$699,900

39 Oak Terrace Unit 1 Howell, NJ 07731

Ramtown Neighborhood

Estimated payment $4,478/month

4 Beds
1.5 Baths
15,002 Sq Ft
$47 Price per Sq Ft

Highlights

  • In Ground Pool
  • Deck
  • Main Floor Bedroom
  • Howell High School Rated A-
  • Wood Flooring
  • 1 Fireplace

About This Home

Welcome to 39 Old Terrace, Howell, New Jersey! This charming bi-level home offers four spacious bedrooms and one and a half baths. The updated kitchen features granite countertops, stainless steel appliances, and a breakfast bar, opening seamlessly into the dining area. Gleaming hardwood floors and recessed lighting create a warm and inviting atmosphere throughout the main living spaces.The lower-level family room boasts a cozy gas fireplace and new sliders that lead to a large patio, perfect for entertaining. Step outside to enjoy a 16x36 oval in-ground pool, a fully fenced yard with brand-new vinyl fencing, and a storage shed for your outdoor essentials.Recent upgrades include solar panels for energy efficiency (installed 1 year ago), brand-new vinyl siding (April 2025), new vinyl fencing, and recently replaced windows. While the home could use some TLC with a fresh coat of paint (some loose railing posts, downstairs hallway floor repair and two doors' downstairs needing replacement), it is truly move-in ready and waiting for its next owners to add their personal touch.Home is being sold strictly as-is. Buyers and their agents are responsible for their own due diligence.

Listing Agent

MARISOL CRESPO

REALTY ONE GROUP LIVING Brokerage Phone: 201-306-3956 Listed on: 09/17/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $9,386

Year Built

  • Built in 1964 | Remodeled

Lot Details

  • 0.34 Acre Lot
  • Privacy Fence
  • Level Lot
  • Property is zoned R-3A

Parking

  • 1 Car Direct Access Garage
  • Inside Entrance
  • Garage Door Opener

Home Design

  • Bi-Level Home
  • Slab Foundation
  • Vinyl Siding
  • Tile

Interior Spaces

  • 15,002 Sq Ft Home
  • Recessed Lighting
  • 1 Fireplace
  • Heatilator
  • Family or Dining Combination
  • Exterior Basement Entry

Kitchen

  • Eat-In Kitchen
  • Breakfast Bar
  • Butlers Pantry
  • Gas Oven or Range
  • Self-Cleaning Oven
  • Recirculated Exhaust Fan
  • Dishwasher

Flooring

  • Wood
  • Wall to Wall Carpet

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Main Floor Bedroom
  • En-Suite Primary Bedroom
  • Bathtub with Shower

Laundry

  • Laundry Room
  • Dryer
  • Washer

Home Security

  • Storm Windows
  • Storm Doors
  • Fire and Smoke Detector

Outdoor Features

  • In Ground Pool
  • Deck
  • Storage Shed

Utilities

  • Forced Air Heating and Cooling System
  • One Cooling System Mounted To A Wall/Window
  • Standard Electricity
  • Gas Water Heater
  • Septic System

Community Details

  • Community Pool

Listing and Financial Details

  • Assessor Parcel Number 2221-00002-0013-00012-0000-
  • Tax Block *

Home Details

Home Type

Single Family

Est. Annual Taxes

$9,386

Year Built

Built in 1964 | Remodeled

Lot Details

0

Parking

1

Listing Details

  • Style: Bi-Level
  • Primary Style: Bi-Level
  • Subproperty Type: Single Family
  • Year Built: 1964
  • Year Built Description: Approximate, Renovated
  • County Name: Monmouth
  • Renovated Year: 2025
  • Street Number Display: 39
  • Directions: GSP 34S L Ramtown"Greenville R Oak Ter. I-195 547N L Ramtown"Greenville L Oak Ter. Rt 9 Aldrich R Ramtown"Greenville L Oak Ter.
  • I D: 5385375
  • Modified: 2025-09-20
  • Number Images: 13
  • Section Subdiv Development: Residential
  • Attribution Contact: 201-306-3956
  • MLS Status: Active
  • Special Features: NewHome
  • Property Sub Type: Detached
  • Year Renovated: 2025

Interior Features

  • Flooring: Carpeting, Tile, Wood
  • Fireplace Description: Bedroom 4, Heatolator
  • Number of Fireplaces: 1
  • Appliances: Dishwasher, Dryer, Kitchen Exhaust Fan, Range/Oven-Gas, Refrigerator, Self Cleaning Oven, Washer
  • Interior Amenities: Smoke Detector, TubShowr
  • Number Rooms: 8
  • Bedrooms: 4
  • Master Bedroom Desc: Full Bath
  • Bedroom 1 Level: First
  • Bedroom 2 Level: First
  • Bedroom 3 Level: First
  • Bedroom 4 Level: Ground
  • Primary Bathroom Features: Tub Shower
  • Bathrooms: 1.10
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Basement Description: Slab
  • Dining Room Level: First
  • Dining Area: Living/Dining Combo
  • Family Room Level: Ground
  • Kitchen Area: Breakfast Bar, Eat-In Kitchen, Pantry
  • Kitchen Level: First
  • Living Room Level: First
  • Level 1 Rooms: 3 Bedrooms, Bath Main, Kitchen, LivDinRm, Pantry
  • Estimated Sq Ft: 15002
  • Ground Level Rooms: 1 Bedroom, Family Room, GarEnter, Laundry Room, Outside Entrance, Toilet

Exterior Features

  • Exterior Description: Vinyl Siding
  • Exterior Features: Deck, Privacy Fence, Storage Shed, Storm Door(s), Storm Window(s), FencVnyl
  • Pool: Yes
  • Pool Description: In-Ground Pool
  • Roof Description: Asphalt Shingle

Garage/Parking

  • Garage Description: Attached Garage, Garage Door Opener, InEntrnc
  • Number Garage Spaces: 1
  • Number Parking Spaces: 2
  • Parking Driveway Description: 2 Car Width, Blacktop

Utilities

  • Cooling: 1 Unit, Central Air
  • Fuel Type: Gas-Natural
  • Heating: 1 Unit, Forced Hot Air
  • Sewer: Public Sewer, Septic
  • Utilities: Electric, Gas-Natural
  • Water: Public Water
  • Water Heater: Gas

Condo/Co-op/Association

  • Amenities: Pool-Outdoor

Lot Info

  • Lot Size: 100 X 150
  • Assessed Improvement Value: 240000
  • Assessed Land Value: 339400
  • Assessment: 579400
  • Lot Description: Level Lot
  • Lot Identifier: 12
  • Lot I D Tax: *
  • Lot Size Tax: *
  • Total Acres: 0.34
  • Zoning: R-3A

Tax Info

  • Tax Acres: *
  • Assessed Improvement Value: *
  • Assessed Land Value: *
  • Total Tax Assessed: *
  • Streetname Tax: *
  • Street Number Tax: *
  • Tax Amount: 9386
  • Tax Amount Tax: *
  • Assessor Parcel Number: 2221-00002-0013-00012-0000-
  • Assessor Parcel Number: *
  • Tax Rate Amount: 1.711
  • Tax Rate Tax: *
  • Tax Rate Year: 2024
  • Tax Year Tax: *
  • Tax Year: 2024

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $9,386 $579,400 $339,400 $240,000
2024 $9,193 $530,000 $294,400 $235,600
2023 $9,193 $494,500 $264,400 $230,100
2022 $8,047 $405,600 $189,400 $216,200
2021 $8,047 $351,700 $159,400 $192,300
2020 $8,090 $349,600 $159,400 $190,200
2019 $7,343 $311,400 $159,400 $152,000
2018 $7,212 $304,300 $159,400 $144,900
2017 $6,709 $279,900 $139,400 $140,500
2016 $6,225 $256,400 $119,400 $137,000
2015 $5,961 $242,900 $109,400 $133,500
2014 $6,417 $242,700 $136,600 $106,100
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/20/2025 09/20/25 For Sale $699,900 -- $47 / Sq Ft
Source: Garden State MLS

Purchase History

Date Type Sale Price Title Company
Deed $350,000 Noble Title Agency Inc
Deed $175,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $439,560 FHA
Closed $387,667 New Conventional
Closed $343,083 FHA
Closed $344,794 FHA
Closed $343,660 FHA
Previous Owner $100,000 New Conventional
Previous Owner $65,000 Credit Line Revolving
Previous Owner $45,000 Credit Line Revolving
Previous Owner $155,000 No Value Available
Source: Public Records

Source: Garden State MLS

MLS Number: 3987395

Garden State MLS

APN: 21-00002-13-00012