NOT LISTED FOR SALE

39 Cypress Square Elgin, IL 60123

Estimated Value: $198,000 - $295,000

3 Beds
1.5 Baths
1,538 Sq Ft
$151/Sq Ft Est. Value

Last Sold July 28, 2021

Last sale price $168,000 $109 Per Sq Ft

Est. 38% increase in value since last sale

Current estimated payment $1,789/month

3 Days on Market

About This Home

As of July 2021

Very nice townhome in good condition. This is the perfect starter home for this market time. Home features 3 bed, 1.5 baths, laundry and full basement with additional space. Bring you clients soon. This won't last long.

Last Listed By

German Hernandez

Hercana Real Estate License #471018904 Listed on: 06/05/2021

Townhouse Details

Home Type

  • Townhome

Est. Annual Taxes

  • $3,027

Year Built

  • Built in 1973

Lot Details

  • Lot Dimensions are 21 x 75

HOA Fees

  • $186 Monthly HOA Fees

Interior Spaces

  • 1,538 Sq Ft Home
  • 2-Story Property
  • Partially Finished Basement
  • Basement Fills Entire Space Under The House

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 3 Potential Bedrooms

Parking

  • 2 Parking Spaces
  • Uncovered Parking
  • Parking Included in Price

Utilities

  • Central Air
  • Heating System Uses Natural Gas

Listing and Financial Details

  • Homeowner Tax Exemptions

Community Details

Overview

  • Association fees include insurance, exterior maintenance, lawn care, scavenger, snow removal
  • 6 Units
  • Don Rage Association, Phone Number (847) 742-5555
  • Property managed by GARDEN QUARTER

Pet Policy

  • Dogs and Cats Allowed

Townhouse Details

Home Type

Townhome

Est. Annual Taxes

$3,027

Year Built

Built in 1973

Lot Details

0

HOA Fees

$186 per month

Listing Details

  • Property Type: Residential
  • Property Type: Attached Single
  • Type Attached: Townhouse-2 Story
  • Ownership: Fee Simple w/ HO Assn.
  • New Construction: No
  • Property Sub-Type: Townhouse-2 Story
  • Year Built: 1973
  • Age: 41-50 Years
  • Built Before 1978 (Y/N): Yes
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • Unit Floor Level: 1
  • Special Features: None
  • Property Sub Type: Townhouses
  • Stories: 2

Interior Features

  • Basement: Full
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Total Bathrooms: 2
  • Total Bedrooms: 3
  • LivingArea: 1538
  • Room Type: No additional rooms
  • Stories Total: 2
  • Estimated Total Finished Sq Ft: 0
  • Assessed Sq Ft: 1538
  • Basement Description: Partially Finished
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Total Sq Ft: 0
  • Total Sq Ft: 0

Exterior Features

  • List Price: 164900
  • Waterfront: No
  • Exterior Building Type: Cedar,Frame

Garage/Parking

  • ParkingTotal: 2
  • Number of Cars: 2
  • Parking: Space/s
  • Parking On-Site: Yes

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Heating: Natural Gas
  • Water Source: Public

Condo/Co-op/Association

  • Pets Allowed: Cats OK, Dogs OK
  • Association Fee: 186
  • Association Fee Frequency: Monthly
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required
  • Management Company: GARDEN QUARTER
  • Management Contact Name: Don Rage
  • Management Phone: 847-742-5555

Fee Information

  • Association Fee Includes: Insurance, Exterior Maintenance, Lawn Care, Scavenger, Snow Removal

Schools

  • Middle/Junior School District: 46

Lot Info

  • Lot Dimensions: 21 X 75
  • Special Assessments: N

Rental Info

  • Board Number: 5
  • Pets Allowed (Y/N): Yes
  • Is Parking Included in Price: Yes
  • Max Pet Weight: 999

Tax Info

  • Tax Annual Amount: 3027.24
  • Tax Year: 2020
  • Tax Exemptions: Homeowner

Multi Family

  • Units in Building: 6

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 5, 2021
Closed on
Jul 28, 2021
Sold by
Contreras Maria E
Bought by
Jackson George A
Seller's Agent
German Hernandez
Hercana Real Estate
Buyer's Agent
Nikki Neal
RE/MAX Liberty
List Price
$164,900
Sold Price
$168,000
Premium/Discount to List
$3,100
1.88%
Total Days on Market
3
Current Estimated Value
$232,478

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$64,478
Avg. Annual Appreciation
6.63%
Original Mortgage
$162,960
Outstanding Balance
$152,520
Interest Rate
3.75%
Mortgage Type
New Conventional
Estimated Equity
$62,012

Purchase Details

Listed on
Aug 4, 2014
Closed on
Oct 7, 2014
Sold by
Fannie Mae
Bought by
Contreras Maria E
Seller's Agent
Bill Volpe
Parkvue Realty Corporation
Buyer's Agent
German Hernandez
Hercana Real Estate
List Price
$60,900
Sold Price
$55,100
Premium/Discount to List
-$5,800
-9.52%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
17.81%

Purchase Details

Closed on
Mar 3, 2014
Sold by
Banbury Michael J and Jpmorgan Chase Bank National A
Bought by
Federal National Mortgage Association

Purchase Details

Closed on
Mar 31, 2000
Sold by
Hud
Bought by
Banbury Michael

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$66,000
Interest Rate
8.29%

Purchase Details

Closed on
May 5, 1999
Sold by
Mahoney Catherine M and Board Of Managers Of Garden Qu
Bought by
Hud

Purchase Details

Closed on
May 26, 1995
Sold by
Houldsworth Wendy K
Bought by
Mahoney Catherine M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$86,145
Interest Rate
8.27%
Mortgage Type
FHA

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Jackson George A $168,000 Attorney
Contreras Maria E $55,500 Attorneys Title Guaranty Fun
Federal National Mortgage Association -- None Available
Banbury Michael -- Chicago Title Insurance Co
Hud -- First American Title Ins Co
Mahoney Catherine M $87,000 Chicago Title Insurance Co
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Jackson George A $162,960
Closed Jackson George A $6,000
Previous Owner Banbury Michael $25,000
Previous Owner Banbury Michael J $79,000
Previous Owner Banbury Michael $66,000
Previous Owner Mahoney Catherine M $86,145
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/28/2021 07/28/21 Sold $168,000 +1.9% $109 / Sq Ft
06/09/2021 06/09/21 Pending -- -- --
06/05/2021 06/05/21 For Sale $164,900 +199.3% $107 / Sq Ft
10/10/2014 10/10/14 Sold $55,100 -9.5% $36 / Sq Ft
09/26/2014 09/26/14 Pending -- -- --
09/23/2014 09/23/14 For Sale $60,900 0.0% $40 / Sq Ft
09/22/2014 09/22/14 Pending -- -- --
09/04/2014 09/04/14 Price Changed $60,900 -7.6% $40 / Sq Ft
08/04/2014 08/04/14 For Sale $65,900 -- $43 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2023 $3,692 $51,305 $3,197 $48,108
2022 $3,536 $46,781 $2,915 $43,866
2021 $3,367 $43,737 $2,725 $41,012
2020 $3,027 $39,192 $2,601 $36,591
2019 $2,926 $37,333 $2,478 $34,855
2018 $2,358 $29,854 $2,334 $27,520
2017 $2,286 $28,222 $2,206 $26,016
2016 $2,153 $26,183 $2,047 $24,136
2015 -- $23,999 $1,876 $22,123
2014 -- $23,703 $1,853 $21,850
2013 -- $24,328 $1,902 $22,426
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 11112503

Midwest Real Estate Data (MRED)

APN: 06-10-401-030