$985,000

Estimated payment $6,264/month

Total Views 358
3 Beds
3 Baths
2,155 Sq Ft
$457 Price per Sq Ft

Highlights

  • 75 Feet of Salt Water Canal Waterfront
  • In Ground Pool
  • Open Floorplan
  • Water access To Gulf or Ocean
  • Partial Gulf or Ocean Views
  • Living Room with Fireplace

About This Home

This is the only home available with stunning views of the Gulf of Mexico for under $1 million! Picture yourself stepping out your back door, hopping on your boat, and cruising into open Gulf waters within minutes—it doesn’t get better than this. Located at the end of a quiet cul-de-sac on the prestigious South Channel, this spacious 3-bedroom, 3-bathroom waterfront retreat offers deep water access, a private boat lift, and the true tropical lifestyle you've been dreaming of. The home boasts an airy open floorplan, a modern custom kitchen, updated bathrooms, and a sleek contemporary design throughout. Take in breathtaking sunsets from your private pool, framed by panoramic Gulf views. A two-car garage adds convenience and storage for your beach toys and gear. As a resident of Gulf Harbors, you’ll also have the option to join the exclusive private beach club—complete with cabanas, restrooms, and white sandy shores.

Gulf views. Boat access. Private beach. All under $1M.
What are you waiting for?

Listing Agent

Shawn Poole

SNAP REALTY LLC Brokerage Phone: 727-457-5453 License #3035580 Listed on: 08/04/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $10,333

Year Built

  • Built in 1978

Lot Details

  • 7,400 Sq Ft Lot
  • 75 Feet of Salt Water Canal Waterfront
  • Property fronts a saltwater canal
  • North Facing Home
  • Property is zoned R4

HOA Fees

  • $10 Monthly HOA Fees

Parking

  • 2 Car Attached Garage

Property Views

  • Partial Bay or Harbor
  • Canal

Home Design

  • Slab Foundation
  • Tile Roof
  • Concrete Roof
  • Block Exterior
  • Stucco

Interior Spaces

  • 2,155 Sq Ft Home
  • 1-Story Property
  • Open Floorplan
  • Bar Fridge
  • Ceiling Fan
  • Entrance Foyer
  • Family Room Off Kitchen
  • Living Room with Fireplace
  • Combination Dining and Living Room
  • Ceramic Tile Flooring

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Stone Countertops
  • Solid Wood Cabinet

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 3 Full Bathrooms

Laundry

  • Laundry in Hall
  • Laundry in Garage

Pool

  • In Ground Pool
  • Gunite Pool

Outdoor Features

  • Water access To Gulf or Ocean
  • Access to Saltwater Canal
  • Private Mailbox

Utilities

  • Central Heating and Cooling System
  • Cable TV Available

Listing and Financial Details

  • Tax Lot 11
  • Assessor Parcel Number 13-26-15-0020-00000-0110

Community Details

Overview

Amenities

  • Laundry Facilities

Home Details

Home Type

Single Family

Est. Annual Taxes

$10,333

Year Built

Built in 1978

Lot Details

0

HOA Fees

$10 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Construction Materials: Block, Stucco
  • Fireplace: Yes
  • Living Area: 2155
  • Lot Size Acres: 0.17
  • New Construction: No
  • Year Built: 1978
  • Building Area Total: 2915
  • Lot Size Sq Ft: 7400
  • Directions to Property: US-19 N Turn left onto Floramar Terrace (look for the Gulf Harbors entrance). Continue straight through the neighborhood for approx. 1.2 miles. Turn left onto Topsail Trail. Turn right onto Rudder Way. 3841 Rudder Way will be on your left.
  • Status: Active
  • Ownership: Fee Simple
  • Available for Lease YN: 1
  • Escrow City: Clearwater
  • Escrow Postal Code: 33756
  • Escrow State: FL
  • Escrow Street Name: Court St.
  • Escrow Street Number: 1267
  • List Office Head Office Key Nume: 1048570
  • Minimum Lease: No Minimum
  • RATIO Current Price By Calculate: 457.08
  • Total Acreage: 0 to less than 1/4
  • Unit Number YN: 0
  • Water Access YN: 1
  • Amenities Additional Fees: Optional Civic Association with activity center and private boat ramp. Optional $200 fee is for Private Beach membership. Please contact Association to verify all fees and amenities.
  • MFR_InLawSuiteYN: 0
  • Attribution Contact: 727-457-5453
  • Tax Year: 2024
  • Special Features: VirtualTour

Interior Features

  • Fireplace Features: Living Room
  • Living Area Units: Square Feet
  • Flooring: Ceramic Tile
  • Full Bathrooms: 3
  • Interior Amenities: Ceiling Fans(s), Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Stone Counters
  • Appliances Included: Bar Fridge, Dishwasher, Microwave, Range, Refrigerator
  • Foundation Details: Slab
  • Total Bedrooms: 3
  • Levels: One
  • Stories: 1
  • Street Number Modifier: 3841
  • Living Area Meters: 200.21
  • Room Count: 6

Exterior Features

  • Direction Faces: North
  • Pool Features: Gunite, In Ground
  • Exterior Features: Private Mailbox
  • Roof: Concrete, Tile
  • Pool Private: Yes
  • Water Body Name: TROUBLE CREEK
  • Waterfront: Yes
  • Road Surface Type: Paved
  • Water Access: Canal - Saltwater,Gulf/Ocean
  • Water Extras YN: 0
  • Water Frontage Feet Canal Salt: 75
  • Water View: Canal,Gulf/Ocean - Partial
  • Water View YN: 1
  • Waterfront Feet Total: 75

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes

Utilities

  • Utilities: Cable Available, Electricity Connected, Sewer Connected, Water Connected
  • Cooling: Central Air
  • Heating: Central, Electric
  • Laundry Features: Common Area, Corridor Access, In Garage, Inside
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 125
  • Association Fee Frequency: Annually
  • Association Name: Office Manager
  • Phone: 727-848-0596
  • Association: Yes
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 0
  • Association Fee Requirement: Optional
  • Association Email: officemanager@gulfharbors.com
  • Association URL: http://gulfharbors.com

Fee Information

  • Total Annual Fees: 125.00
  • Total Monthly Fees: 10.42
  • Monthly HOA Amount: 10.42

Lot Info

  • Zoning: R4
  • Parcel Number: 13-26-15-0020-00000-0110
  • Additional Parcels: No
  • Flood Zone Code: AE
  • Homestead YN: 0
  • Lot Size Square Meters: 687

Green Features

  • Green Verification Count: 0

Rental Info

  • Pets Allowed: Yes
  • Lease Restrictions YN: 0

Tax Info

  • Tax Annual Amount: 10332.9
  • Tax Block: 00000
  • Tax Book Number: 13-97-98
  • Tax Lot: 11

Multi Family

  • Waterfront Features: Canal - Saltwater

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $10,333 $678,624 $166,500 $512,124
2023 $9,702 $488,250 $0 $0
2022 $7,775 $550,602 $166,500 $384,102
2021 $6,648 $403,518 $133,200 $270,318
2020 $6,272 $380,028 $133,200 $246,828
2019 $5,991 $358,946 $124,690 $234,256
2018 $5,775 $344,689 $124,690 $219,999
2017 $3,252 $230,024 $0 $0
2016 $3,181 $220,659 $0 $0
2015 $3,224 $219,125 $0 $0
2014 $3,137 $251,862 $113,738 $138,124
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/04/2025 08/04/25 For Sale $985,000 -- $457 / Sq Ft
Source: Stellar MLS

Purchase History

Date Type Sale Price Title Company
Special Warranty Deed $241,500 Attorney
Trustee Deed -- Attorney
Warranty Deed $100 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $360,000 Unknown
Previous Owner $25,000 New Conventional
Source: Public Records

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Source: Stellar MLS

MLS Number: W7877701

Stellar MLS

APN: 13-26-15-0020-00000-0110