$436,000
SOLD MAR 19, 2025

3871 Indian Trail Unit 1B Destin, FL 32541

2 Beds
3 Baths
1,560 Sq Ft
$365/mo HOA Fee

Recently Sold

$279 Per Sq Ft

1% Below List Price

11 Days on Market

Highlights

  • Boat Dock
  • Home fronts a seawall
  • Intracoastal View
  • Destin Elementary School Rated A-
  • Boat or Launch Ramp
  • Pool House

About This Home

As of March 2025

Spectacular Waterfront Townhome with Full Bay Views from the Kitchen, Living Room & Large Master Suite! Waterfront Living Doesn't Get Much Better in This Quaint, Quiet Community of Mossy Cove in the Heart of Destin. With Spectacular Water Views Stretching as Far as the Eye Can See in All Directions You Will Never Want to Leave Your Private Patio as You Sit and Enjoy the Warm Coastal BayBreeze Off the Water. Superb Amenities to Include an Olympic Size Swimming Pool, Boat Dock & Kayak/Paddle Board Launch, Small Boat Ramp and Potential Boat Parking. Recent Upgrades Consist of New Roof in 2021, HVAC in 2022, Hurricane Windows & Exterior Storm Slider 2023. Easily Change this 2 bedroom back to a 3 bedroom; The current Owner Opened the 2 Waterfront Bedrooms into an Expansive Master Suite with A Wall of Windows Overlooking the Bay! Simply Add Back One Wall if Desired. Inside you will find this adorable townhome very spacious with Lots of Natural Light in the Living Room & Kitchen. 3 Full Bathrooms & Laundry Closet for Convenience, 2 Separate Living Areas or Turn One into a Roomy Office. Being Sold Unfurnished, However Some Furnishings May Be Negotiable. Don't Miss Your Chance To Jump On This Unique Waterfront Property And Start Living Your Dream Life on the Destin Bay Today!

Last Agent to Sell the Property

Crystal Newborn

The Ketchersid Group LLC License #3463940 Listed on: 02/13/2025

Co-Listed By

The Ketchersid Team

The Ketchersid Group LLC

Last Buyer's Agent

Crystal Ayers

Century 21 AllPoints Realty

Townhouse Details

Home Type

  • Townhome

Est. Annual Taxes

  • $1,786

Year Built

  • Built in 1977 | Remodeled

Lot Details

  • 871 Sq Ft Lot
  • Home fronts a seawall
  • Property fronts an intracoastal waterway
  • Property Fronts a Bay or Harbor

HOA Fees

  • $365 Monthly HOA Fees

Property Views

  • Intracoastal
  • Bay

Home Design

  • Newly Painted Property
  • Frame Construction
  • Composition Shingle Roof
  • Three Sided Brick Exterior Elevation

Interior Spaces

  • 1,560 Sq Ft Home
  • 2-Story Property
  • Woodwork
  • Crown Molding
  • Ceiling Fan
  • Double Pane Windows
  • Bay Window
  • Living Room
  • Dining Room
  • Pull Down Stairs to Attic
  • Home Security System

Kitchen

  • Electric Oven or Range
  • Self-Cleaning Oven
  • Microwave
  • Ice Maker
  • Dishwasher
  • Trash Compactor
  • Disposal

Flooring

  • Wood
  • Painted or Stained Flooring
  • Tile

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Split Bedroom Floorplan
  • 3 Full Bathrooms
  • Garden Bath

Laundry

  • Dryer
  • Washer

Pool

  • Pool House
  • In Ground Pool

Outdoor Features

  • Bulkhead
  • Boat or Launch Ramp
  • Docks
  • Balcony
  • Deck
  • Open Patio

Schools

  • Destin Elementary And Middle School
  • Destin High School

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater
  • Phone Available
  • Cable TV Available

Additional Features

  • Ventilation
  • Dwelling with Separate Living Area

Listing and Financial Details

  • Assessor Parcel Number 00-2S-22-4250-0000-0021

Community Details

Overview

  • Association fees include ground keeping, recreational faclty, trash
  • Mossey Cove T/H Subdivision
  • The community has rules related to covenants

Amenities

  • Picnic Area
  • Recreation Room

Recreation

  • Boat Dock
  • Community Boat Launch
  • Tennis Courts
  • Community Pool
  • Fishing

Pet Policy

  • Pets Allowed

Security

  • Hurricane or Storm Shutters
  • Fire and Smoke Detector

Townhouse Details

Home Type

Townhome

Est. Annual Taxes

$1,786

Year Built

Built in 1977 | Remodeled

Lot Details

0

HOA Fees

$365 per month

Listing Details

  • Property Sub Type: Attached Single Unit
  • Prop. Type: Residential
  • Lot Size Acres: 0.02
  • Road Frontage Type: City Street
  • Co List Office Mls Id: EKET
  • Co List Office Phone: 850-344-9848
  • Subdivision Name: MOSSEY COVE T/H
  • Directions: From Hwy 98 in Destin, Head North on Main Street Until It Dead Ends At Indian Trail, Turn Right, Mossy Cove Townhomes Will Be On the Left in About 1/4 Mile
  • Architectural Style: Townhome
  • Carport Y N: No
  • New Construction: No
  • Building Stories: 2
  • Year Built: 1977
  • Utilities:Public Sewer: Yes
  • Utilities:Public Water: Yes
  • Appliances Dryer: Yes
  • Appliances Refrigerators: Yes
  • Energy:AC - Central Elect: Yes
  • Energy:Heat Cntrl Electric: Yes
  • Energy:Water Heater - Elect: Yes
  • Rooms:Living Room: Yes
  • Rooms:Dining Room: Yes
  • Appliances Microwave: Yes
  • Washers: Yes
  • Waterfront:Bay: Yes
  • Waterview:Bay2: Yes
  • Energy:Ceiling Fans: Yes
  • Energy:Double Pane Windows: Yes
  • Waterfront:Unit Waterfront: Yes
  • Waterview:Intracoastal Waterwy: Yes
  • Waterfront:Intracoastal Wtrwy: Yes
  • Waterfront:Shore - Seawall: Yes
  • Energy:Power Vent: Yes
  • Special Features: None
  • Stories: 2

Interior Features

  • Appliances: Dishwasher, Disposal, Dryer, Ice Machine, Microwave, Oven Self Cleaning, Refrigerator, Security System, Smoke Detector, Stove/Oven Electric, Trash Compactor, Washer
  • Full Bathrooms: 3
  • Total Bedrooms: 2
  • Interior Amenities: Ceiling Crwn Molding, Floor Hardwood, Floor Tile, Newly Painted, Pull Down Stairs, Split Bedroom, Washer/Dryer Hookup, Window Bay, Window Treatment All, Woodwork Painted
  • Window Features: Double Pane Windows
  • Interior:WasherDryer Hookup: Yes
  • Appliances:StoveOven Electric: Yes
  • Appliances Dishwasher: Yes
  • Appliances:Ice Machine: Yes
  • Appliances:Smoke Detector: Yes
  • Appliances:Trash Compactor: Yes
  • Mstr BdrmMstr Bath:MBath Garden Tub: Yes
  • Interior:Floor Hardwood: Yes
  • Interior:Floor Tile: Yes
  • Appliances:Oven Self Cleaning: Yes
  • Interior:Pull Down Stairs: Yes
  • Interior:Split Bedroom: Yes
  • Interior:Ceiling Crwn Molding: Yes
  • Interior:Window Treatment All: Yes
  • Interior:Newly Painted: Yes
  • Interior:Woodwork Painted: Yes
  • Appliances:Security System: Yes
  • Interior:Window Bay: Yes

Exterior Features

  • Lot Features: Bulkhead/Seawall, Covenants, Within 1/2 Mile to Water
  • Pool Features: Pool Type
  • View: Bay
  • Waterfront Features: Unit Waterfront, Intracoastal Wtrwy, Bay, Shore - Seawall
  • Waterfront: Yes
  • Construction Type: Brick, Frame, Roof Composite Shngl, Siding Brick Some, Slab
  • Exterior Features: Balcony, Boat Launch, Deck Open, Dock, Hurricane Shutters, Patio Open, Pool - House, Pool - In-Ground, Renovated, Separate Living Area, Tennis Court
  • Property Condition: Construction Complete
  • Lot Features:Within 12 Mile to Water: Yes
  • Construction Status:Construction Complete: Yes
  • ConstructionSiding:Slab: Yes
  • Lot Features:Covenants: Yes
  • Exterior:Balcony: Yes
  • Lot Features:BulkheadSeawall: Yes
  • Exterior:Patio Open: Yes
  • ConstructionSiding:Frame: Yes
  • Exterior:Deck Open: Yes
  • Exterior:Hurricane Shutters: Yes
  • Exterior:Pool - In-Ground: Yes
  • ConstructionSiding:Brick: Yes
  • ConstructionSiding:Roof Composite Shngl: Yes
  • ConstructionSiding:Siding Brick Some: Yes
  • Exterior:Tennis Court: Yes
  • Exterior:Separate Living Area: Yes
  • Exterior:Dock: Yes
  • Exterior:Boat Launch: Yes
  • Exterior:Pool - House: Yes

Garage/Parking

  • General Property Info:Garage2: No

Utilities

  • Cooling: Ceiling Fan(s), Central Air
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Utilities: Phone, Public Sewer, Public Water, TV Cable
  • Utility: Yes

Condo/Co-op/Association

  • Community Features: Boat Launch, Community Room, Dock, Dumpster, Fishing, Pets Allowed, Picnic Area, Pool, Tennis, TV Cable, Waterfront
  • Association #2 Fee: 365.0
  • Association Fee Frequency: Monthly
  • Association: Yes

Fee Information

  • Association Fee Includes: Ground Keeping, Recreational Faclty, Trash

Schools

  • Elementary School: Destin
  • High School: Destin
  • Middle Or Junior School: Destin

Lot Info

  • Lot Size Sq Ft: 871.2
  • Parcel #: 00-2S-22-4250-0000-0021
  • Zoning: City
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 1785.56
  • Tax Year: 2024

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 13, 2025
Closed on
Mar 19, 2025
Sold by
Karen D Couch Revocable Trust and Bearden Pamela
Bought by
Lane Carl M and Lane Cheryl A
Seller's Agent
Crystal Newborn
The Ketchersid Group LLC
Buyer's Agent
Crystal Ayers
Century 21 AllPoints Realty
List Price
$440,000
Sold Price
$436,000
Premium/Discount to List
-$4,000
-0.91%
Views
17
Current Estimated Value
$432,728

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$3,272
Avg. Annual Appreciation
-1.31%
Source: Public Records

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $436,000 None Listed On Document
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
03/19/2025 03/19/25 Sold $436,000 -0.9% $279 / Sq Ft
02/24/2025 02/24/25 Pending -- -- --
02/13/2025 02/13/25 For Sale $440,000 -- $282 / Sq Ft
Source: Emerald Coast Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,809 $195,652 -- --
2023 $1,809 $189,953 $0 $0
2022 $1,759 $184,420 $0 $0
2021 $1,751 $179,049 $0 $0
2020 $1,735 $176,577 $0 $0
2019 $1,710 $172,607 $0 $0
2018 $1,692 $169,389 $0 $0
2017 $1,679 $165,905 $0 $0
2016 $1,634 $162,493 $0 $0
2015 $1,657 $161,363 $0 $0
2014 $1,662 $160,082 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Emerald Coast Association of REALTORS®

MLS Number: 968480

Emerald Coast Association of REALTORS®

APN: 00-2S-22-4250-0000-0021