$824,500
SOLD SEP 12, 2025

3860 Overlake Dr Cumming, GA 30041

5 Beds
5 Baths
5,140 Sq Ft
0.76 Acres

Recently Sold

$160 Per Sq Ft

5% Below List Price

43 Days on Market

Highlights

  • Home Theater
  • City View
  • Dining Room Seats More Than Twelve
  • Haw Creek Elementary School Rated A
  • 0.76 Acre Lot
  • Clubhouse

About This Home

As of September 2025

Welcome to your forever home, where every window frames a wooded view, and your home office lets you Zoom in peace without sacrificing luxury. Perfectly positioned on a quiet cul-de-sac in the sought-after Chattahoochee River Club, this stunning estate offers over 4,500 square feet of beautifully designed living space on a lush 0.76-acre private lot-blending timeless elegance with modern comfort. Step inside to find stylish luxury vinyl plank (LVP) flooring throughout the main level, soaring ceilings, and natural light pouring in from every angle. The spacious fireside great room flows seamlessly into the gourmet kitchen, complete with quartz countertops, stainless steel appliances, double ovens, an oversized island, and an inviting keeping room-ideal for both entertaining and everyday living. The floorplan is thoughtfully designed with two private home offices, perfect for remote work, learning, or creative space. Host guests in the formal dining room, relax on the covered back deck, or unwind downstairs in the fully finished terrace level featuring a home theater, game room, full bath, flex space, and direct walkout to your serene backyard. Upstairs, retreat to the expansive primary suite with a private sitting area, spa-like bathroom with soaking tub, dual vanities, and a massive walk-in closet. Best of all, every secondary bedroom has its own private full bathroom-offering ultimate comfort and privacy for family members and guests. Let's address the elephant in the driveway. Yes, it leans. Not just a little we're talking "hold your drink with a lid" kind of lean. The house sits below street level, and for some reason, that's scaring folks off. But let's talk about what that really means. You're tucked away private, peaceful, and far from the sidewalk-staring, window-peeking world. No awkward waves to strangers passing by. Just your own secluded space where the deer drop in like neighbors and the backyard feels like a hidden retreat. Flat driveways are basic. This one? It's got character. And let's be honest you're not buying the slope, you're buying the lifestyle that comes with it: quiet mornings, scenic views, and no one looking into your living room while you're in your robe. Bonus: Seller is wiling to gift a golf cart at closing or 10k in concessions with full offer.

Last Agent to Sell the Property

Simone Gordon Edwards

Coldwell Banker Realty License #418911 Listed on: 07/02/2025

Coldwell Banker Realty

Last Buyer's Agent

Dusty LaBossiere

Century 21 Results License #360083

Century 21 Results

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $7,263

Year Built

  • Built in 2002

Lot Details

  • 0.76 Acre Lot
  • Privacy Fence
  • Back Yard Fenced
  • Level Lot
  • Wooded Lot

HOA Fees

  • $117 Monthly HOA Fees

Home Design

  • European Architecture
  • Slab Foundation
  • Composition Roof
  • Concrete Siding
  • Stucco

Interior Spaces

  • 2-Story Property
  • Tray Ceiling
  • Vaulted Ceiling
  • Ceiling Fan
  • Factory Built Fireplace
  • Double Pane Windows
  • Entrance Foyer
  • Family Room with Fireplace
  • 2 Fireplaces
  • Dining Room Seats More Than Twelve
  • Home Theater
  • Home Office
  • Bonus Room
  • Sun or Florida Room
  • Home Gym
  • Keeping Room
  • City Views
  • Laundry Room

Kitchen

  • Breakfast Room
  • Breakfast Bar
  • Walk-In Pantry
  • Double Oven
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Solid Surface Countertops
  • Disposal

Flooring

  • Carpet
  • Tile

Bedrooms and Bathrooms

  • Fireplace in Primary Bedroom
  • Split Bedroom Floorplan
  • Walk-In Closet
  • Double Vanity
  • Soaking Tub

Basement

  • Basement Fills Entire Space Under The House
  • Partial Basement

Home Security

  • Carbon Monoxide Detectors
  • Fire and Smoke Detector
  • Fire Sprinkler System

Parking

  • 3 Car Garage
  • Side or Rear Entrance to Parking

Outdoor Features

  • Deck

Location

  • Property is near public transit
  • Property is near schools
  • Property is near shops

Schools

  • Haw Creek Elementary School
  • Lakeside Middle School
  • South Forsyth High School

Utilities

  • Central Heating and Cooling System
  • Underground Utilities
  • Private Water Source
  • Septic Tank
  • High Speed Internet
  • Phone Available
  • Cable TV Available

Community Details

Overview

  • $1,400 Initiation Fee
  • Chattahoochee River Club Subdivision

Amenities

  • Clubhouse
  • Laundry Facilities

Recreation

  • Tennis Courts
  • Community Playground
  • Community Pool
  • Park

Home Details

Home Type

Single Family

Est. Annual Taxes

$7,263

Year Built

Built in 2002

Lot Details

0

HOA Fees

$117 per month

Listing Details

  • Property Type: Residential
  • Year Built: 2002
  • ArchitecturalStyle: European
  • Financing Type: Conventional 95%
  • Levels: Two
  • Lot Size Acres: .76
  • Property Sub-Type: Single Family Residence
  • Structure Type: House
  • Total Finished Area2: 5140
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 2

Interior Features

  • Appliances: Dishwasher, Disposal, Microwave, Refrigerator
  • Bedrooms: 5
  • Dining Room Features: Seats 12+
  • Basement: Full, Partial
  • Below Grade Finished Sq Ft: 1206
  • Total Finished Sq Ft: 3934
  • Above Grade Finished Sq Ft: 3934
  • Interior Amenities: Double Vanity, Split Bedroom Plan, Tray Ceiling(s), Vaulted Ceiling(s), Walk-In Closet(s)
  • Full Bathrooms: 5
  • Fireplace Features: Factory Built, Family Room, Master Bedroom
  • Flooring: Carpet, Tile
  • Kitchen Features: Breakfast Area, Breakfast Bar, Breakfast Room, Kitchen Island, Solid Surface Counters, Walk-in Pantry
  • Window Features: Double Pane Windows
  • Price Per Square Foot: 160.408

Beds/Baths

  • Main Level Full Bathrooms: 1
  • Upper Level Full Bathrooms: 4
  • Bedroom Main Level: 1

Exterior Features

  • Common Walls: No Common Walls
  • Construction Materials: Concrete, Stucco
  • Fencing: Back Yard, Fenced, Privacy, Wood
  • Foundation Details: Slab
  • Lot Features: Level, Private
  • Patio And Porch Features: Deck
  • Property Condition: Resale
  • Roof: Composition
  • View: City

Garage/Parking

  • Parking Features: Attached, Garage, Side/Rear Entrance
  • ParkingTotal: 3

Utilities

  • Cooling: Ceiling Fan(s), Central Air
  • Heating: Central
  • Laundry Features: Common Area
  • Security Features: Carbon Monoxide Detector(s), Fire Sprinkler System, Smoke Detector(s)
  • Sewer: Septic Tank
  • Utilities: Cable Available, Electricity Available, High Speed Internet, Phone Available, Underground Utilities, Water Available
  • Water Source: Private

Condo/Co-op/Association

  • Annual Association Fee: 1400
  • Association: Yes
  • Community Features: Clubhouse, Park, Playground, Pool, Tennis Court(s), Walk To Public Transit, Walk To Schools, Walk To Shopping

Fee Information

  • Initiation Fee: 1400
  • Association Fee Includes: Other

Schools

  • Elementary School: Haw Creek
  • High School: South Forsyth
  • Middle School: Lakeside
  • Elementary School: Haw Creek
  • Middle School: Lakeside
  • High School: South Forsyth

Multi Family

  • Total Fireplaces: 2

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 5, 2024
Closed on
Aug 27, 2024
Sold by
Madden Amy Elizabeth and Madden Chris
Bought by
Ansah John O
Seller's Agent
Amos Vixamas
Virtual Properties Realty.com
Buyer's Agent
Seok Hong
Red 1 Realty, LLC
List Price
$859,000
Sold Price
$849,000
Premium/Discount to List
-$10,000
-1.16%
Views
22

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
0.44%
Original Mortgage
$762,300
Outstanding Balance
$754,207
Interest Rate
6.77%
Mortgage Type
New Conventional
Estimated Equity
$98,698

Purchase Details

Listed on
Apr 8, 2022
Closed on
Aug 1, 2022
Sold by
Sandra Nelson
Bought by
Madden Amy Elizabeth and Madden Chris
Seller's Agent
Jill Morris
Century 21 Results
List Price
$698,900
Sold Price
$710,000
Premium/Discount to List
$11,100
1.59%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.02%
Original Mortgage
$350,000
Interest Rate
4.92%
Mortgage Type
New Conventional

Purchase Details

Closed on
Oct 25, 2002
Sold by
Nelson Loren
Bought by
Nelson Loren

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$278,500
Interest Rate
5.93%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Special Warranty Deed $849,000 None Listed On Document
Special Warranty Deed $710,000 Parkway Law Group
Quit Claim Deed -- --
Deed $348,500 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $762,300 New Conventional
Previous Owner $350,000 New Conventional
Previous Owner $0 New Conventional
Previous Owner $376,000 New Conventional
Previous Owner $368,500 New Conventional
Previous Owner $361,900 Stand Alone Second
Previous Owner $365,000 Stand Alone Second
Previous Owner $73,000 Stand Alone Second
Previous Owner $278,500 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/12/2025 09/12/25 Sold $824,500 -2.9% $160 / Sq Ft
08/14/2025 08/14/25 Pending -- -- --
08/06/2025 08/06/25 Price Changed $849,000 -1.1% $165 / Sq Ft
07/22/2025 07/22/25 Price Changed $858,400 -1.2% $167 / Sq Ft
07/02/2025 07/02/25 For Sale $868,400 +2.3% $169 / Sq Ft
08/27/2024 08/27/24 Sold $849,000 0.0% $216 / Sq Ft
05/16/2024 05/16/24 Pending -- -- --
05/03/2024 05/03/24 Price Changed $849,000 -1.2% $216 / Sq Ft
04/05/2024 04/05/24 For Sale $859,000 +21.0% $218 / Sq Ft
08/01/2022 08/01/22 Sold $710,000 +1.6% $150 / Sq Ft
05/04/2022 05/04/22 Pending -- -- --
04/08/2022 04/08/22 For Sale $698,900 -- $147 / Sq Ft
Source: Georgia MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $7,263 $333,928 $72,000 $261,928
2024 $7,263 $296,188 $60,000 $236,188
2023 $6,799 $276,228 $60,000 $216,228
2022 $5,559 $193,232 $40,000 $153,232
2021 $4,840 $193,232 $40,000 $153,232
2020 $4,376 $170,788 $40,000 $130,788
2019 $4,383 $170,784 $34,000 $136,784
2018 $4,298 $166,024 $34,000 $132,024
2017 $4,260 $163,436 $34,000 $129,436
2016 $4,176 $159,436 $30,000 $129,436
2015 $4,209 $160,636 $30,000 $130,636
2014 $3,744 $148,076 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Georgia MLS

MLS Number: 10556037

Georgia MLS

APN: 227-023