$525,000
SOLD SEP 18, 2024

3872 Eagle Ridge Dr Elgin, IL 60124

Bowes Neighborhood
2 Beds
3 Baths
1,987 Sq Ft
2015 Built

Recently Sold

$264 Per Sq Ft

3% Below List Price

19 Days on Market

Highlights

  • Gated Community
  • Open Floorplan
  • Clubhouse
  • South Elgin High School Rated A-
  • Mature Trees
  • Deck

About This Home

As of September 2024

Welcome to Bowes Creek Club's Regency active adult community. Outstanding location. Excellent curb appeal. Original owners and impeccably maintained home features 3 bedrooms, 3 full baths, and large finished basement including ample extra storage. Abundance of large windows provides a flow of natural light into this spacious ranch home. 14' foyer with tray ceiling. 10' ceilings throughout first level. Hardwood floors in kitchen, family room, eating area and dining area. Kitchen includes 42" custom cabinets, quartz counters and back splash, SS appliances, large island, breakfast bar, and eating area. Kitchen is open to family room and dining area. Large primary with tray ceiling. En-suite includes double sink, large walk in shower with a substantial built in seat, 2 custom walk in closets, and a linen closet. Custom cabinetry in the den. Den can be converted to a bedroom if needed. A sliding door off the kitchen leads you to a generous Trex deck and an ample stamped concrete patio for outside entertaining. Deck and patio include custom lighting for ambiance and safety. Lower level has extra bedroom, full bath, custom cabinetry, wet beverage bar, tile flooring and natural light. Extended garage with an extra 5' and a service door. Home also boasts a continuous hot water heater system, irrigation system, and beautifully landscaped. This home backs up to mature trees which provides privacy all year long. Regency private community amenities to enjoy include walking paths, outdoor pool, pickle ball, tennis, fitness center, lawn care, snow removal, and bocce ball. Additional Bowes Creek community amenities outside of the Regency include a highly rated golf course, driving range, and restaurant with outside dining too. Bowes Creek Country Club is conveniently located near everything you need. Shopping, restaurants, entertainment, and interstates. Maintenance free living awaits you!!

Last Agent to Sell the Property

Cathy Haggerty

Realstar Realty, Inc License #475158668 Listed on: 07/05/2024

Last Buyer's Agent

Kathleen Davine

Baird & Warner Fox Valley - Geneva License #475190893

Baird & Warner Fox Valley -  Geneva

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $11,183

Year Built

  • Built in 2015

Lot Details

  • Paved or Partially Paved Lot
  • Mature Trees

HOA Fees

  • $198 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Transmitter
  • Garage Door Opener
  • Driveway
  • Parking Space is Owned

Home Design

  • Ranch Style House
  • Asphalt Roof
  • Concrete Perimeter Foundation

Interior Spaces

  • 1,987 Sq Ft Home
  • Open Floorplan
  • Wet Bar
  • Built-In Features
  • Ceiling height of 10 feet or more
  • Blinds
  • Window Screens
  • Den
  • Recreation Room
  • Pull Down Stairs to Attic

Kitchen

  • Built-In Double Oven
  • Electric Oven
  • Electric Cooktop
  • Microwave
  • High End Refrigerator
  • Dishwasher
  • Stainless Steel Appliances
  • Disposal

Flooring

  • Wood
  • Partially Carpeted
  • Laminate

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 3 Potential Bedrooms
  • Walk-In Closet
  • Bathroom on Main Level
  • 3 Full Bathrooms

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Finished Basement

  • Basement Fills Entire Space Under The House
  • Finished Basement Bathroom

Home Security

  • Storm Screens
  • Storm Doors

Outdoor Features

  • Deck
  • Stamped Concrete Patio

Location

  • Property is near a park

Schools

  • Otter Creek Elementary School
  • Abbott Middle School
  • South Elgin High School

Utilities

  • Central Air
  • Heating System Uses Natural Gas
  • 200+ Amp Service

Community Details

Overview

  • Association fees include insurance, clubhouse, exercise facilities, pool, lawn care, snow removal
  • Foster Premier Association, Phone Number (847) 484-2108
  • Bowes Creek Country Club Subdivision, Binghamton Floorplan
  • Property managed by Foster Premier

Recreation

  • Tennis Courts
  • Community Pool

Additional Features

  • Clubhouse
  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$11,183

Year Built

Built in 2015

Lot Details

0

HOA Fees

$198 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 1 Story
  • Ownership: Fee Simple w/ HO Assn.
  • ArchitecturalStyle: Ranch
  • New Construction: No
  • Property Sub-Type: 1 Story
  • Subdivision Name: Bowes Creek Country Club
  • Year Built: 2015
  • Age: 6-10 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service,Adult Community
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • ResoPropertyType: Residential
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Double Oven, Microwave, Dishwasher, High End Refrigerator, Washer, Dryer, Disposal, Stainless Steel Appliance(s), Cooktop, Built-In Oven, Electric Cooktop, Electric Oven, Wall Oven
  • Basement: Full
  • Full Bathrooms: 3
  • Total Bathrooms: 3
  • Total Bedrooms: 2
  • Below Grade Finished Sq Ft: 1050
  • Interior Amenities: Bar-Wet, Hardwood Floors, Wood Laminate Floors, First Floor Bedroom, First Floor Laundry, First Floor Full Bath, Built-in Features, Walk-In Closet(s), Ceiling - 10 Foot, Open Floorplan, Some Carpeting, Some Wood Floors, Drapes/Blinds, Some Storm Doors, Pantry
  • LivingArea: 1987
  • Room Type: Recreation Room, Den
  • Estimated Total Finished Sq Ft: 3037
  • Basement Description: Finished
  • Basement Bathrooms: Yes
  • Below Grade Bedrooms: 1
  • Total Sq Ft: 1987
  • Basement Sq Ft: 1450
  • Total Sq Ft: 3437
  • Unfinished Basement Sq Ft: 400
  • Attic: Pull Down Stair
  • Main Level Sq Ft: 1987
  • Door Features: Sliding Doors,Storm Door(s),Sliding Glass Door(s)
  • Window Features: Blinds,Screens,Window Treatments
  • ResoLivingAreaSource: Estimated

Exterior Features

  • ExteriorFeatures: Deck, Patio, Stamped Concrete Patio, Storms/Screens
  • Foundation Details: Concrete Perimeter
  • List Price: 539000
  • Lot Features: Mature Trees
  • Roof: Asphalt
  • Waterfront: No
  • Exterior Building Type: Vinyl Siding,Brick,Stone

Garage/Parking

  • Garage Spaces: 2
  • ParkingTotal: 2
  • Driveway: Asphalt
  • Garage Details: Garage Door Opener(s),Transmitter(s)
  • Garage On-Site: Yes
  • Garage Ownership: Owned
  • Garage Type: Attached
  • Parking: Garage

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Electric: 200+ Amp Service
  • Heating: Natural Gas
  • Laundry Features: Gas Dryer Hookup
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 198
  • Association Fee Frequency: Monthly
  • Community Features: Clubhouse, Park, Pool, Tennis Court(s), Curbs, Gated, Sidewalks, Street Lights, Street Paved
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required
  • Management Company: Foster Premier
  • Management Contact Name: Foster Premier
  • Management Phone: 847-484-2108
  • ResoAssociationFeeFrequency: Monthly

Fee Information

  • Association Fee Includes: Insurance, Clubhouse, Exercise Facilities, Pool, Lawn Care, Snow Removal

Schools

  • Elementary School: Otter Creek Elementary School
  • High School: South Elgin High School
  • Middle/Junior School: Abbott Middle School
  • Middle/Junior School District: 46

Lot Info

  • Lot Dimensions: 6534
  • Lot Size: Less Than .25 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 10

Tax Info

  • Tax Annual Amount: 11183
  • Tax Year: 2022

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 5, 2024
Closed on
Sep 4, 2024
Sold by
Julia A Winters Revocable Trust and Gregory T Winters Revocable Trust
Bought by
Larsen Frederick and Larsen Debra
Seller's Agent
Cathy Haggerty
Realstar Realty, Inc
Buyer's Agent
Kathleen Davine
Baird & Warner Fox Valley - Geneva
List Price
$539,000
Sold Price
$525,000
Premium/Discount to List
-$14,000
-2.6%
Views
52
Current Estimated Value
$539,318

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$14,318
Avg. Annual Appreciation
3.60%

Purchase Details

Closed on
Jan 15, 2020
Sold by
Winters Gregory T and Winters Julia A
Bought by
Winters Julia A and Julia A Winters Revocable Trus

Purchase Details

Closed on
Nov 1, 2017
Sold by
Toll Il Lp
Bought by
Winters Gregory and Winters Julia

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$100,000
Interest Rate
3.94%

Purchase Details

Closed on
Jan 9, 2015
Sold by
Toll Il Lp
Bought by
Winters Gregory and Winters Julie
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $525,000 None Listed On Document
Interfamily Deed Transfer -- None Available
Deed -- --
Warranty Deed $390,500 First American Title
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $100,000 No Value Available
Previous Owner -- No Value Available
Previous Owner $100,000 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/18/2024 09/18/24 Sold $525,000 -2.6% $264 / Sq Ft
07/25/2024 07/25/24 Pending -- -- --
07/05/2024 07/05/24 For Sale $539,000 -- $271 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2023 $14,010 $160,813 $33,000 $127,813
2022 $11,183 $131,860 $32,035 $99,825
2021 $11,123 $127,389 $30,949 $96,440
2020 $9,736 $125,100 $30,393 $94,707
2019 $9,653 $123,482 $30,000 $93,482
2018 $10,838 $129,826 $25,650 $104,176
2017 $13,235 $148,617 $25,608 $123,009
2016 $13,396 $130,506 $25,000 $105,506
2015 -- $124,657 $25,000 $99,657
2014 -- $1,200 $1,200 $0
2013 -- $1,220 $1,220 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 12047744

Midwest Real Estate Data (MRED)

APN: 05-25-379-004