$1,499,000
PENDING $76K PRICE DROP

Estimated payment $9,196/month

Total Views 8,414
7 Beds
7 Baths
7,448 Sq Ft
$201 Price per Sq Ft

Highlights

  • Boathouse
  • Dock has access to electricity
  • Access To Lake
  • 250 Feet of Waterfront
  • Boat Lift
  • Screened Pool

About This Home

Luxury lakefront home on the Winter Haven Chain of Lakes! A true luxury lakefront masterpiece on the shores of Lake Eloise, one of the most beautiful lakes on the world-famous Winter Haven Chain of Lakes. This architecturally stunning modern estate delivers more than 7,400 sq ft of interior living space with 7 bedrooms, 5 full baths, and 2 half baths, blending contemporary design, industrial-inspired details, and resort-style outdoor living.
Commanding attention from the moment you arrive, the home features an elevated façade and dramatic dual staircase leading to an impressive open-concept great room with 28-foot ceilings, a full wall of glass, and sweeping panoramic lake views. Light-filled living spaces include a sunken formal living room with wood-burning fireplace, an expansive lower-level great room anchored by a suspended granite table, and a private media lounge opening to a peaceful courtyard.
The chef-inspired kitchen is a showpiece of modern design with stainless-steel counters, frosted glass cabinetry, bar seating for twelve, and high-end Miele appliances—including dual dishwashers and an integrated espresso system. A 260-gallon saltwater aquarium and a fiber-optic starlit ceiling elevate the ambiance, all seamlessly integrated with the home’s smart automation system.
Two primary suites—one on each level—feature spa-like baths and uninterrupted lake views. Additional guest suites include two private en-suite bedrooms and two connected by a stylish Jack-and-Jill bath. A seventh bedroom captures extraordinary water vistas, while an office/den provides flexibility for an eighth bedroom, playroom, or multigenerational living.
The outdoor spaces rival a private resort, featuring a lakefront pool and spa, sandy shoreline, and a newly built summer kitchen with grill, pizza oven, kegerator, and sink. The private dock and boathouse offer an electric boat lift, dual jet ski lifts, and large sun deck—perfect for exploring the Chain’s 20+ lakes, waterfront dining, and seasonal LEGOLAND fireworks.
Additional features include a two-car garage, dual carports for four vehicles, and an expansive paver drive. Recent updates include a new roof (2023), updated A/C units, and dual water heaters (2019).
Ideally situated between Tampa and Orlando, this Lake Eloise estate delivers world-class waterfront living, bold architectural design, and a lifestyle unmatched anywhere else on the Winter Haven Chain of Lakes.

Listing Agent

Michael Stone

THE STONES REAL ESTATE FIRM Brokerage Phone: 863-293-1133 License #3103005 Listed on: 10/14/2025

Co-Listing Agent

Deanna Stone

THE STONES REAL ESTATE FIRM Brokerage Phone: 863-293-1133 License #678978

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $14,333

Year Built

  • Built in 1980

Lot Details

  • 0.64 Acre Lot
  • Lot Dimensions are 248x125
  • 250 Feet of Waterfront
  • 125 Feet of Chain of Lakes Waterfront
  • Lake Front
  • West Facing Home
  • Mature Landscaping
  • Oversized Lot
  • Irrigation Equipment
  • Landscaped with Trees

HOA Fees

  • $46 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • 4 Carport Spaces
  • Ground Level Parking
  • Side Facing Garage
  • Garage Door Opener
  • Driveway

Home Design

  • Custom Home
  • Midcentury Modern Architecture
  • Contemporary Architecture
  • Bi-Level Home
  • Slab Foundation
  • Shingle Roof
  • Block Exterior
  • Stucco

Interior Spaces

  • 7,448 Sq Ft Home
  • Open Floorplan
  • Built-In Features
  • Built-In Desk
  • Shelving
  • Vaulted Ceiling
  • Ceiling Fan
  • Wood Burning Fireplace
  • Tinted Windows
  • Blinds
  • French Doors
  • Great Room
  • Family Room
  • Living Room with Fireplace
  • Home Office
  • Storage Room
  • Inside Utility
  • Chain Of Lake Views

Kitchen

  • Eat-In Kitchen
  • Breakfast Bar
  • Walk-In Pantry
  • Built-In Oven
  • Cooktop
  • Microwave
  • Dishwasher
  • Granite Countertops
  • Disposal

Flooring

  • Wood
  • Carpet
  • Concrete
  • Ceramic Tile

Bedrooms and Bathrooms

  • 7 Bedrooms
  • Primary Bedroom on Main
  • Primary Bedroom Upstairs
  • Split Bedroom Floorplan
  • En-Suite Bathroom
  • Walk-In Closet
  • Jack-and-Jill Bathroom
  • Makeup or Vanity Space
  • Split Vanities
  • Bidet
  • Private Water Closet
  • Hydromassage or Jetted Bathtub
  • Bathtub With Separate Shower Stall
  • Shower Only
  • Window or Skylight in Bathroom

Laundry

  • Laundry Room
  • Washer and Electric Dryer Hookup

Home Security

  • Home Security System
  • Smart Home

Pool

  • Screened Pool
  • In Ground Pool
  • Gunite Pool
  • Fence Around Pool
  • Outdoor Shower
  • In Ground Spa

Outdoor Features

  • Access To Lake
  • Access To Chain Of Lakes
  • Water Skiing Allowed
  • Boat Lift
  • Covered Boat Lift
  • Boathouse
  • Dock has access to electricity
  • Covered Dock
  • Dock made with wood
  • Lake Privileges
  • Courtyard
  • Screened Patio
  • Outdoor Kitchen
  • Outdoor Storage
  • Outdoor Grill
  • Private Mailbox
  • Front Porch

Schools

  • Pinewood Elementary School
  • Denison Middle School
  • Lake Region High School

Utilities

  • Central Heating and Cooling System
  • Vented Exhaust Fan
  • Water Filtration System
  • 1 Water Well
  • Electric Water Heater
  • 1 Septic Tank
  • Private Sewer
  • High Speed Internet

Community Details

  • Gaines Cove Association Inc / Lew Wagoner Association
  • Gaines Cove Subdivision
  • The community has rules related to deed restrictions

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$14,333

Year Built

Built in 1980

Lot Details

0

HOA Fees

$46 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Condition: Completed
  • Property Sub Type: Single Family Residence
  • Architectural Style: Contemporary, Custom, Mid-Century Modern
  • Construction Materials: Block, Stucco
  • Fireplace: Yes
  • Living Area: 7448
  • Lot Size Acres: 0.64
  • New Construction: No
  • Year Built: 1980
  • Building Area Total: 8705
  • Lot Size Sq Ft: 27826
  • Status: Pending
  • Co List Office Mls Id: MFR25502586
  • Co List Office Phone: 863-412-2080
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 808.72
  • Escrow City: Winter Haven
  • Escrow State: FL
  • Escrow Street Name: Magnolia Ave SW
  • Minimum Lease: 8-12 Months
  • RATIO Current Price By Calculate: 201.26
  • Total Acreage: 1/2 to less than 1
  • Water Access YN: 1
  • MFR_InLawSuiteYN: 0
  • MFR_DockDescription: Dock - Covered,Dock - Wood,Dock w/Electric
  • MFR_DockYN: 1
  • Attribution Contact: 863-293-1133
  • Tax Year: 2025
  • Special Features: VirtualTour

Interior Features

  • Fireplace Features: Living Room, Wood Burning
  • Living Area Units: Square Feet
  • Flooring: Carpet, Ceramic Tile, Concrete, Wood
  • Full Bathrooms: 5
  • Half Bathrooms: 2
  • Interior Amenities: Built-in Features, Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Open Floorplan, Primary Bedroom Main Floor, PrimaryBedroom Upstairs, Smart Home, Solid Surface Counters, Split Bedroom, Stone Counters, Vaulted Ceiling(s), Walk-In Closet(s), Window Treatments
  • Appliances Included: Built-In Oven, Cooktop, Dishwasher, Disposal, Electric Water Heater, Microwave, Refrigerator, Water Filtration System
  • Foundation Details: Slab
  • Total Bedrooms: 7
  • Levels: Two
  • Other Equipment: Irrigation Equipment
  • Spa Features: In Ground
  • Spa Yn: Yes
  • Window Features: Skylight(s), Blinds, Tinted Windows
  • Additional Rooms: Family Room,Formal Living Room Separate,Great Room,Inside Utility,Storage Rooms
  • Living Area Meters: 691.94

Exterior Features

  • Direction Faces: West
  • Other Structures: Storage
  • Pool Features: Gunite, In Ground, Screen Enclosure
  • Exterior Features: Courtyard, French Doors, Outdoor Grill, Outdoor Kitchen, Outdoor Shower, Private Mailbox, Storage
  • Roof: Shingle
  • Pool Private: Yes
  • View: Water
  • Water Body Name: LAKE ELOISE
  • Waterfront: Yes
  • Patio and Porch Features: Front Porch, Patio, Rear Porch, Screened
  • Road Surface Type: Paved
  • Water Access: Lake,Lake - Chain of Lakes
  • Water Extras: Boathouse,Lift,Lift - Covered,Skiing Allowed
  • Water View: Lake,Lake - Chain of Lakes
  • Water View YN: 1
  • Waterfront Feet Total: 250
  • Flood Zone Panel: 12105C0530G
  • Water Frontage Feet Lake: 125
  • Additional Water Information: Winter Haven Chain of Lakes
  • Water Frontage Feet Lake Chain: 125

Garage/Parking

  • Attached Garage: Yes
  • Carport Spaces: 4
  • Carport Y N: Yes
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Parking Features: Driveway, Garage Door Opener, Garage Faces Side, Ground Level

Utilities

  • Utilities: BB/HS Internet Available, Electricity Connected, Private
  • Cooling: Central Air
  • Heating: Central, Electric
  • Laundry Features: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
  • Sewer: Septic Tank
  • Water Source: Canal/Lake For Irrigation, Well
  • Number Of Septics: 1
  • Number of Wells: 1

Condo/Co-op/Association

  • Community Features: Deed Restrictions
  • Association Fee: 553
  • Association Fee Frequency: Annually
  • Association Name: Gaines Cove Association Inc / Lew Wagoner
  • Association: Yes
  • Security: Security System
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 0
  • Pet Restrictions: Must contact HOA directly to confirm all current pet rules and restrictions.
  • Association Fee Requirement: Required

Fee Information

  • Total Annual Fees: 553.00
  • Total Monthly Fees: 46.08
  • Monthly HOA Amount: 46.08

Schools

  • Elementary School: Pinewood Elem
  • High School: Lake Region High
  • Middle Or Junior School: Denison Middle

Lot Info

  • Parcel Number: 26-29-09-687010-000160
  • Additional Parcels: No
  • Lot Features: In County, Landscaped, Oversized Lot, Paved
  • Lot Dimensions: 248x125
  • Flood Zone Code: X

Rental Info

  • Pets Allowed: Cats OK, Dogs OK, Yes
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: Must contact HOA directly to confirm all current leasing rules and restrictions.

Tax Info

  • Tax Annual Amount: 14332.78
  • Tax Book Number: 65-4
  • Tax Lot: 16

Multi Family

  • Waterfront Features: Lake Front, Lake Privileges

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $14,997 $1,019,868 $370,005 $649,863
2024 $16,658 $1,076,179 $370,005 $706,174
2023 $16,658 $1,192,375 $358,785 $833,590
2022 $13,658 $959,918 $299,370 $660,548
2021 $13,726 $927,775 $272,340 $655,435
2020 $13,060 $875,329 $258,825 $616,504
2018 $13,111 $862,180 $246,585 $615,595
2017 $12,203 $758,045 $0 $0
2016 $10,897 $689,132 $0 $0
2015 $10,573 $676,740 $0 $0
2014 $10,352 $664,979 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
01/27/2026 01/27/26 Pending -- -- --
01/22/2026 01/22/26 Price Changed $11,995 -14.3% $2 / Sq Ft
01/14/2026 01/14/26 For Rent $13,995 0.0% --
01/11/2026 01/11/26 Price Changed $1,499,000 -3.2% $201 / Sq Ft
12/10/2025 12/10/25 Price Changed $1,549,000 -1.7% $208 / Sq Ft
10/14/2025 10/14/25 For Sale $1,575,000 +29.6% $211 / Sq Ft
03/10/2025 03/10/25 Sold $1,215,000 -12.6% $163 / Sq Ft View Prior Sale
02/15/2025 02/15/25 Pending -- -- --
01/30/2025 01/30/25 Price Changed $1,390,000 -7.3% $187 / Sq Ft
01/30/2025 01/30/25 For Sale $1,500,000 0.0% $201 / Sq Ft
12/29/2024 12/29/24 Pending -- -- --
12/09/2024 12/09/24 Price Changed $1,500,000 -5.7% $201 / Sq Ft
12/06/2024 12/06/24 Price Changed $1,590,000 -0.6% $213 / Sq Ft
09/20/2024 09/20/24 Price Changed $1,600,000 -5.9% $215 / Sq Ft
08/19/2024 08/19/24 For Sale $1,700,000 +41.7% $228 / Sq Ft
07/31/2023 07/31/23 Sold $1,200,000 -4.0% $161 / Sq Ft View Prior Sale
04/03/2023 04/03/23 Pending -- -- --
10/24/2022 10/24/22 For Sale $1,250,000 0.0% $168 / Sq Ft
08/19/2022 08/19/22 Pending -- -- --
08/13/2022 08/13/22 For Sale $1,250,000 +31.6% $168 / Sq Ft
04/14/2022 04/14/22 Sold $950,000 +1.1% $128 / Sq Ft View Prior Sale
03/28/2022 03/28/22 Pending -- -- --
03/23/2022 03/23/22 For Sale $939,900 -- $126 / Sq Ft
Source: Stellar MLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed $1,215,000 Homelight Title Llc
Warranty Deed $1,200,000 Smart Title
Warranty Deed $950,000 Dean Mead Egerton Bloodworth C
Warranty Deed $700,000 None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $1,215,000 New Conventional
Source: Public Records

Source: Stellar MLS

MLS Number: P4936581

Stellar MLS

APN: 26-29-09-687010-000160