$3,760,000
SOLD FEB 18, 2026

384 Ridgeway St Saint Joseph, MI 49085

5 Beds
4.5 Baths
4,054 Sq Ft
19,532 Sq Ft Lot

Recently Sold

$927 Per Sq Ft

1% Below List Price

0 Day on Market

Highlights

  • 80 Feet of Waterfront
  • 0.45 Acre Lot
  • Traditional Architecture
  • Upton Middle School Rated A
  • Family Room with Fireplace
  • Wood Flooring

About This Home

As of February 2026

Introducing an extraordinary Lake Michigan retreat with timeless design. Perfectly positioned on one of Southwest Michigan's most coveted stretches of shoreline. 384 Ridgeway Street offers an opportunity rarely available on the 3rd coast: a true, no-bluff access to the waters edge with no stairway and no tram to maintain. Custom built in 2006 and maintained with exceptional care, this like-new residence blends refined craftsmanship with a relaxed coastal sophistication. The home features 5 generous bedrooms, 4.5 baths, and an elegant main-floor primary suite. Soaring 10' ceilings elevate the first floor, while floor-to-ceiling natural stone fireplaces on both the main and lower levels provide warm, architectural focal points. Nearly every room frames breathtaking lake vistas, creating a living experience defined by serenity and grandeur. Designed for indoor-outdoor living, the home offers a beautifully appointed screened-in porch, a separate grilling terrace, and a bespoke private outdoor shower, all enveloped by the calming sound of the waves. Rich solid maple flooring and cabinetry enhance the home's elevated beach-house aesthetic, complemented by thoughtful conveniences such as a main-floor laundry and spacious walk-in pantry. Seldom does a property on the lake side of Ridgeway become available, and rarer still one with such effortless access to the shoreline. Just a block from the Yacht Club and moments from the Harbor Shores Jack Nicklaus Signature Golf Course, this exceptional residence is also less than a mile from the boutique shops, acclaimed dining, and vibrant festivals of downtown St. Joseph.

Last Agent to Sell the Property

Ryan Green

Green Towne Coastal Realty License #6501325481 Listed on: 11/18/2025

Last Buyer's Agent

Ryan Green

Green Towne Coastal Realty License #6501325481 Listed on: 11/18/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $14,202

Year Built

  • Built in 2006

Lot Details

  • 0.45 Acre Lot
  • 80 Feet of Waterfront
  • Lake Front
  • Shrub
  • Level Lot
  • Sprinkler System

Parking

  • 2.5 Car Attached Garage
  • Front Facing Garage
  • Garage Door Opener
  • Shared Driveway

Home Design

  • Traditional Architecture
  • Composition Roof
  • Wood Siding

Interior Spaces

  • 4,054 Sq Ft Home
  • 2-Story Property
  • Low Emissivity Windows
  • Insulated Windows
  • Window Screens
  • Family Room with Fireplace
  • 2 Fireplaces
  • Recreation Room with Fireplace
  • Water Views

Kitchen

  • Eat-In Kitchen
  • Oven
  • Microwave
  • Dishwasher
  • Kitchen Island

Flooring

  • Wood
  • Tile

Bedrooms and Bathrooms

  • 5 Bedrooms | 1 Main Level Bedroom

Laundry

  • Laundry in Hall
  • Laundry on main level
  • Dryer
  • Washer

Partially Finished Basement

  • Partial Basement
  • 1 Bedroom in Basement
  • Basement Window Egress

Outdoor Features

  • Water Access
  • Screened Patio
  • Porch

Utilities

  • Dehumidifier
  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Natural Gas Water Heater
  • High Speed Internet
  • Phone Available
  • Cable TV Available

Community Details

  • No Home Owners Association

Home Details

Home Type

Single Family

Est. Annual Taxes

$14,202

Year Built

Built in 2006

Lot Details

0.45 Acres

Parking

2

Listing Details

  • Property Sub-Type: Single Family Residence
  • Property Type: Residential
  • New Construction: No
  • ArchitecturalStyle: Traditional
  • Stories: 2
  • Year Built: 2006
  • General Property Info:Basement: Yes
  • General Property Info:Main Level Primary: Yes
  • Waterfront Options:Water Access YN: Yes
  • Waterfront Options:Water Frontage3: 79.92
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Refrigerator, Oven, Microwave, Dishwasher, Dryer, Washer
  • Flooring: Wood, Tile
  • Interior Amenities: Kitchen Island, Eat-in Kitchen, Pantry
  • Fireplace Features: Family Room, Recreation Room
  • Fireplace: Yes
  • Fireplaces: 2
  • Total Bedrooms: 5
  • Main Level Bedrooms: 1
  • Full Bathrooms: 4
  • Half Bathrooms: 1
  • Total Bathrooms: 5
  • Basement: Partial
  • LivingArea: 4054.0
  • Other Equipment: Dehumidifier
  • Window Features: Insulated Windows, Low-Emissivity Windows, Screens
  • Basement Rooms:Basement Bedrooms: 1
  • Basement Rooms:Total Basement SQFT: 1214.0
  • Below Grade Sq Ft: 984.0

Exterior Features

  • Construction Materials: Wood Siding
  • List Price: 3800000.0
  • Lot Features: Level
  • Patio and Porch Features: Porch, Screened
  • Roof: Composition
  • Water Body Name: Lake Michigan
  • Waterfront Features: Lake Front
  • Waterfront: Yes
  • Access Feat:Accessibility Features2: No

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.5
  • Garage: Yes
  • Parking Features: Concrete, Attached, Garage Door Opener, Garage Faces Front

Utilities

  • Cooling: Central Air
  • Cooling: Yes
  • Heating: Forced Air
  • Heating: Yes
  • Laundry Features: In Hall, Main Level
  • Utilities: Natural Gas Connected, Cable Available, Electricity Available, Natural Gas Available, Storm Sewer, Phone Available
  • Water Source: Public

Lot Info

  • Lot Size Acres: 0.4484
  • Lot Size Area: 0.45
  • Lot Dimensions: irregular
  • Lot Size Sq Ft: 19534.0

Tax Info

  • Tax Annual Amount: 14202.0
  • Tax Year: 2024

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 18, 2025
Closed on
Feb 12, 2026
Sold by
Mcdermott Sean and Debra M Clamage Residence Trust
Bought by
Kasper Nicole Marie and Andreatta Lee
Seller's Agent
Ryan Green
Green Towne Coastal Realty
Buyer's Agent
Ryan Green
Green Towne Coastal Realty
List Price
$3,800,000
Sold Price
$3,760,000
Premium/Discount to List
-$40,000
-1.05%
Views
52

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-98.62%

Purchase Details

Closed on
Sep 12, 2007
Sold by
Clamage Debra M
Bought by
Mcdermott Sean and Debra M Clamage Residence Trus

Purchase Details

Closed on
Sep 11, 2007
Sold by
Clamage Arthur E and Clamage Debra M
Bought by
Clamage Debra M
Source: Public Records

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $3,800,000 None Listed On Document
Interfamily Deed Transfer -- None Available
Interfamily Deed Transfer -- None Available
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
02/18/2026 02/18/26 Sold $3,760,000 -1.1% $927 / Sq Ft
11/18/2025 11/18/25 Pending -- -- --
11/18/2025 11/18/25 For Sale $3,800,000 -- $937 / Sq Ft
Source: MichRIC

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $14,202 $845,400 $0 $0
2024 $13,776 $825,200 $0 $0
2023 $13,213 $754,600 $0 $0
2022 $12,612 $673,300 $0 $0
2021 $12,531 $665,800 $188,600 $477,200
2020 $12,361 $660,700 $0 $0
2019 $12,267 $564,900 $186,100 $378,800
2018 $12,059 $564,900 $0 $0
2017 $10,817 $567,900 $0 $0
2016 $10,817 $561,400 $0 $0
2015 $10,685 $570,700 $0 $0
2014 $15,234 $531,600 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MichRIC

MLS Number: 25058944

MichRIC

APN: 11-76-1900-0076-04-1

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