NOT LISTED FOR SALE

Estimated Value: $147,000 - $194,000

3 Beds
2 Baths
1,568 Sq Ft
$105/Sq Ft Est. Value

Last Sold July 14, 2023

Last sale price $133,000 $85 Per Sq Ft

Est. 24% increase in value since last sale

Current estimated payment $963/month

Highlights

  • Porch
  • Level Lot
  • Wood Burning Fireplace
  • Central Air

About This Home

As of July 2023

This charming 3 bed, 2 bath home boasts wood floors and plenty of natural light. With an updated roof and HVAC system, this home offers modern comforts and peace of mind. The spacious living room and well-appointed kitchen make entertaining a breeze. Three cozy bedrooms offer ample storage space. The backyard is perfect for outdoor activities, and the driveway provides off-street parking. Located in a desirable neighborhood close to shopping, dining, and entertainment, this home is a must-see. Schedule a showing today!

Last Agent to Sell the Property

Christopher Hutchinson ll

Keller Williams Legacy Group License #222280 Listed on: 04/22/2023

Keller Williams Legacy Group

Last Buyer's Agent

Christopher Hutchinson ll

Keller Williams Legacy Group License #222280 Listed on: 04/22/2023

Keller Williams Legacy Group

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $824

Lot Details

  • Lot Dimensions are 150x50
  • Level Lot
  • Cleared Lot

Parking

  • No Garage

Home Design

  • Block Foundation
  • Vinyl Siding
  • Composition Shingle

Interior Spaces

  • 1,568 Sq Ft Home
  • 2-Story Property
  • Wood Burning Fireplace
  • Partial Basement
  • Electric Range

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Outdoor Features

  • Porch

Utilities

  • Central Air
  • Heat Pump System
  • Gas Water Heater

Home Details

Home Type

Single Family

Est. Annual Taxes

$824

Lot Details

0

Listing Details

  • OFFICELIST_ADDRESS: 3851 Cactus Street
  • Second Address Number: 3851
  • Estimated Age: 50+
  • Directions: Turn LEFT onto 13th St - Turn RIGHT onto Blackburn Ave - Turn LEFT onto Belmont St - Turn LEFT onto Cactus St - Home Will be on the RIGHT
  • Geo Address Line: 3851 Cactus St
  • Geo Longitude: -82.634419
  • Geo Primary City: Ashland
  • Geo Quality: 0.95
  • Geo Subdivision: KY
  • Geo Zoom Level: 16
  • Listed In Other Class: No
  • Possesion Possession1: 30 days after closing
  • Selling Agent1: 962
  • Selling Office1: 232
  • OFFICELIST_STATE: KY
  • Building Style: 2 Story
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Above Grade Finished Sq Ft: 1568
  • Appliances: Range-Electric, Refrigerator, Water Heater/Gas
  • Has Basement: Yes
  • Basement Type: Partial
  • Lower Floor 1 Bedrooms: 3
  • Fireplace: Wood Burning
  • Lower Floor 1 Bedrooms: 7
  • Total Bathrooms: 2
  • Estimated Total Finished Sq Ft: 1568
  • Basement Type: Single Family

Exterior Features

  • Exterior: Vinyl Siding
  • Exterior Features: Porch
  • Foundation: Concrete Block
  • Roof: Composition Shingles
  • Topography: Level, Rolling, Clear

Garage/Parking

  • Garage Type: None

Utilities

  • Cooling: Central
  • Heating: Heat Pump
  • Water Sewer Description: Public Sewer, Public Water

Fee Information

  • Tax Class: RESIDENTIAL

Lot Info

  • Geo Update Timestamp: 2023-04-16
  • Lot Size: 150x50
  • Water Mineral Rights: No

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Mar 25, 2025
Sold by
Dickerson Jebediah Hunter and Pyles Rachel
Bought by
Dickerson Jebediah Hunter and Pyles Rachel
Current Estimated Value
$165,388

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$136,548
Outstanding Balance
$136,317
Interest Rate
6.85%
Mortgage Type
New Conventional
Estimated Equity
$20,394

Purchase Details

Listed on
Apr 22, 2023
Closed on
Jul 14, 2023
Sold by
Johnson Lane G and Johnson Morgan A
Bought by
Dickerson Jebediah Hunter and Stamper Michael David
Seller's Agent
Christopher Hutchinson ll
Keller Williams Legacy Group
Buyer's Agent
Christopher Hutchinson ll
Keller Williams Legacy Group
List Price
$140,000
Sold Price
$133,000
Premium/Discount to List
-$7,000
-5%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.85%
Original Mortgage
$130,591
Interest Rate
6.79%
Mortgage Type
FHA

Purchase Details

Listed on
Jan 7, 2020
Closed on
Apr 20, 2020
Sold by
Smith Jameson E and Smith Gayle
Bought by
Johnson Lane G and Johnson Morgan A
Seller's Agent
Chelsea Chang
Thomas Realty Company
Buyer's Agent
Chelsea Chang
Thomas Realty Company
Sold Price
$87,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
14.04%
Original Mortgage
$85,424
Interest Rate
3.3%
Mortgage Type
FHA

Purchase Details

Closed on
Aug 28, 2015
Sold by
Kentucky Farmers Bank
Bought by
Smith Jameson E and Smith Gayle

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$49,400
Interest Rate
4.02%
Mortgage Type
Farmers Home Administration

Purchase Details

Closed on
Nov 18, 2005
Sold by
Mellon Sharon
Bought by
Carroll Lora A and Carroll Gary

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$53,500
Interest Rate
9%
Mortgage Type
Adjustable Rate Mortgage/ARM
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Dickerson Jebediah Hunter -- None Listed On Document
Dickerson Jebediah Hunter -- None Listed On Document
Dickerson Jebediah Hunter $133,000 None Listed On Document
Johnson Lane G $87,000 None Available
Smith Jameson E $52,000 None Available
Carroll Lora A $53,500 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Dickerson Jebediah Hunter $136,548
Closed Dickerson Jebediah Hunter $136,548
Previous Owner Dickerson Jebediah Hunter $130,591
Previous Owner Johnson Lane G $85,424
Previous Owner Smith Jameson E $49,400
Previous Owner Greene Joshua Aaron $61,300
Previous Owner Greene Joshua David $44,000
Previous Owner Carroll Lora A $53,500
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/14/2023 07/14/23 Sold $133,000 -5.0% $85 / Sq Ft
04/22/2023 04/22/23 For Sale $140,000 +60.9% $89 / Sq Ft
04/20/2020 04/20/20 Sold $87,000 -- $57 / Sq Ft
01/07/2020 01/07/20 Pending -- -- --
Source: Ashland Area Board of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $824 $133,000 $15,000 $118,000
2023 $563 $87,000 $10,000 $77,000
2022 $569 $87,000 $10,000 $77,000
2021 $573 $87,000 $10,000 $77,000
2020 $406 $58,000 $10,000 $48,000
2019 $407 $58,000 $0 $0
2018 $374 $52,000 $0 $0
2017 $336 $52,000 $0 $0
2016 $313 $52,000 $0 $0
2015 $313 $55,000 $5,000 $50,000
2012 -- $55,000 $5,000 $50,000
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Ashland Area Board of REALTORS®

MLS Number: 54993

APN: 039-05-02-011.00