$849,000
PENDING $19K PRICE DROP

3860 Overlake Dr Cumming, GA 30041

Estimated payment $5,339/month

Total Views 94,501
5 Beds
5 Baths
5,540 Sq Ft
$153 Price per Sq Ft

Highlights

  • Home Theater
  • Sitting Area In Primary Bedroom
  • 0.76 Acre Lot
  • Haw Creek Elementary School Rated A
  • City View
  • Dining Room Seats More Than Twelve

About This Home

Welcome to your forever home, where every window frames a wooded view, and your home office lets you zoom in peace without sacrificing luxury.

Perfectly positioned on a quiet cul-de-sac in the sought after Chattahoochee River Club, this stunning estate offers over 4,500 square feet of beautifully designed living space on a lush 0.76 acre private lot blending timeless elegance with modern comfort.

Step inside to find stylish luxury vinyl plank (LVP) flooring throughout the main level, soaring ceilings, and natural light pouring in from every angle. The spacious fireside great room flows seamlessly into the gourmet kitchen, complete with quartz countertops, stainless steel appliances, double ovens, an oversized island, and an inviting keeping room ideal for both entertaining and everyday living.

The floorplan is thoughtfully designed with two private home offices, perfect for remote work, learning, or creative space. Host guests in the formal dining room, relax on the covered back deck, or unwind downstairs in the fully finished terrace level featuring a home theater, game room, full bath, flex space, and direct walkout to your serene backyard.

Upstairs, retreat to the expansive primary suite with a private sitting area, spa-like bathroom with soaking tub, dual vanities, and a massive walk-in closet. Best of all, every secondary bedroom has its own private full bathroom offering ultimate comfort and privacy for family members and guests.

Let’s address the elephant in the driveway.

Yes, it leans. Not just a little we’re talking “hold your drink with a lid” kind of lean. The house sits below street level, and for some reason, that’s scaring folks off. But let’s talk about what that really means.

You’re tucked away private, peaceful, and far from the sidewalk-staring, window peeking world. No awkward waves to strangers passing by. Just your own secluded space where the deer drop in like neighbors and the backyard feels like a hidden retreat.

Flat driveways are basic. This one? It’s got character. And let’s be honest you’re not buying the slope, you’re buying the lifestyle that comes with it: quiet mornings, scenic views, and no one looking into your living room while you’re in your robe.

Bonus: Seller is willing to gift a golf cart at closing or 10k in concessions with full offer.

Listing Agent

Simone Gordon Edwards

Coldwell Banker Realty License #418911 Listed on: 07/02/2025

Coldwell Banker Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $7,263

Year Built

  • Built in 2002

Lot Details

  • 0.76 Acre Lot
  • Private Entrance
  • Wood Fence
  • Level Lot
  • Wooded Lot
  • Back Yard Fenced

HOA Fees

  • $117 Monthly HOA Fees

Parking

  • 3 Car Attached Garage
  • Side Facing Garage
  • Driveway Level

Home Design

  • European Architecture
  • Slab Foundation
  • Composition Roof
  • Cement Siding
  • Stucco

Interior Spaces

  • 3-Story Property
  • Tray Ceiling
  • Vaulted Ceiling
  • Ceiling Fan
  • Recessed Lighting
  • Double Sided Fireplace
  • Factory Built Fireplace
  • Decorative Fireplace
  • Brick Fireplace
  • Double Pane Windows
  • Entrance Foyer
  • Family Room with Fireplace
  • 2 Fireplaces
  • Dining Room Seats More Than Twelve
  • Breakfast Room
  • Formal Dining Room
  • Home Theater
  • Home Office
  • Bonus Room
  • Sun or Florida Room
  • Home Gym
  • Keeping Room
  • City Views

Kitchen

  • Open to Family Room
  • Eat-In Kitchen
  • Breakfast Bar
  • Walk-In Pantry
  • Electric Cooktop
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Stone Countertops
  • Wood Stained Kitchen Cabinets
  • Disposal

Flooring

  • Carpet
  • Ceramic Tile
  • Luxury Vinyl Tile

Bedrooms and Bathrooms

  • Sitting Area In Primary Bedroom
  • Oversized primary bedroom
  • Fireplace in Primary Bedroom
  • Split Bedroom Floorplan
  • Dual Closets
  • Walk-In Closet
  • Vaulted Bathroom Ceilings
  • Dual Vanity Sinks in Primary Bathroom
  • Separate Shower in Primary Bathroom
  • Soaking Tub

Laundry

  • Laundry Room
  • 220 Volts In Laundry

Basement

  • Basement Fills Entire Space Under The House
  • Partial Basement

Home Security

  • Carbon Monoxide Detectors
  • Fire and Smoke Detector
  • Fire Sprinkler System

Outdoor Features

  • Deck
  • Enclosed Patio or Porch
  • Rain Gutters

Location

  • Property is near public transit
  • Property is near schools
  • Property is near shops

Schools

  • Haw Creek Elementary School
  • Lakeside - Forsyth Middle School
  • South Forsyth High School

Utilities

  • Central Heating and Cooling System
  • Underground Utilities
  • Private Water Source
  • Septic Tank
  • High Speed Internet
  • Phone Available
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 227 023

Community Details

Overview

  • $1,400 Initiation Fee
  • Chattahoochee River Club Subdivision
  • FHA/VA Approved Complex

Amenities

  • Restaurant
  • Clubhouse
  • Laundry Facilities

Recreation

  • Tennis Courts
  • Community Playground
  • Community Pool
  • Park
  • Trails

Home Details

Home Type

Single Family

Est. Annual Taxes

$7,263

Year Built

Built in 2002

Lot Details

0

HOA Fees

$117 per month

Parking

3

Listing Details

  • Standard Status: Pending
  • Property Type: Residential
  • MLS Status: Pending
  • Property Sub Type: Single Family Residence
  • Architectural Style: European
  • Property Condition: Resale
  • Year Built: 2002
  • Levels Stories: Three Or More
  • Above Grade Finished Sq Ft: 3934.00
  • Special Features: None

Property Details

  • Property: Residential Detached

Interior Features

  • Flooring: Carpet, Ceramic Tile, Luxury Vinyl
  • Fireplace Features: Brick, Decorative, Double Sided, Factory Built, Family Room, Master Bedroom
  • Number Of Fireplaces: 2
  • Appliances: Dishwasher, Disposal, Electric Cooktop, Microwave, Refrigerator
  • Interior Amenities: Double Vanity, Entrance Foyer, High Ceilings 10 ft Lower, High Ceilings 10 ft Main, High Speed Internet, His and Hers Closets, Recessed Lighting, Tray Ceiling(s), Vaulted Ceiling(s), Walk-In Closet(s)
  • Basement: Full, Partial
  • Kitchen Features: Breakfast Bar, Breakfast Room, Cabinets Stain, Eat-in Kitchen, Keeping Room, Kitchen Island, Pantry Walk-In, Solid Surface Counters, Stone Counters, View to Family Room
  • Common Walls: No Common Walls
  • Additional Rooms: Bonus Room, Exercise Room, Family Room, Media Room, Office, Sun Room
  • Dining Room Features: Seats 12+, Separate Dining Room
  • Square Footage: 5540.00
  • Spa Features: None
  • Window Features: Double Pane Windows
  • Below Grade Finished Sq Ft: 1206.00

Beds/Baths

  • Total Bedrooms: 5
  • Bedroom Features: Oversized Master, Sitting Room, Split Bedroom Plan
  • Main Bedrooms: 1
  • Total Bathrooms: 5
  • Total Full Baths: 5
  • Main Full Bathrooms: 1
  • Master Bathroom Features: Double Vanity, Separate Tub/Shower, Soaking Tub, Vaulted Ceilings

Exterior Features

  • Construction Materials: Cement Siding, Stucco
  • Roof Type: Composition
  • Fencing: Back Yard, Fenced, Privacy, Wood
  • Patio And Porch Features: Deck, Enclosed
  • Exterior Features: Private Entry, Private Yard, Rain Gutters
  • View: City
  • Pool Private: No
  • Foundation: Slab

Garage/Parking

  • Carport or Garage: 3
  • Number of Garage Spaces: 3
  • Parking Features: Attached, Driveway, Garage, Garage Faces Side, Level Driveway

Utilities

  • Sewer: Septic Tank
  • Water Source: Private
  • Security: Carbon Monoxide Detector(s), Fire Sprinkler System, Smoke Detector(s)
  • Cooling: Ceiling Fan(s), Central Air
  • Heating: Central
  • Laundry Features: Common Area, Laundry Room
  • Utilities: Cable Available, Electricity Available, Phone Available, Underground Utilities, Water Available
  • Electric: 220 Volts in Laundry

Condo/Co-op/Association

  • Community Features: Clubhouse, Homeowners Assoc, Near Public Transport, Near Schools, Near Shopping, Near Trails/Greenway, Park, Playground, Pool, Restaurant, Tennis Court(s)
  • Association Fee: 1400
  • Association Fee Frequency: Annually
  • F H A Condo Approval: Yes
  • Association: Yes
  • Subdivision Complex: Chattahoochee River Club

Association/Amenities

  • Number Of Units In Community: 1

Schools

  • Elementary School: Haw Creek
  • Middle School: Lakeside - Forsyth
  • High School: South Forsyth

Lot Info

  • Acres: 0.7600
  • Lot Features: Back Yard, Level, Private, Wooded
  • Lot Dimensions: x
  • Parcel Number: 227 023
  • Horse Amenities: None
  • Land Lease: No
  • Property Attached Yn: No

Green Features

  • Green Energy Generation: None

Rental Info

  • Initiation Fee: 1400

Tax Info

  • Assessor Parcel Number: 227-000-023

MLS Schools

  • Elementary School: Haw Creek
  • High School: South Forsyth
  • Middle School: Lakeside - Forsyth

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $7,263 $296,188 $60,000 $236,188
2023 $6,799 $276,228 $60,000 $216,228
2022 $5,559 $193,232 $40,000 $153,232
2021 $4,840 $193,232 $40,000 $153,232
2020 $4,376 $170,788 $40,000 $130,788
2019 $4,383 $170,784 $34,000 $136,784
2018 $4,298 $166,024 $34,000 $132,024
2017 $4,260 $163,436 $34,000 $129,436
2016 $4,176 $159,436 $30,000 $129,436
2015 $4,209 $160,636 $30,000 $130,636
2014 $3,744 $148,076 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/14/2025 08/14/25 Pending -- -- --
08/06/2025 08/06/25 Price Changed $849,000 -1.1% $153 / Sq Ft
07/22/2025 07/22/25 Price Changed $858,400 -1.2% $155 / Sq Ft
07/02/2025 07/02/25 For Sale $868,400 +2.3% $157 / Sq Ft
08/27/2024 08/27/24 Sold $849,000 0.0% $216 / Sq Ft
05/16/2024 05/16/24 Pending -- -- --
05/03/2024 05/03/24 Price Changed $849,000 -1.2% $216 / Sq Ft
04/05/2024 04/05/24 For Sale $859,000 +21.0% $218 / Sq Ft
08/01/2022 08/01/22 Sold $710,000 +1.6% $150 / Sq Ft
05/04/2022 05/04/22 Pending -- -- --
04/08/2022 04/08/22 For Sale $698,900 -- $147 / Sq Ft
Source: First Multiple Listing Service (FMLS)

Purchase History

Date Type Sale Price Title Company
Special Warranty Deed $849,000 None Listed On Document
Special Warranty Deed $710,000 Parkway Law Group
Quit Claim Deed -- --
Deed $348,500 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $762,300 New Conventional
Previous Owner $350,000 New Conventional
Previous Owner $0 New Conventional
Previous Owner $376,000 New Conventional
Previous Owner $368,500 New Conventional
Previous Owner $361,900 Stand Alone Second
Previous Owner $365,000 Stand Alone Second
Previous Owner $73,000 Stand Alone Second
Previous Owner $278,500 New Conventional
Source: Public Records

About the Listing Agent

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Source: First Multiple Listing Service (FMLS)

MLS Number: 7608411

First Multiple Listing Service (FMLS)

APN: 227-023