$415,000

3871 Indian Trail Unit 4C Destin, FL 32541

Estimated payment $2,636/month

2 Beds
2.5 Baths
1,560 Sq Ft
$266 Price per Sq Ft

Highlights

  • Boat Dock
  • Home fronts a seawall
  • Boat Slip
  • Destin Elementary School Rated A-
  • Boat or Launch Ramp
  • Fishing

About This Home

Here's your chance to own one of the best locations in Mossey Cove! Situated on 4.2 acres of pristine waterfront property.
Rare corner unit offering the largest floor plan in the complex, lovingly owned by the same family since its construction in 1976. Enjoy million-dollar views and ultimate seclusion right next to the private boat ramp. Featuring 2 bedrooms, 2.5 baths, and a thoughtful addition on the water side, expanding the main living area on the first floor to include a screened porch with beautiful water views and creating a spacious master suite upstairs overlooking the bay. Recent updates include new windows, a 2016 air conditioner, 2021 roof and the HOA is only $365/month. Community amenities include: Private boat ramp, Large pool, Fishing dock and open sodded green space

Listing Agent

Lawson Craft

LPT Realty LLC License #3449760 Listed on: 10/21/2025

LPT Realty LLC

Townhouse Details

Home Type

  • Townhome

Est. Annual Taxes

  • $922

Year Built

  • Built in 1977

Lot Details

  • Home fronts a seawall
  • Property Fronts a Bay or Harbor
  • Property fronts a private road
  • Leasehold Lot

HOA Fees

  • $365 Monthly HOA Fees

Home Design

  • Brick Exterior Construction
  • Dimensional Roof
  • Wood Siding
  • Wood Trim

Interior Spaces

  • 1,560 Sq Ft Home
  • 2-Story Property
  • Bay Window
  • Living Room
  • Dining Room
  • Screened Porch
  • Bay Views

Kitchen

  • Electric Oven or Range
  • Cooktop
  • Microwave
  • Freezer
  • Ice Maker
  • Dishwasher
  • Trash Compactor
  • Disposal

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Split Bedroom Floorplan
  • Primary Bathroom includes a Walk-In Shower

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Bulkhead
  • Boat or Launch Ramp
  • Boat Slip
  • Docks
  • Balcony

Schools

  • Destin Elementary And Middle School
  • Destin High School

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 00-2S-22-4250-0000-0032

Community Details

Overview

  • Association fees include ground keeping, management, recreational faclty, trash
  • Mossey Cove T/H Subdivision
  • Handicap Modified Features In Community

Amenities

  • Picnic Area
  • Community Pavilion
  • Game Room
  • Recreation Room

Recreation

  • Boat Dock
  • Community Boat Launch
  • Community Pool
  • Fishing

Pet Policy

  • Pets Allowed

Townhouse Details

Home Type

Townhome

Est. Annual Taxes

$922

Year Built

Built in 1977

Lot Details

0

HOA Fees

$365 per month

Listing Details

  • Property Sub Type: Attached Single Unit
  • Prop. Type: Residential
  • Road Frontage Type: City Street, Private Road
  • Subdivision Name: MOSSEY COVE T/H
  • Directions: From Hwy 98 turn north on Main Street to right on indian Trail. Second entrance where sign reads Mossey Cove Townhomes take a left and proceed straight to the boat ramp. The unit is right next to the boat ramp.
  • Architectural Style: Townhome
  • Carport Y N: No
  • New Construction: No
  • Building Stories: 2
  • Year Built: 1977
  • Utilities Electric: Yes
  • Utilities:Public Sewer: Yes
  • Utilities:Public Water: Yes
  • Appliances Dryer: Yes
  • Appliances Refrigerators: Yes
  • Energy:AC - Central Elect: Yes
  • Energy:Heat Cntrl Electric: Yes
  • Energy:Water Heater - Elect: Yes
  • Rooms:Living Room: Yes
  • Rooms:Dining Room: Yes
  • Appliances Microwave: Yes
  • Washers: Yes
  • Waterfront:Bay: Yes
  • Waterview:Bay2: Yes
  • Waterfront:Unit Waterfront: Yes
  • Special Features: None
  • Stories: 2

Interior Features

  • Appliances: Cooktop, Dishwasher, Disposal, Dryer, Freezer, Ice Machine, Microwave, Refrigerator, Stove/Oven Electric, Trash Compactor, Washer, Water Heater - Elect
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 2
  • Interior Amenities: Owner's Closet, Split Bedroom, Washer/Dryer Hookup
  • Window Features: Window Bay
  • Interior:WasherDryer Hookup: Yes
  • Appliances:Cooktop: Yes
  • Appliances:StoveOven Electric: Yes
  • Mstr BdrmMstr Bath:MBath Shower Only: Yes
  • Appliances Dishwasher: Yes
  • Appliances:Ice Machine: Yes
  • Appliances:Trash Compactor: Yes
  • Interior:Split Bedroom: Yes
  • Appliances:Freezer: Yes
  • Interior:Window Bay: Yes

Exterior Features

  • Lot Features: Bulkhead/Seawall, Within 1/2 Mile to Water
  • Pool Features: Pool Type
  • View: Bay
  • Waterfront Features: Unit Waterfront, Bay
  • Waterfront: Yes
  • Construction Type: Brick, Siding Wood, Trim Wood
  • Exterior Features: Balcony, Boat Launch, Boat Slip, Dock
  • Patio And Porch Features: Porch, Porch Screened
  • Property Condition: Construction Complete
  • Lot Features:Within 12 Mile to Water: Yes
  • Construction Status:Construction Complete: Yes
  • Exterior:Porch: Yes
  • Exterior:Balcony: Yes
  • Lot Features:BulkheadSeawall: Yes
  • ConstructionSiding:Roof Dimensional Shg: Yes
  • Exterior:Porch Screened: Yes
  • ConstructionSiding:Brick: Yes
  • ConstructionSiding:Trim Wood: Yes
  • ConstructionSiding:Siding Wood: Yes
  • Exterior:Boat Slip: Yes
  • Exterior:Dock: Yes
  • Exterior:Boat Launch: Yes

Garage/Parking

  • General Property Info:Garage2: No

Utilities

  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Electric, Public Water, TV Cable
  • Utility: Yes

Condo/Co-op/Association

  • Community Features: Boat Launch, Community Room, Dock, Dumpster, Fishing, Game Room, Handicap Provisions, Leasehold, Minimum Rental Prd, Pavillion/Gazebo, Pets Allowed, Picnic Area, Pool, TV Cable, Waterfront
  • Association #2 Fee: 365.0
  • Association Fee Frequency: Monthly
  • Association: Yes

Fee Information

  • Association Fee Includes: Ground Keeping, Management, Recreational Faclty, Trash

Schools

  • Elementary School: Destin
  • High School: Destin
  • Middle Or Junior School: Destin

Lot Info

  • Parcel #: 00-2S-22-4250-0000-0032
  • Zoning: City, Resid Multi-Family

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $922 $124,336 -- --
2023 $922 $120,715 $0 $0
2022 $943 $117,199 $0 $0
2021 $934 $113,785 $0 $0
2020 $923 $112,214 $0 $0
2019 $906 $109,691 $0 $0
2018 $893 $107,646 $0 $0
2017 $883 $105,432 $0 $0
2016 $858 $103,263 $0 $0
2015 $871 $102,545 $0 $0
2014 $873 $101,731 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
10/21/2025 10/21/25 For Sale $415,000 -- $266 / Sq Ft
Source: Emerald Coast Association of REALTORS®

Source: Emerald Coast Association of REALTORS®

MLS Number: 987995

Emerald Coast Association of REALTORS®

APN: 00-2S-22-4250-0000-0032