$3,800,000
PENDING

384 Ridgeway St Saint Joseph, MI 49085

Estimated payment $20,917/month

Total Views 119
5 Beds
4.5 Baths
4,054 Sq Ft
$937 Price per Sq Ft

Highlights

  • Private Waterfront
  • 0.45 Acre Lot
  • Traditional Architecture
  • Upton Middle School Rated A
  • Family Room with Fireplace
  • Wood Flooring

About This Home

Introducing an extraordinary Lake Michigan retreat with timeless design. Perfectly positioned on one of Southwest Michigan's most coveted stretches of shoreline. 384 Ridgeway Street offers an opportunity rarely available on the 3rd coast: a true, no-bluff access to the waters edge with no stairway and no tram to maintain. Custom built in 2006 and maintained with exceptional care, this like-new residence blends refined craftsmanship with a relaxed coastal sophistication. The home features 5 generous bedrooms, 4.5 baths, and an elegant main-floor primary suite. Soaring 10' ceilings elevate the first floor, while floor-to-ceiling natural stone fireplaces on both the main and lower levels provide warm, architectural focal points. Nearly every room frames breathtaking lake vistas, creating a living experience defined by serenity and grandeur. Designed for indoor-outdoor living, the home offers a beautifully appointed screened-in porch, a separate grilling terrace, and a bespoke private outdoor shower, all enveloped by the calming sound of the waves. Rich solid maple flooring and cabinetry enhance the home's elevated beach-house aesthetic, complemented by thoughtful conveniences such as a main-floor laundry and spacious walk-in pantry. Seldom does a property on the lake side of Ridgeway become available, and rarer still one with such effortless access to the shoreline. Just a block from the Yacht Club and moments from the Harbor Shores Jack Nicklaus Signature Golf Course, this exceptional residence is also less than a mile from the boutique shops, acclaimed dining, and vibrant festivals of downtown St. Joseph.

Listing Agent

Ryan Green

Green Towne Coastal Realty License #6501325481 Listed on: 11/18/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $14,202

Year Built

  • Built in 2006

Lot Details

  • 0.45 Acre Lot
  • Private Waterfront
  • 80 Feet of Waterfront
  • Shrub
  • Level Lot
  • Sprinkler System

Parking

  • 2.5 Car Attached Garage
  • Front Facing Garage
  • Garage Door Opener

Home Design

  • Traditional Architecture
  • Composition Roof
  • Wood Siding

Interior Spaces

  • 2-Story Property
  • Low Emissivity Windows
  • Insulated Windows
  • Window Screens
  • Family Room with Fireplace
  • 2 Fireplaces
  • Recreation Room with Fireplace
  • Screened Porch
  • Water Views

Kitchen

  • Eat-In Kitchen
  • Oven
  • Microwave
  • Dishwasher
  • Kitchen Island

Flooring

  • Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 5 Bedrooms | 1 Main Level Bedroom

Laundry

  • Laundry in Hall
  • Laundry on main level
  • Dryer
  • Washer

Basement

  • Partial Basement
  • 1 Bedroom in Basement
  • Basement Window Egress

Outdoor Features

  • Water Access
  • Property is near a lake
  • Screened Patio

Utilities

  • Dehumidifier
  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Natural Gas Water Heater
  • High Speed Internet
  • Internet Available
  • Phone Available
  • Cable TV Available

Community Details

  • No Home Owners Association

Home Details

Home Type

Single Family

Est. Annual Taxes

$14,202

Year Built

Built in 2006

Lot Details

0

Parking

2

Listing Details

  • Property Sub-Type: Single Family Residence
  • Property Type: Residential
  • New Construction: No
  • ArchitecturalStyle: Traditional
  • Stories: 2
  • Year Built: 2006
  • Location Property Info:Property Sub-Type: Single Family Residence
  • OfficeContract Info:List PriceSqFt2: 1237.79
  • General Property Info:New Construction2: No
  • General Property Info:Lot Dimensions: irregular
  • General Property Info:Waterfront3: Yes
  • General Property Info:Basement: Yes
  • General Property Info:Total Fin SqFt All Levels: 4054.0
  • General Property Info:Main Level Primary: Yes
  • Tax Info:Annual Property Tax: 14202.0
  • Waterfront Options:Water Access YN: Yes
  • Roofing:Composition: Yes
  • Heat Type:Forced Air: Yes
  • Air Conditioning:Central Air: Yes
  • Appliances Dryer: Yes
  • Appliances Refrigerators: Yes
  • Washers: Yes
  • Landscape:ShrubsHedges: Yes
  • Heat Source:Natural Gas3: Yes
  • General Property Info:Total Fireplaces: 2.0
  • Util Avail at Street:Electric: Yes
  • Util Avail at Street:Natural Gas2: Yes
  • Substructure:Partial: Yes
  • Lot Description:Level: Yes
  • Utilities Attached:Natural Gas: Yes
  • Sewer:Public: Yes
  • Water:Public2: Yes
  • Waterfront Options:Water Frontage3: 79.92
  • Util Avail at Street:Broadband: Yes
  • Util Avail at Street:Cable2: Yes
  • Util Avail at Street:Telephone Line2: Yes
  • Windows:Insulated Windows: Yes
  • Windows:Low Emissivity Windows: Yes
  • Windows:Screens: Yes
  • General Property Info:Fireplace: Yes
  • Appliances Microwave: Yes
  • Water Heater:Natural Gas4: Yes
  • Landscape:Underground Sprinkler: Yes
  • Utilities Attached:High-Speed Internet: Yes
  • General Property Info:SqFt Above Grade: 3070.0
  • Laundry Features Main Level: Yes
  • Laundry Features In Hall: Yes
  • General Property Info Garage YN: Yes
  • Architectural Style:Traditional: Yes
  • Flooring:Wood Floor: Yes
  • Flooring:Carpet Floor: Yes
  • Flooring:Tile Floor: Yes
  • Other Equipment Dehumidifier: Yes
  • Remarks Misc: Public Remarks: Introducing an extraordinary Lake Michigan retreat with timeless design. Perfectly positioned on one of Southwest Michigan's most coveted stretches of shoreline. 384 Ridgeway Street offers an opportunity rarely available on the 3rd coast: a true, no-bluff access to the waters edge with no stairway and no tram to maintain. Custom built in 2006 and maintained with exceptional care, this like-new residence blends refined craftsmanship with a relaxed coastal sophistication. The home features 5 generous bedrooms, 4.5 baths, and an elegant main-floor primary suite. Soaring 10' ceilings elevate the first floor, while floor-to-ceiling natural stone fireplaces on both the main and lower levels provide warm, architectural focal points. Nearly every room frames breathtaking lake vistas, creating a living experience defined by serenity and grandeur.
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Dryer, Microwave, Oven, Refrigerator, Washer
  • Flooring: Carpet, Tile, Wood
  • Interior Amenities: Broadband, Center Island, Eat-in Kitchen, Pantry
  • Fireplace Features: Family Room, Recreation Room
  • Fireplace: Yes
  • Fireplaces: 2
  • Total Bedrooms: 5
  • Main Level Bedrooms: 1
  • Full Bathrooms: 4
  • Half Bathrooms: 1
  • Total Bathrooms: 5
  • Basement: Partial
  • LivingArea: 4054.0
  • Other Equipment: Dehumidifier
  • Window Features: Low-Emissivity Windows, Screens, Insulated Windows
  • General Property Info:Stories2: 2.0
  • Basement Rooms:Basement Bedrooms: 1
  • Basement Rooms:Basement Finished SQFT: 984.0
  • Basement Rooms:Total Basement SQFT: 1214.0
  • Kitchen Features:Eating Area: Yes
  • Appliances:Oven: Yes
  • Kitchen Features:Center Island: Yes
  • Kitchen Features Pantry: Yes
  • Appliances Dishwasher: Yes
  • Fireplace:Family: Yes
  • Fireplace:Rec Room: Yes
  • Below Grade Sq Ft: 984.0

Exterior Features

  • Construction Materials: Wood Siding
  • Exterior Features: Scrn Porch
  • List Price: 3800000.0
  • Lot Features: Level
  • Patio and Porch Features: Porch(es), Screened
  • Roof: Composition
  • Water Body Name: Lake Michigan
  • Waterfront Features: Lake
  • Waterfront: Yes
  • Access Feat:Accessibility Features2: No
  • Exterior Material:Wood Siding: Yes
  • Exterior Features:Scrn Porch: Yes
  • Patio and Porch Features:Porch(es): Yes
  • Patio And Porch Features:Screened: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.5
  • Garage: Yes
  • Parking Features: Garage Faces Front, Garage Door Opener, Attached
  • Parking Features Garage Door Opener2: Yes
  • Parking Features Attached2: Yes
  • Parking Features:Garage Faces Front: Yes
  • General Property Info:Garage Spaces: 2.5

Utilities

  • Cooling: Central Air
  • Cooling: Yes
  • Heating: Forced Air
  • Heating: Yes
  • Laundry Features: In Hall, Main Level
  • Sewer: Public
  • Utilities: Phone Available, Natural Gas Available, Electricity Available, Cable Available, Natural Gas Connected, Storm Sewer, High-Speed Internet
  • Water Source: Public

Association/Amenities

  • Water Fea Amenities:All Sports: Yes
  • Water Fea Amenities:Private Frontage: Yes
  • Water Fea Amenities:View: Yes

Lot Info

  • Lot Size Acres: 0.45
  • Lot Size Area: 0.45
  • Lot Dimensions: irregular
  • Lot Size Sq Ft: 19534.0

Tax Info

  • Tax Annual Amount: 14202.0
  • Tax Year: 2024

Map

Range of Values:

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Value Increase
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $14,202 $845,400 $0 $0
2024 $13,776 $825,200 $0 $0
2023 $13,213 $754,600 $0 $0
2022 $12,612 $673,300 $0 $0
2021 $12,531 $665,800 $188,600 $477,200
2020 $12,361 $660,700 $0 $0
2019 $12,267 $564,900 $186,100 $378,800
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
11/18/2025 11/18/25 Pending -- -- --
11/18/2025 11/18/25 For Sale $3,800,000 -- $937 / Sq Ft
Source: MichRIC

Purchase History

Date Type Sale Price Title Company
Interfamily Deed Transfer -- None Available
Interfamily Deed Transfer -- None Available
Source: Public Records

Source: MichRIC

MLS Number: 25058944

MichRIC

APN: 11-76-1900-0076-04-1