Michael Lynch
Better Living Real Estate, LLC
(774) 806-8754
51 Total Sales
1 in Gardner
$349,900 Price
38 Rich St Gardner, MA 01440
Gardner AreaEstimated Value: $351,000 - $415,000
3
Beds
2
Baths
1,440
Sq Ft
$276/Sq Ft
Est. Value
Highlights
- Medical Services
- Property is near golf course, public transit, and schools
- No HOA
- Cape Cod Architecture
- Marble Flooring
- Community Pool
About This Home
As of August 2025Updated three-bedroom single-family home with great access to highway and local shopping. This house comes with stainless steel appliances, quartz countertops, recessed lights, modern light fixtures, a gleaming hardwood floor, a newer roof, an electric & brand new Navien heating system, finished space in the basement, laundry,ample yard for all outdoor activities, new vinyl fence
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Home Details
Home Type
- Single Family
Est. Annual Taxes
- $5,606
Year Built
- Built in 1937
Lot Details
- 4,651 Sq Ft Lot
- Fenced Yard
Home Design
- Cape Cod Architecture
- Frame Construction
- Blown-In Insulation
- Shingle Roof
- Concrete Perimeter Foundation
Interior Spaces
- Recessed Lighting
Kitchen
- Range
- Dishwasher
Flooring
- Wood
- Marble
- Ceramic Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- Primary bedroom located on second floor
- 2 Full Bathrooms
- Bathtub with Shower
- Separate Shower
Laundry
- Dryer
- Washer
Finished Basement
- Walk-Out Basement
- Interior Basement Entry
- Laundry in Basement
Parking
- 2 Car Parking Spaces
- Driveway
- Paved Parking
- Open Parking
- Off-Street Parking
Outdoor Features
- Patio
- Outdoor Storage
Location
- Property is near golf course, public transit, and schools
Utilities
- Window Unit Cooling System
- Heating System Uses Natural Gas
- Baseboard Heating
- 100 Amp Service
- Tankless Water Heater
- Gas Water Heater
Listing and Financial Details
- Assessor Parcel Number M:R22 B:8 L:12,3537610
Community Details
Overview
- No Home Owners Association
- Near Conservation Area
Amenities
- Medical Services
- Shops
- Coin Laundry
Recreation
- Community Pool
- Park
- Jogging Path
- Bike Trail
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jul 9, 2025
Closed on
Aug 29, 2025
Sold by
Bought by
Seller's Agent
Tracy Ayala
One Stop Realty
Buyer's Agent
Amy Balewicz
Keller Williams Realty Boston Northwest
List Price
$399,900
Sold Price
$397,900
Premium/Discount to List
-$2,000
-0.5%
Views
43
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$456
Avg. Annual Appreciation
-0.12%
Original Mortgage
$307,000
Outstanding Balance
$304,289
Interest Rate
6.75%
Mortgage Type
New Conventional
Estimated Equity
$93,155
Purchase Details
Listed on
Oct 6, 2022
Closed on
Nov 17, 2022
Sold by
Bought by
Seller's Agent
Patricia Magalhaes
Settlers Realty Group, LLC
Buyer's Agent
Tracy Ayala
One Stop Realty
List Price
$349,900
Sold Price
$355,000
Premium/Discount to List
$5,100
1.46%
Views
28
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.19%
Original Mortgage
$348,570
Interest Rate
6.94%
Mortgage Type
FHA
Purchase Details
Listed on
Apr 20, 2021
Closed on
Jun 30, 2021
Sold by
Bought by
Seller's Agent
Thomas Blake
RE/MAX Liberty
Buyer's Agent
Seema Layne
Keller Williams Realty
List Price
$149,289
Sold Price
$180,000
Premium/Discount to List
$30,711
20.57%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
63.58%
Original Mortgage
$153,000
Interest Rate
2.9%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Feb 28, 2005
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$37,000
Interest Rate
5.73%
Purchase Details
Closed on
May 17, 2004
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$104,000
Interest Rate
5.47%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Jun 24, 1993
Sold by
Bought by
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Gardner, MA
-
Michael Lynch
-
Charles Abbott
Charles Abbott
eXp Realty LLC - Corporate Office
(339) 331-1554
13 Total Sales
1 in Gardner
$285,000 Price
-
Juan Lopera-Martinez
Juan Lopera-Martinez
eXp Realty LLC
(339) 338-4961
86 Total Sales
1 in Gardner
$430,000 Price
-
Carrie Abysalh
Carrie Abysalh
RE/MAX Prof Associates
(774) 541-2667
61 Total Sales
1 in Gardner
$410,000 Price
-
Linda Anderson
Linda Anderson
Keller Williams Realty North Central
(351) 247-7788
54 Total Sales
6 in Gardner
$240K - $450K Price Range
-
Sandra Perry
Sandra Perry
WATSON REALTY CORP.
(351) 208-1136
53 Total Sales
1 in Gardner
$310,000 Price
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $397,900 | -- | ||
| $355,000 | None Available | ||
| $180,000 | None Available | ||
| $185,000 | -- | ||
| -- | -- | ||
| $72,750 | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $307,000 | ||
| Closed | $348,570 | ||
| Previous Owner | $153,000 | ||
| Previous Owner | $160,000 | ||
| Previous Owner | $30,000 | ||
| Closed | $37,000 | ||
| Closed | $139,000 | ||
| Previous Owner | $104,000 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 08/29/2025 08/29/25 | Sold | $397,900 | -0.5% | $276 / Sq Ft | |
| 08/11/2025 08/11/25 | Pending | -- | -- | -- | |
| 07/09/2025 07/09/25 | For Sale | $399,900 | +12.6% | $278 / Sq Ft | |
| 11/17/2022 11/17/22 | Sold | $355,000 | +1.5% | $247 / Sq Ft | View Prior Sale |
| 10/11/2022 10/11/22 | Pending | -- | -- | -- | |
| 10/06/2022 10/06/22 | For Sale | $349,900 | +94.4% | $243 / Sq Ft | |
| 06/30/2021 06/30/21 | Sold | $180,000 | +20.6% | $167 / Sq Ft | View Prior Sale |
| 04/27/2021 04/27/21 | Pending | -- | -- | -- | |
| 04/20/2021 04/20/21 | For Sale | $149,289 | -- | $138 / Sq Ft |
Source: MLS Property Information Network (MLS PIN)
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $5,606 | $390,400 | $65,100 | $325,300 |
| 2024 | $5,344 | $356,500 | $59,200 | $297,300 |
| 2023 | $2,726 | $169,000 | $58,300 | $110,700 |
| 2022 | $3,257 | $175,200 | $44,100 | $131,100 |
| 2021 | $3,118 | $155,600 | $38,400 | $117,200 |
| 2020 | $3,002 | $152,100 | $38,400 | $113,700 |
| 2019 | $2,854 | $141,700 | $38,400 | $103,300 |
| 2018 | $2,637 | $130,100 | $38,400 | $91,700 |
| 2017 | $2,689 | $131,300 | $38,400 | $92,900 |
| 2016 | $2,497 | $122,000 | $38,400 | $83,600 |
| 2015 | $2,392 | $119,700 | $38,400 | $81,300 |
| 2014 | $2,317 | $122,800 | $42,700 | $80,100 |
Source: Public Records
Agents Affiliated with this Home
-
Tracy Ayala
T
Seller's Agent in 2025
Tracy Ayala
One Stop Realty
(508) 331-8550
34 Total Sales
-
Luis Ayala
L
Seller Co-Listing Agent in 2025
Luis Ayala
One Stop Realty
(978) 729-0060
75 Total Sales
-
Amy Balewicz
Buyer's Agent in 2025
Amy Balewicz
Keller Williams Realty Boston Northwest
(617) 283-5642
192 Total Sales
-
Patricia Magalhaes
Seller's Agent in 2022
Patricia Magalhaes
Settlers Realty Group, LLC
(617) 257-3656
26 Total Sales
-
Thomas Blake
Seller's Agent in 2021
Thomas Blake
RE/MAX
(508) 951-2803
63 Total Sales
-
Seema Layne
S
Buyer's Agent in 2021
Seema Layne
Keller Williams Realty
(617) 584-8480
31 Total Sales
Map
Source: MLS Property Information Network (MLS PIN)
MLS Number: 73401556
APN: GARD-000022R-000008-000012
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The property listing data and information, or the Images, set forth herein were provided to MLS Property Information Network, Inc. from third party sources, including sellers, lessors and public records, and were compiled by MLS Property Information Network, Inc. The property listing data and information, and the Images, are for the personal, non-commercial use of consumers having a good faith interest in purchasing or leasing listed properties of the type displayed to them and may not be used for any purpose other than to identify prospective properties which such consumers may have a good faith interest in purchasing or leasing. MLS Property Information Network, Inc. and its subscribers disclaim any and all representations and warranties as to the accuracy of the property listing data and information, or as to the accuracy of any of the Images, set forth herein.
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