J
Seller's Agent in 2025
Justine Jolly
King & Associates, LLC
(352) 585-5171
4 in this area
43 Total Sales
38684 Ferm Cir Zephyrhills, FL 33540
2
Beds
2
Baths
1,195
Sq Ft
0.26
Acres
Highlights
- Open Floorplan
- Stone Countertops
- Covered Patio or Porch
- Vaulted Ceiling
- No HOA
- 2 Car Attached Garage
About This Home
As of July 2025Tropical landscaping, sidewalk-lined streets, and a spacious, privacy-fenced backyard set the stage for this beautifully updated 2 bedroom, 2 bath home in the heart of Zephyrhills. Set on over 1/4 acre with no HOA, it offers a refreshing mix of major updates and everyday livability, including a 2024 roof, a fully remodeled kitchen, and a refreshed guest bathroom! Head inside, past the charming covered front porch, where high vaulted ceilings and an open-concept layout create a bright and inviting atmosphere. The dining area rests comfortably between the living room and kitchen, ideal for gathering with friends or preparing meals without missing a moment. The completely renovated kitchen is a masterpiece of design, showcasing marble countertops, newer stainless steel Frigidaire appliances, a center island with breakfast bar seating, updated cabinetry, pantry storage, a decorative ceiling, and eye-catching hexagonal tile flooring. The split-bedroom design creates privacy for all. The spacious 12x15 primary suite includes crown molding, a walk-in closet, and an ensuite bath with a walk-in shower. Across the home, the second bedroom is located next to the stylishly updated guest bath, which features new tile flooring, a re-tiled tub/shower, new vanity, updated lighting, and more. Step outside to enjoy the expansive backyard oasis, complete with a screened-in porch, an open patio, and plenty of space to relax or entertain, all enclosed with full privacy fencing! This move-in ready home is tucked into a well-established neighborhood with no HOA, just minutes from local shopping, dining, and all that central Zephyrhills has to offer. Call today to schedule your private showing!
Last Agent to Sell the Property
KING & ASSOCIATES REAL ESTATE LLC Brokerage Phone: 352-458-0291 License #3545898 Listed on: 07/12/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $1,138
Year Built
- Built in 1986
Lot Details
- 0.26 Acre Lot
- South Facing Home
- Landscaped
- Property is zoned R2
Parking
- 2 Car Attached Garage
Home Design
- Slab Foundation
- Shingle Roof
- Block Exterior
- Stucco
Interior Spaces
- 1,195 Sq Ft Home
- 1-Story Property
- Open Floorplan
- Crown Molding
- Vaulted Ceiling
- Ceiling Fan
- Sliding Doors
- Living Room
- Dining Room
- Laundry in Garage
Kitchen
- Eat-In Kitchen
- Breakfast Bar
- Range
- Microwave
- Dishwasher
- Stone Countertops
Flooring
- Laminate
- Tile
Bedrooms and Bathrooms
- 2 Bedrooms
- Split Bedroom Floorplan
- En-Suite Bathroom
- Walk-In Closet
- 2 Full Bathrooms
Outdoor Features
- Covered Patio or Porch
- Rain Gutters
Schools
- Woodland Elementary School
- Centennial Middle School
- Zephryhills High School
Utilities
- Central Heating and Cooling System
- Septic Tank
- High Speed Internet
Community Details
- No Home Owners Association
- Groves Subdivision
Listing and Financial Details
- Visit Down Payment Resource Website
- Tax Lot 24
- Assessor Parcel Number 26-25-21-005A-00000-0240
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jul 12, 2025
Closed on
Jul 30, 2025
Sold by
Cotton Richard D and Cotton Julie P
Bought by
Wilder Abigail Christine
Seller's Agent
Justine Jolly
KING & ASSOCIATES REAL ESTATE LLC
Buyer's Agent
Makenzie Brown
KING & ASSOCIATES REAL ESTATE LLC
List Price
$284,900
Sold Price
$275,000
Premium/Discount to List
-$9,900
-3.47%
Views
1
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
1.49%
Original Mortgage
$195,000
Outstanding Balance
$194,834
Interest Rate
6.81%
Mortgage Type
New Conventional
Estimated Equity
$80,942
Purchase Details
Closed on
Jan 24, 2023
Sold by
Plymale Julian R and Plymale Sylvia E
Bought by
Cotton Richard D and Cotton Julie P
Purchase Details
Closed on
Sep 24, 2007
Sold by
Cotton Richard D and Cotton Julie P
Bought by
Cotton Richard D and Cotton Julie P
Purchase Details
Closed on
Aug 31, 2005
Sold by
Ih New Tampa Homes Inc
Bought by
Calabrese Richard and Richard Calabrese Trust
Purchase Details
Closed on
Jul 23, 1999
Sold by
Dillon Molly S
Bought by
Cotton Richard D and Cotton Julie P
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$63,600
Interest Rate
7.51%
Mortgage Type
New Conventional
Purchase Details
Closed on
May 30, 1996
Sold by
Goodge Anne L
Bought by
Dillon Molly S
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$53,040
Interest Rate
7.93%
Mortgage Type
New Conventional
Purchase Details
Closed on
Aug 8, 1994
Sold by
Aspenwall Darlene Y
Bought by
Bickel Terry G and Bickel Mary S
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$56,250
Interest Rate
8.28%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Jul 29, 1994
Sold by
Patterson David F
Bought by
Goodge Anne L
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$56,250
Interest Rate
8.28%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Jul 14, 1993
Sold by
Patterson Deborah D and Patterson David F
Bought by
Patterson David F
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $275,000 | Premium Title | |
| Warranty Deed | $275,000 | Premium Title | |
| Quit Claim Deed | $100 | -- | |
| Interfamily Deed Transfer | $59,000 | None Available | |
| Corporate Deed | $230,519 | Florida Affiliated Title Ser | |
| Warranty Deed | $79,500 | -- | |
| Warranty Deed | $63,500 | -- | |
| Quit Claim Deed | -- | -- | |
| Warranty Deed | $62,500 | -- | |
| Deed | $26,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $195,000 | New Conventional | |
| Closed | $195,000 | New Conventional | |
| Previous Owner | $84,048 | New Conventional | |
| Previous Owner | $63,600 | New Conventional | |
| Previous Owner | $53,040 | New Conventional | |
| Previous Owner | $56,250 | Purchase Money Mortgage |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 07/31/2025 07/31/25 | Sold | $275,000 | -3.5% | $230 / Sq Ft |
| 07/12/2025 07/12/25 | Pending | -- | -- | -- |
| 07/12/2025 07/12/25 | For Sale | $284,900 | -- | $238 / Sq Ft |
Source: Stellar MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $1,138 | $95,670 | -- | -- |
| 2024 | $1,138 | $92,980 | -- | -- |
| 2023 | $1,076 | $89,760 | $0 | $0 |
| 2022 | $958 | $87,150 | $0 | $0 |
| 2021 | $927 | $84,620 | $30,764 | $53,856 |
| 2020 | $905 | $83,460 | $30,764 | $52,696 |
| 2019 | $878 | $81,590 | $0 | $0 |
| 2018 | $853 | $80,076 | $0 | $0 |
| 2017 | $843 | $79,533 | $0 | $0 |
| 2016 | $787 | $76,816 | $0 | $0 |
| 2015 | $954 | $85,526 | $0 | $0 |
| 2014 | $923 | $85,546 | $20,137 | $65,409 |
Source: Public Records
Agents Affiliated with this Home
-
Justine Jolly
-
Makenzie Brown
Buyer's Agent in 2025
Makenzie Brown
King & Associates, LLC
(813) 782-5506
42 in this area
226 Total Sales
-
Lindsey Harrie
Buyer Co-Listing Agent in 2025
Lindsey Harrie
King & Associates, LLC
(813) 782-5506
39 in this area
203 Total Sales
Map
Source: Stellar MLS
MLS Number: TB8405901
APN: 26-25-21-005A-00000-0240
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Listing Information presented by local MLS brokerage: Ten-X - (888)-952-6393
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