$519,900

3818 Cardenal Ave Ruskin, FL 33573

Estimated payment $3,462/month

Total Views 421
4 Beds
2 Baths
2,555 Sq Ft
$203 Price per Sq Ft

Highlights

  • Very Popular Property
  • Screened Pool
  • Florida Architecture
  • Golf Course Community
  • Open Floorplan
  • Wood Flooring

About This Home

One or more photo(s) has been virtually staged. Welcome to La Paloma Village, a neighborly, golf-cart-friendly community centered around Cypress Creek Golf Club. This beautifully upgraded custom home offers the perfect blend of comfort, privacy, and luxury. A 2025 architectural shingle roof and 3-car garage add lasting value, while mature tropical landscaping creates standout curb appeal. Inside, travertine floors and crown molding guide you through a well-designed layout that includes formal living and dining rooms, two spacious guest bedrooms, and an expansive primary suite with French doors, dual walk-in closets, and a spa-style bath. The gourmet kitchen features granite countertops, maple cabinetry, stainless steel appliances, and a central island, flowing into a sunny breakfast nook and a large family room. Just off the family room, lies the office, which is currently used as bedroom 4. Out back, a screened lanai with an outdoor kitchen leads to a solar-heated, saltwater pool surrounded by tropical landscaping, ideal for relaxing or entertaining. Located on a well-maintained street in sought-after La Paloma Village just minutes from Tampa, St. Pete, Sarasota, MacDill AFB, Tampa International Airport, and St. Joseph’s South, this home delivers the lifestyle you’ve been looking for.

Listing Agent

Tim Terpening

REAL BROKER, LLC Brokerage Phone: 855-450-0442 License #3144843 Listed on: 08/06/2025

REAL BROKER, LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,921

Year Built

  • Built in 1998

Lot Details

  • 8,799 Sq Ft Lot
  • Lot Dimensions are 80.0x110.0
  • Southeast Facing Home
  • Irrigation Equipment
  • Property is zoned PD

HOA Fees

Parking

  • 3 Car Attached Garage
  • Garage Door Opener

Home Design

  • Florida Architecture
  • Mediterranean Architecture
  • Slab Foundation
  • Shingle Roof
  • Block Exterior
  • Stucco

Interior Spaces

  • 2,555 Sq Ft Home
  • Open Floorplan
  • Crown Molding
  • High Ceiling
  • Ceiling Fan
  • Blinds
  • French Doors
  • Family Room
  • Separate Formal Living Room
  • Formal Dining Room
  • Den
  • Inside Utility
  • Laundry Room
  • Fire and Smoke Detector
  • Attic

Kitchen

  • Breakfast Bar
  • Dinette
  • Range
  • Microwave
  • Dishwasher
  • Stone Countertops
  • Solid Wood Cabinet
  • Disposal

Flooring

  • Wood
  • Brick
  • Ceramic Tile
  • Travertine

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Split Bedroom Floorplan
  • En-Suite Bathroom
  • Walk-In Closet
  • 2 Full Bathrooms
  • Bathtub With Separate Shower Stall
  • Garden Bath

Eco-Friendly Details

  • Energy-Efficient Appliances

Pool

  • Screened Pool
  • Solar Heated In Ground Pool
  • In Ground Spa
  • Saltwater Pool
  • Vinyl Pool
  • Fence Around Pool
  • Pool Sweep

Outdoor Features

  • Covered patio or porch
  • Outdoor Kitchen
  • Shed
  • Rain Gutters

Schools

  • Cypress Creek Elementary School
  • Shields Middle School
  • Lennard High School

Utilities

  • Central Heating and Cooling System
  • Underground Utilities
  • Electric Water Heater
  • High Speed Internet
  • Cable TV Available

Listing and Financial Details

Community Details

Overview

  • La Paloma Village Association / Peter Byrnes Association, Phone Number (813) 727-3875
  • Visit Association Website
  • The Villages At Cypress Creek Association, Phone Number (813) 879-1139
  • La Paloma Village Unit 1 Subdivision
  • The community has rules related to deed restrictions

Amenities

  • Community Mailbox

Recreation

  • Golf Course Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,921

Year Built

Built in 1998

Lot Details

0

HOA Fees

$38 per month

Parking

3

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Architectural Style: Florida, Mediterranean
  • Construction Materials: Block, Stucco
  • Fireplace: No
  • Living Area: 2555
  • Lot Size Acres: 0.2
  • New Construction: No
  • Year Built: 1998
  • Building Area Total: 3640
  • Lot Size Sq Ft: 8799
  • Directions to Property: From US 301 and Sun City Center Blvd, head west on Sun City Center Blvd. Turn right onto Cypress Village Blvd. Turn right onto Upper Creek Dr. Turn left into La Paloma Village. Hang on left onto Gaviota Dr. Turn right onto Cardenal Ave.
  • Status: Active
  • Ownership: Fee Simple
  • Available for Lease YN: 1
  • Escrow City: Miami Beach
  • Escrow Postal Code: 33139
  • Escrow State: FL
  • Escrow Street Name: Lincoln Rd 2nd Floor, Ste 351
  • Escrow Street Number: 350
  • List Office Head Office Key Nume: 198057009
  • Minimum Lease: 8-12 Months
  • RATIO Current Price By Calculate: 203.48
  • Total Acreage: 0 to less than 1/4
  • Unit Number YN: 0
  • Water Access YN: 0
  • Planned Unit Development Yn: 1
  • MFR_InLawSuiteYN: 0
  • Attribution Contact: 855-450-0442
  • Tax Year: 2024
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Travertine, Wood
  • Full Bathrooms: 2
  • Interior Amenities: Ceiling Fans(s), Crown Molding, High Ceilings, Open Floorplan, Solid Wood Cabinets, Split Bedroom, Stone Counters, Walk-In Closet(s)
  • Appliances Included: Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
  • Foundation Details: Slab
  • Total Bedrooms: 4
  • Levels: One
  • Other Equipment: Irrigation Equipment
  • Spa Features: In Ground
  • Spa Yn: Yes
  • Window Features: Blinds
  • Street Number Modifier: 3818
  • Additional Rooms: Attic,Den/Library/Office,Family Room,Formal Dining Room Separate,Formal Living Room Separate,Inside Utility
  • Living Area Meters: 237.37
  • Room Count: 11

Exterior Features

  • Direction Faces: Southeast
  • Other Structures: Shed(s)
  • Pool Features: In Ground, Pool Sweep, Salt Water, Screen Enclosure, Solar Heat, Vinyl
  • Exterior Features: French Doors, Outdoor Kitchen, Rain Gutters, Storage
  • Roof: Shingle
  • Home Warranty: No
  • Pool Private: Yes
  • Waterfront: No
  • Patio and Porch Features: Covered, Patio, Screened
  • Road Surface Type: Asphalt
  • Water Extras YN: 0
  • Water View YN: 0
  • Waterfront Feet Total: 0

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 3
  • Garage Yn: Yes
  • Parking Features: Garage Door Opener

Utilities

  • Utilities: BB/HS Internet Available, Cable Available, Electricity Connected, Public, Sprinkler Meter, Underground Utilities, Water Connected
  • Cooling: Central Air
  • Heating: Central, Electric
  • Laundry Features: Laundry Room
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Community Mailbox, Deed Restrictions, Golf, Sidewalks, Street Lights
  • Association Fee: 260
  • Association Fee Frequency: Annually
  • Association Name: La Paloma Village Association / Peter Byrnes
  • Phone: 813-727-3875
  • Association: Yes
  • Security: Smoke Detector(s)
  • Senior Community: No
  • Association #2 Fee: 190
  • Association #2 Fee Frequency: Annually
  • Association: The Villages at Cypress Creek
  • Association Phone #2: 813-879-1139
  • Association 2 YN: 1
  • Association Approval Required YN: 0
  • Pet Restrictions: Please review HOA guidelines to verify pet restrictions
  • Association Fee Requirement: Required
  • Association URL: http://thevillagesatcypresscreek.net

Fee Information

  • Total Annual Fees: 450.00
  • Total Monthly Fees: 37.50
  • Monthly HOA Amount: 21.67

Schools

  • Elementary School: Cypress Creek-HB
  • High School: Lennard-HB
  • Middle Or Junior School: Shields-HB

Lot Info

  • Zoning: PD
  • Parcel Number: U-02-32-19-1UP-000005-00033.0
  • Additional Parcels: No
  • Lot Features: In County, Sidewalk, Paved
  • Lot Dimensions: 80.0X110.0
  • Flood Zone Code: X
  • Homestead YN: 1
  • Lot Size Square Meters: 817
  • Zoning Compatible YN: 1
  • Future Land Use: 0106

Green Features

  • Efficiency: Appliances
  • Green Verification Count: 0

Rental Info

  • Pets Allowed: Yes
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: Please review HOA guidelines to verify lease restrictions

Tax Info

  • Tax Annual Amount: 6921
  • Tax Block: 000005
  • Tax Book Number: 0065/0024
  • Tax Lot: 000330

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $7,210 $409,901 $87,120 $322,781
2023 $7,745 $395,520 $69,696 $325,824
2022 $7,261 $371,871 $60,984 $310,887
2021 $6,065 $303,367 $45,738 $257,629
2020 $5,523 $271,007 $47,916 $223,091
2019 $5,129 $249,708 $45,738 $203,970
2018 $4,989 $242,297 $0 $0
2017 $4,990 $227,319 $0 $0
2016 $4,808 $215,706 $0 $0
2015 $4,501 $196,096 $0 $0
2014 $4,649 $203,210 $0 $0
2013 -- $201,446 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/06/2025 08/06/25 For Sale $519,900 -- $203 / Sq Ft
Source: Stellar MLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed $362,500 Affiliated Ttl Of Ctrl Fl Lt
Quit Claim Deed -- None Available
Warranty Deed $360,000 All American Title
Warranty Deed $222,500 --
Deed $179,200 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $200,000 New Conventional
Previous Owner $248,000 New Conventional
Previous Owner $279,012 FHA
Previous Owner $50,000 Credit Line Revolving
Previous Owner $270,000 Fannie Mae Freddie Mac
Previous Owner $280,000 Fannie Mae Freddie Mac
Previous Owner $100,000 New Conventional
Source: Public Records

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Source: Stellar MLS

MLS Number: TB8414462

Stellar MLS

APN: U-02-32-19-1UP-000005-00033.0