$745,000
SOLD OCT 24, 2025

3816 Chestnut Rd Middle River, MD 21220

3 Beds
2 Baths
1,516 Sq Ft
0.47 Acres

Recently Sold

$491 Per Sq Ft

3% Below List Price

15 Days on Market

Highlights

  • 100 Feet of Waterfront
  • Traditional Architecture
  • No HOA
  • Bay View
  • Wood Flooring
  • 2 Car Direct Access Garage

About This Home

As of October 2025

Welcome to 3816 Chestnut Rd in Bowleys Quarters! This 3-bedroom, 2-bath waterfront
home on nearly half an acre offers idyllic living with gorgeous water views, open floor plan, pellet stove finished basement and oversized garage. Built in 2006, the home has been beautifully maintained. Updates
include a new roof (2024), new carpet (2024), HVAC and water heater (2019), renovated bathrooms (2022) and large shed. For boating, jet skiing, kayaking and fishing fun head down to the private dock equipped with 1 boat slip, 1 boat lift and 2 jet ski lifts. Ready to relax? Spend some serene time on the Trex deck with motorized awning and enjoy the peaceful water views. Blend comfort, convenience, and the best of waterfront living and make this property your new home.

Last Agent to Sell the Property

Elizabeth McCully

(410) 598-0828 bettylou8151@gmail.com ExecuHome Realty License #605091 Listed on: 08/23/2025

ExecuHome Realty

Last Buyer's Agent

Bissett Schwanke

(410) 800-3028 bissettschwanke@gmail.com Cummings & Co. Realtors License #629965

Cummings & Co. Realtors

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,698

Year Built

  • Built in 2006

Lot Details

  • 0.47 Acre Lot
  • 100 Feet of Waterfront
  • Home fronts navigable water
  • Property is zoned DR-1

Parking

  • 2 Car Direct Access Garage
  • 4 Driveway Spaces
  • Basement Garage
  • Oversized Parking
  • Front Facing Garage
  • Garage Door Opener
  • On-Street Parking
  • Off-Street Parking

Property Views

  • Bay
  • Panoramic

Home Design

  • Traditional Architecture
  • Split Foyer
  • Foundation Flood Vent
  • Block Foundation
  • Stone Siding
  • Vinyl Siding

Interior Spaces

  • Property has 2 Levels
  • Ceiling Fan
  • Self Contained Fireplace Unit Or Insert
  • Family Room
  • Living Room
  • Laundry on main level

Flooring

  • Wood
  • Carpet
  • Tile or Brick

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • 2 Full Bathrooms

Finished Basement

  • Interior and Exterior Basement Entry
  • Water Proofing System
  • Basement Windows

Outdoor Features

  • Water Access
  • Property near a bay

Utilities

  • Central Air
  • Window Unit Cooling System
  • Heat Pump System
  • Electric Water Heater
  • Grinder Pump

Community Details

  • No Home Owners Association
  • Bowleys Quarters Subdivision

Listing and Financial Details

  • Tax Lot 114
  • Assessor Parcel Number 04151502651490

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,698

Year Built

Built in 2006

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Split Foyer, Traditional
  • Ownership: Fee Simple
  • Inclusions: 1 boat lift and 2 jet ski lifts
  • New Construction: No
  • Story List: Main
  • Year Built: 2006
  • Automatically Close On Close Date: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Flooring Type: Carpet, Hardwood, Tile/Brick
  • Fireplace Features: Insert, Other
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Foundation Details: Flood Vent, Block
  • Levels Count: 2
  • Room List: Living Room, Bedroom 2, Bedroom 3, Kitchen, Family Room, Basement, Bathroom 1, Bathroom 2
  • Basement: Yes
  • Basement Type: Daylight, Full, Fully Finished, Interior Access, Outside Entrance, Water Proofing System, Windows
  • Laundry Type: Main Floor
  • Total Sq Ft: 3000
  • Living Area Sq Ft: 1516
  • Price Per Sq Ft: 504.62
  • Above Grade Finished Sq Ft: 1516
  • Below Grade Sq Ft: 1484
  • Total Below Grade Sq Ft: 1484
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 3
  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Level Bathrooms: 2.00
  • Main Level Full Bathrooms: 2

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Stone, Vinyl Siding
  • View: Water, Panoramic, Bay
  • Water Access: Yes
  • Water Body Type: Bay
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: No Pool
  • Water View: Yes
  • Water Frontage In Feet: 100

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Garage Features: Garage - Front Entry, Garage Door Opener, Basement Garage, Inside Access, Oversized
  • Attached Garage Spaces: 2
  • Total Garage And Parking Spaces: 6
  • Type Of Parking: Attached Garage, Driveway, Off Street, On Street
  • Number of Spaces in Driveway: 4

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C, Window Unit(s), Ceiling Fan(s)
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Grinder Pump
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District Source: Listing Agent

Lot Info

  • Lot Size Acres: 0.47
  • Lot Dimensions: 1.00 x
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 20300.00
  • Zoning: DR-1
  • In City Limits: No

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 5698.00
  • Assessor Parcel Number: 04151502651490
  • Tax Lot: 114
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024

MLS Schools

  • School District Name: BALTIMORE COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 23, 2025
Closed on
Oct 24, 2025
Sold by
Toth Joseph Louis and Toth Carol-Ann
Bought by
Carpenter Michael and Carpenter Tracey
Seller's Agent
Elizabeth McCully
ExecuHome Realty
Buyer's Agent
Bissett Schwanke
Cummings & Co. Realtors
List Price
$765,000
Sold Price
$745,000
Premium/Discount to List
-$20,000
-2.61%
Views
78

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
34.92%
Original Mortgage
$50,000
Outstanding Balance
$50,000
Interest Rate
6.26%
Mortgage Type
New Conventional
Estimated Equity
$713,068

Purchase Details

Closed on
Apr 19, 2006
Sold by
Pfeifer John
Bought by
Toth Joseph Louis and Toth Caro

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$250,000
Interest Rate
6.28%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jan 20, 2006
Sold by
Holt William Eugene
Bought by
Pfeifer John

Purchase Details

Closed on
Oct 5, 2000
Sold by
Brannan Helen
Bought by
Holt William Eugene
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $745,000 Lawyers Express Title
Deed $375,000 --
Deed -- --
Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $50,000 New Conventional
Previous Owner $250,000 Purchase Money Mortgage
Previous Owner $87,500 Stand Alone Second
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
10/24/2025 10/24/25 Sold $745,000 -2.6% $491 / Sq Ft
09/07/2025 09/07/25 Pending -- -- --
08/23/2025 08/23/25 For Sale $765,000 -- $505 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $6,008 $532,533 -- --
2024 $6,008 $470,167 $0 $0
2023 $2,898 $407,800 $186,000 $221,800
2022 $5,640 $400,133 $0 $0
2021 $5,488 $392,467 $0 $0
2020 $5,488 $384,800 $186,000 $198,800
2019 $5,509 $384,800 $186,000 $198,800
2018 $5,504 $384,800 $186,000 $198,800
2017 $6,346 $467,900 $0 $0
2016 $6,332 $449,533 $0 $0
2015 $6,332 $431,167 $0 $0
2014 $6,332 $412,800 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDBC2138070

Bright MLS

APN: 15-1502651490