Coby Taylor
Expert Realty LLC (HQ)
(813) 694-4326
74 Total Sales
1 in Key Largo
$595,000 Price
38 Pirates Dr Key Largo, FL 33037
Key Largo AreaEstimated Value: $479,000 - $531,120
1
Bed
2
Baths
894
Sq Ft
$565/Sq Ft
Est. Value
Highlights
- Boat Ramp
- Canal View
- Loft
- Coral Shores High School Rated A
- Clubhouse
- Lanai
About This Home
As of April 2026Key Largo Pied-a-terre!! This enchanting cottage radiates island charm from the dade county pine ceilings down to the beautiful wood plank tile floors. A spacious, updated kitchen with island seating serves as the heart of the home. In addition, there is a bright and inviting dining area, living area, one bedroom with en suite plus two closets and a separate guest bath. Custom plantation shutters add light control to each room. Impact doors and windows provide storm protection. New mini split A/C units installed for year round comfort. Every inch of the backyard has been thoughtfully designed for privacy, relaxation and entertaining. Professionally installed artificial turf, stone walkways and a screened patio create the perfect cozy outdoor retreat. Private HOA Clubhouse and boat ramp across the street from the home.
Last Agent to Sell the Property
Berkshire Hathaway HomeServices Keys Real Estate - Islamorada License #3335068 Listed on: 10/08/2025
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Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,557
Year Built
- Built in 1958 | Remodeled
Lot Details
- 2,500 Sq Ft Lot
- Privacy Fence
- Property is zoned IS - Improved Subivision District
Interior Spaces
- 894 Sq Ft Home
- Bar
- Plantation Shutters
- Loft
- Tile Flooring
- Canal Views
- Impact Glass
Kitchen
- Range
- Microwave
- Dishwasher
- Stainless Steel Appliances
- Quartz Countertops
- Built-In or Custom Kitchen Cabinets
Bedrooms and Bathrooms
- 1 Bedroom
- 2 Full Bathrooms
Laundry
- Laundry Room
- Dryer
- Washer
Parking
- Open Parking
- Off-Street Parking
Outdoor Features
- Outdoor Shower
- Boat Ramp
- Screened Patio
- Lanai
- Shed
Utilities
- Ductless Heating Or Cooling System
- Separate Meters
- Public Hookup Available For Sewer
- Cable TV Available
Listing and Financial Details
- Homestead Exemption
- Minimum Rental Period: 28
- Assessor Parcel Number 00493470-000000
Community Details
Overview
- No Home Owners Association
- Association fees include common area mnt
- Pirates Cove Subdivision
- Rental Restrictions
Amenities
- Clubhouse
Recreation
- Boat Ramp
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Oct 8, 2025
Closed on
Apr 7, 2026
Sold by
Glenn Waltraud
Bought by
Seller's Agent
Marcia McCormick
Berkshire Hathaway HomeServices Keys Real Estate - Islamorada
Buyer's Agent
Leslie Leopold
Ocean Sotheby's International Realty
List Price
$539,000
Sold Price
$500,000
Premium/Discount to List
-$39,000
-7.24%
Views
131
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$5,280
Avg. Annual Appreciation
2.42%
Purchase Details
Listed on
May 28, 2023
Closed on
Jun 27, 2023
Sold by
Satchl Llc
Bought by
Sanders Raymond C
Seller's Agent
Lorie Leal
American Caribbean Real Estate
Buyer's Agent
Tina Fingerman
Beaches MLS
List Price
$525,000
Sold Price
$510,000
Premium/Discount to List
-$15,000
-2.86%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-0.71%
Purchase Details
Listed on
Jun 4, 2020
Closed on
Sep 10, 2020
Sold by
Jeffrey Camarena Jr
Bought by
Mancini Daurie G
Seller's Agent
Sally Stribling
Coldwell Banker Schmitt Key Largo
Buyer's Agent
Silvestri Team Jeanette & Janessa Silves
Coldwell Banker Schmitt Key Largo
List Price
$349,000
Sold Price
$339,000
Premium/Discount to List
-$10,000
-2.87%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
15.76%
Original Mortgage
$210,000
Interest Rate
2.9%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jan 29, 2019
Sold by
Jeffrey Camarena Jr and Jeffrey Paris
Bought by
Camarena Jeffrey
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$120,825
Interest Rate
4.4%
Mortgage Type
New Conventional
Purchase Details
Listed on
Jul 22, 2013
Closed on
Dec 2, 2013
Sold by
Mccullough Duane K and Mccullough Cynthia M
Bought by
Camarena Jeffrey and Camarena Paris
Seller's Agent
Susan Kay Holler, PA
American Caribbean Real Estate, Christie's International Real Estate
Buyer's Agent
Ana Zalesky, P.A.
Shoreline Properties
List Price
$159,000
Sold Price
$130,000
Premium/Discount to List
-$29,000
-18.24%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
11.20%
Original Mortgage
$126,373
Interest Rate
4.25%
Mortgage Type
FHA
Purchase Details
Closed on
Nov 24, 1998
Sold by
Ross Donna K
Bought by
Mccullough Duane K and Mccullough Cynthia M
Purchase Details
Closed on
Oct 19, 1993
Sold by
Malone Walter T and Malone Grace M
Bought by
Rosa Donna K
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Key Largo, FL
-
Coby Taylor
-
Tom Rodriguez
Tom Rodriguez
American Caribbean Real Estate, Christie's International Real Estate
(888) 612-4311
77 Total Sales
19 in Key Largo
$194K - $3.4M Price Range
-
Bettina Garber
Bettina Garber
Ocean Sotheby's International Realty
(844) 387-2732
15 Total Sales
1 in Key Largo
$650,000 Price
-
Sandra Spaulding
Sandra Spaulding
Coldwell Banker Schmitt Islamorada
(844) 213-3964
3 Total Sales
1 in Key Largo
$415,000 Price
-
Natallie Liz
Natallie Liz
Island Welcome Real Estate LLC
(786) 751-7855
27 Total Sales
4 in Key Largo
$900,000 Price Range
-
Kelli Farrell
Kelli Farrell
The Keyes Company
(786) 652-0934
85 Total Sales
1 in Key Largo
$783,000 Price
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $500,000 | None Listed On Document | ||
| Sanders Raymond C | $510,000 | Acuity Title | |
| Mancini Daurie G | $339,000 | Coral Reef Title | |
| Camarena Jeffrey | $57,300 | None Listed On Document | |
| Camarena Jeffrey | $130,000 | Sunshine Title Of Keys Inc | |
| Mccullough Duane K | $78,000 | -- | |
| Rosa Donna K | $58,500 | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Previous Owner | $228,000 | ||
| Previous Owner | Mancini Daurie G | $210,000 | |
| Previous Owner | Camarena Jeffrey | $120,825 | |
| Previous Owner | Camarena Jeffrey | $120,825 | |
| Previous Owner | Camarena Jeffrey | $126,373 | |
| Previous Owner | Mccullogh Duane K | $50,000 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 04/07/2026 04/07/26 | Sold | $500,000 | -2.9% | $559 / Sq Ft | |
| 02/25/2026 02/25/26 | Pending | -- | -- | -- | |
| 02/10/2026 02/10/26 | Price Changed | $515,000 | -2.6% | $576 / Sq Ft | |
| 01/21/2026 01/21/26 | Price Changed | $529,000 | -1.9% | $592 / Sq Ft | |
| 10/08/2025 10/08/25 | For Sale | $539,000 | +5.7% | $603 / Sq Ft | |
| 06/27/2023 06/27/23 | Sold | $510,000 | -2.9% | $570 / Sq Ft | View Prior Sale |
| 06/03/2023 06/03/23 | Pending | -- | -- | -- | |
| 05/28/2023 05/28/23 | For Sale | $525,000 | +31.6% | $587 / Sq Ft | |
| 02/03/2022 02/03/22 | Sold | $399,000 | 0.0% | $446 / Sq Ft | View Prior Sale |
| 01/07/2022 01/07/22 | Pending | -- | -- | -- | |
| 01/06/2022 01/06/22 | For Sale | $399,000 | +17.7% | $446 / Sq Ft | |
| 09/10/2020 09/10/20 | Sold | $339,000 | -2.9% | $411 / Sq Ft | View Prior Sale |
| 08/14/2020 08/14/20 | Pending | -- | -- | -- | |
| 06/04/2020 06/04/20 | For Sale | $349,000 | +168.5% | $423 / Sq Ft | |
| 12/02/2013 12/02/13 | Sold | $130,000 | -18.2% | $158 / Sq Ft | View Prior Sale |
| 08/28/2013 08/28/13 | Pending | -- | -- | -- | |
| 07/22/2013 07/22/13 | For Sale | $159,000 | -- | $193 / Sq Ft |
Source: Florida Keys Board of REALTORS®
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $3,720 | $395,645 | ||
| 2024 | $3,953 | $384,495 | $206,250 | $178,245 |
| 2023 | $3,953 | $401,751 | $232,500 | $169,251 |
| 2022 | $2,625 | $284,016 | $0 | $0 |
| 2021 | $2,650 | $275,744 | $123,750 | $151,994 |
| 2020 | $1,555 | $139,570 | $0 | $0 |
| 2019 | $1,569 | $138,883 | $0 | $0 |
| 2018 | $1,494 | $121,609 | $0 | $0 |
| 2017 | $1,504 | $122,503 | $0 | $0 |
| 2016 | $1,403 | $116,179 | $0 | $0 |
| 2015 | $1,440 | $116,267 | $0 | $0 |
| 2014 | $1,508 | $119,350 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Marcia McCormick
MM
Seller's Agent in 2026
Marcia McCormick
Berkshire Hathaway HomeServices Keys Real Estate - Islamorada
(305) 304-0238
14 Total Sales
-
Leslie Leopold
Buyer's Agent in 2026
Leslie Leopold
Ocean Sotheby's International Realty
(305) 942-0215
70 Total Sales
-
Annie Hagen
AH
Buyer Co-Listing Agent in 2026
Annie Hagen
Ocean Sotheby's International Realty
(305) 304-1762
6 Total Sales
-
LL
Seller's Agent in 2023
Lorie Leal
American Caribbean Real Estate
-
Tina Fingerman
Buyer's Agent in 2023
Tina Fingerman
Beaches MLS
(727) 946-2348
1,283 Total Sales
-
Silvestri Team Jeanette & Janessa Silves
SJ
Seller's Agent in 2022
Silvestri Team Jeanette & Janessa Silves
Coldwell Banker Schmitt Key Largo
(305) 619-0112
65 Total Sales
Map
Source: Florida Keys Board of REALTORS®
MLS Number: 616793
APN: 00493470-000000
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
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