389 Ponderosa Cir Mooresville, NC 28117
Lake Norman Neighborhood
3
Beds
2.5
Baths
3,237
Sq Ft
0.49
Acres
Highlights
- Water Views
- Access To Lake
- Wood Flooring
- Coddle Creek Elementary School Rated A-
- In Ground Pool
- Front Porch
About This Home
As of August 2025Designed for effortless entertaining and private relaxation, this full-brick home is nestled in one of Mooresville’s most coveted lakefront neighborhoods. The backyard is a true retreat-featuring a saltwater pool, lush landscaping, & a 4-season sunroom perfect for year-round gatherings. Inside, enjoy a soaring two-story great room w/ striking stone fireplace, rounded moldings, & an open catwalk that adds architectural interest. The main-level primary suite offers privacy and convenience, while upstairs features fresh paint, new carpet, two spacious bedrooms, and two large bonus rooms—including one with a refreshment bar, ideal for game nights/media lounge & the other perfect for an office or guest suite. Launch your kayak, paddleboard, or skiff at multiple lake access points in the neighborhood. Located in a voluntary HOA community with low Iredell County taxes & just mins from I-77 , shopping & amenities, this location combines lake serenity in an unmatched location - don't miss it!
Last Agent to Sell the Property
EXP Realty LLC Mooresville Brokerage Email: jennifer.korinchak@exprealty.com License #126244 Listed on: 05/23/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,885
Year Built
- Built in 2005
Lot Details
- Back Yard Fenced
- Property is zoned R20
Parking
- 2 Car Attached Garage
- Driveway
Home Design
- Four Sided Brick Exterior Elevation
Interior Spaces
- 1.5-Story Property
- Ceiling Fan
- Family Room with Fireplace
- Water Views
- Crawl Space
- Dishwasher
- Laundry Room
Flooring
- Wood
- Tile
Bedrooms and Bathrooms
Pool
- In Ground Pool
- Saltwater Pool
Outdoor Features
- Access To Lake
- Shed
- Front Porch
Utilities
- Forced Air Heating and Cooling System
- Heat Pump System
- Septic Tank
Listing and Financial Details
- Assessor Parcel Number 4646-33-2100.000
Community Details
Overview
- Voluntary home owners association
- Lake Norman Bonanza Subdivision
Recreation
- Water Sports
Security
- Card or Code Access
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Closed on
Jun 17, 2014
Sold by
Dockery Brian and Dockery Carla
Bought by
Hanna Charles H and Hanna Amy L
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$393,750
Outstanding Balance
$303,014
Interest Rate
4.36%
Mortgage Type
New Conventional
Estimated Equity
$535,764
Purchase Details
Closed on
May 27, 2010
Sold by
Neary Dawn M
Bought by
Dockery Brian and Dockery Carla
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$312,000
Interest Rate
5.02%
Mortgage Type
New Conventional
Purchase Details
Closed on
Apr 15, 2009
Sold by
Neary Jonathan A
Bought by
Neary Dawn M
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$330,000
Interest Rate
5.05%
Mortgage Type
Stand Alone Refi Refinance Of Original Loan
Purchase Details
Closed on
Feb 23, 2006
Sold by
Howard Blake Alan
Bought by
Neary Jonathan A and Neary Dawn M
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$30,000
Interest Rate
6.23%
Mortgage Type
Credit Line Revolving
Purchase Details
Closed on
May 1, 2000
Sold by
Winecoff E O and Winecoff Betty M
Bought by
Beaver Fred W and Beaver Luanne W
Similar Homes in Mooresville, NC
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $437,500 | None Available | |
| Warranty Deed | $390,000 | None Available | |
| Interfamily Deed Transfer | -- | None Available | |
| Warranty Deed | $365,000 | None Available | |
| Warranty Deed | -- | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $393,750 | New Conventional | |
| Previous Owner | $304,600 | New Conventional | |
| Previous Owner | $312,000 | New Conventional | |
| Previous Owner | $330,000 | Stand Alone Refi Refinance Of Original Loan | |
| Previous Owner | $60,000 | Credit Line Revolving | |
| Previous Owner | $35,000 | Credit Line Revolving | |
| Previous Owner | $30,000 | Credit Line Revolving | |
| Previous Owner | $277,000 | Fannie Mae Freddie Mac |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 08/21/2025 08/21/25 | Sold | $800,000 | -3.0% | $247 / Sq Ft |
| 06/26/2025 06/26/25 | Price Changed | $825,000 | -1.8% | $255 / Sq Ft |
| 05/23/2025 05/23/25 | For Sale | $840,000 | -- | $259 / Sq Ft |
Source: Canopy MLS (Canopy Realtor® Association)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $3,885 | $648,320 | $100,000 | $548,320 |
| 2023 | $3,885 | $648,320 | $100,000 | $548,320 |
| 2022 | $2,903 | $453,730 | $60,000 | $393,730 |
| 2021 | $2,903 | $453,730 | $60,000 | $393,730 |
| 2020 | $2,903 | $453,730 | $60,000 | $393,730 |
| 2019 | $2,767 | $453,730 | $60,000 | $393,730 |
| 2018 | $2,553 | $425,700 | $80,000 | $345,700 |
| 2017 | $2,553 | $425,700 | $80,000 | $345,700 |
| 2016 | $2,553 | $425,700 | $80,000 | $345,700 |
| 2015 | $2,532 | $425,700 | $80,000 | $345,700 |
| 2014 | $2,060 | $378,870 | $80,000 | $298,870 |
Source: Public Records
Agents Affiliated with this Home
-
Jennifer Korinchak
J
Seller's Agent in 2025
Jennifer Korinchak
EXP Realty LLC Mooresville
(717) 557-8527
2 in this area
42 Total Sales
-
Steve Montgomery
Buyer's Agent in 2025
Steve Montgomery
Greater Charlotte Properties
(704) 506-5899
1 in this area
19 Total Sales
Map
Source: Canopy MLS (Canopy Realtor® Association)
MLS Number: 4260219
APN: 4646-33-2100.000
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