$449,900

38594 4th St W Charlo, MT 59824

Estimated payment $2,551/month

Total Views 1,451
-- Bed
-- Bath
-- Sq Ft
-- Price per Sq Ft

Highlights

  • Popular Property
  • RV or Boat Parking
  • Double Pane Windows
  • Charlo Elementary School Rated A
  • Mountain View
  • Walk-In Closet

About This Home

Truly one-of-a-kind property! This beautifully converted church in Charlo features three finished units, each with its own charm and functionality. The main unit offers 1 bed/1 bath, washer/dryer hookups, an inviting open kitchen and living area, and access to the yard. Unit #2, a successful former Airbnb, comes fully furnished and turnkey with 1 bed/1 bath, a kitchen, and dining area. Unit #3 is a furnished guest suite, was also used as an Airbnb, with a queen bed, kitchenette, and full bath. The home highlights original hardwood floors, restored stained-glass windows, updated plumbing and wiring (2020), new mini splits (2024), stucco siding, and a metal roof. The unfinished basement includes a 1/2 bath, laundry hookups, bonus room, a living room, and the start of a kitchen, offering excellent potential for a 4th unit or additional living space. Exterior features include a full RV hookup, privacy-fenced landscaped yard, and fiber optic internet. Located across from Charlo School with stunning Mission Mountain views and an easy commute to Polson or Missoula. Perfect for multi-family living, owner-occupancy, or income opportunity! Full of historic charm and modern efficiency.

Listing Agent

Carla Hardy

ERA Lambros Real Estate Missoula License #RRE-BRO-LIC-13840 Listed on: 10/29/2025

ERA Lambros Real Estate Missoula

Property Details

Home Type

  • Multi-Family

Est. Annual Taxes

  • $2,160

Year Built

  • Built in 1930

Lot Details

  • 10,498 Sq Ft Lot
  • Level Lot
  • Corners Of The Lot Have Been Marked
  • Back Yard

Home Design

  • Triplex
  • Poured Concrete
  • Metal Roof

Interior Spaces

  • Walk-In Closet
  • Property has 2 Levels
  • Double Pane Windows
  • Mountain Views
  • Carbon Monoxide Detectors

Kitchen

  • Oven or Range
  • Microwave
  • Dishwasher

Laundry

  • Laundry Room
  • Dryer
  • Washer

Partially Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Laundry in Basement

Parking

  • Additional Parking
  • RV or Boat Parking

Accessible Home Design

  • Grab Bars

Utilities

  • Ductless Heating Or Cooling System
  • Cooling System Mounted In Outer Wall Opening
  • Forced Air Heating System
  • Fuel Tank
  • High Speed Internet

Community Details

  • 3 Units
  • Laundry Facilities

Listing and Financial Details

  • Assessor Parcel Number 15286805218030000

Property Details

Home Type

Multi-Family

Est. Annual Taxes

$2,160

Year Built

Built in 1930

Lot Details

0

Listing Details

  • Property Sub Type: Triplex
  • Property Type: Residential Income
  • Year Built: 1930
  • Directions: Charlo to 4th St. Property located across from the Charlo School.
  • Listing I D: 30060586
  • Lot Size Acres: 0.241
  • Road Frontage Type: City Street
  • Road Surface Type: Asphalt
  • Architectural Style: Other
  • Carport Y N: No
  • Garage Yn: No
  • Unit Levels: Two
  • New Construction: No
  • Structure Type: Triplex
  • Property Sub Type Additional: Triplex,Multi Family
  • Special Features: VirtualTour

Interior Features

  • Basement: Full, Partially Finished, Unfinished, Walk-Out Access
  • Interior Amenities: Main Level Primary, Walk-In Closet(s)
  • Appliances: Dryer, Dishwasher, Microwave, Range, Refrigerator, Washer
  • Other Equipment: Fuel Tank(s)
  • Accessibility Features: Grab Bars
  • Basement YN: Yes
  • Fireplace: No
  • Window Features: Double Pane Windows

Exterior Features

  • Roof: Metal
  • Lot Features: Back Yard, Corners Marked, Level
  • Topography: Level
  • View: Mountain(s), Residential
  • View: Yes
  • Waterfront: No
  • Foundation Details: Poured, Basement
  • Property Condition: Updated/Remodeled, See Remarks

Garage/Parking

  • Parking Features: Additional Parking, RV Access/Parking, See Remarks

Utilities

  • Utilities: Electricity Connected, High Speed Internet Available, Phone Connected
  • Heating: Ductless, Forced Air
  • Laundry Features: Common Area, Washer Hookup, In Basement, In Unit
  • Security: Carbon Monoxide Detector(s)
  • Green Building Features: Private Restrooms
  • Cooling: Ductless, Wall Unit(s)
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Senior Community: No

Lot Info

  • Lot Size Sq Ft: 10497.96
  • Parcel #: 15286805218030000

Tax Info

  • Tax Year: 2024
  • Tax Annual Amount: 2159.64

Multi Family

  • Number Of Units Total: 3

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,160 $424,700 $0 $0
2024 $2,483 $300,400 $0 $0
2023 $2,370 $300,400 $0 $0
2022 $1,044 $77,729 $0 $0
2021 $608 $77,729 $0 $0
2020 $992 $70,428 $0 $0
2019 $1,480 $83,578 $0 $0
2018 $1,103 $82,071 $0 $0
2017 $1,120 $82,071 $0 $0
2016 $1,172 $94,188 $0 $0
2015 $1,709 $155,628 $0 $0
2014 $855 $63,493 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
10/29/2025 10/29/25 For Sale $449,900 -- --
Source: Montana Regional MLS

Source: Montana Regional MLS

MLS Number: 30060586

Montana Regional MLS

APN: 15-2868-05-2-18-03-0000

Montana Lake County Charlo 59824

38594 4th St W, Charlo, MT

For Sale

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Montana Regional MLS IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.

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Carla Hardy
Listing Agent
Carla Hardy
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ERA Lambros Real Estate Missoula
(406) 306-7967