$298,100
SOLD APR 18, 2025
3 Beds
2.5 Baths
1,690 Sq Ft
1,742 Sq Ft Lot

Recently Sold

$176 Per Sq Ft

1% Above List Price

5 Days on Market

Highlights

  • Eat-In Gourmet Kitchen
  • Traditional Architecture
  • No HOA
  • Deck
  • Wood Flooring
  • Upgraded Countertops

About This Home

As of April 2025

Welcome to 38 Cutter Cove Ct., just minutes from the water attractions of Middle River. Step inside to discover a bright and inviting living room with gleaming flooring. Continue to the gourmet kitchen featuring gorgeous flooring, a breakfast bar with pendant lighting, granite countertops, complementing backsplash, and electric cooking. The dining room is adjacent, and French doors lead onto the enormous deck, perfect for morning coffee or entertaining. The deck overlooks the fenced-in rear yard complete with a shed, equipped with electricity. The upper level boasts a spacious primary bedroom with a walk-in closet, a large full bath with a tub shower combination and double sink vanity. Two additional bedrooms with new plush carpeting offer ample space for family or guests. The lower level is designed for relaxation and fun, featuring a family room ideal for movie or game nights. A full bath with a step-in shower adds convenience and a separate laundry room and mechanical room complete this level. Updates to the home include a new dishwasher, garbage disposal and refrigerator (2024) new carpeting and fresh paint. This home is perfectly situated near waterfront attractions, restaurants and retail options. For boating enthusiasts, several marinas are close by. Recently opened Miami Beach offers swimming and nearby Dundee Creek offers kayaking. Marshy Point Nature Center and Gunpowder Falls State Park, with miles of hiking & biking trails, are moments away. With its prime location and family friendly neighborhood, 38 Cutter Cove Ct is a fantastic opportunity to enjoy the best of Middle River living. Don't miss your chance to make this wonderful property your new home!

Last Agent to Sell the Property

Nick Waldner

Keller Williams Realty Centre License #589020 Listed on: 03/12/2025

Keller Williams Realty Centre

Co-Listed By

Ryan Bandell

Keller Williams Realty Centre License #0651449

Last Buyer's Agent

Joseph Sachetti

Cummings & Co. Realtors

Cummings & Co. Realtors

Townhouse Details

Home Type

  • Townhome

Est. Annual Taxes

  • $2,539

Year Built

  • Built in 1995

Lot Details

  • 1,742 Sq Ft Lot
  • Back Yard Fenced

Parking

  • On-Street Parking

Home Design

  • Traditional Architecture
  • Shingle Roof
  • Asphalt Roof
  • Vinyl Siding

Interior Spaces

  • Property has 2 Levels
  • Wood Burning Fireplace
  • Brick Fireplace
  • French Doors
  • Family Room
  • Living Room
  • Dining Room
  • Finished Basement
  • Basement Fills Entire Space Under The House

Kitchen

  • Eat-In Gourmet Kitchen
  • Breakfast Area or Nook
  • Electric Oven or Range
  • <<builtInMicrowave>>
  • Ice Maker
  • Dishwasher
  • Upgraded Countertops
  • Disposal

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

  • 3 Bedrooms
  • En-Suite Primary Bedroom
  • <<tubWithShowerToken>>
  • Walk-in Shower

Laundry

  • Laundry Room
  • Laundry on lower level
  • Dryer
  • Washer

Home Security

Outdoor Features

  • Deck
  • Shed

Schools

  • Seneca Elementary School
  • Stemmers Run Middle School
  • Kenwood High School

Utilities

  • Central Air
  • Heat Pump System
  • Vented Exhaust Fan
  • 200+ Amp Service
  • Natural Gas Water Heater

Listing and Financial Details

  • Tax Lot 19
  • Assessor Parcel Number 04152200015211

Community Details

Overview

  • No Home Owners Association
  • Seneca Harbor Subdivision

Security

  • Storm Doors

Townhouse Details

Home Type

Townhome

Est. Annual Taxes

$2,539

Year Built

Built in 1995

Lot Details

0

Listing Details

  • Property Type: Residential
  • Structure Type: Interior Row/Townhouse
  • Architectural Style: Traditional
  • Ownership: Fee Simple
  • Exclusions: See disclosures
  • Inclusions: See disclosures
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1
  • Federal Flood Zone: No
  • Year Built: 1995
  • Automatically Close On Close Date: No
  • Remarks Public: Welcome to 38 Cutter Cove Ct., just minutes from the water attractions of Middle River. Step inside to discover a bright and inviting living room with gleaming flooring. Continue to the gourmet kitchen featuring gorgeous flooring, a breakfast bar with pendant lighting, granite countertops, complementing backsplash, and electric cooking. The dining room is adjacent, and French doors lead onto the enormous deck, perfect for morning coffee or entertaining. The deck overlooks the fenced-in rear yard complete with a shed, equipped with electricity. The upper level boasts a spacious primary bedroom with a walk-in closet, a large full bath with a tub shower combination and double sink vanity. Two additional bedrooms with new plush carpeting offer ample space for family or guests. The lower level is designed for relaxation and fun, featuring a family room ideal for movie or game nights. A full bath with a step-in shower adds convenience and a separate laundry room and mechanical room complete this level. Updates to the home include a new dishwasher, garbage disposal and refrigerator (2024) new carpeting and fresh paint. This home is perfectly situated near waterfront attractions, restaurants and retail options. For boating enthusiasts, several marinas are close by. Recently opened Miami Beach offers swimming and nearby Dundee Creek offers kayaking. Marshy Point Nature Center and Gunpowder Falls State Park, with miles of hiking & biking trails, are moments away. With its prime location and family friendly neighborhood, 38 Cutter Cove Ct is a fantastic opportunity to enjoy the best of Middle River living. Don't miss your chance to make this wonderful property your new home!
  • Special Features: None
  • Property Sub Type: Townhouses

Interior Features

  • Appliances: Built-In Microwave, Dishwasher, Disposal, Dryer, Exhaust Fan, Icemaker, Oven/Range - Electric, Refrigerator, Washer, Water Heater
  • Interior Amenities: Bathroom - Stall Shower, Bathroom - Tub Shower, Breakfast Area, Carpet, Dining Area, Kitchen - Eat-In, Kitchen - Gourmet, Pantry, Upgraded Countertops, Wood Floors
  • Fireplace Features: Brick, Wood
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Door Features: French, Storm
  • Foundation Details: Other
  • Levels Count: 2
  • Room List: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Kitchen, Family Room, Laundry, Full Bath, Half Bath
  • Basement: Yes
  • Basement Type: Full, Fully Finished
  • Laundry Type: Lower Floor
  • Total Sq Ft: 1840
  • Living Area Sq Ft: 1690
  • Price Per Sq Ft: 237.90
  • Above Grade Finished Sq Ft: 1240
  • Below Grade Finished Sq Ft: 450
  • Below Grade Sq Ft: 150
  • Total Below Grade Sq Ft: 600
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 38

Beds/Baths

  • Bedrooms: 3
  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 1
  • Lower Levels Bathrooms: 1
  • Upper Level Bathrooms: 1.00
  • Lower Levels Bathrooms: 1.00
  • Upper Level Full Bathrooms: 1
  • Lower Level Full Bathrooms: 1
  • Lower Level Full Bathrooms: 1
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Shed
  • Construction Materials: Vinyl Siding
  • Roof: Asphalt, Shingle
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Type Of Parking: On Street

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Electric Service: 200+ Amp Service
  • Heating Fuel: Natural Gas
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Natural Gas
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No
  • Association Recreation Fee: No

Schools

  • School District: BALTIMORE COUNTY PUBLIC SCHOOLS
  • Elementary School: SENECA
  • Middle School: STEMMERS RUN
  • High School: KENWOOD
  • Elementary School Source: Listing Agent
  • High School Source: Listing Agent
  • Middle School Source: Listing Agent
  • School District Key: 121140087473
  • School District Source: Listing Agent
  • Elementary School: SENECA
  • High School: KENWOOD
  • Middle Or Junior School: STEMMERS RUN

Lot Info

  • Fencing: Rear
  • Land Use Code: R
  • Lot Size Acres: 0.04
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 1742.00
  • Outdoor Living Structures: Deck(s)
  • Year Assessed: 2024
  • Zoning: DR 5.5
  • In City Limits: No

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 2539.00
  • Assessor Parcel Number: 04152200015211
  • Tax Lot: 19
  • Tax Total Finished Sq Ft: 1690
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024
  • Close Date: 04/18/2025

MLS Schools

  • School District Name: BALTIMORE COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 12, 2025
Closed on
Apr 18, 2025
Sold by
Travers Farran
Bought by
Thacker Anita
Seller's Agent
Nick Waldner
Keller Williams Realty Centre
Buyer's Agent
Joseph Sachetti
Cummings & Co. Realtors
List Price
$295,000
Sold Price
$298,100
Premium/Discount to List
$3,100
1.05%
Views
67

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-0.26%
Original Mortgage
$288,150
Outstanding Balance
$287,645
Interest Rate
6.67%
Mortgage Type
FHA
Estimated Equity
$10,270

Purchase Details

Listed on
Jul 19, 2019
Closed on
Oct 9, 2019
Sold by
Stern Raymond A
Bought by
Travers Farran
Seller's Agent
Shawn Little
Revol Real Estate, LLC
Buyer's Agent
Vicky Hupfeld
RE/MAX Advantage Realty
List Price
$198,000
Sold Price
$198,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.64%
Original Mortgage
$194,413
Interest Rate
3.6%
Mortgage Type
FHA

Purchase Details

Closed on
Aug 15, 2002
Sold by
Przybylowski Betsy M
Bought by
Stern Raymond A
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $298,100 Lawyers Express Title
Deed $298,100 Lawyers Express Title
Deed $198,000 Xpress Title Services Llc
Deed $122,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $288,150 FHA
Closed $288,150 FHA
Previous Owner $194,413 FHA
Previous Owner $13,507 FHA
Previous Owner $184,527 FHA
Previous Owner $184,007 Stand Alone Second
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
04/18/2025 04/18/25 Sold $298,100 +1.1% $176 / Sq Ft
03/17/2025 03/17/25 Pending -- -- --
03/12/2025 03/12/25 For Sale $295,000 +49.0% $175 / Sq Ft
09/27/2019 09/27/19 Sold $198,000 0.0% $133 / Sq Ft
08/18/2019 08/18/19 Pending -- -- --
07/19/2019 07/19/19 For Sale $198,000 -- $133 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,779 $223,233 -- --
2024 $3,779 $209,467 $0 $0
2023 $1,868 $195,700 $70,000 $125,700
2022 $3,503 $189,500 $0 $0
2021 $2,937 $183,300 $0 $0
2020 $2,815 $177,100 $70,000 $107,100
2019 $2,127 $175,533 $0 $0
2018 $2,724 $173,967 $0 $0
2017 $2,706 $172,400 $0 $0
2016 $2,415 $166,500 $0 $0
2015 $2,415 $160,600 $0 $0
2014 $2,415 $154,700 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDBC2120346

Bright MLS

APN: 15-2200015211