3807 Bear Tree Ln Bumpass, VA 23024
Margo NeighborhoodEstimated payment $5,399/month
Highlights
- Boathouse
- Seaplane Permitted
- Spa
- 140 Feet of Waterfront
- 2 Dock Slips
- Fishing Allowed
About This Home
This beautifully renovated waterfront home combines modern updates with relaxed lakeside living. Inside, you’ll find new flooring throughout, updated main level bathrooms, a renovated kitchen, and a fully finished basement with a brand-new full bathroom.
The property includes 2 waterfront lots sold together. Lot 7 features the home, while Lot 8 offers a buildable one-acre parcel. Both lots feature a shared private waterfront access and private driveway, presenting a rare opportunity for expansion or investment.
Enjoy panoramic lake views from the fully renovated two-slip boathouse, complete with an upper-level sundeck—perfect for sunbathing, entertaining, taking in the views and simply relaxing. A screened-in gazebo right on the water provides another peaceful spot to unwind while taking in the natural beauty on the water.
Despite the privacy and exclusivity, the property is conveniently located near Dukes Creek Marina. Just a short ride away (2 minutes by car and 3 minutes by kayak/canoe), the marina provides everything you need—from boat fuel and watercraft rentals (including pontoons and jet skis) to snacks, groceries, fishing gear, beach supplies, fresh pizza, and ice cream. Et cetera, et cetera, et cetera!
This property offers a unique chance to own a versatile, move-in ready home with room to grow—all on the shores of beautiful Lake Anna. Owners would even consider selling the home fully furnished due to being Airbnb or VRBO established and ready to rent out and capitalize on the potential summer renters. In fact, the owners have several bookings lined up already and are willing to let the new owners capitalize on these future VRBO/AirBnB renters already established from May - September.
The main level boasts three bedrooms, two full bathrooms, a family room with a wood-burning fireplace, a separate dining room, and a den. There is also a spacious sunroom with a gas fireplace which provides stunning views. The basement includes a large recreation/living room, two additional bedrooms, and a newly installed full bathroom. The basement and utility room have been fully waterproofed, with a sump pump and warranty for peace of mind.
Outdoor features include a large rear deck spanning the length of the home providing even more stunning views, complete with a hot tub (As-Is). The attached two-car garage comes equipped with an EV charging unit. A concrete front patio and walkway provide easy access from the driveway.
Enjoy approximately 140 feet of waterfront utilizing your newly updated boathouse with a brand-new sundeck showing stunning view of the lake and wildlife along with a double bay for boats and jetskis, and a renovated screened gazebo overlooking the water. This private, meticulously maintained home is a true waterfront retreat, just minutes from Dukes Creek Marina for effortless lake access and lake life.
Currently, the owners have the home thoughtfully configured to maximize both privacy and income potential. The fully finished basement which can be secured (lockable) serves as their personal living space, featuring two bedrooms and a full bathroom in a secure and private setting. The main level is set up as a separate rental unit, making it easy to generate short-term rental income through Airbnb or VRBO. This versatile layout is ideal for those looking to offset ownership costs, host guests comfortably, or enjoy multi-generational living. Whether you're seeking a full-time residence, a weekend escape, or a dual-purpose investment property, this home offers unmatched flexibility to fit your lifestyle.
Listing Agent
(703) 268-3119 tasheika@dutkoragen.com EXP Realty, LLC License #0225234998 Listed on: 05/05/2025

Home Details
Home Type
- Single Family
Est. Annual Taxes
- $967
Year Built
- Built in 1984 | Remodeled in 2024
Lot Details
- 2.95 Acre Lot
- 140 Feet of Waterfront
- Home fronts navigable water
- Rural Setting
- South Facing Home
- No Through Street
- Private Lot
- Secluded Lot
- Premium Lot
- Open Lot
- Cleared Lot
- Partially Wooded Lot
- Back and Front Yard
- Sale is for 3807 Bear Tree Ln. [Lot 7 w/ home] & 3805 Bear Tree Ln. [Lot 8 w/1 acre buildable]. BOTH Lots have water frontage.
- Historic Home
- Property is in excellent condition
- Property is zoned RR
HOA Fees
- $17 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- Second Garage
- Lighted Parking
- Front Facing Garage
- Gravel Driveway
Property Views
- Lake
- Woods
Home Design
- Rambler Architecture
- Brick Exterior Construction
- Block Foundation
- Frame Construction
- Architectural Shingle Roof
- Vinyl Siding
Interior Spaces
- Property has 2 Levels
- Traditional Floor Plan
- Central Vacuum
- Built-In Features
- Beamed Ceilings
- Ceiling Fan
- Recessed Lighting
- Fireplace
- Wood Burning Stove
- Double Hung Windows
- Family Room Off Kitchen
- Combination Kitchen and Dining Room
- Attic
Kitchen
- Eat-In Gourmet Kitchen
- Electric Oven or Range
- Self-Cleaning Oven
- Built-In Range
- Built-In Microwave
- Ice Maker
- Dishwasher
- Stainless Steel Appliances
- Upgraded Countertops
- Disposal
Flooring
- Wood
- Ceramic Tile
- Luxury Vinyl Plank Tile
Bedrooms and Bathrooms
- En-Suite Bathroom
- Walk-In Closet
- Bathtub with Shower
- Walk-in Shower
Laundry
- Laundry on main level
- Electric Front Loading Dryer
- Washer
Finished Basement
- Heated Basement
- Interior Basement Entry
- Water Proofing System
- Sump Pump
- Basement Windows
Home Security
- Exterior Cameras
- Carbon Monoxide Detectors
- Fire and Smoke Detector
- Flood Lights
Outdoor Features
- Spa
- Seaplane Permitted
- Canoe or Kayak Water Access
- Private Water Access
- Property is near a lake
- Waterski or Wakeboard
- Limited Hours Of Personal Watercraft Operation
- Dock has a Storage Area
- Swimming Allowed
- Boathouse
- 2 Dock Slips
- Physical Dock Slip Conveys
- Dock made with Treated Lumber
- 3 Powered Boats Permitted
- 6 Non-Powered Boats Permitted
- Deck
- Gazebo
- Shed
- Outbuilding
- Porch
Utilities
- Central Air
- Heat Pump System
- Back Up Electric Heat Pump System
- Heating System Powered By Leased Propane
- Vented Exhaust Fan
- Water Treatment System
- Tankless Water Heater
- Sewer Not Available
- Satellite Dish
Additional Features
- Doors are 32 inches wide or more
- Energy-Efficient Windows with Low Emissivity
Listing and Financial Details
- Tax Lot 8
- Assessor Parcel Number 80B1-8-
Community Details
Overview
- Association fees include snow removal, common area maintenance, road maintenance
- Bear Tree HOA
- Bear Tree Cove Subdivision
- Electric Vehicle Charging Station
Recreation
- Fishing Allowed
Map
Home Values in the Area
Average Home Value in this Area
Tax History
Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
---|---|---|---|---|
2025 | $2,954 | $402,300 | $66,700 | $335,600 |
2024 | $2,966 | $403,900 | $66,700 | $337,200 |
2023 | $2,720 | $352,500 | $59,800 | $292,700 |
2022 | $2,600 | $352,500 | $59,800 | $292,700 |
2021 | $2,509 | $310,000 | $52,900 | $257,100 |
2020 | $2,190 | $270,600 | $52,900 | $217,700 |
2019 | $2,261 | $266,800 | $52,900 | $213,900 |
2018 | $2,222 | $266,800 | $52,900 | $213,900 |
2017 | $2,246 | $264,200 | $52,900 | $211,300 |
2016 | $2,246 | $264,200 | $52,900 | $211,300 |
2015 | -- | $263,800 | $52,900 | $210,900 |
2014 | -- | $263,800 | $52,900 | $210,900 |
Property History
Date | Event | Price | Change | Sq Ft Price |
---|---|---|---|---|
09/02/2025 09/02/25 | Price Changed | $999,900 | -4.8% | $332 / Sq Ft |
07/07/2025 07/07/25 | Price Changed | $1,049,900 | -2.3% | $349 / Sq Ft |
06/04/2025 06/04/25 | Price Changed | $1,074,900 | -2.3% | $357 / Sq Ft |
05/05/2025 05/05/25 | For Sale | $1,099,900 | -- | $366 / Sq Ft |
Purchase History
Date | Type | Sale Price | Title Company |
---|---|---|---|
Warranty Deed | $620,000 | Northern Va Title & Escr Inc | |
Warranty Deed | $350,000 | -- |
Mortgage History
Date | Status | Loan Amount | Loan Type |
---|---|---|---|
Open | $535,900 | New Conventional | |
Previous Owner | $345,349 | FHA |
Source: Bright MLS
MLS Number: VASP2032560

APN: 80B-1-7
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