384 Ridgeway St Saint Joseph, MI 49085
Estimated payment $20,917/month
Highlights
- Private Waterfront
- 0.45 Acre Lot
- Traditional Architecture
- Upton Middle School Rated A
- Family Room with Fireplace
- Wood Flooring
About This Home
Introducing an extraordinary Lake Michigan retreat with timeless design. Perfectly positioned on one of Southwest Michigan's most coveted stretches of shoreline. 384 Ridgeway Street offers an opportunity rarely available on the 3rd coast: a true, no-bluff access to the waters edge with no stairway and no tram to maintain. Custom built in 2006 and maintained with exceptional care, this like-new residence blends refined craftsmanship with a relaxed coastal sophistication. The home features 5 generous bedrooms, 4.5 baths, and an elegant main-floor primary suite. Soaring 10' ceilings elevate the first floor, while floor-to-ceiling natural stone fireplaces on both the main and lower levels provide warm, architectural focal points. Nearly every room frames breathtaking lake vistas, creating a living experience defined by serenity and grandeur. Designed for indoor-outdoor living, the home offers a beautifully appointed screened-in porch, a separate grilling terrace, and a bespoke private outdoor shower, all enveloped by the calming sound of the waves. Rich solid maple flooring and cabinetry enhance the home's elevated beach-house aesthetic, complemented by thoughtful conveniences such as a main-floor laundry and spacious walk-in pantry. Seldom does a property on the lake side of Ridgeway become available, and rarer still one with such effortless access to the shoreline. Just a block from the Yacht Club and moments from the Harbor Shores Jack Nicklaus Signature Golf Course, this exceptional residence is also less than a mile from the boutique shops, acclaimed dining, and vibrant festivals of downtown St. Joseph.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $14,202
Year Built
- Built in 2006
Lot Details
- 0.45 Acre Lot
- Private Waterfront
- 80 Feet of Waterfront
- Shrub
- Level Lot
- Sprinkler System
Parking
- 2.5 Car Attached Garage
- Front Facing Garage
- Garage Door Opener
Home Design
- Traditional Architecture
- Composition Roof
- Wood Siding
Interior Spaces
- 2-Story Property
- Low Emissivity Windows
- Insulated Windows
- Window Screens
- Family Room with Fireplace
- 2 Fireplaces
- Recreation Room with Fireplace
- Screened Porch
- Water Views
Kitchen
- Eat-In Kitchen
- Oven
- Microwave
- Dishwasher
- Kitchen Island
Flooring
- Wood
- Carpet
- Tile
Bedrooms and Bathrooms
- 5 Bedrooms | 1 Main Level Bedroom
Laundry
- Laundry in Hall
- Laundry on main level
- Dryer
- Washer
Basement
- Partial Basement
- 1 Bedroom in Basement
- Basement Window Egress
Outdoor Features
- Water Access
- Property is near a lake
- Screened Patio
Utilities
- Dehumidifier
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
- Natural Gas Water Heater
- High Speed Internet
- Internet Available
- Phone Available
- Cable TV Available
Community Details
- No Home Owners Association
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $14,202 | $845,400 | $0 | $0 |
| 2024 | $13,776 | $825,200 | $0 | $0 |
| 2023 | $13,213 | $754,600 | $0 | $0 |
| 2022 | $12,612 | $673,300 | $0 | $0 |
| 2021 | $12,531 | $665,800 | $188,600 | $477,200 |
| 2020 | $12,361 | $660,700 | $0 | $0 |
| 2019 | $12,267 | $564,900 | $186,100 | $378,800 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 11/18/2025 11/18/25 | Pending | -- | -- | -- |
| 11/18/2025 11/18/25 | For Sale | $3,800,000 | -- | $937 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Interfamily Deed Transfer | -- | None Available | |
| Interfamily Deed Transfer | -- | None Available |
Source: MichRIC
MLS Number: 25058944
APN: 11-76-1900-0076-04-1
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