NOT LISTED FOR SALE

3851 Eagle Ridge Dr Elgin, IL 60124

Bowes Neighborhood

Estimated Value: $517,000 - $576,000

4 Beds
3 Baths
2,732 Sq Ft
$201/Sq Ft Est. Value

Last Sold August 27, 2020

Last sale price $372,000 $136 Per Sq Ft

Est. 47% increase in value since last sale

Current estimated payment $4,110/month

53 Days on Market

Highlights

  • Spa
  • Landscaped Professionally
  • Traditional Architecture
  • Active Adult
  • Vaulted Ceiling
  • Wood Flooring

About This Home

As of August 2020

Spectaular 2-story beauty in the desirable Bowes Creek community 55+ This immaculate 4 bedroom home shows like a model! Open and spacious floor-plan with soaring coffered ceilings & tons of windows just illuminates the space with natural light! Main level boasts luxurious master suite with spa-like bath featuring dual vanities & whirlpool tub. The main level also boosts 2nd bedroom & full bath too but perfect for that first floor study/office. Expanded, gourmet kitchen with granite counters & stainless appliances opens to stunning 2-story family room perfect for entertaining! Step out to the fabulous screened in porch overlooking professionally landscaped backyard oasis with brick paver patio, outdoor kitchen/grill, refrigerator & putting green! Gleaming hardwood floors, extensive crown & custom moldings transom windows & custom plantation shutters and shades throughout. Second level boasts 2 more spacious bedrooms one with enormous storage/closet space & versatile loft area. The finished garage has shelving and an epoxy sealant on the floor. Enjoy maintenance free lifestyle in this fabulous 55+ golf community with clubhouse, pool, ponds, & so much more! This is truly a turn key home!

Last Agent to Sell the Property

Janet Hibbs

Berkshire Hathaway HomeServices Starck Real Estate License #475127800 Listed on: 06/01/2020

Berkshire Hathaway HomeServices Starck Real Estate

Last Buyer's Agent

Tamara O'Connor

Premier Living Properties License #475110537

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $11,847

Year Built

  • 2015

Lot Details

  • Landscaped Professionally
  • Corner Lot

HOA Fees

  • $206 per month

Parking

  • Attached Garage
  • Garage Transmitter
  • Garage Door Opener
  • Driveway
  • Parking Included in Price
  • Garage Is Owned

Home Design

  • Traditional Architecture
  • Brick Exterior Construction
  • Slab Foundation
  • Asphalt Shingled Roof
  • Vinyl Siding

Interior Spaces

  • Vaulted Ceiling
  • Entrance Foyer
  • Dining Area
  • Loft
  • Screened Porch
  • Wood Flooring

Kitchen

  • Breakfast Bar
  • Walk-In Pantry
  • Oven or Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Kitchen Island
  • Disposal

Bedrooms and Bathrooms

  • Primary Bathroom is a Full Bathroom
  • Bathroom on Main Level
  • Dual Sinks
  • Whirlpool Bathtub
  • Separate Shower

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Outdoor Features

  • Spa
  • Patio

Utilities

  • Central Air
  • Heating System Uses Gas

Community Details

  • Active Adult

Listing and Financial Details

  • Senior Tax Exemptions
  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$11,847

Year Built

2015

Lot Details

0

HOA Fees

$206 per month

Parking

2

Listing Details

  • Property Type: Detached Single
  • General Information: Adult Community
  • Age: 1-5 Years
  • Full Bathrooms: 3
  • Ownership: Fee Simple w/ HO Assn.
  • Total Full or Half Bathrooms: 3
  • Style Of House: Traditional
  • Type Detached: 2 Stories
  • Estimated Year Built: 2015
  • Tax Exemptions: Homeowner, Senior
  • Special Features: None
  • Property Sub Type: Detached
  • Year Built: 2015

Interior Features

  • Interior Property Features: Vaulted/Cathedral Ceilings, Hot Tub, Hardwood Floors, 1st Floor Laundry, 1st Floor Full Bath
  • Number Of Rooms: 9
  • Living Room: Dimensions: 11X12, On Level: Main Level, Flooring: Hardwood
  • Appliances: Oven/Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal, All Stainless Steel Kitchen Appliances
  • Equipment: Humidifier, TV-Cable, Fire Sprinklers, CO Detectors, Sprinkler-Lawn
  • Bedrooms All Levels: 4
  • Primary Bedroom Bath: Full
  • Bathroom Amenities: Whirlpool, Separate Shower, Double Sink, Soaking Tub
  • Above Grade Bedrooms: 4
  • Laundry: Dimensions: 9X10, On Level: Main Level, Flooring: Ceramic Tile, Windows: None
  • Dining Room: Dimensions: 11X12, On Level: Main Level, Flooring: Hardwood, Windows: Plantation Shutters
  • Kitchen Type: Dimensions: 11X15, On Level: Main Level, Flooring: Hardwood, Windows: None
  • Kitchen Type: Eating Area-Breakfast Bar, Island, Pantry-Closet
  • Additional Rooms: Loft, Eating Area, Foyer, Screened Porch
  • Master Bedroom: Dimensions: 12X18, On Level: Main Level, Flooring: Hardwood, Windows: Plantation Shutters
  • Additional Room 1 Name: Loft, Dimensions: 11X15, On Level: 2nd Level, Flooring: Carpet, Windows: Shades
  • Additional Room 2 Name: Eating Area, Dimensions: 10X11, On Level: Main Level, Flooring: Hardwood
  • Bedroom 2: Dimensions: 11X12, On Level: Main Level, Flooring: Hardwood, Windows: Plantation Shutters
  • Additional Room 3 Name: Foyer, Dimensions: 8X10, On Level: Main Level, Flooring: Hardwood, Windows: Plantation Shutters
  • Bedroom 3: Dimensions: 12X15, On Level: 2nd Level, Flooring: Carpet, Windows: Shades
  • Additional Room 4 Name: Screened Porch, Dimensions: 8X15, On Level: Main Level, Flooring: Other, Windows: None
  • Bedroom 4: Dimensions: 12X15, On Level: 2nd Level, Flooring: Carpet, Windows: Shades
  • Estimated Sq Ft: 2732
  • Dining Room Type: Separate

Exterior Features

  • Foundation: Concrete
  • Lot Size: Less Than .25 Acre
  • Exterior Building Type: Vinyl Siding, Brick
  • Roof Type: Asphalt/Glass (Shingles)
  • Exterior Property Features: Patio, Porch Screened, Brick Paver Patio
  • Acreage: 0.1703

Garage/Parking

  • Number of Cars: 2
  • Parking: Garage
  • Garage Type: Attached
  • Garage Details: Garage Door Opener(s), Transmitter(s)
  • Garage On Site: Yes
  • Number Garage Spaces: 2
  • Driveway: Asphalt
  • Parking Included In Price: Yes
  • Garage Ownership: Owned

Utilities

  • Electricity: Circuit Breakers
  • Air Conditioner: Central Air
  • Water: Public
  • Sewer: Sewer-Public
  • Heating Fuel: Gas

Condo/Co-op/Association

  • Fee Frequency: Monthly
  • Assessment Includes: Clubhouse, Lawn Care, Snow Removal
  • Assessment Association Fees: 206
  • Management Contact Name: Manager
  • Management Phone: 847-696-7747

Fee Information

  • Management Company: Caruso

Schools

  • School District: 46
  • Elementary School: Otter Creek Elementary School
  • Middle School: Abbott Middle School
  • High School: South Elgin High School
  • Junior High Dist: 46

Lot Info

  • Lot Dimensions: 104X76X104X67
  • Lot Description: Corner, Landscaped Professionally
  • Parcel Identification Number: 0525380008

Tax Info

  • Taxes: 11788

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 1, 2020
Closed on
Aug 26, 2020
Sold by
Stull Thomas and Stull Tamie R
Bought by
Cumpata Pamela S and Pamela S Cumpata Declaration Of Trust
Seller's Agent
Janet Hibbs
Berkshire Hathaway HomeServices Starck Real Estate
Buyer's Agent
Tamara O'Connor
Premier Living Properties
List Price
$379,000
Sold Price
$372,000
Premium/Discount to List
-$7,000
-1.85%
Current Estimated Value
$548,047

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$176,047
Avg. Annual Appreciation
7.88%
Original Mortgage
$241,800
Outstanding Balance
$214,976
Interest Rate
3%
Mortgage Type
New Conventional
Estimated Equity
$333,071

Purchase Details

Listed on
Feb 5, 2019
Closed on
Jun 13, 2019
Sold by
Loruisso Rebecca A and Loruisso Peter G
Bought by
Stull Thomas and Stull Tamie R
Seller's Agent
Kathleen Schlagel
Redfin Corporation
Buyer's Agent
Janet Hibbs
Berkshire Hathaway HomeServices Starck Real Estate
List Price
$397,500
Sold Price
$365,000
Premium/Discount to List
-$32,500
-8.18%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
1.58%
Original Mortgage
$292,000
Interest Rate
4%
Mortgage Type
New Conventional

Purchase Details

Closed on
Mar 4, 2015
Sold by
Toll Il Lp
Bought by
Lorusso Peter G and Lorusso Rebecca A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$250,000
Interest Rate
4%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

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Average Value
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Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Cumpata Pamela S $372,000 Starck Title Services Llc
Stull Thomas $365,000 First American Title
Lorusso Peter G $386,500 First American Title
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Cumpata Pamela S $241,800
Previous Owner Stull Thomas $292,000
Previous Owner Lorusso Peter G $250,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
08/27/2020 08/27/20 Sold $372,000 -1.8% $136 / Sq Ft
07/24/2020 07/24/20 Pending -- -- --
06/01/2020 06/01/20 For Sale $379,000 +3.8% $139 / Sq Ft
06/14/2019 06/14/19 Sold $365,000 -5.8% $134 / Sq Ft View Prior Sale
04/14/2019 04/14/19 Pending -- -- --
03/07/2019 03/07/19 Price Changed $387,500 -2.5% $142 / Sq Ft
02/05/2019 02/05/19 For Sale $397,500 -- $145 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $11,847 $153,351 $30,401 $122,950
2023 $11,388 $138,717 $27,500 $111,217
2022 $11,161 $131,614 $24,917 $106,697
2021 $11,088 $127,004 $24,072 $102,932
2020 $11,118 $124,721 $23,639 $101,082
2019 $11,789 $123,108 $23,333 $99,775
2018 $13,183 $130,325 $17,100 $113,225
2017 $12,361 $131,069 $17,072 $113,997
2016 $12,498 $127,960 $16,667 $111,293
2015 -- $82,756 $1,200 $81,556
2014 -- $1,200 $1,200 $0
2013 -- $1,220 $1,220 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: MRD10731008

Midwest Real Estate Data (MRED)

APN: 05-25-380-008