NOT LISTED FOR SALE

39 Leonard St Elgin, IL 60123

Near West Elgin Neighborhood

Estimated Value: $349,532 - $365,000

5 Beds
2 Baths
-- Sq Ft
7,841 Sq Ft Lot

Sale Details

Date Sold: August 15, 2025

Last sale price $345,000

Est. 4% increase in value since last sale

Current estimated payment $2,439 / mo

9 Days on Market

About This Home

As of August 2025

Endless Possibilities - 2-Flat with 3-Car Garage Near Downtown Elgin! An incredible investment opportunity awaits just minutes from vibrant downtown Elgin! This spacious 2-flat offers the perfect setup for owner-occupants or savvy investors. Live in one unit while the other helps pay your mortgage-or rent out both and maximize your returns. Two generous units with flexible layouts - ideal for tenants or multigenerational living. Rare 3-car garage - adds convenience and rental appeal. Strong income potential - Plenty of space and classic charm. Close to schools, parks, shopping, dining, and public transportation. Whether you're looking to grow your portfolio or create your dream owner-occupied income property, this is your chance to build equity and cash flow in a sought-after area. Act fast-Schedule your showing today!

Last Agent to Sell the Property

Christopher Davis

Inspire Realty Group LLC License #471020520 Listed on: 07/09/2025

Last Buyer's Agent

Monika Vera

O'Neil Property Group, LLC License #475186364

Property Details

Home Type

  • Multi-Family

Est. Annual Taxes

  • $5,672

Year Built

  • Built in 1900 | Remodeled in 2016

Lot Details

  • 7,841 Sq Ft Lot
  • Lot Dimensions are 60x96x13x56x47x152

Parking

  • 2 Car Detached Garage
  • Parking Available
  • Garage Door Opener
  • Driveway

Home Design

  • Vinyl Siding

Bedrooms and Bathrooms

  • 5 Bedrooms
  • 5 Potential Bedrooms
  • 2 Bathrooms

Partially Finished Basement

  • Basement Fills Entire Space Under The House
  • Exterior Basement Entry

Utilities

  • Two Heating Systems
  • Heating System Uses Natural Gas

Community Details

  • 2 Units

Property Details

Home Type

Multi-Family

Est. Annual Taxes

$5,672

Year Built

Built in 1900 | Remodeled in 2016

Lot Details

7,841 Sq Ft Lot

Parking

2

Listing Details

  • Property Type: Residential Income
  • Property Type: Two to Four Units
  • Ownership: Fee Simple
  • New Construction: No
  • Year Built: 1900
  • Age: 100+ Years
  • Built Before 1978 (Y/N): Yes
  • General Information: School Bus Service,Commuter Bus,Commuter Train
  • Rebuilt (Y/N): No
  • Rehab (Y/N): Yes
  • Rehab Year: 2016
  • Actual Status: Closed
  • SomePhotosVirtuallyStaged: No
  • Special Features: None
  • Property Sub Type: MultiFamily
  • Year Renovated: 2016

Interior Features

  • Basement: Partially Finished, Exterior Entry, Full
  • Total Bathrooms: 2
  • Total Bedrooms: 5
  • Below Grade Bedrooms: 0
  • MRD_AppliancesAndFeatures: Stove,Refrigerator,Washer,Dryer,Laundry Hook-Up,Range Hood
  • MRD_AppliancesAndFeatures: Stove,Refrigerator

Exterior Features

  • Construction Materials: Vinyl Siding
  • Waterfront: No

Garage/Parking

  • Garage Spaces: 2
  • Parking Features: Garage Door Opener, On Site, Garage Owned, Detached, Driveway, Owned, Garage
  • ParkingTotal: 9

Utilities

  • Sewer: Public Sewer
  • Heating: Natural Gas, Sep Heating Systems - 2+
  • Water Source: Public

Fee Information

  • Other Expenses $: 0

Lot Info

  • Lot Size Acres: 0.18
  • Lot Dimensions: 60X96X13X56X47X152
  • Lot Size: Less Than .25 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 5

Tax Info

  • Tax Annual Amount: 5672
  • Tax Year: 2023
  • Tax Exemptions: None

Multi Family

  • Units in Building: 2
  • Three Bedroom Number of Units: Yes
  • Type-Multi: 2 Flat

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 9, 2025
Closed on
Aug 12, 2025
Sold by
Bought by
Seller's Agent
Christopher Davis
Inspire Realty Group LLC
Buyer's Agent
Monika Vera
O'Neil Property Group, LLC
List Price
$350,000
Sold Price
$345,000
Premium/Discount to List
-$5,000
-1.43%
Views
21
Current Estimated Value
$357,383

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$12,383
Avg. Annual Appreciation
3.95%
Original Mortgage
$338,751
Interest Rate
0.0675%
Mortgage Type
FHA

Purchase Details

Closed on
May 30, 2017
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$186,558
Interest Rate
0.0412%
Mortgage Type
FHA
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$345,000 Chicago Title
$190,000 Fidelity National Title
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Previous Owner $338,751
Previous Owner $180,379
Previous Owner $186,558
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
08/15/2025 08/15/25 Sold $345,000 -1.4% --
07/18/2025 07/18/25 Pending -- -- --
07/09/2025 07/09/25 For Sale $350,000 -- --
Source: Midwest Real Estate Data (MRED)

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,963 $82,507 $15,420 $67,087
2023 $5,672 $74,539 $13,931 $60,608
2022 $4,938 $62,943 $12,703 $50,240
2021 $4,715 $58,847 $11,876 $46,971
2020 $4,576 $56,178 $11,337 $44,841
2019 $4,438 $53,513 $10,799 $42,714
2018 $4,391 $50,412 $10,173 $40,239
2017 $4,902 $47,657 $9,617 $38,040
2016 $4,715 $44,213 $8,922 $35,291
2015 -- $40,525 $8,178 $32,347
2014 -- $40,025 $8,077 $31,948
2013 -- $41,081 $8,290 $32,791
Source: Public Records

Agents Affiliated with this Home

  • Christopher Davis

    Seller's Agent in 2025

    Christopher Davis

    Inspire Realty Group LLC

    (847) 489-3476

    12 in this area

    261 Total Sales

    Christopher Davis
    Section Image
  • Monika Vera

    Buyer's Agent in 2025

    Monika Vera

    O'Neil Property Group, LLC

    (630) 806-6987

    1 in this area

    42 Total Sales

    Monika Vera
    Section Image
See All Agents

Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 12415447

Midwest Real Estate Data (MRED)

APN: 06-14-403-005

Illinois Kane County Elgin 60123 Near West Elgin

39 Leonard St, Elgin, IL

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Midwest Real Estate Data (MRED) All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Listings courtesy of Midwest Real Estate Data (MRED) as distributed by MLS GRID.
Based on information submitted to the MLS GRID

Nearby Homes
Your Personal Tour Guide

Ask me questions while you tour the home.