NOT LISTED FOR SALE

3845 Cardinal Ave Memphis, TN 38111

High Point Terrace Neighborhood

Estimated Value: $749,000 - $759,314

5 Beds
4 Baths
3,926 Sq Ft
$192/Sq Ft Est. Value

Sale Details

Date Sold: January 30, 2026

Last sale price $759,000 $193 Per Sq Ft

Est. 1% decrease in value since last sale

Current estimated payment $4,628 / mo

3 Days on Market

Highlights

  • Updated Kitchen
  • Landscaped Professionally
  • Wood Flooring
  • White Station High Rated A
  • Traditional Architecture
  • Main Floor Primary Bedroom

About This Home

As of January 2026

Luxury meets lifestyle in one of Memphis’s most walkable, charming neighborhoods. You'll feel like you're home the moment you step up to the deep, brick-floored front porch. This move-in ready gem is a rare newer build (2017) offering almost 4,000 sf of living space on a spacious corner lot! 5 bedrooms / 4 baths (2/2 downstairs - 3/2 upstairs) + a massive bonus room with wet bar & beverage cooler & huge walk in attic. Wide plank solid oak floors flow through the open plan. Family room's french doors open onto a large covered porch with built-in gas grill, Phantom Screen, and heaters for year-round entertaining. Chef’s kitchen with a sophisticated scullery pantry is all you've dreamed of. All 4 baths feature beautiful marble, tile & designer lighting. If you're dreaming of a pool a virtual rendering is provided.

Last Agent to Sell the Property

Stacia Rosatti

Crye-Leike, Inc., REALTORS License #326726 Listed on: 01/06/2026

Crye-Leike, Inc., REALTORS

Co-Listed By

Jules Rosatti

Crye-Leike, Inc., REALTORS License #380312

Last Buyer's Agent

Stephanie Taylor

Sowell, Realtors License #295151

Range of Values:

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Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Details

Home Type

  • Single Family

Year Built

  • Built in 2017

Lot Details

  • 11,761 Sq Ft Lot
  • Lot Dimensions are 91x130
  • Wood Fence
  • Landscaped Professionally
  • Corner Lot
  • Level Lot
  • Few Trees

Home Design

  • Traditional Architecture
  • Brick Veneer
  • Slab Foundation
  • Composition Shingle Roof

Interior Spaces

  • 3,926 Sq Ft Home
  • 2-Story Property
  • Wet Bar
  • Smooth Ceilings
  • Ceiling height of 9 feet or more
  • Gas Log Fireplace
  • Double Pane Windows
  • Great Room
  • Dining Room
  • Den with Fireplace
  • Bonus Room
  • Screened Porch
  • Attic Access Panel
  • Laundry Room

Kitchen

  • Updated Kitchen
  • Double Oven
  • Gas Cooktop
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Disposal

Flooring

  • Wood
  • Partially Carpeted
  • Tile

Bedrooms and Bathrooms

  • 5 Bedrooms | 2 Main Level Bedrooms
  • Primary Bedroom on Main
  • Split Bedroom Floorplan
  • En-Suite Bathroom
  • Walk-In Closet
  • 4 Full Bathrooms
  • Dual Vanity Sinks in Primary Bathroom
  • Whirlpool Bathtub
  • Bathtub With Separate Shower Stall

Home Security

  • Monitored
  • Termite Clearance

Parking

  • 2 Car Garage
  • Side Facing Garage
  • Garage Door Opener
  • Driveway

Outdoor Features

  • Patio
  • Outdoor Gas Grill

Utilities

  • Two cooling system units
  • Central Heating and Cooling System
  • Two Heating Systems
  • Vented Exhaust Fan
  • Gas Water Heater

Community Details

  • Twin Willows Subdivision

Listing and Financial Details

  • Assessor Parcel Number 044104 00013

Home Details

Home Type

Single Family

Year Built

Built in 2017

Lot Details

0.27 Acres

Listing Details

  • Class: Residential
  • Type: Detached Single Family
  • Style: Traditional
  • Detached Unit Type: General Residential
  • MAAR Subdivision Name: HIGH POINT TERRACE
  • Number Of Stories: 2
  • Prop Construction Status: Existing Property
  • Estimated Sq Ft: 3926
  • Termite Contract: Yes
  • Year Built: 2017
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 2

Interior Features

  • First Story Floor Plan: Dining Room, Den/Great Room, Kitchen, Primary Bedroom, 2nd Bedroom, 2 or More Baths, Laundry Room
  • Second Story Floor Plan: 3rd Bedroom, 4th or More Bedrooms, 2 or More Baths, Bonus Room
  • Additional Bedroom Bathroom Info: 1 or More BR Down, Primary Down, Split Bedroom Plan, Luxury Primary Bath, Double Vanity Bath, Whirlpool(s), Separate Tub & Shower, Full Bath Down
  • Bedroom 2 Description: Level 1, Walk-In Closet, Private Full Bath, Smooth Ceiling, Hardwood Floor
  • Bedroom 3 Description: Level 2, Walk-In Closet, Shared Bath, Smooth Ceiling, Carpet
  • Bedroom 4 Description: Level 2, Shared Bath, Smooth Ceiling, Carpet
  • Bedroom 5 Description: Level 2, Private Full Bath, Smooth Ceiling, Carpet
  • Bedrooms: 5
  • Bedrooms Down: 2
  • Fireplace: In Den/Great Room, Gas Logs
  • Floors/Ceilings: Part Hardwood, Part Carpet, Tile, Smooth Ceiling, 9 or more Ft. Ceiling
  • Full Bathrooms: 4
  • Equipment: Double Oven, Cooktop, Gas Cooking, Disposal, Dishwasher, Microwave
  • Living Dining Kitchen: Separate Dining Room, Great Room, Updated/Renovated Kitchen, Pantry, Island In Kitchen
  • Misc Interior: Wet Bar, Attic Access, Walk-In Attic, Security System, Vent Hood/Exhaust Fan
  • Number Of Fireplaces: 1
  • Other Rooms: Laundry Room, Bonus Room, Attic, Scullery
  • Primary Bathroom Description: Double Sinks, Whirlpool Tub, Separate Shower, Smooth Ceiling, Tile Floor
  • P R I M A R Y B E D R O O M: Level 1, Walk-In Closet, Full Bath, Smooth Ceiling, Hardwood Floor

Exterior Features

  • Misc Exterior: Gas Grill, Porch, Screen Porch, Patio, Covered Patio, Wood Fence
  • Exterior Windows: Brick Veneer, Double Pane Window(s)
  • Foundation: Slab
  • Roof: Composition Shingles

Garage/Parking

  • Number Covered Parking Spaces: 2
  • Parking Display: G2A
  • Parking Storage: Driveway/Pad, Garage Door Opener(s), Side-Load Garage

Utilities

  • Cooling: Central, Dual System
  • Heating: Central, Dual System
  • Security: Monitored Alarm System
  • Water Sewer: Gas Water Heater, Public Water, Public Sewer

Lot Info

  • Lot Description: Some Trees, Level, Corner, Professionally Landscaped, Wood Fenced
  • Lot Number: 62
  • Acreage: 0.27
  • Lot Size: 91X130
  • Geo Subdivision: TN

Tax Info

  • Assessor Parcel Number: 044104 00013

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 6, 2026
Closed on
Jan 30, 2026
Sold by
Bought by
Seller's Agent
Stacia Rosatti
Crye-Leike, Inc., REALTORS
Buyer's Agent
Stephanie Taylor
Sowell, Realtors
List Price
$769,000
Sold Price
$759,000
Premium/Discount to List
-$10,000
-1.3%
Views
18
Current Estimated Value
$753,771

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$5,229
Avg. Annual Appreciation
-1.23%
Original Mortgage
$721,050
Outstanding Balance
$717,547
Interest Rate
6.18%
Mortgage Type
Credit Line Revolving
Estimated Equity
$36,224

Purchase Details

Listed on
Jun 14, 2021
Closed on
Jul 23, 2021
Sold by
Bought by
List Price
$749,000
Sold Price
$760,000
Premium/Discount to List
$11,000
1.47%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-0.03%
Original Mortgage
$548,250
Interest Rate
2.93%
Mortgage Type
New Conventional

Purchase Details

Listed on
May 20, 2017
Closed on
Aug 15, 2017
Sold by
Bought by
Seller's Agent
Kathryn Garland
Crye-Leike, Inc., REALTORS
Buyer's Agent
Lynda Baddour
Ware Jones, REALTORS
List Price
$675,000
Sold Price
$615,000
Premium/Discount to List
-$60,000
-8.89%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.52%

Purchase Details

Closed on
Feb 4, 2016
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$236,300
Interest Rate
3.98%
Mortgage Type
Construction

Purchase Details

Closed on
Dec 16, 2004
Sold by
Bought by

Purchase Details

Closed on
Oct 12, 2004
Sold by
Bought by

Purchase Details

Closed on
Aug 2, 2004
Sold by
Bought by
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Agents Specializing in High Point Terrace, TN

  • Julie Upchurch Real Estate Agent - McWaters & Associates

    Julie Upchurch

    McWaters & Associates

    (901) 509-9177

    142 Total Sales

    8 in High Point Terrace

    $220K - $654K Price Range

    Julie Upchurch
     Section Image
  • Fontaine Albritton Real Estate Agent - Crye-Leike, Inc., REALTORS

    Fontaine Albritton

    Crye-Leike, Inc., REALTORS

    (901) 437-5465

    95 Total Sales

    6 in High Point Terrace

    $250K - $705K Price Range

    Fontaine Albritton
     Section Image
  • Amanda Lee Real Estate Agent - McWaters & Associates

    Amanda Lee

    McWaters & Associates

    (901) 763-8191

    119 Total Sales

    2 in High Point Terrace

    $270K - $423K Price Range

    Amanda Lee
     Section Image
  • Toni Green Real Estate Agent - Crye-Leike, Inc., REALTORS

    Toni Green

    Crye-Leike, Inc., REALTORS

    (901) 437-4651

    34 Total Sales

    1 in High Point Terrace

    $105,000 Price

    Toni Green
     Section Image
  • Aubrey Tilson Real Estate Agent - Crye-Leike, Inc., REALTORS

    Aubrey Tilson

    Crye-Leike, Inc., REALTORS

    (901) 450-5420

    202 Total Sales

    2 in High Point Terrace

    $285K - $330K Price Range

    Aubrey Tilson
     Section Image
  • Hugh Mallory Real Estate Agent - Marx-Bensdorf, REALTORS

    Hugh Mallory

    Marx-Bensdorf, REALTORS

    (901) 979-7032

    83 Total Sales

    2 in High Point Terrace

    $420K - $810K Price Range

    Hugh Mallory
     Section Image
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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$759,000 None Listed On Document
$760,000 None Available
$615,000 Delta Title Services Llc
$110,000 Saddle Creek Title Llc
-- --
-- --
$179,800 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $721,050
Closed $548,250
Previous Owner $236,300
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
01/30/2026 01/30/26 Sold $759,000 -1.3% $193 / Sq Ft
01/09/2026 01/09/26 Pending -- -- --
01/06/2026 01/06/26 For Sale $769,000 +1.2% $196 / Sq Ft
07/23/2021 07/23/21 Sold $760,000 +1.5% $385 / Sq Ft View Prior Sale
06/14/2021 06/14/21 Pending -- -- --
06/14/2021 06/14/21 For Sale $749,000 +21.8% $379 / Sq Ft
08/15/2017 08/15/17 Sold $615,000 -8.9% $181 / Sq Ft View Prior Sale
08/03/2017 08/03/17 Pending -- -- --
05/20/2017 05/20/17 For Sale $675,000 -- $199 / Sq Ft
Source: Memphis Area Association of REALTORS®

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,913 $219,825 $20,125 $199,700
2024 $6,596 $194,575 $20,325 $174,250
2023 $11,853 $194,575 $20,325 $174,250
2022 $11,853 $194,575 $20,325 $174,250
2021 $6,713 $194,575 $20,325 $174,250
2020 $11,369 $156,900 $20,325 $136,575
2019 $5,015 $156,900 $20,325 $136,575
2018 $5,015 $156,900 $20,325 $136,575
2017 $1,350 $41,275 $20,325 $20,950
2016 $1,759 $40,250 $0 $0
2014 $1,759 $40,250 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Stacia Rosatti Real Estate Agent - Crye-Leike

    Seller's Agent in 2026

    Stacia Rosatti

    Crye-Leike

    (901) 270-9019

    2 in this area

    124 Total Sales

    Stacia Rosatti
    Section Image
  • Jules Rosatti Real Estate Agent - Crye-Leike

    Seller Co-Listing Agent in 2026

    Jules Rosatti

    Crye-Leike

    (901) 484-1496

    1 in this area

    16 Total Sales

    Jules Rosatti
    Section Image
  • Stephanie Taylor Real Estate Agent - Sowell, Realtors

    Buyer's Agent in 2026

    Stephanie Taylor

    Sowell, Realtors

    (901) 487-7452

    4 in this area

    155 Total Sales

    Stephanie Taylor
    Section Image
  • Kathryn Garland Real Estate Agent - Crye-Leike

    Seller's Agent in 2017

    Kathryn Garland

    Crye-Leike

    (901) 644-8751

    72 Total Sales

    Kathryn Garland
    Section Image

  • G

    Seller Co-Listing Agent in 2017

    Gary Garland

    Crye-Leike

    Section Image
  • Lynda Baddour Real Estate Agent - Ware Jones, REALTORS

    Buyer's Agent in 2017

    Lynda Baddour

    Ware Jones, REALTORS

    (901) 481-0843

    14 in this area

    165 Total Sales

    Lynda Baddour
    Section Image
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Map

Source: Memphis Area Association of REALTORS®

MLS Number: 10212240

Memphis Area Association of REALTORS®

APN: 04-4104-0-0013

Tennessee Shelby County Memphis 38111 High Point Terrace

3845 Cardinal Ave, Memphis, TN

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Memphis Area Association of REALTORS® Listing content and images Copyright 2026 Memphis Area Association of REALTORS®. Information provided is for the consumer’s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Do not rely upon listing data without independently verifying it.
Some or all of the listings displayed may not belong to the firm whose website is being visited.

Listing Information presented by local MLS brokerage: Ten-X, LLC dba Homes.com, local broker - Arlene Richardson - 888-952-6393 - 17600 Laguna Canyon Rd, Irvine, CA 92618.

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