3840 Mariners Way Unit 525B Cortez, FL 34215
Estimated payment $6,971/month
Highlights
- White Water Ocean Views
- Assigned Boat Slip
- Property fronts an intracoastal waterway
- Dock has access to electricity and water
- Water access To Gulf or Ocean
- Gated Community
About This Home
SELLER FINANCING AVAILABLE! Rarely available at MARINER'S COVE! Waterfront condo offering breathtaking Intra-coastal Waterway views from this spacious 3B/2B residence with BONUS loft and 2,460 sq. ft. of living space, located in the private GATED community of Mariner’s Cove in Cortez FL. 2 large dogs allowed! This property is being sold in "white box condition", which means the condo has ALL BRAND NEW DRYWALL and ready for a new owner to finish and customize with texturing and painting the walls and ceilings. The unit experienced minor interior water intrusion from the roof during Hurricane Helene and is being sold AS-IS. KITCHEN AND BATHROOMS are updated. Enjoy a deeded 30’ x 16’ BOAT SLIP that accommodates up to a 32-foot vessel located just outside your front door, private ELEVATOR access, and 2 deeded under-building parking spaces with a private storage unit. The large screened lanai offers sweeping views of the Intra-coastal waters of ANNA MARIA SOUND where you can relax and watch dolphins, seabirds, and unforgettable sunsets. Inside laundry adds convenience. MONTHLY HOA FEE OF $1484 INCLUDES: Cable TV, 2 Community Pools, Escrow Reserves Fund, Fidelity Bond, Building Insurance, Internet, Maintenance Exterior, Maintenance Grounds, Maintenance Repairs, Manager, Pest Control, Private Road, Recreational Facilities, Sewer, Trash, Water, gate and tennis court maintenance.
Mariner’s Cove offers 2 heated swimming pools, a spa, 2 PICKLE BALL COURTS AND one TENNIS COURT, a scenic boardwalk along the marina, and lush tropical landscaping in a secure, gated environment. Located just half a mile from the Gulf beaches of Anna Maria Island and close to local favorites such as Tide Tables, Star Fish Company, and Cortez Kitchen. This is a rare opportunity to own a waterfront property with exceptional boating access and endless potential to create your ideal coastal retreat.
Listing Agent
SATO REAL ESTATE INC. Brokerage Phone: 941-778-7200 License #0666786 Listed on: 10/30/2025
Property Details
Home Type
- Condominium
Est. Annual Taxes
- $9,366
Year Built
- Built in 1984
Lot Details
- Property fronts an intracoastal waterway
- Property Fronts a Bay or Harbor
- Property fronts a saltwater canal
- Northwest Facing Home
- Mature Landscaping
HOA Fees
- $1,484 Monthly HOA Fees
Property Views
- White Water Ocean
- Intracoastal
Home Design
- Elevated Home
- Entry on the 2nd floor
- Slab Foundation
- Shingle Roof
- Block Exterior
- Stucco
Interior Spaces
- 2,156 Sq Ft Home
- 2-Story Property
- Open Floorplan
- Cathedral Ceiling
- Ceiling Fan
- Wood Burning Fireplace
- Window Treatments
- Great Room
- Living Room with Fireplace
- Dining Room
- Storage Room
- Inside Utility
Kitchen
- Breakfast Bar
- Built-In Convection Oven
- Range
- Microwave
- Dishwasher
- Stone Countertops
- Solid Wood Cabinet
- Disposal
Flooring
- Wood
- Carpet
- Ceramic Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- Split Bedroom Floorplan
- Walk-In Closet
- 2 Full Bathrooms
- Shower Only
Laundry
- Laundry in unit
- Dryer
- Washer
Home Security
Parking
- Garage
- 2 Carport Spaces
- Basement Garage
- 2 Assigned Parking Spaces
Outdoor Features
- Water access To Gulf or Ocean
- Access To Intracoastal Waterway
- No Fixed Bridges
- Access to Saltwater Canal
- Assigned Boat Slip
- Dock has access to electricity and water
- Deeded Boat Dock
- Balcony
- Deck
- Covered Patio or Porch
- Outdoor Storage
Schools
- Sea Breeze Elementary School
- W.D. Sugg Middle School
- Bayshore High School
Utilities
- Central Heating and Cooling System
- Electric Water Heater
- Cable TV Available
Additional Features
- Reclaimed Water Irrigation System
- Flood Zone Lot
Listing and Financial Details
- Tax Lot 525
- Assessor Parcel Number 7601321354
Community Details
Overview
- Association fees include cable TV, pool, escrow reserves fund, fidelity bond, insurance, internet, maintenance structure, ground maintenance, maintenance, management, pest control, private road, recreational facilities, sewer, trash, water
- C&S Management Dana Cloer Association, Phone Number (941) 758-9454
- Visit Association Website
- Mariners Cove Condo Community
- Mariners Cove Condo Ph I Subdivision
- The community has rules related to allowable golf cart usage in the community
Amenities
- Elevator
- Community Storage Space
Recreation
- Tennis Courts
- Community Pool
Pet Policy
- 2 Pets Allowed
- Dogs and Cats Allowed
Security
- Gated Community
- Fire and Smoke Detector
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $9,366 | $622,243 | -- | -- |
| 2024 | $9,366 | $782,000 | -- | $782,000 |
| 2023 | $8,796 | $722,500 | $0 | $722,500 |
| 2022 | $7,440 | $556,500 | $0 | $556,500 |
| 2021 | $6,223 | $425,000 | $0 | $425,000 |
| 2020 | $6,446 | $420,000 | $0 | $420,000 |
| 2019 | $6,438 | $415,000 | $0 | $415,000 |
| 2018 | $5,999 | $380,000 | $0 | $0 |
| 2017 | $6,681 | $453,650 | $0 | $0 |
| 2016 | $6,178 | $403,750 | $0 | $0 |
| 2015 | $5,585 | $403,750 | $0 | $0 |
| 2014 | $5,585 | $351,721 | $0 | $0 |
| 2013 | $5,873 | $366,059 | $1 | $366,058 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 10/30/2025 10/30/25 | For Sale | $899,000 | +104.3% | $417 / Sq Ft | |
| 06/12/2012 06/12/12 | Sold | $440,000 | 0.0% | $204 / Sq Ft | View Prior Sale |
| 05/11/2012 05/11/12 | Pending | -- | -- | -- | |
| 12/05/2011 12/05/11 | For Sale | $440,000 | -- | $204 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $440,000 | Longboat Title Services Lc | |
| Warranty Deed | $550,000 | Barnes Walker Title Inc | |
| Warranty Deed | $290,000 | -- |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $125,000 | Purchase Money Mortgage | |
| Previous Owner | $232,000 | No Value Available |
Source: Stellar MLS
MLS Number: A4669536
APN: 76013-2135-4
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