$359,900
OPEN HOUSE 8/23

388 Monument Dr Montross, VA 22520

Estimated payment $2,119/month

Total Views 28,156
4 Beds
2 Baths
1,728 Sq Ft
$208 Price per Sq Ft

Highlights

  • Popular Property
  • Water Oriented
  • Deck
  • Filtered Pool
  • Colonial Architecture
  • Porch

About This Home

THIS HOME IS JUST STEPS AWAY FROM ONE OF THE PRIVATE COMMUNITY BEACHES IN STRATFORD HARBOURON THE POTOMAC RIVER. THIS HOME BOASTS FOUR BEDROOMS, TWO BATHS, RECENTLY REMODELED KITCHEN. FROM THE UPPER FRONT DECK ENJOY SEASONAL VIEWS OF THE POTOMAC RIVER. THE BACK DECK OVERLOOKS THE ABOVE GROUND SWIMMING POOL WITH LOUNGING DECK AND SPACIOUS PRIVATE YARD THAT IS FENCED. WALK INSIDE THE SCREENED PORCH ON THE FRONT TO THE ENTRANCE INTO THE FAMILY ROOM, AS WELL AS TWO BEDROOMS, FULL BATH, AND LAUNDRY ROOM ON THE LOWER LEVEL. UPPER LEVEL HAS LIVING ROOM, COUNTRY KITCHEN WITH ISLAND AND DINING AREA. ADDITIONAL TWO BEDROOMS, ONE BATH LAYOUT WHICH IS GREAT FOR VISITING FAMILY OR GUESTS. THERE IS AN ADDITIONAL PATIO OUT BACK FOR GRILLING NEXT TO THE ABOVE SWIMMING POOL. COMMUNITY ANEMITIES INCLUDE CLUBHOUSE, TENNIS COURTS, PICKLE BALL COURTS, MARINA, COMMUNITY SWIMMING POOL, LAKE INDEPENDENCE BEACH AND SHARK TOOTH BEACH ON THE POTOMAC. THIS COMMUNITY IS A HIDDEN GEM.

Listing Agent

Susan Johnson

CENTURY 21 New Millennium License #0225065990 Listed on: 06/02/2025

CENTURY 21 New Millennium

Open House Schedule

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,315

Year Built

  • Built in 1975

Lot Details

  • 0.48 Acre Lot
  • Property is in excellent condition
  • Property is zoned R1

HOA Fees

  • $38 Monthly HOA Fees

Home Design

  • Colonial Architecture
  • Brick Exterior Construction
  • Block Foundation
  • Vinyl Siding

Interior Spaces

  • Property has 2 Levels
  • Ceiling Fan

Bedrooms and Bathrooms

Parking

  • 2 Parking Spaces
  • 2 Driveway Spaces

Pool

  • Filtered Pool
  • Above Ground Pool
  • Fence Around Pool

Outdoor Features

  • Water Oriented
  • River Nearby
  • Deck
  • Screened Patio
  • Shed
  • Outbuilding
  • Porch

Utilities

  • Central Air
  • Heat Pump System
  • Electric Water Heater
  • Gravity Septic Field
  • Septic Less Than The Number Of Bedrooms

Community Details

  • Stratford Harbour Property Owners Assoc HOA
  • Stratford Harbour Subdivision
  • Property Manager

Listing and Financial Details

  • Assessor Parcel Number 23C 131

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,315

Year Built

Built in 1975

Lot Details

0

HOA Fees

$38 per month

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Colonial
  • Ownership: Fee Simple
  • Historic: No
  • New Construction: No
  • Story List: Lower 1, Main
  • Expected On Market: 6/4/2025 12:00:00 AM
  • Federal Flood Zone: No
  • Year Built: 1975
  • Building Winterized: No
  • Remarks Public: THIS HOME IS JUST STEPS AWAY FROM ONE OF THE PRIVATE COMMUNITY BEACHES IN STRATFORD HARBOURON THE POTOMAC RIVER. THIS HOME BOASTS FOUR BEDROOMS, TWO BATHS, RECENTLY REMODELED KITCHEN. FROM THE UPPER FRONT DECK ENJOY SEASONAL VIEWS OF THE POTOMAC RIVER. THE BACK DECK OVERLOOKS THE ABOVE GROUND SWIMMING POOL WITH LOUNGING DECK AND SPACIOUS PRIVATE YARD THAT IS FENCED. WALK INSIDE THE SCREENED PORCH ON THE FRONT TO THE ENTRANCE INTO THE FAMILY ROOM, AS WELL AS TWO BEDROOMS, FULL BATH, AND LAUNDRY ROOM ON THE LOWER LEVEL. UPPER LEVEL HAS LIVING ROOM, COUNTRY KITCHEN WITH ISLAND AND DINING AREA. ADDITIONAL TWO BEDROOMS, ONE BATH LAYOUT WHICH IS GREAT FOR VISITING FAMILY OR GUESTS. THERE IS AN ADDITIONAL PATIO OUT BACK FOR GRILLING NEXT TO THE ABOVE SWIMMING POOL. COMMUNITY ANEMITIES INCLUDE CLUBHOUSE, TENNIS COURTS, PICKLE BALL COURTS, MARINA, COMMUNITY SWIMMING POOL, LAKE INDEPENDENCE BEACH AND SHARK TOOTH BEACH ON THE POTOMAC. THIS COMMUNITY IS A HIDDEN GEM.
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Foundation Details: Block
  • Levels Count: 2
  • Basement: No
  • Total Sq Ft: 1728
  • Living Area Sq Ft: 1728
  • Price Per Sq Ft: 416.55
  • Above Grade Finished Sq Ft: 864
  • Below Grade Finished Sq Ft: 864
  • Total Below Grade Sq Ft: 864
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 388

Beds/Baths

  • Bedrooms: 4
  • Main Level Bedrooms: 2
  • All Lower Level Bedrooms: 2
  • Lower Level Bedroom: 2
  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Level Bathrooms: 1.00
  • Lower Levels Bathrooms: 1
  • Lower Levels Bathrooms: 1.00
  • Main Level Full Bathrooms: 1
  • Lower Level Full Bathrooms: 1
  • Lower Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Shed
  • Construction Materials: Brick, Block, Vinyl Siding
  • Exterior Features: Outbuilding(s)
  • Pool Features: Above Ground, Fenced, Filtered
  • Water Access: No
  • Water Body Name: Potomac River
  • Water Body Type: River
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: Yes - Personal
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Total Garage And Parking Spaces: 2
  • Type Of Parking: Driveway
  • Number of Spaces in Driveway: 2

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Ceiling Fan(s), Central A/C, Heat Pump(s)
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Gravity Sept Fld, Septic < # Of Br
  • Water Source: Public
  • Municipal Trash: No

Condo/Co-op/Association

  • HOA Fees: 450.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA Name: STRATFORD HARBOUR PROPERTY OWNERS ASSOC
  • HOA: Yes
  • Senior Community: No

Schools

  • School District: WESTMORELAND COUNTY PUBLIC SCHOOLS
  • School District Key: 121137398432
  • School District Source: Listing Agent

Lot Info

  • Horses: No
  • Lot Size Acres: 0.48
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 21070.00
  • Outdoor Living Structures: Deck(s), Patio(s), Porch(es), Screened
  • Property Condition: Excellent
  • Year Assessed: 2021
  • Zoning: R1
  • In City Limits: No

Rental Info

  • Ground Rent Exists: No
  • Pets: No Pet Restrictions
  • Pets Allowed: Yes
  • Vacation Rental: No
  • Property Manager: Yes

Tax Info

  • Tax Annual Amount: 1315.12
  • Assessor Parcel Number: 23C 131
  • Tax Year: 2024

MLS Schools

  • School District Name: WESTMORELAND COUNTY PUBLIC SCHOOLS

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,315 $193,400 $30,900 $162,500
2023 $1,199 $193,400 $30,900 $162,500
2022 $1,199 $193,400 $30,900 $162,500
2021 $1,163 $153,000 $30,900 $122,100
2020 $1,163 $153,000 $30,900 $122,100
2019 $995 $153,000 $30,900 $122,100
2018 $933 $153,000 $30,900 $122,100
2017 -- $153,000 $30,900 $122,100
2016 $918 $153,000 $30,900 $122,100
2015 -- $159,500 $30,900 $128,600
2014 -- $0 $0 $0
2013 -- $159,500 $30,900 $128,600
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/02/2025 06/02/25 For Sale $359,900 +12.5% $208 / Sq Ft
12/20/2022 12/20/22 Sold $320,000 0.0% $115 / Sq Ft
11/18/2022 11/18/22 Pending -- -- --
11/17/2022 11/17/22 Off Market $320,000 -- --
10/20/2022 10/20/22 For Sale $325,000 +112.4% $117 / Sq Ft
07/28/2016 07/28/16 Sold $153,000 -6.7% $89 / Sq Ft
05/30/2016 05/30/16 Pending -- -- --
02/05/2016 02/05/16 For Sale $164,000 +7.2% $95 / Sq Ft
01/26/2016 01/26/16 Off Market $153,000 -- --
01/26/2016 01/26/16 For Sale $164,000 -- $95 / Sq Ft
Source: Bright MLS

Purchase History

Date Type Sale Price Title Company
Deed $320,000 Old Republic National Title
Interfamily Deed Transfer -- None Available
Warranty Deed $153,000 Attorney
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $256,000 New Conventional
Previous Owner $33,000 Credit Line Revolving
Previous Owner $132,000 Adjustable Rate Mortgage/ARM
Previous Owner $122,400 New Conventional
Previous Owner $105,525 New Conventional
Previous Owner $167,000 Construction
Source: Public Records

About the Listing Agent

Susan Johnson

CENTURY 21 New Millennium

(804) 376-5632

Section Image

Susan's Other Listings

  • 2858 N Independence Dr, Montross, VA 22520

    $299,900 Under Contract

    • 3 Beds
    • 2 Baths
    • 1,311 Sq Ft
    • 2858 N Independence Dr
    • Montross, VA

    SELLER WILL CONSIDER PURCHASER'S CLOSING COST OR BUY DOWN INTEREST RATE. THIS HOME IS NOW READY TO MOVE IN. BE READY TO ENJOY RESORT/VACATION STYLE LIVING OR YEAR-ROUND IN STRATFORD HARBOUR. WALKING DISTANCE TO CLUBHOUSE, SWIMMING POOL, TENNIS AND PICKEL BALL COURTS.THIS HOME BOASTS THREE BEDROOMS, 2 FULL BATHS ON ONE LEVEL LIVING. OPEN SPLIT BEDROOM FLOOR PLAN DESIGN WITH LIVING ROOM, KITCHEN

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  • Lot 42 Bay Pointe Dr, Montross, VA 22520

    $20,000

    • Land
    • 0.54 Acre
    • $37,037 per Acre
    • Lot 42 Bay Pointe Dr
    • Montross, VA

    COME OUT AND SEE THIS NICE BUILDING LOT IN STRATFORD HARBOUR SUBDIVISION. THIS LOT IS LOCATED IN THE HEART OF STRATFORD NEAR ANEMITIES THAT STRATFORD HAS TO OFFER. BRING YOUR BUILDER OR WE CAN RECOMMEND ONE. ENJOY THE AMENITIES THAT THIS COMMUNITY OFFER: SWIMMING POOL, CLUBHOUSE, MARINA ON THE POTOMAC, SHARK TOOTH BEACH, LAKE BEACH, TENNIS COURTS, AND MANY MORE. THIS LOT HAS BEEN CLEARED AND

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    Section Image
  • 65 Francis St, Montross, VA 22520

    $319,900 Open Sat 11AM - 2PM

    • 4 Beds
    • 3 Baths
    • 2,106 Sq Ft
    • 65 Francis St
    • Montross, VA

    WOW WHAT A PRICE IMPROVEMENT ON THIS HOME. OVER 2000 SQ FEET. TAKE A SECOND LOOK. SELLER HAS RECENTLY ADDED MORE VALUE TO THE HOME; DESIGNATED WALKWAY TO NEW FRONT DOOR, GRAVEL DRIVEWAY AND BACKSPLASH IN KITCHEN. MORE VALUE BUT LESS COST ON THIS BEAUTIFUL SPACIOUS FOUR BEDROOM, THREE BATHS, CAPE COD LOCATED IN STRATFORD HARBOUR COMMUNITY. CLOSE TO LAKE INDEPENDENCE (WALKING DISTANCE) AND

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  • 253 Shirley Ln, Montross, VA 22520

    $349,900 New Construction

    • 3 Beds
    • 2.5 Baths
    • 1,416 Sq Ft
    • 253 Shirley Ln
    • Montross, VA

    TO BE BUILT ON THE CORNER OF SHIRLEY LANE AND SOUTH INDEPENDECE. LOT HAS BEEN CLEARED AND FURTHER UPDATES WILL BE POSTED AS BUILDING PROGRESSES. ONE LEVEL LIVING, THREE BEDROOMS, 2 1/2 BATHS. TWO CAR ATTACHED GARAGE. ENJOY RESORT/VACATION STYLE LIVING OR YEAR-ROUND LIVING IN THIS COMMUNITY. THIS 3 BEDROOM, 2 1/2 BATH, 2 CAR GARAGE WILL FULFILL YOUR DESIRES FOR YOUR FAMILY. SPACIOUS YARD WITH 12

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  • lot 38 and 39 Cavalry Dr, Montross, VA 22520

    $22,900

    • Land
    • 0.96 Acre
    • $23,854 per Acre
    • lot 38 and 39 Cavalry Dr
    • Montross, VA

    DOUBLE LOT ON QUIET STREET IN THE COMMUNITY OF STRATFORD HARBOUR. ALMOST AN ACRE OF LAND FOR YOUR BUILDING DESIRES. COME DOWN AND SEE THE PROPERTY SO THAT YOU CAN BE ENJOYING THIS HIDDEN GEM. COMMUNITY HAS CLUBHOUSE, SWIMMING POOL, TENNIS AND PICKLE BALL COURTS, TOT PLAYGROUND, MARINA AND BEACHES ON LAKE INDEPENDENCE AND POTOMAC RIVER. ENJOY WALKING OF MORNINGS WITH THE STRATFORD STRIDERS WHEN

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    Section Image
  • 256 Pierce Creek Landing, Montross, VA 22520

    $355,000

    • 3 Beds
    • 2 Baths
    • 1,620 Sq Ft
    • 256 Pierce Creek Landing
    • Montross, VA

    IMPROVED PRICING ON THIS PROPERTY. NO HOA. IF YOU WANT PRIVACY THEN THIS IS YOUR PLACE. TRAVEL DOWN THE DRIVEWAY ABOUT 400 FEET UNTIL THE NESTLING AREA OF THIS HOME WITH THREE BEDROOMS, TWO BATHS MODULAR ON 2.86 ACRES ON PRIVATE ROAD. THERE ARE BEAUTIFUL TREES ABOUND, JAPANESE MAPLE, FIG, MAGNOLIA, SEVERAL FLOWER GARDENS AND BUSHES. THIS PROPERTY HAS AN UNIQUE OPTION OF A SHE SHED AND A HE

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  • 120 Twin Harbor Rd, Reedville, VA 22539

    $449,900

    • 4 Beds
    • 3.5 Baths
    • 2,412 Sq Ft
    • 120 Twin Harbor Rd
    • Reedville, VA

    BEAUTIFUL COLONIAL CHALET LOCATED IN THE TWIN HARBOR COMMUNITY NESTLED IN NORTHUMBERLAND COUNTY. THIS HOME IS TUCKED AWAY FROM TRAFFIC AND NOISE BUT CLOSE TO THE TOWN OF REEDVILLE. FOUR BEDR00MS, THREE AND 1/2 BATHS WILL ACCOMMODATE YOUR FAMILY NEEDS WITH 2412 SQUARE FEET OF ROOM THROUGHOUT. THE HOME FEATURES TWO MASTER BEDROOMS WITH FULL MASTER BATH SUITES. ONE UPSTAIRS AND ONE ON THE MAIN

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  • 354 American Dr, Montross, VA 22520

    $341,000 Sold Nov 08, 2024

    • 3 Beds
    • 2.5 Baths
    • 1,416 Sq Ft
    • 354 American Dr
    • Montross, VA

    HOME IS UNDER CONSTRUCTION, ENJOY RESORT STYLE LIVING OR YEAR-ROUND LIVING IN THIS COMMUNITY. THIS 3 BEDROOMS, 2 1/2 BATHS, 2 CAR GARAGE WILL FULFILL YOUR DESIRES FOR YOUR FAMILY. ATTACHED DECK IN BACKYARD HAS AMPLE ROOM FOR GRILLING AS WELL AS OUTDOOR FURNITURE. LOCATED IN STRATFORD HARBOUR WITH ANEMITIES LIKE SHARK TOOTH BEACH, LAKE BEACH, BOATING AND FISHING IN LAKE AS WELL AS RIVER.

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  • 579 Monument Dr, Montross, VA 22520

    $329,000 Sold Dec 19, 2024

    • 3 Beds
    • 2.5 Baths
    • 1,416 Sq Ft
    • 579 Monument Dr
    • Montross, VA

    THIS HOME IS MOVE IN READY. ENJOY RESORT/VACATION STYLE LIVING OR YEAR-ROUND LIVING IN THIS COMMUNITY. THIS 3 BEDROOM, 2 1/2 BATH, 2 CAR GARAGE WITH ADDITIONAL PARKING AREA FOR CAMPER, TRAILER, ETC. WILL FULFILL YOUR DESIRES FOR YOUR FAMILY. SPACIOUS BACKYARD WITH 12 X 16 DECK FOR GRILLING AND/OR OUTDOOR FURNITURE. YARD HAS BEEN GRADED AND SEEDED. LOCATED IN STRATFORD HARBOUR IN WALKING

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Source: Bright MLS

MLS Number: VAWE2008890

Bright MLS

APN: 23C-131