NOT LISTED FOR SALE

3860 River Bluff Rd Union, KY 41091

Verona Neighborhood

Estimated Value: $544,000 - $606,976

4 Beds
3 Baths
-- Sq Ft
273,992 Sq Ft Lot

Last Sold October 08, 2020

Last sale price $410,000

Est. 43% increase in value since last sale

Current estimated payment $3,433/month

3 Days on Market

Highlights

  • River View
  • Granite Flooring
  • Tiered Deck
  • Charles H. Kelly Elementary School Rated A-
  • 6.29 Acre Lot
  • Dining Room with Fireplace

About This Home

As of October 2020

Seldom does such a grand custom home come on the market just up the hill from the mighty and scenic Ohio River. Built by the builder-developer for himself, this home is full of upgrades and luxuries, too many to list here. The sellers rave most about the fabulous views like the sunsets and winter river views from the front deck, the abundant wildlife, and the tranquility of life in the country. They also love being close to historical locations like Big Bone Lick State Park, Jane’s Saddlebag, and Rabbit Hash. Please schedule your private showing right away while you still have the chance!

Last Agent to Sell the Property

Andrew Lautz

Huff Realty - Florence License #197760 Listed on: 08/13/2020

Huff Realty - Florence

Last Buyer's Agent

Andrew Lautz

Huff Realty - Florence License #197760 Listed on: 08/13/2020

Huff Realty - Florence

Home Details

Home Type

  • Single Family

Year Built

  • Built in 2002

Lot Details

  • 6.29 Acre Lot
  • Lot Dimensions are 249x1100
  • Cul-De-Sac
  • Front and Back Yard Sprinklers

Parking

  • 3 Car Garage
  • Driveway
  • On-Street Parking

Property Views

  • River
  • Woods

Home Design

  • Transitional Architecture
  • Poured Concrete
  • Shingle Roof

Interior Spaces

  • 2-Story Property
  • Crown Molding
  • Cathedral Ceiling
  • Ceiling Fan
  • Recessed Lighting
  • Wood Burning Fireplace
  • Insulated Windows
  • Window Treatments
  • Wood Frame Window
  • French Doors
  • Panel Doors
  • Family Room with Fireplace
  • Great Room
  • Living Room with Fireplace
  • Dining Room with Fireplace
  • 2 Fireplaces
  • Formal Dining Room
  • Loft
  • Bonus Room
  • Fire and Smoke Detector

Kitchen

  • Breakfast Bar
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Trash Compactor

Flooring

  • Wood
  • Carpet
  • Granite
  • Marble
  • Ceramic Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Walk-In Closet
  • 3 Full Bathrooms
  • Entry through bedroom
  • Jetted Tub and Shower Combination in Primary Bathroom

Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House

Outdoor Features

  • Balcony
  • Tiered Deck
  • Covered Patio or Porch

Schools

  • Kelly Elementary School
  • Ballyshannon Middle School
  • Ryle High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Propane
  • Cistern
  • Aerobic Septic System

Community Details

  • Property has a Home Owners Association
  • River Vista Association, Phone Number (859) 816-8307
  • River Vista Subdivision

Listing and Financial Details

  • Assessor Parcel Number 032.00-02-009.00

Home Details

Home Type

Single Family

Year Built

Built in 2002

Lot Details

6.29 Acres

Parking

3

Listing Details

  • Cooling: Central Air
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 6.29
  • Year Built: 2002
  • Lot Size: 249x1100
  • Subdivision Name: River Vista
  • Directions: I-75 to Richwood west to L on 42 south to R west on 338 Beaver Rd to L South on Ryle Rd along the Ohio river L east on River Bluff Rd to 3860.
  • Architectural Style: Transitional
  • New Construction: No
  • Property Attached Yn: No
  • Structure Type: House
  • ResoPropertyType: Residential
  • Location Tax Legal Info:Property Attached YN: No
  • Location Tax Legal Info:New Construction: No
  • Location Tax Legal Info:Elementary School: Kelly Elementary
  • Location Tax Legal Info:Middle or Junior School: Ballyshannon Middle School
  • Location Tax Legal Info:High School: Ryle High
  • Location Tax Legal Info:Subdivision2: Other
  • Contract Info:Auction YN: No
  • General Property Description:Fireplace YN: Yes
  • General Property Description:Lot Size Dimensions: 249x1100
  • Appliances Microwave: Yes
  • Cooling:Central Air: Yes
  • Foundation:Poured Concrete: Yes
  • Roof:Shingle: Yes
  • Room Details:Family Room YN: Yes
  • Room Details:Formal Dining Rm YN: Yes
  • General Property Description:Lot Size Acres: 6.29
  • General Property Description:Lot Size Square Feet: 273992.4
  • Structure Type:House: Yes
  • Security Features:Smoke Detector(s): Yes
  • Room Type:Loft3: Yes
  • Levels:Two: Yes
  • Location Tax Legal Info:Tax ID: 032.00-02-009.00
  • General Property Description:Fireplaces Total: 2
  • View:TreesWoods: Yes
  • Architecture:Transitional: Yes
  • Room Type:Bonus Room2: Yes
  • Percent Basement Finished: Yes
  • Room Type:Great Room4: Yes
  • Utilities:Propane3: Yes
  • Water Source:Cistern: Yes
  • Sewer:Aerobic Septic: Yes
  • View:River: Yes
  • Special Features: None

Interior Features

  • Interior Amenities: Crown Molding, Cathedral Ceiling(s), Ceiling Fan(s), French Doors, High Ceilings, Multi Panel Doors, Recessed Lighting, Vaulted Ceiling(s)
  • Basement: Full, Finished, Walk-Out Access
  • Heating: Natural Gas, Forced Air
  • Levels: Two
  • Property Type: Residential
  • Appliances: Dishwasher, Microwave, Oven, Range, Trash Compactor
  • Full Bathrooms: 3
  • Total Bedrooms: 4
  • Fireplace Features: Wood Burning
  • Fireplaces: 2
  • Fireplace: Yes
  • Window Features: Insulated Window(s), Wood Frames
  • Full Basement: Yes
  • Appliances Dishwasher: Yes
  • Interior Features:Ceiling Fan(s): Yes
  • Interior Features:High Ceilings: Yes
  • Interior Features:Multi Panel Doors: Yes
  • Kitchen Features:Kitchen Island: Yes
  • Basement:Walk-Out Access7: Yes
  • Interior Features:French Doors: Yes
  • Primary Bedroom Features:Carpet Flooring5: Yes
  • Primary Bedroom Features:Walk-In Closet(s): Yes
  • Family Room Features:Carpet Flooring4: Yes
  • Basement:Fireplace(s)7: Yes
  • Fireplace Features:Wood Burning: Yes
  • Interior Features:Crown Molding: Yes
  • Dining Room Features:Wood Flooring3: Yes
  • Family Room Features:Fireplace(s)4: Yes
  • Kitchen Features:Wood Flooring4: Yes
  • Appliances:Trash Compactor: Yes
  • Living Room Features:Carpet Flooring2: Yes
  • Family Room Features:Window Treatments4: Yes
  • Living Room Features:Fireplace(s): Yes
  • Kitchen Features:Ceramic Tile Flooring2: Yes
  • Interior Features:Cathedral Ceiling(s): Yes
  • Interior Features:Vaulted Ceiling(s): Yes
  • Dining Room Features:Walk-Out Access2: Yes
  • Kitchen Features:Breakfast Bar: Yes
  • Primary Bath Features:Tub With Shower: Yes
  • Interior Features:Recessed Lighting: Yes
  • Primary Bath Features:Jetted Tub: Yes
  • Kitchen Features:Marble Flooring2: Yes
  • Primary Bath Features:Ceramic Tile Flooring: Yes
  • Appliances Range: Yes
  • Kitchen Features:Granite Flooring2: Yes
  • Kitchen Features:Slate Flooring2: Yes
  • Dining Room Features:Window Treatments2: Yes
  • Primary Bedroom Features:Walk-Out Access6: Yes
  • Dining Room Features:Fireplace(s)2: Yes

Exterior Features

  • View: River, Trees/Woods
  • Roof: Shingle
  • Lot Features: Cul-De-Sac, Sprinklers In Front, Sprinklers In Rear
  • View: Yes
  • Construction Type: Fiber Cement
  • Exterior Features: Balcony
  • Foundation Details: Poured Concrete
  • Patio And Porch Features: Covered, Deck, Patio, Tiered Deck
  • Window Features:Insulated Window(s): Yes
  • Patio and Porch Features:Covered: Yes
  • Patio and Porch Features:Deck: Yes
  • Patio and Porch Features:Patio: Yes
  • Lot Features:Cul-De-Sac: Yes
  • Window Features:Wood Frames: Yes
  • Lot Features:Sprinklers In Front: Yes
  • Patio and Porch Features:Tiered Deck: Yes
  • Construction Materials:Fiber Cement: Yes
  • Exterior Features:Balcony: Yes
  • Lot Features:Sprinklers In Rear: Yes

Garage/Parking

  • Attached Garage: No
  • Parking Features: Driveway, On Street
  • General Property Description:Garage Spaces: 3.0
  • Parking Features:Driveway: Yes
  • Parking Features:On Street: Yes

Utilities

  • Sewer: Aerobic Septic
  • Water Source: Cistern
  • Security: Smoke Detector(s)
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Utilities: Propane
  • Heating:Natural Gas2: Yes
  • Heating:Forced Air: Yes

Condo/Co-op/Association

  • Association: Yes

Association/Amenities

  • Association Information:Association YN: Yes
  • Association Information:Association Management Name 1: River Vista
  • Association Information:Association Management Phone 1: 859-816-8307
  • Association Information:Total Yearly Fees: 400.0

Schools

  • Elementary School: Kelly Elementary
  • Junior High Dist: Boone Co Public
  • High School: Ryle High
  • Middle Or Junior School: Ballyshannon Middle School

Lot Info

  • Lot Size Sq Ft: 273992.4
  • Zoning Description: Residential
  • ResoLotSizeUnits: Acres

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 13, 2020
Closed on
Oct 8, 2020
Sold by
Brown David and Brown Mary Tama
Bought by
Pham Vu H
Seller's Agent
Andrew Lautz
Huff Realty - Florence
Buyer's Agent
Andrew Lautz
Huff Realty - Florence
List Price
$439,900
Sold Price
$410,000
Premium/Discount to List
-$29,900
-6.8%
Current Estimated Value
$584,494

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$174,494
Avg. Annual Appreciation
6.83%
Original Mortgage
$328,000
Outstanding Balance
$231,863
Interest Rate
2.8%
Mortgage Type
New Conventional
Estimated Equity
$352,631

Purchase Details

Closed on
Oct 29, 2010
Sold by
The Bank Of Kentucky Inc
Bought by
Brown David and Brown Mary Tamra

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$200,000
Interest Rate
4.38%
Mortgage Type
New Conventional

Purchase Details

Closed on
Oct 27, 2010
Sold by
The Bank Of Kentucky Inc
Bought by
Commonwealth Of Kentucky and County Of Boone

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$200,000
Interest Rate
4.38%
Mortgage Type
New Conventional

Purchase Details

Closed on
Oct 20, 2010
Sold by
The Bank Of Kentucky
Bought by
Commonwealth Of Kentucky and County Of Boone

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$200,000
Interest Rate
4.38%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jun 5, 2000
Sold by
Conley Michael J
Bought by
Lawrence Howard A
Source: Public Records
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Pham Vu H $410,000 Priority National Title Svcs
Brown David $250,000 Northern Kentucky Title Inc
Commonwealth Of Kentucky $201,000 None Available
Commonwealth Of Kentucky $201,000 None Available
Lawrence Howard A $43,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Pham Vu H $328,000
Previous Owner Brown David $200,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
10/08/2020 10/08/20 Sold $410,000 -6.8% --
08/16/2020 08/16/20 Pending -- -- --
08/13/2020 08/13/20 For Sale $439,900 -- --
Source: Northern Kentucky Multiple Listing Service

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,104 $450,000 $60,000 $390,000
2024 $4,579 $410,000 $60,000 $350,000
2023 $4,666 $410,000 $60,000 $350,000
2022 $4,603 $410,000 $60,000 $350,000
2021 $4,688 $410,000 $60,000 $350,000
2020 $4,333 $378,470 $60,000 $318,470
2019 $4,384 $378,470 $60,000 $318,470
2018 $4,393 $378,470 $60,000 $318,470
2017 $4,318 $378,470 $60,000 $318,470
2015 $4,265 $378,470 $60,000 $318,470
2013 -- $378,470 $60,000 $318,470
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Northern Kentucky Multiple Listing Service

MLS Number: 540676

Northern Kentucky Multiple Listing Service

APN: 032.00-02-009.00

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