$2,800,000
UNDER CONTRACT

3804 Outer Banks Ln Bumpass, VA 23024

Estimated payment $15,451/month

4 Beds
6 Baths
4,761 Sq Ft
$588 Price per Sq Ft

Highlights

  • Boathouse
  • Seaplane Permitted
  • 2 Dock Slips
  • 299 Feet of Waterfront
  • Boat Ramp
  • Beach

About This Home

Experience lakefront living at its finest on the public side of Lake Anna with this stunning high-end luxury waterfront estate, perfectly positioned to capture expansive open-water views while being in a no-wake zone. Being sold turn-key and fully furnished, this exceptional property has high-speed Xfinity Comcast internet and is ready for you to start enjoying lake life immediately. Stone-bulkheaded shoreline, a sandy beach, and a private covered boathouse featuring two electric slips, a jet ski pad, partially covered sun deck, storage room, and tiki bar area, every detail has been designed for the ultimate waterfront lifestyle. The level backyard provides the perfect setting for corn hole, gatherings, and outdoor fun, while evenings can be spent around the fire pit or relaxing beneath the covered gazebo with an outdoor fireplace and grill. Inside, the home showcases quality craftsmanship and high-end finishes throughout. Nearly every room captures breathtaking lake views through a dramatic wall of glass windows beneath soaring vaulted ceilings. Brazilian cherry hardwood floors, granite countertops, and top-of-the-line Wolf appliances elevate the beautifully appointed kitchen. The home also features a full-size wet bar, private home office, theatre room, and home gym/game room, offering both luxury and fun. Spanning over 4,700 finished square feet, the home includes four spacious bedroom suites, each with its own private bathroom. The luxurious primary suite offers vaulted ceilings, two walk-in closets, and a massive bathroom complete with a soaking tub, separate vanities, plantation blinds, and a tiled walk-in shower. The outdoor living spaces are equally impressive, with extensive hardscaping, exterior lighting, and lake-fed irrigation enhancing the beautifully maintained 1.36-acre cul-de-sac lot in the highly desirable Sycamore Shoals community. Enjoy the convenience of boating directly to nearby marinas and waterfront restaurants, making every day feel like a vacation. A truly remarkable waterfront estate where luxury, comfort, and lake life come together perfectly.

Listing Agent

Ashley Hoffman

(540) 894-4400 info@laislandrealty.com Lake Anna Island Realty, Inc. Brokerage Phone: 5408944400 License #0225104962 Listed on: 03/06/2026

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $12,032

Year Built

  • Built in 2009

Lot Details

  • 1.36 Acre Lot
  • 299 Feet of Waterfront
  • Home fronts navigable water
  • Private Beach
  • Sandy Beach
  • Cul-De-Sac
  • Stone Retaining Walls
  • Landscaped
  • Extensive Hardscape
  • Premium Lot
  • Level Lot
  • Open Lot
  • Sprinkler System
  • Back and Front Yard
  • The community has rules related to exclusive easements
  • Property is zoned RR

HOA Fees

  • $38 Monthly HOA Fees

Parking

  • 3 Car Direct Access Garage
  • 6 Driveway Spaces
  • Front Facing Garage
  • Garage Door Opener
  • Parking available for a boat

Property Views

  • Lake
  • Panoramic
  • Scenic Vista
  • Garden

Home Design

  • Contemporary Architecture
  • Block Foundation
  • Shingle Roof
  • Concrete Perimeter Foundation
  • HardiePlank Type
  • Stick Built Home
  • Masonry

Interior Spaces

  • 4,761 Sq Ft Home
  • Property has 2 Levels
  • Open Floorplan
  • Furnished
  • Built-In Features
  • Bar
  • Cathedral Ceiling
  • Ceiling Fan
  • Recessed Lighting
  • 2 Fireplaces
  • Stone Fireplace
  • Gas Fireplace
  • Insulated Windows
  • Plantation Shutters
  • Insulated Doors
  • Family Room Off Kitchen
  • Dining Area
  • Unfinished Basement
  • Interior Basement Entry
  • Exterior Cameras

Kitchen

  • Gourmet Kitchen
  • Breakfast Area or Nook
  • Built-In Oven
  • Microwave
  • Dishwasher
  • Wolf Appliances
  • Stainless Steel Appliances
  • Kitchen Island
  • Upgraded Countertops

Flooring

  • Wood
  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • En-Suite Bathroom
  • Walk-In Closet
  • Soaking Tub
  • Walk-in Shower

Laundry

  • Laundry on upper level
  • Dryer
  • Washer

Outdoor Features

  • Seaplane Permitted
  • Canoe or Kayak Water Access
  • Public Water Access
  • Property is near a lake
  • Sun Deck
  • Personal Watercraft
  • Waterski or Wakeboard
  • Sail
  • Bulkhead
  • Dock has a Storage Area
  • Swimming Allowed
  • Electric Hoist or Boat Lift
  • Boathouse
  • 2 Dock Slips
  • Physical Dock Slip Conveys
  • Dock made with Composite Material
  • 6 Powered Boats Permitted
  • 6 Non-Powered Boats Permitted
  • Lake Privileges
  • Deck
  • Patio
  • Exterior Lighting
  • Gazebo
  • Porch

Utilities

  • Cooling Available
  • Forced Air Heating System
  • Heat Pump System
  • Heating System Powered By Leased Propane
  • Water Treatment System
  • Well
  • Tankless Water Heater
  • Propane Water Heater
  • On Site Septic
  • Cable TV Available

Listing and Financial Details

  • Tax Lot 22
  • Assessor Parcel Number 79-8-22-

Community Details

Overview

  • Association fees include common area maintenance, pier/dock maintenance
  • Sycamore Shoals HOA
  • Sycamore Shoals Subdivision
  • Community Lake

Amenities

  • Picnic Area
  • Common Area

Recreation

  • Boat Ramp
  • Community Boat Dock
  • Pier or Dock
  • Beach
  • Fishing Allowed

Home Details

Home Type

Single Family

Est. Annual Taxes

$12,032

Year Built

Built in 2009

Lot Details

1.36 Acres

HOA Fees

$38 per month

Parking

3

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Contemporary
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Main, Upper 1
  • Year Built: 2009
  • Automatically Close On Close Date: No
  • Special Features: 4224
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Dryer, Microwave, Oven - Wall, Refrigerator, Stainless Steel Appliances, Washer, Water Heater - Tankless
  • Flooring Type: Carpet, Ceramic Tile, Hardwood
  • Interior Amenities: Bar, Bathroom - Soaking Tub, Bathroom - Walk-In Shower, Breakfast Area, Built-Ins, Ceiling Fan(s), Combination Dining/Living, Combination Kitchen/Dining, Dining Area, Family Room Off Kitchen, Floor Plan - Open, Kitchen - Gourmet, Kitchen - Island, Primary Bath(s), Recessed Lighting, Upgraded Countertops, Walk-In Closet(s), Water Treat System, Window Treatments, Wood Floors
  • Window Features: Insulated
  • Fireplace Features: Gas/Propane, Stone
  • Fireplaces Count: 2
  • Fireplace: Yes
  • Door Features: Insulated
  • Wall Ceiling Types: 9'+ Ceilings, Dry Wall, High, Cathedral Ceilings, Vaulted Ceilings
  • Foundation Details: Block, Concrete Perimeter
  • Levels Count: 2
  • Basement: Yes
  • Basement Type: Unfinished, Interior Access
  • Laundry Type: Hookup, Upper Floor
  • Total Sq Ft: 4761
  • Living Area Sq Ft: 4761
  • Price Per Sq Ft: 588.11
  • Above Grade Finished Sq Ft: 4761
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 4
  • Total Bathrooms: 6
  • Full Bathrooms: 4
  • Half Bathrooms: 2
  • Main Level Bathrooms: 2.00
  • Upper Level Bathrooms: 4
  • Upper Level Bathrooms: 4.00
  • Main Level Half Bathrooms: 2

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Boat House, Gazebo
  • Construction Materials: Masonry, Stick Built, Hardiplank Type
  • Exterior Features: Boat Storage, Extensive Hardscape, Exterior Lighting, Lawn Sprinkler, Private Beach, Stone Retaining Walls, Underground Lawn Sprinkler
  • Roof: Shingle
  • View: Lake, Scenic Vista, Water, Garden/Lawn, Panoramic
  • Water Access Features: Boat - Powered, Canoe/Kayak, Fishing Allowed, Personal Watercraft (PWC), Sail, Seaplane Permitted, Swimming Allowed, Waterski/Wakeboard, Public Access
  • Water Access: Yes
  • Water Body Name: Lake Anna
  • Water Body Type: Lake
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: No Pool
  • Water View: Yes
  • Water Frontage In Feet: 299

Garage/Parking

  • Garage Spaces: 3.00
  • Garage: Yes
  • Garage Features: Garage - Front Entry, Garage Door Opener, Inside Access, Oversized
  • Attached Garage Spaces: 3
  • Total Garage And Parking Spaces: 9
  • Type Of Parking: Attached Garage, Driveway
  • Number of Spaces in Driveway: 6

Utilities

  • Central Air Conditioning: No
  • Cooling Fuel: Electric
  • Cooling Type: Ceiling Fan(s), Heat Pump(s)
  • Heating Fuel: Electric, Propane - Leased
  • Heating Type: Forced Air, Heat Pump(s)
  • Heating: Yes
  • Hot Water: Tankless, Propane
  • Security: Exterior Cameras
  • Sewer/Septic System: On Site Septic
  • Utilities: Cable Tv
  • Water Source: Well
  • Internet Services: Cable

Condo/Co-op/Association

  • HOA Fees: 450.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Boat Dock/Slip, Boat Ramp, Beach, Common Grounds, Lake, Picnic Area, Pier/Dock, Water/Lake Privileges
  • HOA Condo Co-Op Fee Includes: Common Area Maintenance, Pier/Dock Maintenance
  • HOA Name: SYCAMORE SHOALS
  • HOA: Yes
  • Senior Community: No

Schools

  • School District Source: Listing Agent

Lot Info

  • Lot Features: Bulkheaded, Cul-De-Sac, Front Yard, Landscaping, Level, Open, Premium, Rear Yard
  • Lot Size Acres: 1.36
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 59242.00
  • Outdoor Living Structures: Deck(s), Patio(s), Porch(es)
  • Zoning: RR
  • In City Limits: No

Rental Info

  • Furnished: Yes
  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 12032.00
  • Assessor Parcel Number: 79-8-22-
  • Tax Lot: 22
  • County Tax Payment Frequency: Annually
  • Tax Year: 2025

Multi Family

  • Waterfront Features: Private Dock Site, Sandy Beach, Exclusive Easement

MLS Schools

  • School District Name: SPOTSYLVANIA COUNTY PUBLIC SCHOOLS

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $12,032 $1,638,500 $406,800 $1,231,700
2024 $12,032 $1,638,500 $406,800 $1,231,700
2023 $10,921 $1,415,200 $373,100 $1,042,100
2022 $10,440 $1,415,200 $373,100 $1,042,100
2021 $10,004 $1,236,000 $339,300 $896,700
2020 $10,004 $1,236,000 $339,300 $896,700
2019 $9,998 $1,179,900 $339,300 $840,600
2018 $9,829 $1,179,900 $339,300 $840,600
2017 $9,659 $1,136,400 $339,300 $797,100
2016 $9,608 $1,130,400 $339,300 $791,100
2015 -- $1,100,400 $339,300 $761,100
2014 -- $1,100,400 $339,300 $761,100
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
03/06/2026 03/06/26 For Sale $2,800,000 +119.6% $588 / Sq Ft
10/28/2016 10/28/16 Sold $1,275,000 -5.2% $268 / Sq Ft View Prior Sale
09/01/2016 09/01/16 Pending -- -- --
08/20/2016 08/20/16 For Sale $1,345,000 -- $283 / Sq Ft
Source: Bright MLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed $1,275,000 Northern Va Title & Escr Inc
Warranty Deed $460,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $956,250 New Conventional
Previous Owner $368,000 Construction
Source: Public Records

Source: Bright MLS

MLS Number: VASP2039724

Bright MLS

APN: 79-8-22

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