
  • Above Grade Finished Sq Ft: 1288
  • Below Grade Finished Sq Ft: 1288
  • Total Below Grade Sq Ft: 1288
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 37995

Beds/Baths

  • Bedrooms: 4
  • Main Level Bedrooms: 3
  • All Lower Level Bedrooms: 1
  • Lower Level Bedroom: 1
  • Total Bathrooms: 3
  • Full Bathrooms: 3
  • Main Level Bathrooms: 2.00
  • Lower Levels Bathrooms: 1
  • Lower Levels Bathrooms: 1.00
  • Main Level Full Bathrooms: 2
  • Lower Level Full Bathrooms: 1
  • Lower Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Shed, Storage Barn/Shed
  • Construction Materials: Combination, Brick
  • Roof: Architectural Shingle
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Parking Features: Asphalt Driveway
  • Attached Carport Spaces: 1
  • Total Garage And Parking Spaces: 5
  • Type Of Parking: Attached Carport, Driveway
  • Number of Spaces in Driveway: 4

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Ceiling Fan(s), Central A/C
  • Heating Fuel: Oil
  • Heating Type: Forced Air
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Septic Exists
  • Water Source: Well

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District: ST. MARY'S COUNTY PUBLIC SCHOOLS
  • High School: CHOPTICON
  • High School Source: Listing Agent
  • School District Key: 121138839208
  • School District Source: Listing Agent
  • High School: CHOPTICON

Lot Info

  • Land Use Code: R
  • Lot Features: Backs To Trees, Cul-De-Sac
  • Lot Size Acres: 1.34
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 58370.00
  • Outdoor Living Structures: Screened, Deck(s), Porch(es), Roof
  • Property Condition: Excellent
  • Year Assessed: 2024
  • Zoning: RNC
  • In City Limits: No

Rental Info

  • Lease Considered: No
  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 3010.00
  • Assessor Parcel Number: 1905014832
  • Tax Lot: 76
  • Tax Total Finished Sq Ft: 1886
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024
  • Close Date: 05/13/2025

MLS Schools

  • School District Name: ST. MARY'S COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 3, 2025
Closed on
May 13, 2025
Sold by
Smith Deborah A and Merson Deborah A
Bought by
Smith Luke Arthur and Smith Heather Nicole
Seller's Agent
DJ Brady
EXP Realty, LLC
Buyer's Agent
Kalee Kelly
Infinitas Realty Group
List Price
$425,000
Sold Price
$438,000
Premium/Discount to List
$13,000
3.06%
Views
81
Current Estimated Value
$432,578

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$5,422
Avg. Annual Appreciation
-3.70%
Original Mortgage
$447,417
Outstanding Balance
$446,230
Interest Rate
6.64%
Mortgage Type
New Conventional
Estimated Equity
-$13,652

Purchase Details

Closed on
Sep 11, 2008
Sold by
Phillips Clarke D
Bought by
Smith Deborah A S and Smith O

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$246,750
Interest Rate
6.58%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Aug 28, 2008
Sold by
Phillips Clarke D
Bought by
Smith Deborah A S and Smith O

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$246,750
Interest Rate
6.58%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $438,000 Lakeside Title
Deed $438,000 Lakeside Title
Deed $350,000 --
Deed $350,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $447,417 New Conventional
Closed $447,417 New Conventional
Previous Owner $220,015 New Conventional
Previous Owner $254,500 Stand Alone Second
Previous Owner $246,750 Purchase Money Mortgage
Previous Owner $246,750 Purchase Money Mortgage
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
05/13/2025 05/13/25 Sold $438,000 +3.1% $170 / Sq Ft
04/06/2025 04/06/25 Pending -- -- --
04/03/2025 04/03/25 For Sale $425,000 -- $165 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,292 $331,100 $0 $0
2024 $3,292 $313,600 $111,900 $201,700
2023 $3,164 $298,500 $0 $0
2022 $3,067 $283,400 $0 $0
2021 $2,973 $268,300 $106,700 $161,600
2020 $2,950 $266,300 $0 $0
2019 $2,927 $264,300 $0 $0
2018 $2,889 $262,300 $101,700 $160,600
2017 $2,846 $259,967 $0 $0
2016 -- $257,633 $0 $0
2015 $3,131 $255,300 $0 $0
2014 $3,131 $255,300 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
See All Agents

Map

Source: Bright MLS

MLS Number: MDSM2023416

Bright MLS

APN: 05-014832