$469,900

Estimated payment $3,504/month

Total Views 11
4 Beds
3 Baths
2,762 Sq Ft
$170 Price per Sq Ft

Highlights

  • Hot Property
  • Open Floorplan
  • Main Floor Bedroom
  • Fitness Center
  • Wood Flooring
  • Attic

About This Home

Move-in ready, low-maintenance living with a private wooded backdrop—38 Derby Drive offers main-level living, an oversized screened porch, finished walkout lower level, and exceptional flexibility in The Villages of Steeplechase.

Set on a quiet street with minimal through traffic and mature woods directly behind the property, this home offers something increasingly difficult to find: privacy without sacrificing convenience. With no homes immediately behind you, the oversized screened porch becomes a true extension of the living space. Morning coffee, outdoor dining, weekend entertaining, or a quiet evening overlooking the trees—this is a space designed to be enjoyed. A spacious composite deck provides even more room to relax outdoors with very little maintenance.

Inside, the open-concept main level is polished, comfortable, and ready for its next owner. Hardwood flooring, 9-foot ceilings, crown molding, updated lighting, and new ceiling fans complement a bright, spacious floor plan. The great room is anchored by a gas fireplace with custom built-in cabinetry and flows easily into the dining area, creating a layout equally suited for everyday living and entertaining.

For buyers seeking fewer stairs and greater day-to-day convenience, the main level provides everything needed for comfortable one-level living. The spacious owner's suite includes a private ensuite bath and walk-in closet, while a second main-level bedroom and full bath offer flexibility for guests, a home office, or additional living space.

The finished walkout lower level dramatically expands the possibilities. A large recreation/family room, third bedroom, full bath, and additional finished room currently used as a full-size laundry room provide valuable space that can evolve with your needs. Create a home office, fitness room, hobby space, media room, guest accommodations, or convert the additional room back to a fourth bedroom—the flexibility is already here.

For buyers relocating to Southern Maryland or navigating a military or employment move, 38 Derby Drive offers the advantage of a well-maintained, move-in-ready property with convenient access to La Plata's shopping, dining, healthcare, and major commuter routes serving the Southern Maryland and greater Washington, D.C. region.

Just as important, Steeplechase offers a low-maintenance lifestyle without sacrificing the feel of a traditional neighborhood. HOA services include lawn mowing, mulching, shrub trimming, and front-yard irrigation, leaving more time to enjoy the clubhouse, two fitness centers, swimming pool, scenic wooded walking trails, and playground.

This section of the community also has no front foot fee and enjoys a quieter setting with minimal through traffic.

Whether you're simplifying your home without sacrificing space, relocating to Southern Maryland, or simply looking for a home that offers more flexibility and less exterior maintenance, 38 Derby Drive delivers a rare combination of privacy, convenience, and versatility.

Move-in ready. Low maintenance. Flexible living. And a wooded backdrop that sets this home apart.

Welcome to 38 Derby Drive.

Listing Agent

Amy Gallo

(443) 295-6123 mdavis@davispalumbo.com RE/MAX One Brokerage Phone: 4432956123 License #659077 Listed on: 08/31/2026

RE/MAX One

Townhouse Details

Home Type

  • Townhome

Est. Annual Taxes

  • $8,821

Year Built

  • Built in 2017

Lot Details

  • 2,240 Sq Ft Lot
  • Property is in excellent condition

HOA Fees

  • $189 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Rear-Facing Garage

Home Design

  • Villa
  • Block Foundation
  • Slab Foundation
  • Architectural Shingle Roof
  • Brick Front
  • HardiePlank Type

Interior Spaces

  • Property has 2 Levels
  • Open Floorplan
  • Built-In Features
  • Crown Molding
  • Ceiling Fan
  • Recessed Lighting
  • Gas Fireplace
  • Window Treatments
  • Window Screens
  • Family Room Off Kitchen
  • Combination Kitchen and Living
  • Formal Dining Room
  • Attic

Kitchen

  • Electric Oven or Range
  • Ice Maker
  • Dishwasher
  • Stainless Steel Appliances
  • Upgraded Countertops
  • Disposal

Flooring

  • Wood
  • Carpet
  • Tile or Brick

Bedrooms and Bathrooms

  • En-Suite Bathroom

Finished Basement

  • Walk-Out Basement
  • Garage Access

Eco-Friendly Details

  • Energy-Efficient Windows

Outdoor Features

  • Screened Patio
  • Porch

Utilities

  • Cooling Available
  • Heat Pump System
  • Metered Propane
  • Electric Water Heater
  • Municipal Trash

Listing and Financial Details

  • Assessor Parcel Number 01082167

Community Details

Overview

  • Association fees include lawn care front, lawn care side, lawn maintenance, management, pool(s), reserve funds, snow removal, trash
  • The Villages Of Steeplechase Subdivision, Augusta Floorplan

Recreation

  • Fitness Center
  • Community Pool
  • Jogging Path

Pet Policy

  • Dogs and Cats Allowed

Townhouse Details

Home Type

Townhome

Est. Annual Taxes

$8,821

Year Built

Built in 2017

Lot Details

2,240 Sq Ft Lot

HOA Fees

$189 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: End Of Row/Townhouse
  • Architectural Style: Villa
  • Ownership: Fee Simple
  • Historic: No
  • New Construction: No
  • Story List: Lower 1, Main
  • Federal Flood Zone: No
  • Year Built: 2017
  • Building Winterized: No
  • Special Features: None
  • Property Sub Type: Townhouses

Interior Features

  • Appliances: Dishwasher, Disposal, Icemaker, Oven/Range - Electric, Stainless Steel Appliances, Refrigerator
  • Flooring Type: Carpet, Tile/Brick, Hardwood
  • Interior Amenities: Built-Ins, Upgraded Countertops, Recessed Lighting, Formal/Separate Dining Room, Attic, Ceiling Fan(s), Combination Kitchen/Living, Crown Moldings, Dining Area, Entry Level Bedroom, Family Room Off Kitchen, Floor Plan - Open, Pantry, Primary Bath(s), Window Treatments
  • Window Features: Energy Efficient, Screens
  • Fireplace Features: Gas/Propane
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Foundation Details: Block, Slab
  • Levels Count: 2
  • Basement: Yes
  • Basement Type: Fully Finished, Garage Access, Walkout Level
  • Total Sq Ft: 2762
  • Living Area Sq Ft: 2762
  • Price Per Sq Ft: 340.26
  • Above Grade Finished Sq Ft: 1381
  • Below Grade Finished Sq Ft: 1381
  • Total Below Grade Sq Ft: 1381
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 4
  • Main Level Bedrooms: 2
  • All Lower Level Bedrooms: 2
  • Total Bathrooms: 3
  • Full Bathrooms: 3
  • Main Level Bathrooms: 2.00
  • Lower Levels Bathrooms: 1
  • Lower Levels Bathrooms: 1.00
  • Main Level Full Bathrooms: 2
  • Lower Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Brick Front, Hardiplank Type
  • Roof: Architectural Shingle
  • Spa: No
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: Yes - Community
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Garage Features: Garage - Rear Entry
  • Attached Garage Spaces: 2
  • Total Garage And Parking Spaces: 2
  • Type Of Parking: Attached Garage

Utilities

  • Central Air Conditioning: No
  • Cooling Fuel: Electric
  • Heating Fuel: Propane - Metered
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Water Source: Public
  • Municipal Trash: Yes

Condo/Co-op/Association

  • HOA Fees: 189.00
  • HOA Fee Frequency: Monthly
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Exercise Room, Fitness Center, Jog/Walk Path, Pool - Outdoor
  • HOA Condo Co-Op Fee Includes: Lawn Care Front, Lawn Care Side, Lawn Maintenance, Management, Pool(s), Reserve Funds, Snow Removal, Trash
  • HOA: Yes
  • Senior Community: No
  • Association Recreation Fee: No
  • Community Pool Features: In Ground

Fee Information

  • Front Foot Fee Pymt Freq: Annually

Schools

  • Elementary School Source: Listing Agent
  • High School Source: Listing Agent
  • Middle School Source: Listing Agent
  • School District Source: Listing Agent
  • Elementary School: CALL SCHOOL BOARD
  • High School: CALL SCHOOL BOARD
  • Middle Or Junior School: CALL SCHOOL BOARD

Lot Info

  • Horses: No
  • Additional Parcels: No
  • Lot Size Acres: 0.05
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 2240.00
  • Outdoor Living Structures: Porch(es), Patio(s), Screened
  • Property Condition: Excellent, Very Good
  • Zoning: RESIDENTIAL
  • In City Limits: Yes

Rental Info

  • Ground Rent Exists: No
  • Lease Considered: No
  • Pets: Cats Ok, Dogs Ok
  • Pets Allowed: Yes
  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 8820.69
  • Assessor Parcel Number: 01082167
  • Tax Year: 2026

MLS Schools

  • School District Name: CHARLES COUNTY PUBLIC SCHOOLS

Map

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 -- $427,600
2024 $8,113 $409,300 $0 $0
2023 $6,839 $391,000 $85,000 $306,000
2022 $7,611 $384,433 $0 $0
2021 $7,436 $377,867 $0 $0
2020 $7,436 $371,300 $85,000 $286,300
2019 $7,200 $354,267 $0 $0
2018 $6,922 $337,233 $0 $0
2017 $1,055 $70,000 $0 $0
2016 -- $68,333 $0 $0
2015 $159 $66,667 $0 $0
2014 $159 $65,000 $0 $0
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
08/31/2026 08/31/26 For Sale $469,900 -2.1% $170 / Sq Ft
08/04/2026 08/04/26 For Sale $479,900 -- $174 / Sq Ft
Source: Bright MLS

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Deed $407,500 None Available
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $125,000 New Conventional
Source: Public Records

Source: Bright MLS

MLS Number: MDCH2058814

Bright MLS

APN: 01-082167

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