386 Charlotte Dr Lake Lure, NC 28746
3
Beds
2
Baths
842
Sq Ft
3,485
Sq Ft Lot
Highlights
- Boathouse
- Boat Lift
- Terrace
- Water Views
- Deck
- Screened Porch
About This Home
As of June 2025Lake Lure Lifestyle - Create cherished memories in this adorable classic lakefront cottage with a boathouse and electric lift. Move in ready! Two bedrooms and one bathroom on the main level; a private one-bedroom en suite on the lower level. Spacious kitchen with modern stainless-steel appliances and plenty of cabinet space. Enjoy a view of Charlotte Cove from the light-filled sunroom. Terraced gardens flank the cottage from street level to the seawall. Entertain on the boathouse rooftop deck with chairs, loungers, tables, grill, and fire pit. Few steps to the water's edge from the home! This property, also known as The Chill Out Cottage, was a successful short-term rental property in 2024. All furnishings and fixtures are included. A home inspection was performed in December 2024. Prime location is 5 minutes from Ingles, Starbucks, pharmacy, and restaurants. Across the street is arguably the best restaurant in town - Appalachia restaurant in the Lodge on Lake Lure.
Last Agent to Sell the Property
Blue Ridge Real Estate Brokerage Email: larry@blueridgerealestate.com License #310989 Listed on: 05/01/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,270
Year Built
- Built in 1950
Lot Details
- Lot Dimensions are 60'x56'
- Sloped Lot
- Property is zoned L-1
Parking
- On-Street Parking
Home Design
- Cabin
Interior Spaces
- 842 Sq Ft Home
- 1-Story Property
- Wired For Data
- Insulated Windows
- Screened Porch
- Laminate Flooring
- Water Views
- Laundry Room
Kitchen
- Breakfast Bar
- Gas Range
- Range Hood
- Microwave
- Dishwasher
Bedrooms and Bathrooms
- 3 Bedrooms | 2 Main Level Bedrooms
- 2 Full Bathrooms
Finished Basement
- Walk-Out Basement
- Natural lighting in basement
Accessible Home Design
- More Than Two Accessible Exits
Outdoor Features
- Outdoor Shower
- Waterfront has a Concrete Retaining Wall
- Boat Lift
- Boathouse
- Deck
- Terrace
Utilities
- Propane
- Electric Water Heater
- Septic Tank
- Cable TV Available
Listing and Financial Details
- Assessor Parcel Number 225831
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 1, 2025
Closed on
Jun 18, 2025
Sold by
Chill Out Cottage On Lake Lure Llc
Bought by
Murrell Elijah Wade and Murrell Jaclyn Cottrell
Seller's Agent
Larry Miller
Blue Ridge Real Estate
Buyer's Agent
Marla Machado
LPT Realty, LLC
List Price
$739,000
Sold Price
$680,000
Premium/Discount to List
-$59,000
-7.98%
Views
37
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
41.20%
Original Mortgage
$510,000
Outstanding Balance
$510,000
Interest Rate
6.81%
Mortgage Type
New Conventional
Estimated Equity
$198,745
Purchase Details
Closed on
Sep 5, 2024
Sold by
Huffman Lisa Marie and Huffman John R
Bought by
Chill Out Cottage On Lake Lure Llc
Purchase Details
Listed on
Jul 31, 2019
Closed on
Dec 11, 2019
Sold by
Reynolds Michael Richard and Reynolds Kelly Ann
Bought by
Huffman Lisa Marie and Huffman John R
Seller's Agent
Charlene Efird
Lifestyle Properties
Buyer's Agent
Todd Westover
Agent Group Realty LLC
List Price
$450,000
Sold Price
$395,000
Premium/Discount to List
-$55,000
-12.22%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.90%
Purchase Details
Listed on
Jun 11, 2014
Closed on
May 18, 2015
Sold by
Price Sadie S and Price James Kyle
Bought by
Reynolds Michael Richard
Seller's Agent
Lake Lure Professionals Rlty Group
Buyer's Agent
Charlene Efird
Lifestyle Properties
List Price
$374,000
Sold Price
$250,000
Premium/Discount to List
-$124,000
-33.16%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.53%
Similar Homes in Lake Lure, NC
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $680,000 | None Listed On Document | |
| Warranty Deed | $680,000 | None Listed On Document | |
| Warranty Deed | -- | None Listed On Document | |
| Warranty Deed | $395,000 | None Available | |
| Warranty Deed | $250,000 | None Available |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $510,000 | New Conventional | |
| Closed | $510,000 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 06/25/2025 06/25/25 | Sold | $680,000 | -8.0% | $808 / Sq Ft |
| 05/01/2025 05/01/25 | For Sale | $739,000 | +87.1% | $878 / Sq Ft |
| 12/16/2019 12/16/19 | Sold | $395,000 | -6.6% | $391 / Sq Ft |
| 11/04/2019 11/04/19 | Pending | -- | -- | -- |
| 08/28/2019 08/28/19 | Price Changed | $423,000 | -6.0% | $419 / Sq Ft |
| 07/31/2019 07/31/19 | For Sale | $450,000 | +80.0% | $446 / Sq Ft |
| 05/22/2015 05/22/15 | Sold | $250,000 | -33.2% | $309 / Sq Ft |
| 04/22/2015 04/22/15 | Pending | -- | -- | -- |
| 06/11/2014 06/11/14 | For Sale | $374,000 | -- | $462 / Sq Ft |
Source: Canopy MLS (Canopy Realtor® Association)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $4,270 | $527,500 | $337,500 | $190,000 |
| 2023 | $3,288 | $527,500 | $337,500 | $190,000 |
| 2022 | $3,288 | $291,000 | $210,000 | $81,000 |
| 2021 | $3,290 | $291,000 | $210,000 | $81,000 |
| 2020 | $2,925 | $286,800 | $210,000 | $76,800 |
| 2019 | $2,359 | $246,500 | $210,000 | $36,500 |
| 2018 | $3,205 | $331,400 | $300,000 | $31,400 |
| 2016 | $2,926 | $331,400 | $300,000 | $31,400 |
| 2013 | -- | $331,400 | $300,000 | $31,400 |
Source: Public Records
Agents Affiliated with this Home
-
Seller's Agent in 2025
Larry Miller
Blue Ridge Real Estate
(561) 537-0106
5 in this area
30 Total Sales
-
Buyer's Agent in 2025
Marla Machado
LPT Realty, LLC
(828) 755-7005
41 in this area
74 Total Sales
-
C
Seller's Agent in 2019
Charlene Efird
Lifestyle Properties
-
T
Buyer's Agent in 2019
Todd Westover
Agent Group Realty LLC
(828) 755-5457
17 in this area
107 Total Sales
-
L
Seller's Agent in 2015
Lake Lure Professionals Rlty Group
Map
Source: Canopy MLS (Canopy Realtor® Association)
MLS Number: 4243740
APN: 225831
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