Seller's Agent in 2026
Rachel Gontkovic
EXP Realty, LLC
(410) 271-6246
1 in this area
134 Total Sales
38 Cathedral St Annapolis, MD 21401
Downtown Annapolis Neighborhood
2
Beds
1.5
Baths
900
Sq Ft
436
Sq Ft Lot
Highlights
- City View
- Colonial Architecture
- Wood Flooring
- Open Floorplan
- Freestanding Bathtub
- 1-minute walk to Davidsonville Park
About This Home
As of June 2026Tucked into the heart of downtown Annapolis, this charming home offers an effortless lifestyle where everything you love is just outside your door. Start your mornings with coffee from a favorite café, spend afternoons browsing local boutiques and galleries, and enjoy evenings along Ego Alley watching boats drift by. Waterfront paths, dining, and green space—including Acton's Landing Park—are all just moments away. Beyond its exceptional location, the home offers a private outdoor retreat. A brick courtyard framed by a pergola, mature magnolia and Japanese maple, and holly creates a serene, enclosed setting perfect for quiet mornings or intimate gatherings. Inside, the cozy home blends historic character with thoughtful updates. The primary bath has been renovated, including a custom-tiled shower, classic clawfoot tub, and high-end fixtures. The kitchen is both functional and inviting, featuring white cabinetry, stainless appliances, granite countertops, and a folding wood bar for casual dining. Hardwood floors, a skylight that fills the home with natural light, and additional attic storage complete the space. A rare opportunity to enjoy true downtown living with a refined, comfortable feel—where convenience, charm, and lifestyle come together seamlessly.
Last Agent to Sell the Property
(888) 860-7369 md.broker@exprealty.net EXP Realty, LLC Brokerage Phone: 8888607369 Listed on: 04/16/2026
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $7,851
Year Built
- Built in 1918 | Remodeled in 2014
Lot Details
- 436 Sq Ft Lot
- Downtown Location
- Privacy Fence
- Board Fence
- Historic Home
- Property is in very good condition
Parking
- On-Street Parking
Home Design
- Colonial Architecture
- Slab Foundation
- Metal Roof
- Wood Siding
- Shake Siding
- Cedar
Interior Spaces
- 900 Sq Ft Home
- Property has 2 Levels
- Open Floorplan
- Bar
- Ceiling Fan
- Skylights
- Window Treatments
- Dining Area
- City Views
Kitchen
- Electric Oven or Range
- Built-In Range
- Built-In Microwave
- Dishwasher
- Stainless Steel Appliances
- Kitchen Island
- Upgraded Countertops
- Disposal
Flooring
- Wood
- Carpet
Bedrooms and Bathrooms
- 2 Bedrooms
- Freestanding Bathtub
- Soaking Tub
- Walk-in Shower
Laundry
- Laundry on main level
- Stacked Washer and Dryer
Outdoor Features
- Brick Porch or Patio
- Shed
Schools
- Annapolis Elementary School
- Bates Middle School
- Annapolis High School
Utilities
- Cooling Available
- Forced Air Heating System
- Heat Pump System
- Vented Exhaust Fan
- Electric Water Heater
- Municipal Trash
- Phone Available
- Cable TV Available
Community Details
- No Home Owners Association
- Historic District Subdivision
Listing and Financial Details
- Tax Lot 38
- Assessor Parcel Number 020600001772400
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Apr 23, 2020
Closed on
Jul 15, 2020
Sold by
Bought by
Seller's Agent
Pam Goldberg
Coldwell Banker Realty
Buyer's Agent
Jenna Smith
Redfin Corp
List Price
$469,900
Sold Price
$475,000
Premium/Discount to List
$5,100
1.09%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.05%
Original Mortgage
$485,925
Interest Rate
3%
Mortgage Type
VA
Purchase Details
Closed on
May 14, 2010
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$200,000
Interest Rate
4.97%
Mortgage Type
New Conventional
Purchase Details
Closed on
Feb 11, 2009
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$351,900
Interest Rate
5.06%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
May 31, 2007
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$325,000
Interest Rate
6.19%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Jun 2, 2004
Sold by
Bought by
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Home Values in the Area
Average Home Value in this Area
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $475,000 | Liberty T&E Co Of Md Llc | |
| Deed | $378,500 | -- | |
| Deed | -- | -- | |
| Deed | $425,000 | -- | |
| Deed | -- | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $485,925 | VA | |
| Previous Owner | $200,000 | New Conventional | |
| Previous Owner | $351,900 | Purchase Money Mortgage | |
| Previous Owner | $325,000 | Purchase Money Mortgage |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 06/03/2026 06/03/26 | Sold | $684,000 | 0.0% | $760 / Sq Ft | |
| 04/16/2026 04/16/26 | For Sale | $684,000 | +44.0% | $760 / Sq Ft | |
| 07/15/2020 07/15/20 | Sold | $475,000 | +1.1% | $528 / Sq Ft | View Prior Sale |
| 04/27/2020 04/27/20 | Pending | -- | -- | -- | |
| 04/23/2020 04/23/20 | For Sale | $469,900 | -- | $522 / Sq Ft |
Source: Bright MLS
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $7,852 | $547,933 | ||
| 2024 | $7,037 | $489,667 | ||
| 2023 | $6,195 | $431,400 | $345,400 | $86,000 |
| 2022 | $5,931 | $420,933 | $0 | $0 |
| 2020 | $5,640 | $400,000 | $345,400 | $54,600 |
| 2019 | $5,644 | $400,000 | $345,400 | $54,600 |
| 2018 | $6,500 | $467,267 | $0 | $0 |
| 2017 | $5,689 | $451,100 | $0 | $0 |
| 2016 | -- | $434,600 | $0 | $0 |
| 2015 | -- | $418,100 | $0 | $0 |
| 2014 | -- | $401,600 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Rachel Gontkovic
-
Jason Holt
Buyer's Agent in 2026
Jason Holt
KW Metro Center
(202) 680-9988
1 in this area
74 Total Sales
-
Pam Goldberg
Seller's Agent in 2020
Pam Goldberg
Coldwell Banker (NRT-Southeast-MidAtlantic)
(410) 353-3235
5 Total Sales
-
Jenna Smith
J
Buyer's Agent in 2020
Jenna Smith
Redfin Corp
Map
Source: Bright MLS
MLS Number: MDAA2142154
APN: 06-000-01772400
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