$2,399,000
SOLD JAN 23, 2025

389 95th St Stone Harbor, NJ 08247

4 Beds
2 Baths
1,740 Sq Ft
5,775 Sq Ft Lot

Recently Sold

$1,379 Per Sq Ft

9% Below List Price

58 Days on Market

Highlights

  • Bay View
  • Two Story Ceilings
  • Open Floorplan
  • Stone Harbor Elementary School Rated A
  • Furnished
  • No HOA

About This Home

As of January 2025

Wonderful Beach Home just steps from downtown Stone Harbor! Park your car in one of the four off-street parking spots and walk to everything this beautiful shore town has to offer. Just steps from the iconic downtown area restaurants, shops, night life and beautiful beaches. This two-story 4-bedroom, 2-full bath home is the perfect retreat for relaxation and life-long memories. Enjoy the beauty of the outdoors on any of the four spacious outdoor decks. Imagine yourself sitting on the upper front deck, taking in the beautiful bay views as the sun goes down. There have been many upgrades made since 2020, including new composite decks, new two-system HVAC systems, new washer and dryer, new outdoor shower, stainless appliances with quartz/granite countertops, newer large storage shed with room for you to store all of your beach bikes, and beach toys! This home is also a legal duplex, and has a fabulous rental income history. Most importantly, this home can be used as either a 4 bedroom, 2 bathroom single family home or a duplex. This special home is well maintained and priced to sell. And if you so desire, take advantage of the oversized 52.5 x 110 parcel of land this home sits on, which would allow for a new 2,888 square foot dream home , including enough space for an oversized pool and cabana as well!

Last Agent to Sell the Property

JEFF BRODER

Keller Williams - Main Street License #1860491 Listed on: 08/16/2024

Keller Williams - Main Street

Co-Listed By

Thomas Sadler

Ovation Realty LLC License #787778

Last Buyer's Agent

Non Member Member

Metropolitan Regional Information Systems, Inc.

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,901

Year Built

  • Built in 1956 | Remodeled in 2010

Lot Details

  • 5,775 Sq Ft Lot
  • Lot Dimensions are 52.50 x 110.00
  • North Facing Home
  • Property is in excellent condition

Home Design

  • Cottage
  • Foundation Flood Vent
  • Frame Construction
  • Asphalt Roof
  • Concrete Perimeter Foundation

Interior Spaces

  • 1,740 Sq Ft Home
  • Property has 2 Levels
  • Furnished
  • Two Story Ceilings
  • Ceiling Fan
  • Recessed Lighting
  • Insulated Windows
  • Double Hung Windows
  • Open Floorplan
  • Laminate Flooring
  • Bay Views
  • Crawl Space

Kitchen

  • Breakfast Area or Nook
  • Eat-In Kitchen
  • Built-In Self-Cleaning Oven
  • Electric Oven or Range
  • Built-In Range
  • Range Hood
  • Built-In Microwave
  • Ice Maker
  • ENERGY STAR Qualified Dishwasher
  • Stainless Steel Appliances
  • Upgraded Countertops
  • Disposal

Bedrooms and Bathrooms

  • 4 Main Level Bedrooms
  • 2 Full Bathrooms
  • Bathtub with Shower
  • Walk-in Shower

Laundry

  • Laundry on lower level
  • Electric Dryer
  • ENERGY STAR Qualified Washer

Parking

  • 4 Parking Spaces
  • 4 Driveway Spaces
  • Off-Street Parking

Accessible Home Design

  • Doors with lever handles
  • Doors are 32 inches wide or more
  • More Than Two Accessible Exits

Location

  • Flood Risk

Schools

  • Middle Township Elementary 1
  • Middle Township #4 Middle School
  • Middle Township High School

Utilities

  • Ductless Heating Or Cooling System
  • Heat Pump System
  • Vented Exhaust Fan
  • Private Water Source
  • Electric Water Heater
  • Municipal Trash
  • Private Sewer

Community Details

  • No Home Owners Association
  • Stone Harbor Boro Subdivision

Listing and Financial Details

  • Tax Lot 00168 02
  • Assessor Parcel Number 10-00095 04-00168 02

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,901

Year Built

Built in 1956 | Remodeled in 2010

Lot Details

0

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Cottage
  • Accessibility Features: 2+ Access Exits, 32"+ Wide Doors, Doors - Lever Handle(s)
  • Ownership: Fee Simple
  • Exclusions: Exclusions: Upstairs dining room table, Cloud Chair, Peloton, Artwork, some outdoor furniture plus a few tv's.
  • Historic: No
  • Inclusions: Property is being sold furnished (less exclusions).
  • New Construction: No
  • Story List: Main
  • Federal Flood Zone: Yes
  • Year Built: 1956
  • Year Renovated: 2010
  • Automatically Close On Close Date: Yes
  • Building Winterized: Yes
  • Remarks Public: Wonderful Beach Home just steps from downtown Stone Harbor! Park your car in one of the four off-street parking spots and walk to everything this beautiful shore town has to offer. Just steps from the iconic downtown area restaurants, shops, night life and beautiful beaches. This two-story 4-bedroom, 2-full bath home is the perfect retreat for relaxation and life-long memories. Enjoy the beauty of the outdoors on any of the four spacious outdoor decks. Imagine yourself sitting on the upper front deck, taking in the beautiful bay views as the sun goes down. There have been many upgrades made since 2020, including new composite decks, new two-system HVAC systems, new washer and dryer, new outdoor shower, stainless appliances with quartz/granite countertops, newer large storage shed with room for you to store all of your beach bikes, and beach toys! This home is also a legal duplex, and has a fabulous rental income history. Most importantly, this home can be used as either a 4 bedroom, 2 bathroom single family home or a duplex. This special home is well maintained and priced to sell. And if you so desire, take advantage of the oversized 52.5 x 110 parcel of land this home sits on, which would allow for a new 2,888 square foot dream home , including enough space for an oversized pool and cabana as well!
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Built-In Microwave, Built-In Range, Cooktop, Dishwasher, Disposal, Dryer, Dryer - Electric, Energy Star Clothes Washer, Energy Star Dishwasher, Exhaust Fan, Icemaker, Microwave, Oven - Self Cleaning, Oven - Wall, Oven/Range - Electric, Range Hood, Stainless Steel Appliances, Washer
  • Flooring Type: Laminate Plank
  • Interior Amenities: Breakfast Area, Ceiling Fan(s), Combination Dining/Living, Combination Kitchen/Dining, Combination Kitchen/Living, Kitchen - Eat-In, Recessed Lighting, Bathroom - Stall Shower, Bathroom - Tub Shower, Upgraded Countertops, Window Treatments
  • Window Features: Double Hung, Insulated
  • Fireplace: No
  • Wall Ceiling Types: 2 Story Ceilings, Dry Wall
  • Foundation Details: Concrete Perimeter, Crawl Space, Flood Vent
  • Levels Count: 2
  • Room Count: 10
  • Basement: No
  • Laundry Type: Lower Floor
  • Total Sq Ft: 1740
  • Living Area Sq Ft: 1740
  • Price Per Sq Ft: 1522.99
  • Above Grade Finished Sq Ft: 1740
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 389

Beds/Baths

  • Bedrooms: 4
  • Main Level Bedrooms: 4
  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Level Bathrooms: 2.00
  • Main Level Full Bathrooms: 2

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Frame
  • Roof: Asphalt
  • Spa: No
  • View: Bay, Street
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: Yes

Garage/Parking

  • Garage: No
  • Total Garage And Parking Spaces: 4
  • Type Of Parking: Driveway, Off Street
  • Number of Spaces in Driveway: 4

Utilities

  • Central Air Conditioning: No
  • Cooling Fuel: Electric
  • Cooling Type: Ductless/Mini-Split
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Private Sewer
  • Water Source: Private/Community Water
  • Municipal Trash: Yes

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No
  • Association Recreation Fee: No

Schools

  • School District: MIDDLE TOWNSHIP PUBLIC SCHOOLS
  • Elementary School: MIDDLE TOWNSHIP ELEMENTARY 1
  • Middle School: MIDDLE TOWNSHIP #4 M.S.
  • High School: MIDDLE TOWNSHIP H.S.
  • Elementary School Source: Listing Agent
  • High School Source: Listing Agent
  • Middle School Source: Listing Agent
  • School District Key: 300200396108
  • School District Source: Listing Agent
  • Elementary School: MIDDLE TOWNSHIP ELEMENTARY 1
  • High School: MIDDLE TOWNSHIP H.S.
  • Middle Or Junior School: MIDDLE TOWNSHIP #4 M.S.

Lot Info

  • Lot Size Acres: 0.13
  • Lot Dimensions: 52.50 x 110.00
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 5775.00
  • Property Condition: Excellent
  • Year Assessed: 2022
  • Zoning: B

Rental Info

  • Furnished: Yes
  • Ground Rent Exists: No
  • Lease Considered: No
  • Pets: No Pet Restrictions
  • Pets Allowed: Yes
  • Vacation Rental: No
  • Property Manager: No

Multi Family

  • Federal Flood Zone: AE

Tax Info

  • Tax Annual Amount: 5901.00
  • Assessor Parcel Number: 10-00095 04-00168 02
  • Tax Lot: 00168 02
  • Tax Total Finished Sq Ft: 1740
  • County Tax Payment Frequency: Annually
  • Tax Year: 2022
  • Close Date: 01/23/2025

MLS Schools

  • School District Name: MIDDLE TOWNSHIP PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 16, 2024
Closed on
Jan 23, 2025
Sold by
Broder Jeffrey and Broder Jane
Bought by
Bayside 389 Llc
Seller's Agent
Thomas Sadler
OVATION REALTY
Buyer's Agent
Kimberly Ritchie-leo
DILLER FISHER REALTORS
List Price
$2,650,000
Sold Price
$2,399,000
Premium/Discount to List
-$251,000
-9.47%
Views
19
Current Estimated Value
$2,461,219

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$62,219
Avg. Annual Appreciation
0.58%
Original Mortgage
$1,589,000
Outstanding Balance
$1,586,175
Interest Rate
6.6%
Mortgage Type
Seller Take Back
Estimated Equity
$820,219

Purchase Details

Listed on
Jul 20, 2016
Closed on
Dec 15, 2016
Sold by
Denucci Patricia A
Bought by
Broder Jeffrey and Broder Jane
Seller's Agent
Stephen Frame
DILLER FISHER REALTORS
List Price
$949,000
Sold Price
$850,000
Premium/Discount to List
-$99,000
-10.43%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
13.65%
Original Mortgage
$680,000
Interest Rate
4.3%
Mortgage Type
New Conventional

Purchase Details

Closed on
Oct 19, 2001

Purchase Details

Closed on
Nov 26, 1990
Sold by
Blackburn Herschel S and Blackburn Drusilla D
Bought by
Denucci Matthew A

Purchase Details

Closed on
Nov 19, 1990
Sold by
Denucci Mary E
Bought by
Denucci Matthew A

Purchase Details

Closed on
Nov 12, 1990
Sold by
Denuci Iii Matthew A
Bought by
Denucci Matthew A
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $2,399,000 Old Republic National Title
Deed $2,399,000 Old Republic National Title
Deed $850,000 None Available
Quit Claim Deed -- --
Quit Claim Deed -- --
Quit Claim Deed -- --
Quit Claim Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $1,589,000 Seller Take Back
Closed $1,589,000 Seller Take Back
Previous Owner $680,000 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
01/23/2025 01/23/25 Sold $2,399,000 0.0% $1,379 / Sq Ft
01/23/2025 01/23/25 Sold $2,399,000 -9.5% $1,379 / Sq Ft
10/13/2024 10/13/24 Pending -- -- --
08/16/2024 08/16/24 For Sale $2,650,000 0.0% $1,523 / Sq Ft
08/16/2024 08/16/24 For Sale $2,650,000 +211.8% $1,523 / Sq Ft
12/15/2016 12/15/16 Sold $850,000 -10.4% $651 / Sq Ft
11/15/2016 11/15/16 Pending -- -- --
07/20/2016 07/20/16 For Sale $949,000 -- $727 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $6,379 $852,800 $771,700 $81,100
2023 $6,268 $852,800 $771,700 $81,100
2022 $5,901 $852,800 $771,700 $81,100
2021 $5,594 $852,800 $771,700 $81,100
2020 $5,202 $852,800 $771,700 $81,100
2019 $4,887 $852,800 $771,700 $81,100
2018 $4,707 $852,800 $771,700 $81,100
2017 $4,690 $845,100 $705,500 $139,600
2016 $4,521 $845,100 $705,500 $139,600
2015 $4,437 $845,100 $705,500 $139,600
2014 $4,378 $845,100 $705,500 $139,600
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: NJCM2003880

Bright MLS

APN: 10-00095-04-00168-02