$1,870,000
$100K PRICE DROP

Estimated payment $11,488/month

Total Views 2,292
4 Beds
3.5 Baths
4,359 Sq Ft
$429 Price per Sq Ft

Highlights

  • 85 Feet of Waterfront
  • River Access
  • Bridge View
  • Docks
  • In Ground Pool
  • 0.97 Acre Lot

About This Home

3845 Harbor Drive presents a rare waterfront offering where a full-scale renovation, elevated finishes, and exceptional entertaining spaces come together to create the St. Johns River lifestyle you've been searching for. The home showcases an organic modern design aesthetic with warm contemporary influences, blending clean architectural lines, soft neutral tones, natural textures, designer lighting, and brass accents. Reimagined from top to bottom, this residence balances refined design, thoughtful functionality, and major system updates. The gourmet kitchen is a statement space with upgraded high-end appliances, a prep sink, generous workspace, designer lighting, and seamless flow into the living and dining areas. With private dock access, 85 feet of frontage, and a private pond, Harbor Drive offers more than a beautifully renovated home. It delivers a rare waterfront lifestyle with unique access to boating, dining, downtown Jacksonville, and the best of Northeast Florida living.

Listing Agent

TAYLOR RODD

REAL BROKER LLC License #3475909 Listed on: 06/24/2026

REAL BROKER LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $14,624

Year Built

  • Built in 2003

Lot Details

  • 42,253 Sq Ft Lot
  • 85 Feet of Waterfront
  • Home fronts navigable water
  • River Front
  • South Facing Home
  • Vinyl Fence
  • Back Yard Fenced

Parking

  • 2 Car Attached Garage
  • Additional Parking

Property Views

  • River
  • Bridge
  • City

Home Design

  • Entry on the 1st floor
  • Shingle Roof
  • Stucco

Interior Spaces

  • 4,359 Sq Ft Home
  • 1-Story Property
  • Open Floorplan
  • Ceiling Fan
  • Electric Fireplace
  • Entrance Foyer
  • Tile Flooring
  • Carbon Monoxide Detectors
  • Washer and Electric Dryer Hookup

Kitchen

  • Double Oven
  • Gas Cooktop

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Separate Shower in Primary Bathroom

Pool

  • In Ground Pool
  • In Ground Spa

Outdoor Features

  • River Access
  • Docks
  • Covered Patio or Porch
  • Terrace

Utilities

  • Central Heating and Cooling System

Listing and Financial Details

  • Assessor Parcel Number 1297870000

Community Details

Overview

  • No Home Owners Association
  • Harbor Oaks Subdivision

Security

  • Building Fire Alarm

Home Details

Home Type

Single Family

Est. Annual Taxes

$14,624

Year Built

Built in 2003

Lot Details

0.97 Acres

Parking

2

Listing Details

  • Property Type: Residential
  • Property Attached Yn: No
  • New Construction: No
  • Stories: 1
  • Year Built: 2003
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.97
  • Road Surface Type: Asphalt
  • Subdivision Name: Harbor Oaks
  • Carport Y N: No
  • Entry Level: 1
  • Garage Yn: Yes
  • General Property Information Accessibility Features YN2: No
  • General Property Information Water Frontage Feet: 85
  • General Property Information Accessory Dwelling Unit YN: No
  • General Property Information:Pool Private YN: Yes
  • General Property Information Homestead YN: No
  • Fencing:Fencing: Back Yard, Vinyl
  • SourceMLSURL: https://sourcemls.org/api/v1/eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9.eyJTb3VyY2VTeXN0ZW1JRCI6Ik0wMDAwMDE0MSIsIkxpc3RpbmdJRCI6IjIxNTIwNTkiLCJTdGFuZGFyZFN0YXR1cyI6IkFjdGl2ZSIsIk1vZGlmaWNhdGlvblRpbWVzdGFtcCI6IjIwMjYtMDctMjRUMTg6NTM6NTYuMDAwWiIsIkxpY2Vuc2VlSUQiOiJvYXV0aDJfMjczNzciLCJMaWNlbnNlZU5hbWUiOiJUZW4tWCJ9.xqIirCM6fELbd8vulBJLWUm1lY4wD8FT9RxGKgjmf1M/badge
  • Special Features: None

Interior Features

  • Interior Amenities: Ceiling Fan(s), Entrance Foyer, Open Floorplan, Primary Bathroom -Tub with Separate Shower
  • Major Appliances: Double Oven, Gas Cooktop, Refrigerator
  • Furnished: Unfurnished
  • Spa Features: In Ground
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Fireplace Features: Electric
  • Fireplaces: 1
  • Fireplace: Yes
  • Flooring: Tile
  • Living Area: 4359.0

Exterior Features

  • Waterfront: Yes
  • Exterior: Dock
  • Roof: Shingle
  • Pool Features: In Ground
  • Pool Private: Yes
  • View: Bridge(s), City, River
  • Waterfront Features: Navigable Water, River Access, River Front
  • Construction Type: Stucco
  • Direction Faces: South
  • Patio And Porch Features: Covered, Front Porch, Rear Porch, Side Porch, Terrace

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features:Parking Features: Additional Parking, Attached, Garage

Utilities

  • Utilities: Cable Available, Electricity Available, Water Available
  • Laundry Features: Electric Dryer Hookup, Washer Hookup
  • Security: Carbon Monoxide Detector(s), Fire Alarm
  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Water Source: Public
  • Heating:Heating: Central

Condo/Co-op/Association

  • Senior Community: No
  • Association: No

Lot Info

  • Current Use: Single Family
  • Lot Size Sq Ft: 42253.2
  • Parcel #: 1297870000
  • Zoning Description: Single Family

Tax Info

  • Tax Annual Amount: 14623.69
  • Tax Year: 2025

Map

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $14,624 $816,190 $312,994 $503,196
2025 $13,535 $742,363 $312,830 $429,533
2024 $13,535 $744,118 $308,125 $435,993
2023 $15,107 $827,860 $308,125 $519,735
2022 $13,590 $783,818 $308,125 $475,693
2021 $12,858 $762,624 $0 $0
2020 $12,752 $752,095 $0 $0
2019 $12,637 $735,186 $0 $0
2018 $12,501 $721,478 $0 $0
2017 $12,375 $706,639 $0 $0
2016 $12,332 $692,105 $0 $0
2015 $12,460 $687,294 $0 $0
2014 $12,491 $681,840 $0 $0
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
07/23/2026 07/23/26 Price Changed $1,870,000 -5.1% $429 / Sq Ft
06/24/2026 06/24/26 For Sale $1,970,000 +131.8% $452 / Sq Ft
10/09/2025 10/09/25 Sold $850,000 -5.5% $195 / Sq Ft View Prior Sale
09/23/2025 09/23/25 Pending -- -- --
09/22/2025 09/22/25 For Sale $899,888 +14.6% $206 / Sq Ft
12/17/2023 12/17/23 Off Market $785,000 -- --
10/05/2021 10/05/21 Sold $785,000 -28.6% $180 / Sq Ft View Prior Sale
09/09/2021 09/09/21 Pending -- -- --
05/06/2021 05/06/21 For Sale $1,100,000 -- $252 / Sq Ft
Source: realMLS (Northeast Florida Multiple Listing Service)

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $950,000 All Florida Title Services
Special Warranty Deed $850,000 South Florida Title
Certificate Of Transfer $800,100 --
Warranty Deed $785,000 Blue Ocean Title
Warranty Deed $315,000 Blue Ocean Title
Interfamily Deed Transfer -- Title Clearinghouse
Quit Claim Deed $100 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Previous Owner $1,657,500 New Conventional
Previous Owner $194,000 Unknown
Previous Owner $650,000 New Conventional
Previous Owner $409,900 Unknown
Previous Owner $40,000 Credit Line Revolving
Previous Owner $250,000 Construction
Source: Public Records

Source: realMLS (Northeast Florida Multiple Listing Service)

MLS Number: 2152059

realMLS (Northeast Florida Multiple Listing Service)

APN: 129787-0000

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