Seller's Agent in 2025
Christopher Rose
Real Home Services & Solutions, Inc
(855) 882-1314
1 in this area
728 Total Sales
38 Hearthstone Dr Gansevoort, NY 12831
4
Beds
2.5
Baths
2,709
Sq Ft
0.46
Acres
Highlights
- Colonial Architecture
- Main Floor Primary Bedroom
- No HOA
- Dorothy Nolan Elementary School Rated A-
- 1 Fireplace
- 2 Car Attached Garage
About This Home
As of September 2025Looking for a great opportunity? Look no more! This property has tons of
potential and is average in living space size for the neighborhood. It is
located close to main roads with easy access to local amenities, such as
shopping, banking, schools, and various eateries. Per our appraisal describe the
property as a sFR (cOLONIAL) built in 1998. It has a GLA of approx. 2709 and
has 4 bedroom and 2.5 Baths, FULL/UNFINISHED basement and 2-Att Garage. The property is on 20038sq ft*** Seller cannot guarantee access at any given time. Offers may be made sight unseen nor does seller guarantee accuracy whether property is on public sewer or private septic. ***
Last Agent to Sell the Property
Real Home Services & Solutions, Inc License #10311208824 Listed on: 08/22/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $6,970
Year Built
- Built in 1998
Lot Details
- 0.46 Acre Lot
Parking
- 2 Car Attached Garage
Home Design
- Colonial Architecture
- Shingle Roof
Interior Spaces
- 2,709 Sq Ft Home
- 2-Story Property
- 1 Fireplace
- Living Room
- Unfinished Basement
- Basement Fills Entire Space Under The House
Bedrooms and Bathrooms
- 4 Bedrooms
- Primary Bedroom on Main
- Bathroom on Main Level
Schools
- Saratoga Springs High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
Community Details
- No Home Owners Association
Listing and Financial Details
- Legal Lot and Block 8.000 / 4
- Assessor Parcel Number 415600 140.8-4-8
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Aug 22, 2025
Closed on
Aug 27, 2025
Sold by
Renaissance Home Equity Loan Asset-Backe and Hsbc Bank Usa National Association
Bought by
Rucinski Stephen E
Seller's Agent
Christopher Rose
Real Home Services & Solutions, Inc
Buyer's Agent
Charles Goodridge
Julie & Co Realty, LLC
List Price
$696,420
Sold Price
$486,000
Premium/Discount to List
-$210,420
-30.21%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6743.58%
Purchase Details
Closed on
Dec 4, 2024
Sold by
Peterson Thomas W
Bought by
Hsbc Bank Usa National Association
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Special Warranty Deed | $486,000 | None Listed On Document | |
| Referees Deed | $441,000 | None Listed On Document |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $347,731 | Unknown | |
| Previous Owner | $281,125 | Unknown |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 09/03/2025 09/03/25 | Sold | $486,000 | -9.8% | $179 / Sq Ft |
| 08/25/2025 08/25/25 | Price Changed | $539,100 | +10.9% | $199 / Sq Ft |
| 08/25/2025 08/25/25 | Price Changed | $486,000 | -9.8% | $179 / Sq Ft |
| 08/22/2025 08/22/25 | Price Changed | $539,100 | 0.0% | $199 / Sq Ft |
| 07/14/2025 07/14/25 | Pending | -- | -- | -- |
| 06/12/2025 06/12/25 | Price Changed | $539,100 | -5.0% | $199 / Sq Ft |
| 05/14/2025 05/14/25 | Price Changed | $567,400 | -5.0% | $209 / Sq Ft |
| 04/17/2025 04/17/25 | Price Changed | $597,200 | -5.0% | $220 / Sq Ft |
| 03/18/2025 03/18/25 | Price Changed | $628,600 | -5.0% | $232 / Sq Ft |
| 02/20/2025 02/20/25 | Price Changed | $661,600 | -5.0% | $244 / Sq Ft |
| 01/17/2025 01/17/25 | For Sale | $696,420 | -- | $257 / Sq Ft |
Source: Global MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $7,803 | $453,000 | $73,400 | $379,600 |
| 2023 | $78 | $453,000 | $73,400 | $379,600 |
| 2022 | $7,536 | $453,000 | $73,400 | $379,600 |
| 2021 | $7,488 | $453,000 | $73,400 | $379,600 |
| 2020 | $1,998 | $453,000 | $73,400 | $379,600 |
Source: Public Records
Agents Affiliated with this Home
-
Christopher Rose
-
Charles Goodridge
Buyer's Agent in 2025
Charles Goodridge
Julie & Co Realty, LLC
(518) 409-1218
11 in this area
136 Total Sales
Map
Source: Global MLS
MLS Number: 202510827
APN: 415600 140.8-4-8
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